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Like you, I retired about 2 years ago. The biggest surprise for me was that not one single person in my team from work has reached out to me. Not that I was extremely close but most of that team came in from the outside as new hires. I was always well thought of with all my co-workers. I'm not bitter, but I was thinking at least a few of them may send a text or email just following up. Unexpected consequences of retirement....

$20 a month? that's not going to be worth anything sorry.

Thank you for your video and thoughts! I’m happy your retirement transition has been enjoyable. I feel fortunate to have been paid for a career that felt like my hobby. Suddenly though, I lost interest and I was finding it difficult to even fake it. What used to be a joy suddenly felt like work. My boss called one day to complain. I pulled onto the side of the road and told him I just made up my mind at that very moment to retire. I’m glad the burnout happened suddenly instead of dragging on for years.

To me you’re only retiring early if you’re not eligible for medicare. It was really hard when they shifted full retirement age from 65 to 67. I love what I do now in my second career, but I can really feel the stress in a way that I didn’t when I was younger. I too can feel the slowing. I’m fortunate to have the option to continue working. My first career tried hard to kill me and there was no option to continue once I began to look older than middle aged. I’m proud that I successfully pursued a great second career.

#1: I don’t miss work. I do teach two days/week. #2: Money is not a big concern. #3: I am not bored. I volunteer with the Scouts. #4: I don’t sleep in. Wife still works.

People are facing a tough retirement. and it's even harder for workers to save due to low-paying jobs, inflation, and high rents. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire in.

You're NOT retired....you're still working!

I never worried about having a huge retirement and tried to live my best life. I am blessed to have kids and grandkids and enough to enjoy life a bit. My goal was just not to ever starve. My wife and i live simple lives, old cars that are paid for and inexpensive housing. At 60ish we are both relatively healthy and blessed. Thanful for what we have.

remember the only thing you control is your own death. so sail on, push the boundaries, enjoy what you have left, and if things turn bad you can always leave. odds are, things will be better then hoped for and longer than expected. but you will have to leave before you want to.

Retired 7 years now just turned 65. Life is wonderful, grandchildren, visiting my Dad, year trips to Fl for 3 months. Worked a little like you . Pension and SSA allows my wife and I a good life. My wife hasn't worked for years since her double transplant, I'm her main care giver. The house keeps me busy, so much to do. Looking forward to having 20 family members over for Thanksgiving, never a dull moment.

Be diversified in the portfolio and don’t beat yourself up. You can do all the woulda shoulda coulda all you want. The fact of the matter is you don’t know what tomorrow will bring. Spend what you need and enjoy life. I’m curious on what percent of retirees really run out of money. I think most people will adjust spending as they need to.

Retirement becomes truly rewarding when you have two key components: a solid financial foundation and a clear sense of purpose. Making wise investment decisions is crucial to achieving strong returns and enjoying a secure retirement.

5, 4, 2, 1 …. So you decided to skip the 3 s in retirement? 😂

8 months into retirement and I agree with all your points.

Forgot to press the record button gee that sounds familiar lol. I walk into a shop to buy 1 item get a trolly full of stuff and of course the 1 item I went for isn’t there. As for money I find I simply spend what I need to if money is left over try and save it but make do. I’ve had to do that my entire life so nothing’s different now. Just remember if you have some spare money tucked away do what a friend of mine did. When COVID hit and the stock market crashed he bought up as many blue chip stocks as he could. Now he’s got so much money he can’t get the pension.

All retirees that are so busy and love it FINE! The BEST people in retirement are those smart enough to maintain “skin in the game” by maintaining your position, power, respect in the field, being needed etc. Those that can maintain this are again the BEST in retirement.

Two years retired. I’ve never worked so hard, had as much fun, and made as much money. Monetize your passion.

I retired at age 62 almost exactly 5 years ago. Like Ron, I have never missed work at all. I largely enjoyed my job, but probably haven't thought about work for an hour since I retired. I am FINALLY starting to sleep until 6:30 or 7 AM after decades of getting up for work at around 5:15 AM. I woke up at that time for probably the first 3 years of retirement. I don't have any main hobby, but between my small hobbies, and reading, I keep myself busy enough to stay happy. I have probably thought "I'm bored" less than 10 times in 5 years. We have found we spend WAY less money in retirement than we had budgeted. We set up or finances so we would basically replace 100% of our incomes from when we were working. We have found that we don't spend a whole lot more than social security (with a paid off house). It easily pays for the utilties, insurance, food and necessities. We went to one car, which has been absolutely fine. In 3 years of being a one-car family, we have had one conflict and just went and rented a car for a few days. We have used some savings to make a once-in-a-lifetime trip, and a major office remodel, but have yet to touch any of our retirement accounts. It's the best gig ever, and I can truly say it is perhaps the happiest time of my life.

nice to hear that my retirement is similar to yours,,,

Ron: Have you thought about cutting the cord and working part time at another job?

Retired in 2020 at 57 after 35+ years as an IT network / data center engineer (on-call 24x7 for large periods of time)... I agree with everything you found (except #1... I'm single). My biggest chunk of time is taken up with home improvement projects. That was my plan all along... modernize my house and I do 95% of the work myself. It has been rather enjoyable to do the work at my pace and at my expectation level (I'm a perfectionist). When I'm done, I'll have a really nicely updated house to live in until I look to move to one that requires no maintenance when I get to that point.

You did not retire, you just changed jobs.

How old are you ? Good day.

Thanks for the video!

I retired in May 2023. Like you I am not bored!

Good video

Retirement is more challenging now than it used to be. I've focused on saving rather than investing, and currently, I have about $400K. With inflation on the rise, I’m considering investing in stocks, but I’m not familiar with effective market strategies.

That's great your wife is not tried of you. I think a lot of couples have problems with this. The women do not really like their man, and it causes issues leading to the man losing half his wealth.

No more Sunday evening blues!

Recent subscriber here. I appreciate your insights. I am 50 years old and look forward to seeing early retirement

New subscriber here. I need this motivation towards my retirement goals. Thank you Ron

Hi Ron, I was laughing all through the video, I couldn't agree more, especially when the multiple streaming services you must have just to watch your favourite shows ask for a password. I write all my passwords in a notebook, some of them are in code, so complicated.

I totally agree with everything you said, my problem is I keep my passwords and such on my phone as I always have it with me, the problem is I have so much in my lists it takes me so long to find what I’m looking for I often just can’t be bothered!

I’m two years in but don’t consider myself retired until my wife stops working.

my thing in retirement that surprises me is that my member is very, very red because I have all this time to flog it and squeeze it. Is that a bad thing? Can you do a video on this please.

Not really any surprises - retired about 15 years. 1. Today's chore was to fix something in the house which is about as old as I am. Got the part. Do it first thing in the morning or return the part and go to the next big box store. 2. This last Friday, I made my 4th donation of items in less than a year. Over time, I have closed two storage units, thrown out all of the business files. Copied the photographs, videos into new media. 3. I have a reading program and take a daily class on line. Fortunately, youtube exists and I continue to learn every day.

While I will never be in your position, even in my mid-30s I find your perspective informative.

I think you did the right thing as you say you still have the ability to work but at your own pace and that’s a very good thing to be able to do. Plus in a way by doing RUclips your still going what you want to do and you’re your own boss ( don’t tell your wife that lol).

Thank you for answering my question Ron. I wish you a long and happy retirement!

I retired at 59 and actually retired. I've travelled around the world and found ways to keep busy wiithout any kind of routine.

what age did you retire at and do you wish you had done so earlier?

Careful earning over $22k/yr if we take SS before age 67. Thanks for sharing your version of retirement!

I stumbled across your channel and am glad I did. I’m 49 and work in broadcasting, small market tv photographer/reporter. Hoping to retire in 10 to 15 years. Thanks for the info and advice.

Don't feel guilty about taking a nap

I also retired two years ago at 50. Definitely not bored. I do sleep in as I have always been a night person since about age 8. Investments generate about 5400 a month in income, I only spend 3000 to 3500 so money isn't an issue. Divorced so not worried about annoying anyone being home.

I need a special magnifying visor to paint my D&D miniatures!

Will there be a story of your last day of work and did they give you a retirement present? Gosh I hope they did otherwise I'm sorry for asking

I get up early then anybody else ❤ sounds familiar to most of us in early 50’s. It happens after working and following a schedule for so many years.

Thanks ON, I always noticed if I’m not doing something there is something not getting done. Will be nice to do chores on my schedule.

My Mom and Grandparents volunteered at various organizations. They set a good example.