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Insurance Council of Texas
Добавлен 5 янв 2015
ICT on P&C: Charles Morgan, Co-founder at ScreeCred
Albert Betts, executive director for the Insurance Council of Texas sits down with Charles Morgan, co-founder of ScreeCred. ScreeCred is helping marginalized communities build credit by tracking and reporting their auto insurance payments.
Просмотров: 11
Видео
Legislative Update/Hurricane Season | June 5 2023
Просмотров 40Год назад
Legislative Update/Hurricane Season | June 5 2023
Under One Week Left! Legislative Update - May 22 2023
Просмотров 18Год назад
With seven Days left in the 88th Legislative session, where are we? We talk about auto bills and OEM parts & appraisals. Plus, we touch on TWIA and key deadlines.
Legislative Update May 8 2023
Просмотров 32Год назад
With 21 Days left in the 88th Legislative session, where are we? We talk about auto bills and OEM parts & appraisals. Plus, we touch on TWIA and key deadlines.
Legislative Roundup
Просмотров 34Год назад
A roundup of bills and assessing where we are in Texas' 88th Legislative Session, with just over 30 days to go. There are several issues still at play: OEM, appraisals, ESG, and more!
2023 Auto Legislation
Просмотров 11Год назад
A deep dive into the proposed legislative bills that focus on auto insurance and issues. We focus on OEM, appraisals and other impacts on the insurance industry.
Texas Windstorm Insurance Association
Просмотров 84Год назад
Discussion on the various bills and proposals for the Texas Windstorm Insurance Association
ESG legislation being proposed in Texas and around the country
Просмотров 78Год назад
A look at environment, social & governance (ESG) legislation being proposed in Texas and around the country. We have a discussion on the possible impacts on the insurance industry.
Texas Legislative Overview
Просмотров 28Год назад
An overview of the legislation and issues that may effect the Texas P&C industry.
Looking Back, Looking Forward - A recap of the 2021 Legislative Session
Просмотров 192 года назад
Looking Back, Looking Forward - A recap of the 2021 Legislative Session
Hurricane Prep with the National Weather Service
Просмотров 143 года назад
Hurricane Prep with the National Weather Service
The Clock is Ticking on the 87th Legislature
Просмотров 83 года назад
The Clock is Ticking on the 87th Legislature
After the Storm: Protecting Texans from Fraud
Просмотров 83 года назад
After the Storm: Protecting Texans from Fraud
Changing an Insured’s Bad Behavior: Distracted Driving
Просмотров 163 года назад
Changing an Insured’s Bad Behavior: Distracted Driving
Mid-Session Update on the Texas Legislature
Просмотров 263 года назад
Mid-Session Update on the Texas Legislature
Perspectives on Leadership with Errica Rivera
Просмотров 153 года назад
Perspectives on Leadership with Errica Rivera
A Primer on the 87th Texas Legislative Session
Просмотров 283 года назад
A Primer on the 87th Texas Legislative Session
ICT 2019 SYMPOSIUM STUDENT SPEED INTERVIEWS
Просмотров 235 лет назад
ICT 2019 SYMPOSIUM STUDENT SPEED INTERVIEWS
Insurance Council of Texas Education Foundation UNT Scholarship Dinner
Просмотров 185 лет назад
Insurance Council of Texas Education Foundation UNT Scholarship Dinner
2017 ICT Property and Casualty Symposium
Просмотров 85 лет назад
2017 ICT Property and Casualty Symposium
Can’t feel for persons who build in area that has been struck before. Sorry.
By the way the numbers on loss of people is more than a hundred not the number this video says and this is the number never found still
IKE had build way out in Atlantic had all that push of sea water and when we seen videos of waves hitting Islands close to Cuba at four story high we knew this was going to be catastrophic for Galveston, I lived on highest part of Island as a born and raised one and I told everyone get out just as soon as city says go , we had four foot of water in house and the loss was insane, the sad part is all that waited to late getting out and elders that we lost shortly after the loss they had because of stress so yes Island was rebuilt but insurance laws were passed to build better but inspectors passed places like homes they know shouldn’t have passed and it’s going to be a problem again
IKE had build way out in Atlantic had all that push of sea water and when we seen videos of waves hitting Islands close to Cuba at four story high we knew this was going to be catastrophic for Galveston, I lived on highest part of Island as a born and raised one and I told everyone get out just as soon as city says go , we had four foot of water in house and the loss was insane, the sad part is all that waited to late getting out and elders that we lost shortly after the loss they had because of stress so yes Island was rebuilt but insurance laws were passed to build better but inspectors passed places like homes they know shouldn’t have passed and it’s going to be a problem again
34:29 damn right
I was an engineer for the power company, CenterPoint Energy, after Ike. I was assigned to Galvestion. There was no power on Galveston and the residents were not not allowed back. Being from CenterPoint and in a CenterPoint truck, we were welcomed in. It was wierdly deserted. There were no traffic lights operating or traffic except for CenterPoint and the telephone company. The transmissions lines were mostly intact except some old wood pole transmission lines. The reason is Ike was not a wind storm it was a flood storm. This meant the substations were flooded and not operating. The first thing was to get a mobile substation moved in and patch the existing substations. When you walk into a substation and put your hand on the power transformer and it is not humming, there is no power. The crews worked and when I left the transformers were humming and the traffic lights were working. What never made much sense to me was we built the houses up high on piles and the distribution line were high on wood poles along with the transformer, but the meter and the meter bases were at 5 feet. This meant the meter flooded and had to be replaced. In many cases the homeowner had to hire an electrician to replace the meter base before a new meter could be installed. Additionally CenterPoint had a limited number of meter keys and authorized key people. This meant the contract crews could not fix the flooded meter. The engineer in me questions the wisdom of some parts of the company. In the big picture it took a long time to put the rest of Galveston back. It did not make sense to have power, but not to be able to buy groceries to put in the refrigerator. The water needs to flow and the toilets need to operate. You need police and a fire department. Electricity leads the rest of the needed services. I spent the next years raising the equipment in the substations. I put the the very large substation transformers high in the air and put new control buildings high in the air on 3-foot diameter concrete piers. An Ike like flood storm will never put the lights out, except for that darn meter problem. That problem was not in my area and the fix at that time was to replace the meter if the saltwater did not corrode the meter base.
Our home in Huffman ( miles inland) was destroyed by a neighbor's tree that fell on it. Was left homeless
August 1, 1989...wrong, that was Chantal
Some people can't evacuate because they simply have nowhere else to go. You're literally trapped in one spot a rock and a hard place. I believe they call. I was in Puerto Rico for hurricane Maria. We went 8 months without power. I couldn't get back to the states because everything. I had had got washed away and blown away. But here in the states, not everyone has to homes.Not everyone has a family that you can just go to and be okay with them
Mt. Ferrite is wise.. history repeats every 100 years.
And 6 years later waiting for Beryl 😢
Me too in Rockport
Insurance Council.... well, I hope you have cleaned up the estimators and legit claims... because my house was roofless and damage from the rain with no roof... I say that because all I got was money for a new roof... what about the broken windows, flood damage, personal items...? people got their homes rebuilt and I got $12k for a roof. took me two years to get the house back together myself. Lied to about that storm ... wind was height.... 140 mph gusts and sustained 115 mph. Storm surge was 25 ft in places.... one tough storm!
Hurricanes/Tornadoes have been destroying properties for thousands of years, yet "The United Nations" needs to chime in and blame it on carbon...... sounds like agenda promotion opportunity. Yeah, we trust "The United Nations" like we do our government.
People wouldn’t leave by bus because they couldn’t take their dogs. They changed that rule after Ike.
We lived on west end of galv- we had whole houses in our canals! Everything downstairs was gone even our grass! The trauma was crazy! I seen front of houses torn off- 1 house u were looking into the kitchen - the Refrig was open & EVERYTHING was still in it even in the door next to it EVERYTHING was still sitting on the counters including the coffee pot! It was really weird! Folks n town that stayed said water came up real fast but as Ike moved on land it was like God came & took the water away FASTER than it came up ut went away! Lydia Ann sucked as a mayor we went to 1st town hall meeting- it was absurd! Their were out of state contractors on the island when residents couldn’t return! We left but coming back across the causeway they were not even checking IS’s! FEMA buses were coming in & I swear FEMA STANDS FOR: Find Every Mexican Available! Those buses were full of them! FEMA SUCKED! Most didn’t qualify for FEMA help but u had to give them all ur personal Info to b told NOPE U DONT QUALIFY! I feel like the city & fed gov let the citizens of galv down bad! Ike was the FORGOTTEN STORM!
DAMN, she's awesome . Only a person who was born and raised on the Island can stand their ground ❤
Ayo why does this look like a cod mw2 intro scene?
24:59
Oh yeah we went to Dallas I Remer the flea market where I got that Rolling Stone cover with Britney Spears:An American Tragedy Wegot back home and I remember the free food they were giving out I loved it I loved the food it was "american food" I growing up Mexican wasn't accustomed to I was like 16 What a HELL HOLE 2008 was The only shining moment that year was getting to see my grandma and grandpa I was in the early stages of a decade of depression How sad Had I known Had I gotten help I'd probably would of had a better more prosperous life
Fact is you shouldn't build in hurricane prone zones!
I'm not on board with the scale being broken. I do understand their point about the damage. But they're the Insurance Council and we shouldn't go off damage for them. That's what we do with the tornados and the Enhanced Fujita scale that rated El Reno an EF-3. That's too dependent on where it hits.
Been having a hard time finding out if a home on piles foundation can get approved for wind insurance. I looked in the building code and piles is mentioned but it seems most people we ask don't know
We didn't have power for 2 weeks (Houston). I was dating am HPD officer, and she would be patrolling the city, call me and tell me to get over to whatever gas station, they just got a gas delivery and/ or they had ice come in. I'd make these trips at 2 or 3 in the morning, whenever that phone rang, to help keep the generator going. To this day I hate scented candles.
I should add that when we bought our home that flooded, at the closing in the title office, we were told we didn't need flood insurance because we weren't in a flood plain and our home had never flooded. We had Dickinson bayou at the end of our street. And the only reason our home hadn't ever flooded is because it was built the year AFTER Camille struck. Thank God we didn't listen to the employees at that title office.
We bought a house in Dickinson, Texas, closed on the house and moved in. Three months later, Hurricane Harvey sent 28 inches of filthy dirty bayou water into our home. Within minutes it went from some water running under the front wall of the living room to being knee deep. We walked out at 3 a.m. with our cats in carriers in my kayak, water waist deep, fire ants crawling on us and stinging. I got to a higher point on I-45 and sat down and scraped the fire ants off. Ironically, we moved into the apartments above an airplane hangar at the old Lone Star Aviation Museum and lived a year on Galveston while our house was completely renovated. After less than three years we sold the house and got the hell out of hell/Texas. Happy here in the Rocky Mountains. Of course, we weren't told when buying a house, that rice used to be grown in the area. Stop building in a flood plain and stop asking the entire country to subsidize your decision to live at risk. The man in this video from League City needs to stop blaming the feds and move to high ground. Schwartz is 100% right.
why was this in my recommended.
I'll never forget this storm in my life my mom passed away in Herman hospital downtown Houston in the 6 th and the storm hit right after that and tore the roof off of my granddad's apartment at Concord at Little York Rd ...
Insureance and state didn’t make anything right on Galveston, after things were passed to make all replaced building higher and even some places where homes are today are lower than before IKE ,also not any home or Business that was rebuilt were built the old way , all the new rebuilds were all done with nail guns and bet not many even followed old way of using ring shank mailings
Tell your legislation, give them this project, that's what they are for. God bless you & so sorry the ignorance & I don't care attitude is so ugly & destructive in the world right now. Hope it will right itself soon. Lessons learned. Pray is what I do & will.
I was in Galveston County jail when Ike hit Galveston.
Ok , sorry for what happened BUT ... It is a foolish man that builds his house on sand , especially over and over again There is no stabilizing sand You can only build house up about 12feet Same thing with anything else you build on sand or around water
I would have evacuated if a Cat 2 hurricane were to come
3 days and I had power power back
I live outside of Houston. I just remember the howling winds that never seemed to stop, they went on for hours and hours. Ike was a huge storm that left an indelible mark on me. We had a lot of damage and to do this day, I fear hurricane season.
We got out and bought a house in the Rocky's. NEVER returning to live in Texas.
I have thought of moving to inland Texas to be away from hurricane seasonal threats. A good 400 miles between the coast sounds right. Going to check properties around Lubbock area, closer to a medium size city away from coastal threats.
I live in SW Ohio. 24 hours after Ike made landfall, it arrived in Ohio with very strong wind gusts. It wrecked havoc on our power grid. It took them a week and half to restore power to everyone. Massive power outage. We lived in the dark for a solid week. Cat 2 my arse.
Ike took out the historic Balinese Room:(
I was 17 years old before that I drove a 1991 Dodge pickup Hurricane Ike dropped Tree on it destroying it
We need phones that can turn down the freakin music!
We left glad we did
I was born the year before and ike I was not even 1 wen it hit my hometown of Houston Texas I even saw the eye of ike
I was sleeping through ike. I did wake up briefly during the storm hearing the tree ram against the apartment building. Then thought "if I die, I die" and went back to sleep. I had surgery done just some 2 days before lol.
I was also in the hospital In downtown Houston I had a seizure from being sick we lost power and I got really over heated
Sad sad memories. I was still in a wheelchair; my kids: were 7-year-old7 & 17. I recall one day when my 7 year old & I were home. My 17-year-old came running from 3 blocks away; it was still flooded. My 17 year old carried me upstairs in an empty apartment, then, my 7 yr old & a little boy next door. He had to leave in a metal bucket like a boat, barely big enough for a dog. 😔recall
This is… astoundingly well made.
Jesus wasn't just the LORD and SAVIOR for Christians HE came to save all of HUMANITY as in Slave is equal to master, Love your neighbor as you would love your brother. Because he didn't see any race, creed or religion HE saw US not US & them tribalism or Us and them chosen people/Master race just US! We as in HUMANITY will only survive the impending end times due to our solar system crossing of our galaxies Electromagnetic gravitational plane in the next Millenia by uniting as one and the only ONE who put forth that ideology was JESUS humanities LORD and SAVIOR. Grade 5 science could debunk CO2 caused climate cycles. The temperature is rising first and Co2 follows. Cause and effect.' Earth is a closed loop that self regulates co2 with life by combining CO2 wit hH2O to capture the EM energy of the galaxy via the sun to create life. Energy is neither created nor destroyed. On this planet. All energy comes from and or returns to our galaxies double torus electromagnetic gravitational Nucleus/Bulge via our Sun to us. Covid like CO2 is a comfortable LIE built upon an inconvenient truth. The Baby Boomers who were born en mass 76 years ago are starting to die from the usual suspects of seasonal Flu which leads to pneumonia and old age. The Covid 1984 MASK of the Beast is a pretext for the COVidiot vaccine in combination with 5G being the depopulation FINAL SOLUTION, before our crossing our galaxies EM/gravity plane resets our planet with EMP plasma bursts, Oort cloud comets and Noah's Great Year East to west tidal waves. China's one child policy in western christian democracies is Abortion, LGBTQ, Suicide, Drugs and alcohol, Sterilization, Euthanasia, anti child propaganda etc Club of Rome, Georgia Guide Stone, Bill Gates, Klaus Schwab, Global orgs pushing Depopulation BLM/ALM is a divide and conquer tactic. Don't let yourselves be divided to be conquered by these evil serf serving despicable humans . Turn the other cheek because odds are your being manipulated to kill your brother in the HUMAN race. Underestimate your the ENEMY to HUMANITY at HUMANITIES peril.
That one woman. Spent their life savings to build a home and retire to Galveston. 🤔 It’s Galveston! It’s a sandbar! I love Galveston, even though I’ve never lived there. But come on people how dumb can you be?? She acts so surprised that this happened. 🤦🏼♀️
I dont care
They should have built it further away from the beach probably
Legend has it that Ike had 2 eyes.
My parents built a house on the west end in 1957. We lived there for 9 years. It never had a drop of water in it until Ike. It survived Carla and Alicia. But Ike was different, direct hit and the storm surge was huge.
I remember going through Hurricane Ike when I was just 6 years old. It was one of the scariest moments of my life. The house me and my family were at in Beaumont had nearly collapsed. I remember seeing the fierce winds against the other houses and trees.
I lived thru Hurricane Hugo when it hit SC
For God’s sakes people, if you are ordered to evacuate then GET OUT!!
Sometimes that’s easier said than done for some people. And then there’s people just too stupid. That’s a different story.
That was 366 days before i was born
You know....after the great hurricane of 1900 that killed thousands of people and pretty much wiped out Galveston the people of that island took wagons teams of mules and dozens of men armed with nothing but shovels and pick axes and they spent several years jacking up houses and raising the ground beneath them a good 6 to 8 feet taller....a monumental task done in that day with those tools ....it NEEDS to be done AGAIN this time with the U.S. Army Corps of engineers to prevent another disaster of that magnitude....one day a category 5 will hit the Texas coastline and push a 30 foot wall of storm surge before it....
Hurricane Ike had a storm surge of a Cat 5 system that began a couple days before the hurricane landed. Ike coming into the shallower Gulf waters died down to a Cat 3 before landfall, with the most destructive surge on the dirty East side of the storm, Bolivar peninsula saw the 25 to 30ft surge water.