Josh Valdez
Josh Valdez
  • Видео 91
  • Просмотров 50 214
Usapang Adulthood with Breadwinners (Sandwich Generation)
Gaano nga ba kahirap maging part ng SANDWICH GENERATION?
Download your FREE PERSONAL FINANCE TRACKER here: bit.ly/V-AffluenceFinancialPlanner
Download Spotify for FREE and follow me at "Takeaways with Josh" for full podcast episodes: sptfy.com/takeawayswithjosh
🌏 Official Website: v-affluence.com/
🎥 Facebook: joshvaldezph⁠
📸 Instagram : joshvaldezph⁠
📱 TikTok: ⁠www.tiktok.com/@joshvaldezph⁠
👨‍💻 LinkedIn: www.linkedin.com/in/joshvaldezph⁠
Schedule your FREE Financial Consultation here 👇
🎥 Facebook: ⁠ vaffluenceph⁠
📸 Instagram: ⁠ vaffluence.ph
Просмотров: 333

Видео

I asked Financial Advisors "What's your WORST Money Mistake?"
Просмотров 12428 дней назад
I asked financial advisors about their biggest money mistakes, and guess what? They mess up just like everyone else! From bad spending habits to missing out on savings, they spill all the real stuff you might have done too. This video is proof that even money experts aren't perfect-but they’ve got great tips on how to bounce back. Let's learn from their mistakes so you don’t have to make the sa...
What's the best life insurance plan in the Philippines?
Просмотров 1,1 тыс.2 месяца назад
Ano ba ang best life insurance for you? Is it Pure Life Insurance, Health Insurance, Insurance with investment or the what we so-called "All-in-one" Insurance? Alamin natin yan sa video na ito. Download your FREE PERSONAL FINANCE TRACKER here: bit.ly/V-AffluenceFinancialPl... Download Spotify for FREE and follow me at "Takeaways with Josh" for full podcast episodes: sptfy.com/takeawayswithjosh ...
The Ultimate Guide to Financial Planning (Tips for Beginners this 2024)
Просмотров 1423 месяца назад
In this video, we'll know the step-by-step way on planning our finances. You will understand the concept of Financial Planning Pyramid and the importance of preparing for your future and life's uncertainties. Download your FREE PERSONAL FINANCE TRACKER here: bit.ly/V-AffluenceFinancialPlanner Download Spotify for FREE and follow me at "Takeaways with Josh" for full podcast episodes: sptfy.com/t...
The Power of Delayed Gratification
Просмотров 905 месяцев назад
Download your FREE PERSONAL FINANCE TRACKER here: bit.ly/V-AffluenceFinancialPlanner Download Spotify for FREE and follow me at "Takeaways with Josh" for full podcast episodes: sptfy.com/takeawayswithjosh 🌏 Official Website: v-affluence.com/ 🎥 Facebook: joshvaldezph⁠ 📸 Instagram : joshvaldezph⁠ 📱 TikTok: ⁠www.tiktok.com/@joshvaldezph⁠ 👨‍💻 LinkedIn: www.linkedin.com/in...
This Is Why You're Still A Poor Person
Просмотров 1536 месяцев назад
What are the common misconceptions surrounding money and wealth that might be hindering your financial growth. From the notion that money is scarce to the belief that you're not worthy of prosperity, we will discuss the these toxic beliefs and provide actionable steps to release them. Let's talk about these Money Beliefs: 0:00 Introduction 2:20 "Money is the root of all evil" 8:55 "I will never...
THE BEST BUDGETING TEMPLATE (2024)
Просмотров 2266 месяцев назад
Are you tired of feeling overwhelmed by your finances? Do you find yourself constantly struggling to keep track of where your money is going? You're not alone. Managing personal finances can be a daunting task, especially in today's fast-paced world. In this video, we dive deep into the common financial pitfalls that many of us face on a daily basis. From overspending to neglecting to save for ...
Makikipag-date ka ba sa mas mayaman o mas mahirap sa'yo?
Просмотров 1266 месяцев назад
Would you date someone with a different financial status from yours? 00:00 Introduction 1:18 Would you date someone na iba ang financial status as you? 1:34 The problem: Bakit mo siya natanong? 4:23 Make yourself deserving for that person 5:29 Nasaang season ka ba right now? 5:59 Ano ba ibig sabihin ng "Financially Stable" for you? 7:55 Character vs Money 8:44 Rich vs Wealthy 9:13 It's not abou...
Is it okay to change career for more money? (Why I became a Financial Advisor?)
Просмотров 1038 месяцев назад
Why did I let go of my 8-year academic journey just to end up selling insurance? This is the main reason why I've decided to change my career from being a teacher to becoming a financial advisor. Tara magkwentuhan tayo! 0:00 Introduction 1:58 A day in a life of Insurance Agency owner 3:28 Who is Josh? 4:42 Bakit ako nag financial advisor? 7:13 Bakit ako nag-teacher? 8:25 Problem of being an emp...
15 Best ONLINE BUSINESS IDEAS to START in 2024 (As a BEGINNER)
Просмотров 2368 месяцев назад
𝐈𝐬𝐚 𝐤𝐚 𝐝𝐢𝐧 𝐛𝐚 𝐬𝐚 𝐦𝐠𝐚 𝐠𝐮𝐬𝐭𝐨𝐧𝐠 𝐦𝐚𝐠 𝐬𝐢𝐦𝐮𝐥𝐚 𝐧𝐠 𝐧𝐞𝐠𝐨𝐬𝐲𝐨 𝐭𝐡𝐢𝐬 𝟐𝟎𝟐𝟒? 😉💸 𝐊𝐮𝐧𝐠 𝐨𝐨, 𝐚𝐧𝐠 𝐯𝐢𝐝𝐞𝐨 𝐧𝐚 ‘𝐭𝐨 𝐚𝐲 𝐩𝐚𝐫𝐚 𝐬𝐚𝐲𝐨! For today’s episode, magdidiscuss tayo ng 15 BEST ONLINE BUSINESS IDEAS na pwede mong simulan, kahit nasa bahay ka lang! 🏠 Oras na para gawing reality ang ating mga dream house, dream car, o kaya naman dream travel destinations! 00:00 Introduction 1:28 FB Ads Stategist 2:09 Graphic Designs 2...
Exploring Taiwan🇹🇼 (travel tips, places to visit, food recommendations, etc.)
Просмотров 26 тыс.9 месяцев назад
Exploring Taiwan🇹🇼 (travel tips, places to visit, food recommendations, etc.)
Insurance Explained by a 10-Year Old: Importance, Benefits, Types of Insurance
Просмотров 11710 месяцев назад
Insurance Explained by a 10-Year Old: Importance, Benefits, Types of Insurance
Health Plans for Parents | HMO, Medical Insurance, Health Insurance
Просмотров 88110 месяцев назад
Health Plans for Parents | HMO, Medical Insurance, Health Insurance
What's the difference between Rich and Poor?: Explained by a 10 year old
Просмотров 23210 месяцев назад
What's the difference between Rich and Poor?: Explained by a 10 year old
"28 years old ako at Meron akong ₱ 1,000,000 na utang"
Просмотров 1,1 тыс.11 месяцев назад
"28 years old ako at Meron akong ₱ 1,000,000 na utang"
Best Tips & Advice for New Graduates | Life post-grad, must-have IDs
Просмотров 4,3 тыс.Год назад
Best Tips & Advice for New Graduates | Life post-grad, must-have IDs
The Emergency Fund Blueprint: Saving Tips, Where to save? How much you need?
Просмотров 9 тыс.Год назад
The Emergency Fund Blueprint: Saving Tips, Where to save? How much you need?
Maganda ba ang St. Peter Memorial Plan?
Просмотров 3,2 тыс.Год назад
Maganda ba ang St. Peter Memorial Plan?
TRAVEL TIPS & TRICKS 2023 | How To Save | Everything You Need To Know ✈️
Просмотров 296Год назад
TRAVEL TIPS & TRICKS 2023 | How To Save | Everything You Need To Know ✈️
HEALTH INSURANCE 101: What you need to know (Philippines) 🇵🇭 | HMO, Philhealth, Medical Insurance
Просмотров 580Год назад
HEALTH INSURANCE 101: What you need to know (Philippines) 🇵🇭 | HMO, Philhealth, Medical Insurance
The Ultimate Life Insurance Guide 2024
Просмотров 518Год назад
The Ultimate Life Insurance Guide 2024

Комментарии

  • @aubreygallarte9016
    @aubreygallarte9016 7 дней назад

    Possible pa din ba makakuha ng insurance 35 y/o - 40y/o

    • @mr.joshvaldez
      @mr.joshvaldez 7 дней назад

      Hi Aubrey, yes we have affordable plans available for 35 to 40 years old individual :) You can message me on my personal account so I can help you with sample plans :) facebook.com/joshdavid.valdez/

  • @jenezonsuarez8035
    @jenezonsuarez8035 11 дней назад

    Yung mga oicture walang bacground! Nubayan 😂

  • @kevinco5463
    @kevinco5463 11 дней назад

    malaking hug sa mga ka breadwinners <3

  • @aicamnm
    @aicamnm 13 дней назад

    To all the breadwinners out there, Saludo ako sa inyo! Kayo ang sandigan ng pamilya, laging inuuna ang kapakanan ng iba bago ang sarili, kahit madalas naisasakripisyo ang sariling pangarap o gusto. Ang daming sakripisyong ginagawa na hindi palaging nakikita o napapansin, pero ramdam ko kung gaano kabigat ang mga yan. Kailangan talaga ng matinding lakas para harapin ang pressure at expectations araw-araw. Hindi lang pera ang pinapasan natin-pati emotional support at lakas ng loob, kasama na rin. Kaya deserve natin ma-recognize at ma-appreciate. Mahirap, pero tuloy lang. Grabe ang tapang at dedikasyon natin, at gusto ko lang ipaalala na lahat ng effort natin, malaking bagay. Nakaka-proud ang ginagawa natin, at bawat hakbang natin may impact. Kaya, laban lang tayo!

  • @mr.joshvaldez
    @mr.joshvaldez 13 дней назад

    Download your FREE PERSONAL FINANCE TRACKER here: bit.ly/V-AffluenceFinancialPlanner

  • @mr.joshvaldez
    @mr.joshvaldez 24 дня назад

    Download your FREE PERSONAL FINANCE TRACKER here: bit.ly/V-AffluenceFinancialPlanner

  • @m.mendoza6062
    @m.mendoza6062 26 дней назад

    Appreciate the sharing of these financial advisors 😊

  • @joycesuarez9791
    @joycesuarez9791 Месяц назад

    Natawa ako sa palengke ng Los Baños. Hahaha! San kayo sa LB?

  • @RandyGarcia-n8r
    @RandyGarcia-n8r 2 месяца назад

    Good afternoon.. kareretire qlng 60yo..pwde pa po ba aqu makakuha st peter plan?salamat sa tugon

    • @mr.joshvaldez
      @mr.joshvaldez 2 месяца назад

      Hi Sir Randy, yes pwede po tayo kumuha kahit senior citizen na po tayo. Para po mas matulungan po namin kayo, you can message me on facebook. My Name is Joshua David Valdez: web.facebook.com/joshdavid.valdez/

  • @hamiltonchinoquilang8949
    @hamiltonchinoquilang8949 2 месяца назад

    Very informative

  • @mr.joshvaldez
    @mr.joshvaldez 2 месяца назад

    Download your FREE PERSONAL FINANCE TRACKER here: bit.ly/V-AffluenceFinancialPlanner

  • @Jennilyn-w7h
    @Jennilyn-w7h 2 месяца назад

    Halimbawa namatay ka at age of 70 may insurance pa.din ba or wala na?

  • @mayethtan3689
    @mayethtan3689 2 месяца назад

    Government id ang Philhealth but not accepted in DFA😂😂😂

    • @mr.joshvaldez
      @mr.joshvaldez 2 месяца назад

      @@mayethtan3689 mainly because it’s only secondary ID. Either walang birthdate or walang signature 😀

    • @mayethtan3689
      @mayethtan3689 2 месяца назад

      @@mr.joshvaldez both Tin and Philhealth ID have signature and Birthdate Sir😂😂😂

  • @645254mem
    @645254mem 2 месяца назад

    Okay lang po ba June pumunta with kids? Kasi anniversary po namin yun

  • @yelyel2620
    @yelyel2620 3 месяца назад

    Sobrang helpful ng vid na to!! Ang hirap din po maghanap ng mga taong willing to explain yung mga gantong topic kahit parents or friends pa. Informative and straight to the point. God bless to your channel! <3

    • @mr.joshvaldez
      @mr.joshvaldez 3 месяца назад

      Thank you very much! If you need help sa adulting life don't forget to like and subscribe :)

  • @mr.joshvaldez
    @mr.joshvaldez 3 месяца назад

    Download your FREE PERSONAL FINANCE TRACKER here: docs.google.com/forms/d/e/1FAIpQLSedSr-dJRbhxs9-fR_TQJRfo7q65KF2zPwo409Fqdh8Gs1UKg/viewform?usp=send_form

  • @PHtubeID
    @PHtubeID 3 месяца назад

    Hi May I know what hotel you are staying at in Ximending?

  • @ednacastillo894
    @ednacastillo894 4 месяца назад

    Itttanong kopo sana kung may opisina po dito ng st peter sa sm fairview gusto ko pong kumuha ng memorial plan maraming salamat sa makakasagot god bless po

    • @mr.joshvaldez
      @mr.joshvaldez 4 месяца назад

      Hello! You can message us sa page and personal acct ko para maassist ka namin 😀 facebook.com/joshdavid.valdez?mibextid=LQQJ4d

    • @mr.joshvaldez
      @mr.joshvaldez 4 месяца назад

      You can message us in our fb page: facebook.com/vaffluenceph?mibextid=LQQJ4d

  • @cpaaamay2024
    @cpaaamay2024 4 месяца назад

    Hiii, nagupgrade po ba kayo ng baggage or just the 7kg allowance?

    • @mr.joshvaldez
      @mr.joshvaldez 4 месяца назад

      Hello! Nagupgrade kami ng baggage 23kgs each kami 😀

  • @raizenpau
    @raizenpau 4 месяца назад

    Ano pong bank ang recommended niyo for emergency fund and savings account?😅 Wala po kasi me alam about that. Salamat po.

    • @mr.joshvaldez
      @mr.joshvaldez 3 месяца назад

      You can check mga digital banks po lie CIMB, Maya or Go Tyme :)

  • @amydelacruz6897
    @amydelacruz6897 4 месяца назад

    Magkano po lahat nagastos niyong dalawa?

    • @mr.joshvaldez
      @mr.joshvaldez 3 месяца назад

      Estimated po nasa 60k combined for both of us po :)

  • @brado9232
    @brado9232 5 месяцев назад

    "Promosm" 😡

  • @jmp8869
    @jmp8869 6 месяцев назад

    anong month and day po kayo nag travel ?

    • @mr.joshvaldez
      @mr.joshvaldez 6 месяцев назад

      Ang best month pumunta is usually July to September☺

    • @jmp8869
      @jmp8869 6 месяцев назад

      @@mr.joshvaldez thank you, pano po pag april to may please?

  • @joyceahpigon1346
    @joyceahpigon1346 6 месяцев назад

    Super ganda naman ng topic na to, very relatable sa mga singles ❤ congratulations sir and maam for creating a green flag vlog 👏

  • @wugglebuggle2592
    @wugglebuggle2592 6 месяцев назад

    Ano name sa hotel nyo? Thanks 🙏

    • @mr.joshvaldez
      @mr.joshvaldez 6 месяцев назад

      Yanping Stay po

    • @mischacordero5776
      @mischacordero5776 5 месяцев назад

      Sang app or website nyo po nahanap ung pinag stayan nyo?

    • @sophianicolepallasigue2963
      @sophianicolepallasigue2963 4 месяца назад

      Hello po. Pwde po malaman ano website ng hotel n tinuluyan po ninyo? Di ko po kc mahanap ung yanping stay na sabi po ninyo

    • @mr.joshvaldez
      @mr.joshvaldez 4 месяца назад

      Hello, you can check them sa agoda 😀

  • @geraldm512
    @geraldm512 7 месяцев назад

    Ano po yung mga tanong IO sa inyo and anong requirements yung hiningi?

    • @mr.joshvaldez
      @mr.joshvaldez 6 месяцев назад

      Work, sino mga kasama, kailan ang balik. Yan lang po yung sa amin :)

  • @annabanana2437
    @annabanana2437 7 месяцев назад

    Ano po yung hotel ninyo?

  • @iamsheramae
    @iamsheramae 7 месяцев назад

    Hi po! I want to ask where to get the travel insurance? kasama po ba to sa cebu pac pagnagbuy ng ticket or different?

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      Hi, we have our own insurance agency so we got our own travel insurance. You can message us if wala ka pa nakikita ☺️ We’ll be very happy to help you 😊 facebook.com/vaffluenceph?mibextid=2JQ9oc

  • @joycemartytv
    @joycemartytv 8 месяцев назад

    can i ask what is the requirements na hinanap ng immigration sayo before u enter taiwan

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      Here po: 1. Passport 2. Itinerary/roundtrip details 3. Boarding Pass 4. Accomodation 5. Booking Details Depende kung what type ka of employee/worker In our case since self-employed kami, kahit mo visa yung country, we prepare the usual visa application requirements that we see sa other countries like ITR, certificate of employment/agency, company ID and bank statements. 😊

  • @emmanueldecastro6003
    @emmanueldecastro6003 8 месяцев назад

    hello ask ko lang bakit blue kayo instead of purple na looks like ilang stop lang papunta taipei main station?

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      Ay sorry oo purple sinakyan namin! Sorrry lost ako 😅 yung asawa ko kasi talaga yung may alam 😂

  • @m.mendoza6062
    @m.mendoza6062 8 месяцев назад

    Akala talaga ng marami pagnakagraduate na yayaman na 🥲🙃

  • @misslei5328
    @misslei5328 8 месяцев назад

    Anong best month po pumunta ng Taiwan? 😊

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      Depende sa season na gusto mo basta not summer which is usually July to September☺️

  • @sha1953
    @sha1953 8 месяцев назад

    Where did you stay?

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      Yanping stay booked through Agoda. 😊

  • @farmgirl768
    @farmgirl768 8 месяцев назад

    Ang mahal na ng Taiwan

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      Flight ticket or expenses when you’re there?

  • @samsamchao5440
    @samsamchao5440 8 месяцев назад

    Ganda talaga dyan sa Taiwan . Ang linis ng paligid. Soon babalik ako dyan..

  • @TomoR1der
    @TomoR1der 8 месяцев назад

    Hi ask lang po about sa nakapagbook ako ng hotel taiwan south pero un mga tourist spot is nasa north magiging issue po ba yun 1st time travel po ako solo complete ng ceo payslip itr leave form at bank statement sana mapansin niyo po

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      South Taiwan or South Taipei?

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      If south taipei, as long as malapit ka sa any metro or train station na malapit ka, you can go around naman. Baka lang mag take time going around taipei. Pero pag South Taiwan, mahirap yun kasi baka nasa iba kang city nun or area. Tapos by bus pa bago ka makarating sa Taipei or sa mga tourist spots or sa mga highspeed rail or railways☺️

    • @TomoR1der
      @TomoR1der 7 месяцев назад

      South taiwan po kaya yun itenerary ko is kunti lang para masulit ko po yun per day na gala ko

  • @user-pu8hl7zc8f
    @user-pu8hl7zc8f 8 месяцев назад

    I stay Singapore. I love ❤ Taiwan got healthy foods, healthy place to stay and adventure 👍. Singapore got nothing adventure only condominiums 🥱🥱🥱

  • @klangsantos6810
    @klangsantos6810 8 месяцев назад

    Which hotel po kayo nagstay? Near mrt po ba?

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      YanPing Stay booked through Agoda😊

  • @teddiecarreon6485
    @teddiecarreon6485 8 месяцев назад

    Nag airport train po b kyo or MRT agad? Ksi based sa taiwanese n kausap ko, 24 hrs dw ang airport train and ung MRT nagcclose.

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      Airport train is the same as MRT. Baka yung sinasabi nilang 24 hrs ay yung taxi 😊and yes naghintay kami ng umaga para sa MRT

  • @michellepedimente8917
    @michellepedimente8917 8 месяцев назад

    Sir ask ko lang howmuch travel insueance?

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      It depends pn how many days and amount of coverage you want. You can message us here for more info: facebook.com/vaffluenceph?mibextid=YMEMSu

  • @diannewenzelhernandez5833
    @diannewenzelhernandez5833 8 месяцев назад

    Hi anong requirements po ang need to present in immigration and what are the usual questions they asked po?

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      You can find the full list here for immigration: www.rappler.com/nation/list-iacat-immigration-requirements-different-categories-filipino-travelers/

  • @evelynlee5179
    @evelynlee5179 9 месяцев назад

    Where did you stay and do you recommend it?

    • @mr.joshvaldez
      @mr.joshvaldez 7 месяцев назад

      YanPing Stay booked through Agoda😊 We recommend it for budgetarians esp kung lagi ka din aalis. CR is great, small space lang sa bed, no table but there’s ref. Some crevices can be dusty😊

  • @jikjin__9342
    @jikjin__9342 9 месяцев назад

    sir baka makapag share kayo paano mag commute from teipei o shifen jiufen.

    • @mr.joshvaldez
      @mr.joshvaldez 9 месяцев назад

      Hello, depende kung san ka manggagaling. Isang option ay mag-avail ng tour via klook para din easier ay madami mapuntahan. Pero nung kami since wala kami specific schedule is nagcheck lang kami sa google maps kung saang bus station sasakay from Ximending to Ruifang Station tapos train to Shifen muna. Very useful ng google maps kasi accurate siya and naguupdate real time. Then from Shifen nagtrain kami pabalik to Ruifang then bus papuntang Jiufen. If first time traveller ka, I suggest yung tour sa klook kasi mahirap sumakay ng bus pauwi from Juifen. Basta second yung Juifen kasi maganda siya sa gabi. ☺️

    • @jikjin__9342
      @jikjin__9342 9 месяцев назад

      @@mr.joshvaldez salamat sir more power sa channel nyo 😍 mas prefer namin DIY kasi sa tour po hindi inaabot ng gabi sa jiufen

  • @jesierra63
    @jesierra63 9 месяцев назад

    <3

  • @patrickjosephdavid6331
    @patrickjosephdavid6331 9 месяцев назад

    nasa magkano po gastos per person?

    • @mr.joshvaldez
      @mr.joshvaldez 9 месяцев назад

      Around 30k per person all-in na yun ☺️❤️

  • @monettemartin4585
    @monettemartin4585 9 месяцев назад

    I have paid the 5 years installment 2013 to 2018. Its been five years since 2018, can financial loan be availed?

    • @mr.joshvaldez
      @mr.joshvaldez 9 месяцев назад

      Hello Ms Monette, anong name po ng plan na inavail niyo? Yung hinahanap niyo po ba ay yung money back guarantee?

  • @tetocoma9028
    @tetocoma9028 9 месяцев назад

    Hi, anong travel insurance ang in-avail niyo? Thank you!

    • @mr.joshvaldez
      @mr.joshvaldez 9 месяцев назад

      Hello! We are affiliated with Pacific Cross so we got our own travel insurance na din ☺️ If you’re looking for one, just let us know here: facebook.com/marniemendozavaldez?mibextid=YMEMSu

  • @rednajma
    @rednajma 9 месяцев назад

    New sub here. I liked the title of your channel: Takeaways with Josh

    • @mr.joshvaldez
      @mr.joshvaldez 9 месяцев назад

      Thank you so much! We'll do our best to create high quality contents!

  • @janlouisemakiling3474
    @janlouisemakiling3474 9 месяцев назад

    Sana ganito mag explain ang mga FA… informative and detailed 💯 I terminated my 2 VUL policies and opted for term.. then trinasfer q nlng ung fund value sa MP2 Most of the FAs’ din kasi lalo na nung year 2018, up to now..VUL prinopromote because of commission.. and hndi na sila macontact if gusto mo ipaterminate hahaha😢 Sobrang dami plng form of insurances..and im thinking of getting a medical / health insurance aside sa HMO Continue to educate and share your learnings po to our kapwa pinoy 😊

    • @mr.joshvaldez
      @mr.joshvaldez 9 месяцев назад

      Sorry to hear about your experience. We will do our best to create more valuable contents for every Filipino people :)

  • @janlouisemakiling3474
    @janlouisemakiling3474 9 месяцев назад

    Hi sir Josh & maam, Question.. yung Comprehensive Health insurance same ba sya sa medical insurance? Saang company kaya pdeng inquire for this.. especially if availing para sa senior.. thank you Informative videos 💯

    • @mr.joshvaldez
      @mr.joshvaldez 9 месяцев назад

      Hello Louise! Different ang Health Insurance and Medical Insurance. Health Insurance will give you money in case of critical illness diagnosis. This is cash. However pwede tayo kumuha neto up until 60 years old only and to be paid 10 to 20 years depende sa age ng kukuha but insured ka na agad til 100 years old. Yung presyo ng plan is nakadepende sa age natin na kuha tayo ng plan and hindi na siya nagmamahal for 10 years or 15 yrs or 20 yrs depende sa plan mo. Kumbaga level premium. Ang recommendation ko dito is the Sun Fit and Well Advantage plan ng Sun Life of Canada (Phils) Inc. :) Medical Insurance on the other hand is renewable card siya and benefits will automatically deducted sa bill mo. Meaning basta may card ka, and may bill ka, sasagutin ni medical insurance ang bill mo. Para siyang HMO pero mas malaki ang kaya icover for hospital admission 1M to 100M depende sa plan mo :) This one is renewable every year but pwede ka kumuha even you're above 60 years old to 100 years old. Tho mas mahal siya habang tumatanda tayoo. Ang recommendation ko here is the Select Plus of Pacific Cross Phils. If you want to schedule a free insurance consultation with us, feel free to message us here: facebook.com/vaffluenceph/