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Suggest to sell the individual shares and put the money into IITU and LGGG. Although past performance is not guaranteed, LGGG (fee 0.1%) over 5 years performed slightly better than FWRG (fee 0.15%) and significantly better than VWRP (fee 0.22%)

How did your Broadcom only go up 4.5 percent I’m guessing you must have bought it when it spiked around 18th June before dropping back to 140 And also I think it went up 20 percent on Friday Maybes after you did this video ?? I’d love a update on your Broadcom 😊

Most of my money is in S&P500 and VWRL but earlier this year I bought a few indervidual stocks Bought Broadcom cos felt its price was lagging Bought AMD cos again seemed to not be performing well Bought crowdstrike shortly after it crashed when it caused the world wide problems And recently bought super micro computer shares after it fell out of the sky for various reasons Broadcom I’m up 68 percent Crowdstrike up 25 percent Super micro computers up 26 percent AMD I’m down 20 percent ( not to worried about that as still belive its way undervalued and will make good gains in the next few years My vanguard account with S&P 500 and VWRL now sits at 48k and is up 24 percent this year

Another Great video Racheal 🎉 Most of my money is in S&P500 and VWRL but earlier this year I bought a few indervidual stocks Bought Broadcom cos felt its price was lagging Bought AMD cos again seemed to not be performing well Bought crowdstrike shortly after it crashed when it caused the world wide problems And recently bought super micro computer shares after it fell out of the sky for various reasons Broadcom I’m up 68 percent Crowdstrike up 25 percent Super micro computers up 26 percent AMD I’m down 20 percent ( not to worried about that as still belive its way undervalued and will make good gains in the next few years My vanguard account with S&P 500 and VWRL now sits at 48k and is up 24 percent this year

You can’t beat the market. No one can.

Rachel, please save us! Vanguard is adding a minimum £4 a month fee and the internet is in panic mode!

I would select the following: iShares NASDAQ 100 UCITS ETF, Vanguard S&P 500 UCITS ETF and iShares MSCI USA Dividend UCITS ETF (IDV)

I'm sorry to hear that your stock choices haven't been performing well. Personally, I wouldn't have selected most of the stocks you've picked (for example, you do not have any MAG 7 stocks or the big US financials). If you were in the US, I would recommend SPY, QQQM, SCHD, and SCHG ETFs. You may have equivalent funds in the UK.

What are the best indices to invest 🤔

you’re doing what most do and that is giving up, i don’t like your individual stock picks so maybe more research into that area. i’d say you picked too many individual stocks in poor sectors, and you need more time to make it grow than 6 months,

Lovely video & a stunning lady 👏👏

Thank you for finding the time to make a video. Look forward to the next one. Keep up the super work.

I invested £107k about 7 months ago. I chose a handful of technology stocks with good fundamentals and cash reserves, plus a semi conductors ETF, which performed terribly, so I sold it and bought its best performing stock. I now have £211k so up 97%. In my opinion ETFs and Indexes are too diversified to make serious returns.

Now that Vanguard are adding £4 monthly charge I think a lot of people will look to switch. I've got my ISA, SIPP & 3 x JISA which I'll be looking to move. Currently at 10k but will be doing regular payments into each of the ISAs. Seems like Vanguard are shooting themselves in the foot.

For me, index funds stops me from impulse buying and listening to news.

Great video my bro!!!!👊

IITU (S&P Technology Sector) is my favorite fund. 40% over the past year and I think it still has a lot of growth to come. With the AI hardware boom now out of the way, what follows will be the enterprise software side of AI growth.

New sub loved this content…looking forward to more episodes

Hey, your test portfolio is missing all the big guys, the same stocks that push FWRG higher and higher: Apple, Tesla, Google, Amazon etc. Aren't you comparing apples and bananas here? FWRG is my largest position BTW, not against FTSE all-world as core position at all 😁

Really not convinced by this experiment, it all depends on which stocks you invest in, how have the magnificent 7 performed vs VWRP for instance? What about stocks that drop 20% and almost immediately recover? Sure ETFs are definitely the least risky option and the best one for most investors; I don’t think that particular experiment has proven that at all.

2 months ago bought 18000 pound of Tesla worth 38000 now need some shares and some etf or index funds not all in on one shares are obviously riskier though

How about investing it in IUCD ETF? It's one that has Amazon and Tesla which is not in IITU and has performed well.

TSLA and MSTR. All in. All you need.

I’m doing the exact same thing, I’ve put £1000 into stocks to compare to ETFs. I am up 20% in 2 months so I think your returns are more down to your stocks selection (which look a bit random) than what you were trying to prove. Investing in individual stocks requires a lot of time to figure out which ones are better whereas ETFs don’t.

I have 3 pies in Trading212 created about 5-6 months ago. 1 is daily s&p500 buys, that’s up around 9%, the other two are mixes of stocks and an etf, they're up 5-6% (were higher at 8% just recently).

Your s great stock picker, well done 👏 i would persevere The alworld has too many duds, in my opinion. Iitu or eqqq will probably easily outperform the alworld now that Trump is in power. 🙂

Interesting choice of stocks you chose. Out of all your stocks, the only ones I would have picked were AXON, Broadcom and Qualcomm. Do you think you are biased and chose those stocks to prove your thesis correct? Curious to know because I am invested in shares only in my ISA and I’m up over 40% this year alone (most I know are close to 70% this year alone). My SIPP which has ETFs has returned half of that (which is incredible for ETFs). That said, for the majority of people, picking only ETFs and funds is the best approach as you can quite easily lose money picking stocks or in your case underperforming major indices.

I'm sorry but if you look at tesla and nvidia over the last decade. They've outperformed the sp500 comfortable. I'll put my money in tesla as overtime it'll bring the most gains in the market. Way more then the old school value investing in ap500 and etfs.

Sell the stocks and put the proceeds into your SIPP for the tax relief to recoup the small amount you lost on some of the stocks. Good to see you back, I only checked in the other day to see what you were up to and was disappointed to see nothing new.

Welcome home Rachel 👍

Rachel could you do a video on stop losses and the various options in t212 and ii… especially on the larger pension funds held in etfs. If there was a large downturn in 2025….should a stop loss on etfs be turned on ? Thanks

Great to see you back….been dipping in some trading since your last video…..need to go back to ETF monthly …..Tesla and Apploving been great last 4 weeks…but only bought a few shares. Looking forward to seeing you Xmas special as promised on Christmas Day at 3pm 😉

Thank you so much Rachel. I loveeeeee watching your videos and have been waiting for any updates from your channel, and thank you for being so genuine and generous in sharing your investing experiences. Loving them all 🥰🥰

So it seems you have been more successful with stockpicking than ETFs. When comparing investment funds with S&P 500, note that majority of ETF investors will not be beating S&P 500 either because they are diversified across the world which leads to underperformance.

Great experiment and reassuring. I’d like to know what you think is the next step from here.

Neither. Buy $XRP.

Interesting exercise. I'm pleased the result was that the simple approach was best.😃 I started my investing buying individual stocks but quickly burned my fingers, so it's passive index ETFs for me now, no more gambling! My default go-to fund is now VHVG, Vanguard FTSE Developed World, which is a low cost solid performer, so if it was me I'd sell the individual stocks and put my money there. Cheers!

Welcome back

Great to see you back and sharing an interesting lesson.

I'm back with another investing video! Sorry it's been a while! Let me know if you make it as far as Ross. As always, wishing you all the very best with your investments!

I’ve managed to save a decent amount of cash, though-over $220k. With inflation creeping up again, I’m worried about securing my retirement. I plan to retire at 55. What’s the best way to maximize these savings?

Accumulation v Income ETFs… what’s your take on one v the other?

I am invested in INVESCO FTWG but in this video it refers to INVESCO FWRG. Both are all world etf’s but being new to investing I would like to know the difference.

Would opening a HL S&S account for my kids be best, given i have for myself, rather than something like AJ Bell which seems a suitable option too?

the TER is better on Invesco but the spread is usually a bit higher, is it still better?

Hi Rachel, came across your video. Well done on passing the exam. I'm interested in this course aswell. Did the course cover any tax planning solutions. Thanks

MAGS and FNGS are great ETFs for direct exposure but maybe too risky for some investors

How about Liquidity? Do you think being new could cause Liquidity issue for Invesco one?

Great video - keep going - really good

Beautiful and knowledgeable. This girl is a gem!