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scamming people with integrity

The music is sooo annoying and not necessary at all

Describe the healthcare system in the United States; Explain the functions of BlueCross and BlueShield; Review how drugs are paid for; Discuss healthcare plans and how they are regulated; Outline the differences between healthcare in the US and Europe; Analyse the key reasons for rising healthcare costs in the US; Describe the functions of Medicare and Medicaid;

Perez Mark Anderson Jennifer Lopez Susan

amazing video for a beginner who knows nothing about health insurances since im about the choose a provider for myself. thanks for the insight and information. greatly appreciated :)

Hirthe Walks

Q1 (January, February, March) Q2 (April, May, June) Q3 (July, August, September) Q4 (October, November, December) Estimated income: $500,000,000 Actual income: $950,000,000,000,000

very helpful to me (age75)

It is a great video thanks for the great information and well delivered. This is exactly what I was looking for.

HMO MEDICAL INSURANCE IS HIGH RISK TO ANY PATIENCE. CONTROLLED BY MOST OF DOCTOR. BAD EXPERIENCE. MAY BE KILLED BY CORRUPTED DOCTORS. PLANNING TO CHANGE TO PPO.

bruh, this sucks. I understand but this is so sad.

Very well and simply explained 🤝

What is a doctor? What is a primary care doctor that is not a doctor? What is a CenterWell, a referral center to a PPO?

Very good information thanks

0:57 HMO's typically cost less, but give you fewer doctor choices 2:37 PPO's let you choose from lots of doctors but cost more 5:29 HDHP 5:58 HSA (Health Savings Account) 7:08 EPO (Exclusive Provider) - only contracted hospitals and doctors accept

I see my doctor for 1 minute or less & he charges Medicare $400! I'm in Texas I finally signed up for Cigna's Top Tier HMO Advantage Plan because I told that I needed teeth, preferably implants. Mainly because I have plenty of docs & dentists in my area. I told them that I need teeth now & that I always stayed away from Advantage Plans because of long waiting periods & only $1k a year in coverage. She said that she was going to hook me up! Now I get immediate $20k a year in dental coverage a year, $0 co-pay for extractions, ortho's, prosthetics, x-rays, etc. Same w/ vision & hearing except it's $200 a year for my glasses w/ free exams. The great thing is, it's all 100% free to me because I'm on SSI/DI qualify for "Extra Help" & I'll get back $175 a month, every month to my SSI/DI Check that I receive. Plus, I get almost a $100 a month preloaded Visa for pharmaceutical or health related products like aspirin, heartburn meds, health drinks, etc. So, nothing out of pocket for me, or I would be double questioning my decision. We'll see how it works out. If I don't get teeth implants. I'll definitely get dentures. Snap in's, I hope.

I wonder who came up with this complex system.

It's simple: control costs money

Why do we put up with this? Some insurance companies are getting upwards of 70% of their income from tax dollars collected by the government, and given to them to "help" provide health care to the citizens. But we STILL have to pay premiums and deductibles to them, while they do everything in their power to keep from paying for the healthcare we've already paid for in multiple ways. PLUS, even if you're paying your taxes, you're not guaranteed to have insurance (outside of Medicare/Medicaid), as "The Affordable Healthcare Act (Obamacare) has a list of reasons for exemptions from having heath insurance. Eliminate the Insurance Middlemen, and then FAR MORE of our money comes back to us, and not into people collecting our taxes as bonuses for NOT providing us the healthcare we've paid for multiple times.

this is confusing af

Would be nice if we used actual words!...they used these letters to confuse us

What if I cannot afford neither of those?

I think both are expensive either way, I just started my new job and hmo is ridiculously expensive here in nevada for me and my kids i paid 50 dollar less at my prior job for ppo which i prefer i dont like hmo because you have to go get referrals for everything I like the flexibility of ppo. Also it depends on the company you work for the jobs at the las vegas strip which is union way better only 60 per check for the entire family and co pays arent that bad either.

Great helpful....thank you...👍👍

thank you

In short: living the American dream

Great video........enrolling in medical benefits with a new employer right now! If you're needing to see multiple specialists in various domains, PPO is definitely the way to go since you can avoid continuous primary doctor co-pays by being forced to go through them as you would with the HMO plan. HMO is nice for those in small communities that generally stick to a doctor and don't require much outside of routine checks and tests. I love the flexibility of getting second opinions and not paying double co-pays, think I'll go for the PPO myself.

HMOs are public defenders and ppos are your own attorney you pay outa pocket…SIMPLE…you get more with a ppo(OWN ATTORNEY) rather then hmo ( PUBLIC DEFENDER)!!

nice

very well put together. Thank you

as a doctor, I can really see how insurance made healthcare more complicated and expensive than it should've been.

Thanks for video. Now I can choose the right plan for me.

Hi, can you make a video on IPA’s next?

Please God help Americans the healthcare system is suck. Get rich or die trying 🤪

HMO sounds like it should be our go to American health care plan with a little more open leniency on Physican Options, Hospital Networks and Available Tests. Kinda all for one, one for all

It all sucks

Can someone explain how an hdhp is good for those who hardly go to the doctor? Say the deductible is $2,000. If you hardly go to the doctor you’ll always be paying full price for everything assuming you never go over the $2,000 threshold.

Otherwords be rich to pay for health care lol

Can someone change their employer provided insurance in the middle of the year in the event of having a baby born?

I learn so much just watching this video.smh

Extremely like the video, man. Very helpful and informative. Thank you very much. It is presented so well too. Great, positive work.

None of these options seem good 🥴

Great overview! Thanks for posting.

Thank you. PPO sounds like the best bet for me and my situation.

Thank you, excellent video. 👏

Thank you

PPO definitely seems like a rip off to me. I pay a lot for mine and I’m switching back to HMO. I’m only 26😹

Repost this video to scare anyone from countries where medical coverage makes sense

Excellent video, It helped me a lot, awsome!

If you are generally healthy (no major or chronic issues), live a low-risk lifestyle (minimal accidents, tears, fractures, breaks), and are responsible with your saving (to have savings to cover high copay and premium) consider the HDHP paired with an HSA. If you are concerned with high deductibles but still want flexibility to see specialists at will without the oversight of a primary doctor, try PPO. If you are bad with saving or extremely frugal and don't mind having the oversight of your primary doctor who can tell you where you can/can't go or what procedures you can/can't get, try HMO.