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Suburb Data
Австралия
Добавлен 2 дек 2022
Welcome to Suburb Data! We cover everything from property investing to expert busting. With over 20 years of experience, we're here to guide you on a journey to property investment success, helping you avoid common mistakes.
Suburb Data helps you find the best places to purchase property in Australia via the demand to supply ratio (DSR) algorithm - simply input your budget for a list of high-growth and cashflow suburbs, while reducing risk. Explore supply and demand metrics across Australia, customize searches, and make well-informed decisions with our unbiased data.
Don't cut corners-check the suburb's DSR for informed choices. Join us on the path to building a successful property investment portfolio!
Suburb Data helps you find the best places to purchase property in Australia via the demand to supply ratio (DSR) algorithm - simply input your budget for a list of high-growth and cashflow suburbs, while reducing risk. Explore supply and demand metrics across Australia, customize searches, and make well-informed decisions with our unbiased data.
Don't cut corners-check the suburb's DSR for informed choices. Join us on the path to building a successful property investment portfolio!
Ep. 25: Suburb Growth Metrics, Key Targets and Where the Data comes from?
Ever wondered which metrics really drive suburb growth? 🏘️ In this episode, Damien and Jeremy tackling a big question from one of our listeners: what specific data should investors focus on, and where does it come from?
Join us as we break down key metrics like vacancy rates, rental yields, and demand-to-supply ratios. We’ll share why relying on just one number could lead you astray and how AI-driven insights can give you an edge in picking the best areas to invest.
Perfect for anyone looking to skip the guesswork and make smarter property moves!
Like, subscribe, and share if you find this helpful!
Episode Highlights:
00:00 - Introduction
00:44 - Viewer question
04:56 - Why Mertric Targeting mat...
Join us as we break down key metrics like vacancy rates, rental yields, and demand-to-supply ratios. We’ll share why relying on just one number could lead you astray and how AI-driven insights can give you an edge in picking the best areas to invest.
Perfect for anyone looking to skip the guesswork and make smarter property moves!
Like, subscribe, and share if you find this helpful!
Episode Highlights:
00:00 - Introduction
00:44 - Viewer question
04:56 - Why Mertric Targeting mat...
Просмотров: 909
Видео
Ep. 24: Q & A: Gathering Data, Active Listings, Brisbane Olympics and More | Jeremy Sheppard
Просмотров 72414 дней назад
In this episode of the Suburb Data Podcast, Damien and Jeremy answering your questions! 🧐 From finding real property data to the impact of the Brisbane 2032 Olympics on the market, we've got all the insights you need. Plus, we'll chat about the hot markets like Perth and Townsville and share why some areas might not be the investment goldmines they're hyped up to be. Tune in for some no-fluff a...
Ep. 23: Negative Gearing: Save or Sink Australia's Property Market | Jeremy Sheppard
Просмотров 1,2 тыс.Месяц назад
In this episode, Damien and Jeremy Sheppard dive into the hot topic of negative gearing! We break down what it means, why it’s back in the headlines, and what it could mean for property investors and the Aussie market. From tax breaks to rent increases, we’ve got all the insights you need-no accounting degree required! Hit that play button for an easy-to-digest chat, and don’t forget to like, s...
Ep. 22: The 18-Year Property Cycle with Jeremy Sheppard
Просмотров 1,1 тыс.Месяц назад
In this episode, Damien and Jeremy Sheppard dive into the so-called "18-year property cycle" - does it hold any truth for the Australian market? 🤔 Spoiler: it's not looking good! Together, we break down the historical data and show why this U.S.-based theory doesn't really apply to Australia. From national growth rates to property booms (and busts), we cut through the myths and give you the rea...
Ep. 21: The Global Liveability Index 2024 | Jeremy Sheppard
Просмотров 4502 месяца назад
In today’s episode, Damien and Jeremy Sheppard diving into the 2024 Global Liveability Index-exploring who’s up, who’s down, and where Aussie cities rank on the world stage. We’ll break down how Melbourne, Sydney, and other top cities are faring, and what these rankings mean for property investors like us. Plus, we’ll discuss taxes, the cost of living, and why Australia might just be the best p...
Ep. 20: Q & A: Entering/Exiting Markets, Buyers Agents, Suburb Selection and More | Jeremy Sheppard
Просмотров 1,2 тыс.2 месяца назад
In this episode of the Suburb Data Podcast, we have heard your questions and answer them today! We will dive into the nitty-gritty of property investment strategies. Discover the impact of Loan Mortgage Insurance (LMI) and its role in leveraging your investments. We also tackle the complex world of Self-Managed Super Funds (SMSFs) and buying property through them, exploring the pros, cons, and ...
Ep. 19: NSW Bans No-Grounds Evictions
Просмотров 4042 месяца назад
In this episode, Damien and Jeremy dive into New South Wales' new legislation banning no-grounds evictions. We explore what this means for property investors, dissect the implications for landlords and tenants, and discuss the broader impact on the rental market. Join us as we provide expert insights, share personal anecdotes, and challenge common perceptions about property investing in Austral...
Ep. 18: Real Estate Myths Buyers and Sellers Need to Ignore
Просмотров 1,2 тыс.3 месяца назад
In this episode, we dispel common real estate myths and share insights on a recent news article. We explore whether you can truly time the market, the likelihood of a property price crash, and if renting is genuinely more cost-effective than buying. Additionally, we address listener questions about investment strategies and borrowing power. Tune in and start building your sustainable path to fi...
Hitting 1,000 Subscribers: Thank You from Suburb Data!
Просмотров 1563 месяца назад
🎉 Thank you for 1,000 subscribers! 🎉 We’re grateful for your support and excited to keep sharing property insights with you. Stay tuned for special content coming your way!
Ep. 17: Buyer's Agent 'Success Story' Email Too Good to Be True
Просмотров 7703 месяца назад
In this episode, we review an email from an unnamed buyer's agent, examining its claims of helping clients achieve financial freedom by purchasing five properties in 24 months. While the numbers sound impressive, we delve into the details, revealing the exceptional circumstances required for such feats and cautioning listeners about the inflated promises and marketing tricks prevalent in the re...
Ep. 16: Rental Yields - What Do They Tell Us About the Suburb and Property
Просмотров 1,3 тыс.4 месяца назад
Ep. 16: Rental Yields - What Do They Tell Us About the Suburb and Property
Ep. 15: Does Rent Growth Match Property Growth? (Part 2)
Просмотров 7394 месяца назад
Ep. 15: Does Rent Growth Match Property Growth? (Part 2)
Ep. 14: How to Analyse a Property Market | Jeremy Sheppard
Просмотров 2 тыс.5 месяцев назад
Ep. 14: How to Analyse a Property Market | Jeremy Sheppard
Ep. 13: Cashflow and Return for a Property Investment
Просмотров 1,3 тыс.5 месяцев назад
Ep. 13: Cashflow and Return for a Property Investment
Ep. 12: Data Accuracy and Reliability for Days on Market (DOM)
Просмотров 7066 месяцев назад
Ep. 12: Data Accuracy and Reliability for Days on Market (DOM)
Ep. 11: How Much Do You Need for Property Investing?
Просмотров 9266 месяцев назад
Ep. 11: How Much Do You Need for Property Investing?
Ep. 10: Does Rent Growth Match Property Growth?
Просмотров 7907 месяцев назад
Ep. 10: Does Rent Growth Match Property Growth?
Ep. 9: Vacant Land Risk: How Far Away is Safe Enough?
Просмотров 1,3 тыс.7 месяцев назад
Ep. 9: Vacant Land Risk: How Far Away is Safe Enough?
Ep. 6: Should You Purchase One Big Asset or Two Cheaper Ones?
Просмотров 1,5 тыс.8 месяцев назад
Ep. 6: Should You Purchase One Big Asset or Two Cheaper Ones?
Ep. 5: New Property Investors, Beware!
Просмотров 8199 месяцев назад
Ep. 5: New Property Investors, Beware!
Ep. 4: What Type of Property Should You Buy?
Просмотров 1 тыс.9 месяцев назад
Ep. 4: What Type of Property Should You Buy?
Nine News | Jeremy Sheppard's Insights on High Demand and Rising Rent
Просмотров 62111 месяцев назад
Nine News | Jeremy Sheppard's Insights on High Demand and Rising Rent
Ep. 2: 16 Big Risks In Property Investing (And How To Avoid Them)
Просмотров 61911 месяцев назад
Ep. 2: 16 Big Risks In Property Investing (And How To Avoid Them)
Flashback Friday: Decoding Market Timing with Jeremy Sheppard on Your Money | December 2018
Просмотров 308Год назад
Flashback Friday: Decoding Market Timing with Jeremy Sheppard on Your Money | December 2018
Ep. 1: Unveiling Suburb Data and Our Story
Просмотров 712Год назад
Ep. 1: Unveiling Suburb Data and Our Story
Flashback Friday: Jeremy Sheppard Reveals Brisbane Growth Forecast on Nine News | October 2020
Просмотров 367Год назад
Flashback Friday: Jeremy Sheppard Reveals Brisbane Growth Forecast on Nine News | October 2020
Flashback Friday: Jeremy Sheppard Reveals Sydney Growth Forecast on Nine News | October 2020
Просмотров 308Год назад
Flashback Friday: Jeremy Sheppard Reveals Sydney Growth Forecast on Nine News | October 2020
The charts miss the fact that you can’t analyse Australia as one index. Syd/mel perform best in first half of the cycle 2012-2019 and smaller capitals perform well in second half 2021-current. Track those years back each 18.6 years and you’ll find the same results
Great insight ❤
If you could only borrow now $300k-350k would you buy a single storey unit to get yourself into the market, or would you wait a couple of years and save until you could purchase a home for $500k+ keeping in mind how hot most of the market is and how fast it is moving?
Thanks for your question! We’ll be covering this in our next episode, discussing whether to enter the market now with a $300k-$350k budget for a unit or wait and save for a $500k+ home. Stay tuned!
I definitely love this Q&A episode! Thanks Damien and Jeremy for answering the questions. You guys are legend! 🤘🏽
Our pleasure!
Thanks guys for addressing my question! Great to know I shouldn't have bought in a suburb which has a house and land package. Perth market has driven up the prices so should I hold it and move on to the next one or think of selling it off in future. Suburb: Byford
Thanks for your question and feedback! You can still make a profit on a house and land package if there’s limited supply in the market. The goal is to for your investment property to beat the national average. Without knowing your specific circumstances, it’s tough to give precise advice. If you’d like to discuss this further, feel free to reach out via the help button on dsrdata.com.au. Hope this helps!
Another Q&A request: what are your thoughts on investing in Victoria given their continuing downturn? Should it still be as simple as looking for suburbs where demand exceeds supply at the moment + comparing ROI if investing in another state (e.g. due to higher land tax in Vic)? Appreciate your content as always.
@Arangaro Thanks for the question! Leave this with us-I've passed it to the team, and we’ll cover investing in Victoria and related factors like land tax. Appreciate your support!
Btw i send you a message on instagram
Plz make more podcasts like this
Thanks for more insightful data to help your audience make educated decisions.
capital needs to move to where it is needed and one thing for sure, capital is not needed in australia. put your money in property is cheap eg thailand, Vietnam etc Property in australia is extremely expensive eg 13x average wage when it was 4x that.
Hi @zenmachine50. If you check global live-ability scores (en.wikipedia.org/wiki/Global_Liveability_Ranking), you will notice that neither Vietnam nor Thailand appear anywhere in the top 10 for any year in the entire history of the score. But Australian cities feature 26 times. There's a reason why some countries are cheap and others are expensive. You cannot determine if real estate is under/over valued by comparing average wage multiples. Ask yourself what multiple of your wage would you be prepared to put towards living in Gaza vs living in Australia. Low multiple for Gaza, high multiple for Australia. So, the wage multiple is not a valid measure.
You are blind.
Australian Property is very overvalued according to many different metrics. The price going up doesn't mean its not overvalued. The Japanese stock market was going up for years in the 1980s, despite also already being overvalued for years.
Hi @Corpsecreate can you list some of those "many different metrics" please? Interesting that the Japanese stock market rose for years despite "someone" considering it overvalued. I'd say that someone was obviously wrong then. Until of course it did become overvalued, that's when they would have been right and it went down.
it's capital gains tax the alp got their eyes on,
@@suburbdata 1. World record Household Debt to Income Ratio 2. Price to income ratios between 8 and 14 3. Average age of first home buyer increasing 4. Property price growth double of wages growth for 20 years 5. People not having kids because they can't buy a home 6. Bank lending related to property is the highest in the world 7. Property is worth 4x GDP 8. Property is worth 4x the entire local stock market I mean, you already know this stuff - you're just trolling by saying housing is affordable.
1. Household Debt to Income Ratio I spent 10 mins Googling this. I didn't find the one that mentioned Australia had the record. This one ranks Australia 13th... www.comparethemarket.com.au/home-loans/features/countries-with-the-highest-and-lowest-household-debt-2023/#:~:text=For%20reference%2C%20the%20United%20States,a%20debt%20of%20AU%24262%2C713.47. This one ranked Australia 3rd for 2021... www.oecd.org/en/data/indicators/household-debt.html?oecdcontrol-0c34c1bd70-var3=2021 This next one from the RBA had Aus in the top quartile for 2018... www.rba.gov.au/publications/rdp/2020/2020-05/why-is-australian-household-debt-high-relative-to-history-and-other-countries.html This next one puts Aus 3rd and is dated 2023... www.finder.com.au/credit-cards/australias-personal-debt-reported-as-highest-in-the-world But according to live-ability scores (en.wikipedia.org/wiki/Global_Liveability_Ranking) Australia is ranked number 1 or very close to it. How come we don't have the highest DTI? Perhaps RE here is undervalued. Imagine a mansion that sold in 1990 for $50m, sold in 2010 for $100m and is now being offered for $50m. The DTI and Price to Income for the average Australian would be astronomical. But at $50m it is UNDER value. You can't measure value for money using any of those metrics. Would you rather spend 90% of your income to buy a home in Australia, or 10% of your income to buy a home in Gaza? Those metrics do not measure "value-for-money". You cannot quote them to suggest property prices in Australia are over-valued unless you deliberately choose to ignore what VALUE you get for your dollar.
@@suburbdata Hows this for a method of valuation... Basically every property you buy as an investment LOSES money and is a terrible investment if not for generous tax concessions and capital growth of the property.
Great episodes guys. Really enjoying your relaxed, yet straight to the point style. Keep it up. Thanks
Thanks for the feedback. We really appreciate it.
Jackson David Miller Deborah White Frank
When would your new site be ready? Thanks.
Thanks for your interest! We're working hard on the new site and aiming to have it up and running soon. We'll keep you posted with updates, so stay tuned!
Another solid convo! Thanks for sharing, Damien and Jeremy. Loving the insights!
The 18-year land cycle can be used as a framework to forecast the Midcycle Slowdowns (1982, 2001, 2020), and the larger Land Driven Downturns (1933, 1955, 1972, 1990, 2008), the next is due post 2026. During the Midcycle Slowdowns the stock markets take a 40-50% correction and property 5-10% correction. During the Land Driven Downturns, the stock markets take a 50-60% correction, residential property 20-30% correction and commercial property up to 70% correction. In the first half of the cycle Sydney and Melbourne outperform, then in the second half of the cycle Brisbane, Perth & Adelaide then outperform. Studying the cycle will allow you to have clarity of where the markets, inflation, and interest rates are heading, allow you to be prepared, and not over leveraged when the markets are due to turn!
Hi @WilliamsRealEstateCompany. Jeremy here. You say, "Land Driven Downturns" are supposed to result in residential property prices correcting "20-30%". But Australian residential real estate has never gone down that fast, not even half that fast. No time in the last 44 years. 44 years is enough time to fit 2 of those cases if there is an 18-year cycle. But it didn't happen. Not even once.
@@suburbdata Hi Jeremy, The Land Driven Downturns last for up to 4 years, so yes residential has corrected that much based on history. I suggest you look more into it, as you would have been in a lot better position post the GFC if you had the knowledge of the cycle. Once you see the cycle you can never unsee it, and it is by far the most powerful advantage that will help you cut through all the noise. Do yourself a favour and read the books, The Secret Life of Real Estate and Banking by Phillip J Anderson, Boom Bust by Fred Harrison, The Power in the Land by Fred Harrison, and The Secret Wealth Advantage by Akhil Patel. All the best mate!
You suggest I look more into it. How? I looked into it more yesterday and came to the same conclusion. What else should I be looking at, anything specific? I understand it's very hard to fact-check something like this if you don't have the historical data or the analysis skills or the time. Have you looked at this data yourself or are you going by what you've read in the books? If you've done it yourself, can you share details? If you're going by what you've read in the books, can you share those details.
Great summary Damien and Jeremy. The conclusion hits the nail on the head. There is no "one" market, and it's pointless trying to use an 18 year cycle myth to drive your investment strategy.
Interesting video, in my humble opinion this is a very simplistic approach to assess the 18-year cycle and not very accurate. I'm by no expert regarding the cycle but have done extensive research over the last 5 years as I was very skeptical myself. Firstly, the "18-year cycle" averages out to be 18.6. the largest cycle is 21 years which was affected by ww2 and nothing less than 17 years. History shows land prices have peaked consistently in America for the last 200 years and another 100 or so years prior in Europe. Secondly, there are different stages of the cycle that were not touched on in the video. I completely agree Australia does not follow the cycle to a tee but the cycle provides a framework/timeline on when things should happen based on history and certain movements in the economy/stock market. This is clearly evident by a couple of books written by Akhil Patel (Secret Wealth advantage) and Phil J Anderson (Secret Life of Realestate and Banking) one of the key points the books show is the science behind the cycle and that typically Australia lags the US to about 6-12 months within the cycle. The authors of these books have always maintained the stance that you cannot pinpoint a certain area/suburb to invest in and for that you as an investor must do the work and due diligence. To understand why most economists/banks are mostly wrong in forecasting home prices you must read the work from Fred Harrison, Mason Gafney (corruption of economics), progress and poverty by Henry George and David Ricardos law of Economic Rent.
You can write two pages justification, but if ultimately it doesn’t show in the national growth rate then it doesn’t show… Stating decimal (18.6) is even more laughable if the error margin is +/- X years
@@pandabearr90 each to their own on how to invest and what you look at to give you the markert edge.
Hi @alvindeo9377 Jeremy here. Can you point out where I went wrong in my analysis? Why was I unable to find this cycle in the last 44 years of Australian house data? You mention my analysis was simplistic, can you recommend some complications that might help? Eyeballing the US median house price chart from 1980 to 2024, I can see SOME cases where both markets did move in the same direction and Aus did lag the US by 6-12 months, like post-GFC and post-COVID. But even then there are some significant differences. Post-GFC, US prices dropped about 20% while Aus prices dropped about 2%. And the US dip lasted almost 2 years, our dip lasted 6 months. And of course there are plenty of cases where both markets deviate dramatically. Like mid 1981 to 1983, US prices went backwards. But our prices didn't go backwards till a decade later. We had a boom that started in 2000 and finished around 2005. They had a boom that started late 2002 and lasted till about 2007. We were 2 years ahead of them. They had a monster boom from 2012 to late 2017. We had negative growth across 2012 and barely got into double digit growth for a brief time in 2016. Once someone has convinced you there's a pattern, your eyes can't un-see it.
The point is choose the market based on the property cycle. Pls do the same analysis with all capaital city data and you will see the value. The good thing about that , depending where the cycle is, you can decide where to invest.
Are you suggesting that state capitals have 18-year cycles, even if Australia doesn't?
This is a wrong chart to analyse, use the median house price to do the same analysis. Not growth rate
Hi @BanerjeeSayan, Jeremy here. If we show the dollar figure of median house prices instead of the change in median house prices, it gets very hard to see when there were boom periods. The eye needs to gauge the "slope" of the line for a period of time. This is especially difficult in the early years of a long-term chart. All long-term median house price charts look very flat on the left hand side. A staggering growth rate in the early 80's will look like a tiny bump. And a moderate growth rate to the right of the chart looks like a radical change. This is due to the nature of compound growth. So, we must convert to growth rate. Then we can run a horizontal line across the chart to see when the growth rate went above/below that benchmark growth rate.
Love the episodes! Any chance of weekly episodes? Cheers Mark.
Thanks, Mark! Glad you’re enjoying the episodes! We’ll definitely look to post more regularly after the new year-Damien and Jeremy are flat out at the moment. Cheers!
Probably the best easy to understand cashflow and profit analysis content I have seen. So key variables that determine profitability is really growth and consistent rent income. Then theres also the expenses and tax credit. But the a strong growth can cancel all the negatives.
Thanks for the comment! You’re spot on-growth and steady rental income are key factors in profitability. The real power, though, is in the leverage. You could be $6K down in after-tax losses from a cashflow perspective, but with $22K in growth, that more than covers the negatives. The $22K isn’t taxed until you sell, and you’d also get the 50% capital gains discount. It’s all about the bigger picture.
Thanks, are you able to share this calculator?
Thanks for your feedback! The spreadsheet is part of our consulting services, so we can't share it now. It will be available later on our new research platform. Stay tuned!
Bok Damire 😁😁 pozdrav iz Hrvatske.
Its should be last on index these dsys. Job losses, worst living standards and chaos of immigration... thanks to albo
Good day. Just wanting to thank the hosts Jeremy and Damien, yet again, another great episode. I am a migrant who came to Australia when I was 18 with a luggage and laptop backpack as a student in 2011. After 14 years, I still believe that Australia is still a very liveable country compared to the other countries and I could see why "we" are the number 1 preference for a lot of migrants. Just want to repeat a few good points you guys have made. 1. Liveable cities - technically you are right, our costs of living are still cheaper than New York, London, Paris, etc. And yet we have the first class/leading infrastructure including public transports, airports and more importantly peacefulness with the beautiful geographical landscapes and people. 2. First property - yes, indeed it will be tough and I still remember clearly when I bought my first home at the end of 2021. But under precise guidance, data analysis and actually speak to people who have done it before, you can actually do it. Perhaps it will be good to stop having the victim mindset, put the head down, plan your finance, be discipline and trust the process. 3. Over-leverage/try to do the catchup - social media, it can be good, but it can also be bad. I find your podcast/youtube videos are actually really informative, probably underrated. Compared to the other videos/podcasts that I have came across, your podcast is one of the most reliable, trustworthy and realistic. You guys did not talk about the 'FIRE' approach where it gets people having the 'FOMO' moment. You guys did not talk about just how good things can be if you just put all your money into the property market and own 10 properties in 3 years and having a ?net worth of ?10 millions (blah blah blah) . Indeed, you guys talked about the actual things with the support of data and personal experiences. You guys also reminded people about the 'dud' properties, personal negative encounters, and importantly being open to the results received. And all these info at no costs, bonkers! 4. Balance and greed - this is a very important lesson for myself too. I realised sometimes when you are young, you are willing to take on more risks and this can capsize the boat very easily. There is a chinese saying - the water can float the boat, but it can also sink the boat. Need to constantly remind ourselves as investors i.e. cashflow, capital growth, tax benefits. 5. Video editing - keep the current video editing, you guys do not need the fancy editing where people trying to catch audience by showing the eye-catching titles or a 5-sec sneak peek to catch attention. These video/podcast formats are really good, just like buying a property, you have to be willing to listen and be patient for the good stuff. Again, my sincere thank you for doing these informative videos for us. Thank you - Jeremy, Damien and the team.
Wow @MyALI121212! This is the kind of feedback that drives us. Thank you so much. And some great balanced advice there too. Thanks for contributing.
Love your work gents. Keep it up.
hahaha you had me thinking twice at the start!!
Thank you very much, Jeremy for taking the time & effort to do this amazing analysis!! Truly a Data Guru!!! Appreciate it!! Love more of such content, please
What's your opinion of mixed use zoned properties? Is this a safe gateway into commerical?
Hi @garyhuang11 I (Jeremy) have not analysed mixed use zoned properties. It would take weeks of work. (But only a minute to contrive another opinion).
Great episode fellas! If this has been answered in a later episode feel free to ignore. But how does one gather this data for an example like you provided or previous examples. Is it as time consuming as actually search an address every day or are there exports you can run or subscriptions to get access to rows of data for analysis?
Hi @Neobaboom there are no exports, you have to keep an eye on every property in the suburb to calculate Days on Market. We've been doing that nationwide for a decade now. You can see Days on Market values from DSRdata.com.au - but not an export.
Hi Jeremy, I read a comment from you that it is better to buy in a hot market, rather than trying to buy undervalue elsewhere in the cooler suburbs. The biggest question I have is how do we know how much growth the hot markets still have left? For ex, Townsville and Perth have already grown so much so I'm unable to decide whether to buy there, or look elsewhere.
Hi @kamalthapa4707. Jeremy here. When I talk about a "hot" market, I mean one in which demand exceeds supply. If demand still exceeds supply, then it means there is more growth to come. The higher the demand is relative to supply (DSR), the more growth is likely to follow. Unless you've seen a clear turning point in the demand to supply ratio, that is, it is starting to head back towards 50, then it means there's still plenty left in the tank. If those property markets still have the highest DSR country-wide, then they're still better places to invest than elsewhere.
Recently found this channel and have been going through each episode. Really top notch episode here and love really appreciate the in depth discussion and level of analysis that went in. Definitely feel I’ve learnt a lot of valuable insight through this discussion.
Hi Luke & Jeremy, I love your content and I always look forward to you releasing each new video and gaining unbiased insights into property market data & analytics. I have another question that might hopefully make the topic of a future video. Recent data from Core Logic (as reported below by Alan Kohler) shows Melbourne's median house price to be the sixth lowest of all capital cities; even lower than Perth & Adelaide. I assume that the historic average would place Melbourne's median house price at maybe the second or third most expensive city in the country. I've heard Jeremy use the apples & oranges price-growth analysis to explain why two price-divergent property markets eventually revert back to their historic average (ie: the cheaper property market eventually becomes much more affordable and buyers eventually leave the more expensive property market and flock to the cheaper market due to greater affordability). Would you be able to do a video on the historic median house price value of all Australian capital cities over the past 30 (or perhaps even 40) years and compare each city's median house price with the capital city index (average value)? Would be really great to see each capital city's median house price as a percentage value of the capital-city index that year, every year, and to also have the historic average percentage value of each capital city compared to the capital-city index averaged over 30 (or even 40) years. Is there a likelihood that Melbourne's median house price will eventually "rebound" back to its historic average and what do you think might be the trigger for that (eg: interest rates decreasing next year or say a change in government in 2026's state election in Victoria)? Cheers.
Thanks for the support! Damien and Jeremy really appreciate it. Your question on Melbourne’s median house price is great and could make for a solid future episode. We'll look into the historic median house prices across capital cities and how they compare to the capital-city index. We’ll explore this in more detail soon!
Hey guys, Love the podcast! I’ve noticed that while many people cover the key metrics for capital growth, there's rarely any discussion about the specific target values for these metrics or where the data actually comes from, like DSR, SQM, Onthehouse, etc. It would be great to hear an episode focused on the factors that drive suburb growth with exact metric ranges that they look for relative to their strategy such as: - Vacancy rate % - Days on market - Average vendor discounting % - 12-month online search interest ratio - Gross yield % - Demand to supply ratio - 36-month median value growth rate % - 12-month rental growth rate % - Renter proportion % - Stock on market % - Auction clearance rate % Is there a reason why this isn't usually discussed in detail? Thanks!
Hi @danielyasin. There is a reason why ranges are not mentioned. There's no big secret, it just won't help. This is a great question. To be properly answered, we need to cover it in a podcast episode. It's going on the list. Thanx Daniel.
Can you please do a case study on how one can retire in 10 to 15 years by accumulating properties taking into account strict lending policies and with average household incomes?
We can definitely look into this for a future episode for you!
What does Jeremy think of the 18 year property cycle?
Hi @garyhuang11. I've done some analysis on this. It will be addressed in an episode coming up really soon.
@@suburbdata awesome! can't wait.
Thank you for feedback on my question!! ❤❤ I have to say your show is like sitting in a university course on property investing using data without the HECS debt!! Thanks again gents for the fantastic content!!
Liams Question was fantastic, and the response was spot on too. I had the same dilemma at the same age and I was told just get in if its within your capacity as things change both in the market and in personal circumstances. For me this advice really worked, but it really depends on your circumstances.
Awesome guys I found it very interesting and helpful
No Grounds evictions are recorded on Forms with State Govt Dept of Commerce/Fair Trade office prior to releasing the Tenant Bond. States know what's happening. But they will hold that data. Otherwise it's discussed in the Productivity Report Vulnerable Private Renters (2019). But observe ATO, APRA and ASIC have their sticks out.
The law protects tenants far more than the owners. Would be good to see a bit of fairness.
Wait till Land Tax goes nationally harmonised and or APRA Stress Test 2025 audits everything🍿🍿🍿🍿🍿....they are telling Landlords something. As for renting:- Mouldy homes No hot water system No heating or cooling While Landlords refinance, rorting Bank loans, trusts, tax laws etc Coming for you! 🍿🍿🍿🍿
@@leonie563 lol
@@leonie563 you’re just dribbling $#it
Definitely those aliens need to be watched carefully. I had one steal my foldout 😂
Thanks for the video, I have a question pertaining to Regional vs Capital City growth. I read a report by CoreLogic that looked at capital growth data over 30 years 1992 - 2022. They stated that the CG rate of houses for combined capitals was 453.1% and the CG rate of houses for combined regionals was 313.9%. This seems to contradict the notion that Regionals perform the same as Capital Cities and has left me confused as to what's really going on? A quote from the CoreLogic article - "The higher growth rate across the capital cities probably reflects a combination of higher demand and greater scarcity of supply compared with regional markets, along with more diversified economic conditions within the capital cities." Any help or guidance is greatly appreciated to clarify this situation or if I'm misinterpreting something?
Hi @bwr6112, the problem with the Core Logic analysis is that it only covered one timeframe. There are eras when regional markets outperform and eras when state capitals outperform. If I have 30 years of data, I slide a 20-year window across that data set multiple times: from 30yrs ago to 10yrs ago; from 29yrs ago to 9yrs ago; from 28yrs ago to 8yrs ago, etc. Then I take the average of all those analyses to uncover the general rule. This ensures I'm not fooled by cycles I can't see in one timeframe. I've noticed is that if you plot the growth curve of a regional city vs its state capital over multiple decades, you see a pattern emerge: one market gets ahead of the other only to be caught up later, possibly even overtaken. That pattern repeats. It appears in almost every long-term chart I've ever looked at comparing any 2 markets. The winner of the growth race is determined by WHEN you set the finish line. Also, note that there are thousands of suburbs around Australia that have been virtual ghost towns for the last 30 years. None of them would be in: Wollongong, Central Coast, Newcastle-Maitland, Geelong, Ballarat, Bendigo, Toowoomba, Gold Coast, Sunshine Coast, Townsville, Rockhampton, etc. In other words, did Core Logic literally include every suburb in the country or take a more practical investor-insight approach and only consider significant urban areas outside state capitals?
This law change is ridiculous. I should be allowed to manage my property as I see fit, without government over reach. I shouldn't have to justify to a tenant nor the government why I want to end a tenancy.
Your tenants, taxpayers and the Bank are paying off your asset. Most data clearly shows Landlords are only paying off between 10-30% of outgoings and many not even that as they sell for profits within 2-5 years. But keep going. ATO, APRA, States are coming to clip your ticket and then the Institutional Investors will deflate yields....so enjoy your acceptionalism on credit because it will be finished soon. That 1750s attitude is misplaced, especially now many on Eastcoast live in mouldy properties with faulty wiring and Australians are fed up with underwriting that behaviour with kids and others at risk in those offerings. $100bn in superannuation and landlord concessions no longer delivers a viable product.
@@leonie563 no they’re not. I pay off my mortgages myself with my own money. Do you think you’re Adam Bandt or something?
Thanks for the video. I read a report by CoreLogic that looked at capital growth data over 30 years 1992 - 2022. They stated that the CG rate of houses for combined capitals was 453.1% and the CG rate of houses for combined regionals was 313.9%. This seems to contradict the idea that regionals perform the same as capitals and has left me confused as to the truth? Any help or guidance is appreciated...
Great podcast, been following for a while! Quick question, it's always mentioned to check active listings for supply but what I'm seeing recently is most of them are generated by builders with home and land packages. Where do I find real data? And does DSR+ take all this into account?
Hi @Quotes_InShorts, if most of the properties for sale are from developers, then you should probably steer clear of that area. You should avoid new property due to the rapid rate of depreciation and extremely low land value as a proportion of property value. You can open Google maps and switch between satellite and street view to see if the area is fully built out. You want to be at least 5km away from large tracts of vacant land. More on that in Ep 9 ruclips.net/video/DKhk0BFA5YA/видео.html
I know exactly who you are talking about. Agree he puts out a lot of good content which I am grateful for, but his views on property investing are quite archaic and no amount of data is able to change his mind.
How would the upcoming Brisbane 2032 Olympics affect the Brisbane/Queensland property market?
Hi @ericpark1934. I'll do some research and we'll address it in one of our future podcasts.