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The biggest benefit over here is of eligibility criteria for plat charge …Minimum requirement of income is 15-25 lacs . If u are lucky , u can easily get this card via upgrade at no income documentation…isn’t that great deal Apart from that , a value of 1.5 lacs MR point under Taj is flat 75 K and 1=1 n Marriot

Along with that , a 5K Amazon voucher too

How’s this still beneficial either way money is paying before the last date to pay So how’s it’s benefitting the customer?

I have as amex card... What is the use of the benefit

it means…the Amex system pays ur due in advance if u have subcribed the autodebit facility via any bank account For example= Auto debit system is set on 16 of Jan. in this case, the amex system will automatically pay your dues from their pocket and later, the same will be deducted from your registered bank account on 16 Jan 2025

bro....you can apply from any link as well.for example...you cause any of our membership referral link. Here are the steps ... 1.First click on the link of any card page 2.Choose view all cards on the left hand of the page posts clicking 3.select any card of your choice when you click on any cards from the page

do subscribe bro and help us grow

Theclink is down below for your reference. any card can be applied from this

You wont. They don’t repeat the offer to people who already used it once

I got a 150k point offer for Platinum Charge card. Dunno whether it is useful.

it is useful if u have a spending of 75 plus per month. Do note - The fee is on a higher side of 77K

what's your strategy?

@@kushal8261 I stay overseas mostly so its a good card for me considering 3x reward points. Plus i redeemed a close to 2L points for 1 rupees value at Mariott.

@ I live abroad so it’s 3x is really good. I used 2L points for a stay at St Regis.

I swear....tht was my question ❓ toooo...

I know it might sound stupid to some people but the only reason I use credit cards is to get those discounts during sale. I never achieve those spend based waivers so I always go for LTF cards.

Get a smart earn card from Amex. It has a low fee of ₹ 500 plus tax and the same is waived if your total spending is ₹ 40,000 only. This is the closest you can come to getting a card LTF from Amex.

it was possible a few years ago under companion card in India and abroad too. Not possible, post September 2024

I have LTF since day one, but yes they now a days don't give LTF anymore.

good one dear …let me research and revert with concreate info

If you don’t have sufficient funds in your account on the due date, the credit given by Amex will be reversed and the applicable consequences will follow.

@@amitabhmaheshwari then what’s the point of all this drama If eventually the consequences are the same?

amazing sir

@amitabh sir how you got infinia, pls guide

@@mohitaggrawal5691Yes. You need to have high value relationship with HDFC, or high salary getting credited to your HDFC account, or existing card with HDFC with good limit and high spending.

@@mohitaggrawal5691High TRV with bank, or high salary credit every month, or existing card with HDFC with high limit and high usage.

go for it

you can reinstate the card by talking to amex care. They will restart your old card as you just closed. you can start the same card without any trouble .

you can take referal from my latest video description

It's not an upgrade, it's downgrading your reward rate only😂

sure n part payments .20-20-20

​@@Thecreditcardlife Can't pay electricity bill in parts right ?

makes sense

@@mujahiddongarkar same here. I think their customer service is going pretty bad

folks….VKYC is going to get done . wait for a reply

Hello bro I have got a approved MRCC card recently in November months and then I applied gold charge card within 2weeks. My VKYC done automatically via MRCC card. When I applied charge card that time I am tick the I have an Amex card and enter card details also but they asking me to income document. I said I have already uploaded for MRCC then why now. And then asking me to again upload your itr document so I am also uploaded that file ofter 3or 4 days I got email to rejected my application So please help me what happened

@rathod9086 can we connect on Instagram

@@Thecreditcardlife yes

Choice makes sense

Dear Friend....The Idea is to provide knowledge of cads which could add value.Just to let you know, this card can be valuable for people earring 10-25K. Hope u agree

connect me on Instagram

Thanks for asking …med emergency is going on , will take some time to sort . Take care

Yeah sadly they didn’t have it last year 😢

Hi Sir…long time …hope things are nice and easy at home

@@Thecreditcardlife Fine Tku.

your welcome bhai

have you subscribed the new s letter of Marriott via email