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The debt problem isn't from spending, we aren't spending enough, the roads are a mess. The problem is lack of revenue, mostly from big corporation job and profit offshoring.

Just shows how stupid people are that they believe the president runs the economy. Our current problems are from allowing large corporations to create monopolies, offshore jobs and profits. You can't even get a decent hamburger for lunch anymore, nothing but big corporations factory synthetic food.

I had a 401a in a local Arizona govt for 30 years that didn’t pay SS. I Retired 2 years ago and last year rolled over to a self directed IRA with Schwab. I only had 5 years of other previous substantial earnings. Is my IRA subject to WEP. My current SS doesn’t reflect WEP. Is it my responsibility to report my 401 cash out this to SS?

I suspect you understand how both WEP & GPO work, but your presentation did not explain it very well at all. There are two bend-points, therefore three segments or brackets. WEP was presented as a penalty, not an adjustment for having a non-covered pension. And it is the progressive nature of SS benefits that make WEP fair and reasonable. Sadly, the retirement associations foster a victim mentality about SS, when it is really a CHEAP state problem. As for GPO, your description bounced between the two person, it was impossible to follow. WEP: Because SS is progressive, that is, lower earners get a higher replacement rate, when one's earning are hidden because of their gmvt employment, they appear to be lower earners than they are. So WEP was put in place to correct that. For those that feel cheated, note that a normal folks, they would get a 32% replacement for their second/additional job, whereas the gmvt non-covered pension person gets a 40% replacement rate (minimum). GPO: This works the same as it does for normal couples. GPO occurs when there are two incomes, one gmvt worker and one private worker. GPO stops the gmvt worker from receiving their entire non-covered pension and the entire SS benefit. Compare this to two private workers (lower & higher earner); when both work, the lower earner can only get a spousal benefit of 50% of of higher earner less lower earner's own benefit; often this results in zero spousal. For survivor benefits, the survivor gets the higher of the two benefits, but the other benefit is forfeit.

I’m just trying to get confirmation on something. I’m currently a police officer in Northern Illinois. My department DOES pay into social security. The windfall elimination provision should not affect me. Is that correct?

Great information!

MISSOURI TEACHERS BEWARE: Social Security will STEAL your benefits....especially....your SURVIVOR BENEFITS! Repeal: WEP & GOVERNMENT PENSION OFFSET. HR 82. S 597. My deceased husband PAID IN....and I DON'T get ANY of his larger benefit! Theft!!! John Larson = Secure Act 2100 = repeals BOTH!

Does GPO happen only if partner wants to claim benefits and you also are in WEP?

Losing proposition fighting it for years. Many have died since the fight started to overturn it. Sad but true.

I retired thinking I'd have enough to make it with ss and my teacher retirement due to the fact that ss statements do not show the WEP reduction. Any hope of the WEP being reduced or eliminated?

I am a retired Massachusetts firefighter. I have paid in to social security since I as 16 years old.. I always worked two jobs while I was a municipal employee and after I retired. I paid in to SS and earned all of my credits! The government is stealing from me with WEP. Why are they allowed to steal from me?

I hope you'll see this and good job. You've got me a bit scared. I recently started recently receiving my ex-husband's Survivor Pension benefit from CalPERS. He worked in the state parks system for many years before transferring to CalTrans. So he had just under 30 years with the state of California. I am 10 years from being able to start collecting Social Security Retirement Benefits at the earliest age allowed. From you said about GPO and WEP can do, I am wondering if that benefit can be eliminated. Mind you, I have worked myself for less than 20 years. Is there anything you could say to ease my concern? In today's economy, having both forms of income is a necessity.

What happens if you have 2 pensions, one from California and one from another state? Do they total them to determine the $ reduction due GPO?

I worked as a TX teacher and retired.

I'm a retired California teacher and your explanation of wep and gpo deserves an (A) grade. Very well done. Thank you.

Will my Windfall elimination cut into my wife's SSI retirement benefit? Can you serve people in Arizona. I need advice after learning of this.

I just left my job at 53 for the city of Kirkland, WA. I am planning to draw ssi as soon as possible then a pension (PERS) at 65. My service years are low for both. Can the social security administration help me figure out possible Windfall?

WASHINGTON CARES FUND:Out-of-state residents and foreign workers who are employed in the state also must pay into the tax, although they would not be eligible for the benefit, alongside employees who begin paying into the fund but retire before they contribute for the ten-year obligation. this is what i mean when i say they are creating a nest egg for the state NOT TO HELP US!! (THERE WAS NO VOTE BY THE PUBLIC ON THIS!)

I live in Louisiana and I tell all State employees about this "program."

I am 29 years old and can't find an insurer to cover me cause I am under 30

I contacted you today and you said to take you off the call list. I had a question about windfall elimination. So why do you say we can call you???