- Видео 65
- Просмотров 2 865
Coach Kris
Добавлен 24 янв 2024
I am a passionate insurance broker who sells ACA insurance. I have been doing it since the beginning, and as more and more agents join the ranks to sell it, I want to ensure all agents know how to take care of their clients. I believe that we can impact people on a daily basis by helping them find the right plan. As a heart-centered agent, I love impacting people where it matters: their day-to-day lives.
Insurance Brokers can help save people's finances, save them from filing bankruptcies, and let them focus on getting healthy, all while making an honest living.
Insurance Brokers can help save people's finances, save them from filing bankruptcies, and let them focus on getting healthy, all while making an honest living.
2025 Short Term Plan Options
Short Term plans have been controversial since the Affordable Care Act was introduced to the public. I believe that they have a purpose, but agents need to educate their clients on them. There has been recent legislative changes that affect how Short Term plans can be offered starting Sept 1st, 2024 and going forward until such time as the rules change again.
In this Session I invited Letty from Pivot to come on and explain their products and the solution that they came up with. In first part of the video is talking about more in depth of their different products and at the end, (44:00) Letty shares exactly how someone can be covered by short term for 12 months.
In this Session I invited Letty from Pivot to come on and explain their products and the solution that they came up with. In first part of the video is talking about more in depth of their different products and at the end, (44:00) Letty shares exactly how someone can be covered by short term for 12 months.
Просмотров: 46
Видео
USA Health Plans
Просмотров 99День назад
Today I had the pleasure of talking with Jacob Brown, the creator of USA Health Plans. He is not associated with USHEALTH Group, in case you are wondering. Instead, Jacob has built a platform to allow agents to see numerous options for people who need a PPO in an area where there isn’t one. A place to shop for plans that often are less expensive than the Marketplace if someone doesn’t receive a...
New Ideas for OEP
Просмотров 6614 дней назад
After 10 years of Open Enrollments and a large book of business, we are going to try some new things. Maybe one of these ideas will inspire you to try something new this year or help you structure your business for the future.
Opportunities to sell Ancillary
Просмотров 6821 день назад
Today’s session is about sales and finding those opportunities to present the ancillary coverage. Things to keep in mind: Every client is coming to you with an open mind to hear what you have to offer. Once you have permission to share with them, they will not think you are trying to “sell them something”. You are the expert and have knowledge of products they do not know about. Offer p...
$0 Deductibles Explained
Просмотров 77Месяц назад
Today, I showed side-by-side comparisons of health plans that have $0 Deductibles. I discuss what you are looking for, why you would offer it, and why you would offer it over a Silver Plan in some states. The $0 deductible plans are fast becoming the most popular plans across the country and for good reason. Knowing what something will cost before you go to the doctor makes it much easier on in...
Documentation Request from the Marketplace
Просмотров 64Месяц назад
It can be a bit daunting to handle the documentation requests. Let's dive deeper into what the Marketplace wants and the Why behind the requests.
A conversation with Ronnell, founder of HAFA
Просмотров 79Месяц назад
You may have heard of NAHU, HAFA, NABIP, and other groups that ask for membership and tell you what they are doing for us in Washington. In this session, I interviewed Ronnell, the founder of HAFA, to discuss what she does and how that affects agents every day.
Marketplace Dental vs Stand Alone Dental
Просмотров 76Месяц назад
There is so much confusion around Marketplace dental plans. What do you do when a client signs up for the plan by themselves. Do you know when the Marketplace plans are a good choice? I answer this and many many more questions about the dental plans and why so many agents suggest you use a stand-alone dental vs the Marketplace.
Layering your client with protection
Просмотров 902 месяца назад
As agents, it is our responsibility to give our clients and prospects options. There are options out there that will protect your client from high medical bills, ever increasing Max out of Pocket
Understanding HSAs & HDHPs
Просмотров 492 месяца назад
This session is a crucial opportunity for you to gain a deeper understanding of HSAs & HDHPs, which can significantly impact your client’s financial well-being. When done well, this can be a great financial opportunity, but when consumers are not clear on this type of plan, it can cause surprise and unwanted medical debt. If you are not 100% familiar with those abbreviations, this is the sessio...
A Carrier's Perspective
Просмотров 682 месяца назад
Big shout out to Jennifer at Common Ground Healthcare Coop for giving us a peek behind the curtain. Insurance carriers are not allowed to do whatever they want, there are very set rules on what they can and can't do. And often, they don't know all the rules till April Come listen in as we get the inside scoop!
A FMO's Perspective
Просмотров 1132 месяца назад
I know there are lots of mixed reviews and confusion on what they can and cannot do or won’t do and why we need them or do we? Come listen to Andy Dastur (President of an FMO) discuss the pros and cons of FMOs, the difference between Brokerage & Agency FMOs, and get some insight to help you navigate the FMO world. What you should look for in an FMO, why they exist, and more questions answered t...
Q & A Time 21 FAQs
Просмотров 953 месяца назад
In this session, I will answer these 20 questions plus more: 1. For mammograms, does a member's yearly visit fall under preventative (no copay), specialist copay, or imaging? 2. Infusions-is that under labs? 3. Outpatient services? 4. What about the specialty meds required for them that you can't find in the drug formulary? 5. Diabetic sensors- How is that covered? 6. What's considered Durable ...
Lead Generating
Просмотров 1193 месяца назад
Jump to 6:00 to skip the review of future topics. Generating leads and prospects during the off-season is the best way to have a very busy fourth quarter, which leads to nonstop clients year-round. The truth about being a business owner, you are responsible for finding prospects, keeping clients, marketing, and so much more. In this webinar, I discuss some options to help grow your business wit...
Understanding Legislation
Просмотров 683 месяца назад
Legislative changes, both recent and old. The new SEP with Medicaid roll-back and revisiting consent and attestations requirements. chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/www.medicaid.gov/resources-for-states/downloads/extn-sep-cnsmrs-lsg-chip-cvrg-adndm-faq.pdf chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/www.cms.gov/files/document/ab-summit-2023-compliance.pdf
Understanding the Summary of Benefits SOB
Просмотров 865 месяцев назад
Understanding the Summary of Benefits SOB
Oct 26th Last bit of OEP Advice for 2024
Просмотров 185 месяцев назад
Oct 26th Last bit of OEP Advice for 2024
Oct 19th To do a recording or class or not to do one
Просмотров 65 месяцев назад
Oct 19th To do a recording or class or not to do one
Oct 5th Understanding HSAs for your clients
Просмотров 235 месяцев назад
Oct 5th Understanding HSAs for your clients
Sept 21st Hiring help, when do you do it, and what do they do
Просмотров 125 месяцев назад
Sept 21st Hiring help, when do you do it, and what do they do
I love your hair !
Thank you
Great information and speaker. Thank you.
So glad you found the information informative.
Thanks Kris. My sister has leukemia and just about everyone I speak with has had or knows someone close to them.
Your poor sister, it is so hard. Thank you for watching. Your story will resonate with people and they will know that you are being genuine about trying to protect them.
Such great and helpful information. Thank you both!!
You are welcome. I'm glad you found it helpful
Thank you so very much Coach Kris!
Happy to help
I'm currently sitting through your videos for self training. Thank you so much for these! Would you please be so kind as to email me a "generalized marketplace document" without your info? (found at 28: 22) I'd like to keep them for my records too. Thanks in advance!
I'd be happy to. Can you send me your email address?
Hello, thank you for clearing this one up!!! Q's: based on what I saw the example you provided, about having an $8000 deductible, if the plan has a deductible from what I understood, if they where to use the manufacture's coupon that will go towards the deductible, however, if the plan they choose is a $0deductible/$3000 deduct for prescription if they use a coupon only the $15 will go towards the deductible...my q's is if the client choose a silver plan with a very low deductible of $600 for med can they still use the manufacturer's coupon?... I got a new potential client that takes about 10 medications some of them are tier 3 & 4 the no longer qualifies for Medicaid because supposedly she makes too much money.
Yes, she can use the manufacturer coupon. How the insurance carrier classifies it will vary by carrier. So reach out to your broker support team with the carrier and ask them how it is handled. It is probably still worth it to use the coupon regardless.