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Appreciate to hear other side!!!!

A very important thing for most people who return to India, is to do a little study about investments in the Indian Stock Market. I know it’s a risk, but our stock market is one of the finest in the world. The entire system is well organised and safe for investors to make a good amount of money. It’s a risk worth taking. For safety, invest your money in mutual funds. Do not depend on advisors. Use websites like ETmoney or mutual funds Sahi hai. You have a choice of deciding between Equity, Hybrid and Debt funds. Equity carries a higher risk, but the average earnings per annum is between 20-60%, Hybrid lesser risk than equity but earnings could be between 15-30%, Debt is like keeping your money in FD where earnings are between 6-12%. And of course FD, which is between 6-8%. Ensure that you make FDs in big banks or post office only. Government bonds are another good option, giving you returns between 7-11%, with returns payable on monthly, quarterly or yearly. While transferring all your money, ensure that you divide your money between you and your wife so that tax implications don’t cause you a headache in future. Not everyone makes a lot of money abroad, but for whatever you have saved, India gives a good chance of survival, provided you use your money judiciously. Jai Hind, Jai Bharat 🇮🇳 ❤

Hi sir thank you very much . That was so informative. Just wondering if you paid customs for any clothing or shoes . I have around 60 pairs of shoes mostly all used and a lot of clothes, household items small electronics etc. I also have led strip lights etc can I ship everything or do you recommend to carry all electronics ? I am also curious if the shoes and clothes would be construed as otherwise. PS I am moving from Australia to India Bangalore specifically

very nice

hello. I m thinking of coming back to India but I am confused for my daughter for which shool board to choose. if you can please help me.

AAP WhatsApp bi share kar sakte hi kya?

Sir apke bache india ya usa, dono main hi smart banenge. Nice upbringing

Godlike

Very entertaining sir, can i interview u

Hi Sir, I need help I'm also in the similar boat, in stormy Sea rather. Half of the issue is Loved ones missing each other Another half is working 9 to 5 is screwing me everyday. That's enough for motivation And I'll be back in March 2026 I need help to handle the dilemma of where to move in India, for kids safety and lifestyle I think I should move to Tier 1 City, but I personally want to live in my home town with is a tier 2 City , with parents

Watching in 2024 july. Going thru the same situation and thoughts. God bless youtube😅!

I live here in USA and yes, I sometimes think about moving back to India. But air, water and food quality is much more better here in USA. Your video was informative . Thanks.

Nice video! Keep making new videos, we are also looking forward to move back to Bangalore next year :)

Sir, such a helpful video. We have been thinking about move for a year now but always fear how kids would adjust in school. Which school Shubhi goes to ? Is it CBSE syllabus ? We do not want our kids in International school .

thanks for sharing your thoughts!

If one rupee = 40 usd. Then there will be no reason to go to usa. American govt school is inferior to indian private school.

Nice video. However, I found there are schools in Bangalore, where Kannada exemption is given. There are not many schools, but there are a few CBSE schools.

### The Complex Narrative of Desis Returning to India: A Critical Analysis In recent times, various podcasters and commentators have been exploring the trend of Desis returning to India from the USA, Canada, and European countries. However, a crucial aspect often missing from these discussions is the status of the individuals' citizenship. Specifically, do they hold a passport from these countries, and have they voluntarily surrendered their citizenship to return to India? The answers to these questions could significantly influence the credibility and relevance of their narratives. #### The Significance of Citizenship The possession of a passport from a Western country indicates access to a host of benefits, including quality healthcare, education, social services, and retirement packages. When individuals choose to return to India, especially if they hold citizenship from these nations, they are making a pronounced statement. It raises important questions about their motivations: 1. **Understanding Motivation**: If a person is returning to India while still holding onto their foreign passport, it suggests a more complicated relationship with their homeland. Their stories may not reflect the typical immigrant experience; instead, they might highlight a desire for new opportunities or a temporary retreat rather than a complete commitment to India's future. 2. **The Implications of Surrendering Citizenship**: Surrendering a foreign passport means relinquishing significant benefits. Individuals lose access to retirement plans, medical benefits, and social security that they might have earned while living abroad. This act should not be taken lightly, as it suggests a deep commitment to returning to Indian society. It invites the question: Are they willing to sacrifice these benefits to truly reconnect with their roots? 3. **Quality of Life Considerations**: Quality of life is another vital factor. Countries like the USA, Canada, and those in the EU offer advantages, including better healthcare systems, more robust social security, and a higher standard of living. For those who choose to return to India, this decision often requires serious contemplation about whether the sacrifices-in terms of benefits and quality of life-are worth it. #### A Call for Nuanced Conversations Podcasters should aim to create more nuanced discussions around this topic. By probing into citizenship status and the implications of returning, they could enrich the conversation, moving beyond simplistic labels of "winners" and "losers." Engaging with these complex questions can reveal the thoughtful, sometimes painful, considerations behind such life-changing decisions. #### Conclusion In conclusion, the narrative surrounding Desis returning to India is multifaceted and deserving of deeper exploration. Understanding whether these individuals hold foreign citizenship and what they are sacrificing by returning can significantly enhance our perceptions. True stories of returnees are best comprehended when we consider their motivations, the potential loss of benefits, and the quality of life they leave behind. As discussions on this topic continue to unfold, incorporating these critical elements will lead to a more comprehensive and meaningful dialogue.

Same point, we are in the USA because we don't have job in India that is as good as we have in the US. So we have to stay back in the US.

Could you please make a video how you have been navigating traffic differences and driving experiences..

Thanks! This is very helpful. Please keep posting videos on your updates of life in Bangalore, you career, how is your wife settling in etc.

Look, this is a personal matter and should be made with you and family alone. No need to brag about it repeatedly. You will think you are helping others some how, forget about it.

thank you for this video. Very detailed and talks about a lot of things that are in NRIs mind while moving to India. One question for you sir - we are planning for a move next year - our kid will be in 7th grade and we are strongly considering CBSE, how can the kid pick up on 3rd language especially if the expectations are to write essays or something? we certainly don't plan to put pressure but just thinking how our kid can get through? Would appreciate your inputs to help us with this dilemma?

Very practical advice

Can you share the your experience about kids adjusting to Indian environment especially the school.

myself in the same boat. we have GC but want to move back to India for good after spending 20 yrs in US. we r planning to move early next year and your videos r super helfpul

Wow! So honest and clear talk. Thank you

I hear when people decide to move back , they plan to join their child in international school for IB syllabus being followed in usa schools along with the stress of having to learn regional languages like hindi,kannada etc . You daughter hindi is excellent, how did she manage this good hindi living in usa . Please make a video on this starting feom your decision to move to how your daughter coped up to school education ,tuitions etc

Very well explained , your daughter is very matured and clarified most stuffs for many many people watching this video. She expressed her views clearly . I have 1 question is this move temporary or planning return back for her undergraduation after 12th grade. Please please make a video om this .

Bhai, if I followed your story right... you always intended to return back to India while living in the US. Then why apply for a green card, or am I missing something?

Good job bro! More folks needs ball like you! Majority of NRI's lack balls and have decision making paralysis and follow the herd mindset!! Good on you!

Sir, we are waiting for your new video.

Thanks for sharing and it really make sense of your words

You hit the nail, one one wants to accept this fact but everyone knows

You believe something and you did according to your belief thats bigger than anything in life. Because people think and plan many things to do but not all are achievable

Abe mucchad chup kr

Can you please share school details?

India is worst day to day , If some one get chance move on

10 Cr is good to come back

Very honest and practical advice.. no bullshit !! ❤

A major factor that everyone need to consider is the pollution in India. Air, Water and Soil, everything is highly polluted and no one is concerned about it currently. If you have kids, it's something you should seriously consider. School going kids are dealing with lung damage in major cities which sadly is permanent.

anyone in usa shold focus on green card

What about 11th grade student

Sir Indore mai bhi child education achi h I think. Child upbringing ke liye Indore better h i think.. I am currently working from home but office is in big city. But I don’t like it there so I stay in Indore…

As an Indian born American, I also have a desire to go back to India after couple of years after finishing the college. Every time I visit India, I also have the feeling of not wanting to come back to US, and feel more comfortable and at home in India, even though I lived all my life in US. It’s easier to go to India as I adjust immediately after landing, but coming back to US is very difficult emotionally, as I feel sad and emotional every time, and it takes me like a few weeks to a month to get used to US again. US is great country for education and job opportunities, but India is great country for family, culture, and overall social life.

You've raised your daughter exceptionally well. She exemplifies respect, obedience, and a deep connection to Indian values. 👌

Why no updates coming from u ? R y still in India ?

good decision.

Us was nice 20 years ago.. now you are only working like horse and no healt system well retirement is just a dream. I left us and back to my homeland i am so happy in my country.

I am in africa and my target is Rs 5 Crore in next 5 - 8 years