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You are so welcome!!

Yes that is true ! I personally would go about it differently depending on how much debt I have to pay. I’m hoping to make a video soon on what I did when I had debt. Thank you for tuning in!

I made them myself (: it includes date, money added / subtracted, and total

Hello ! I use prop money specifically for my bills so I don’t have to bring it back and forth to my bank from home. So the fake money shows how much I have in my bank account. And then I also use placeholder “bills” for the same reason, it represents how much money I have in the bank so it can grow in my high yield savings account while still utilizing the cash stuffing envelope method (: I use real money for my sinking funks and regular cash spending such as eating out , coffee and gas!

Thank you 🥰🥰

You're so welcome!(:

Thank you!! Please let me know how it goes for you (:

Thank you!!🩷

Thank you!!

Hi thank you so much! Personally, I like to leave it in an account in my bank where bills are withdrawn from. I don’t use it to pay off the next bills or debt, I leave it in my account to use if in an emergency we don’t have enough to pay our bills. Thank you for your question!

Thank you🥹

Thank you so much!!!!

Thank you & I feel the same way. Once you start it there’s really no going back! It’s so beneficial ☺️

Thank you so much for subscribing, let me know how it goes for you! Wishing you the best!❤️

Absolutely love this! I’m also a paper and pen kind of person. (:

Thank you!!❤️

Thank you!!

Thank you so much for subscribing!! You’re absolutely welcome let me know how it goes for you ❤️❤️❤️

You are so welcome! Thank you so much, that is the best compliment to me, it means so much ❤️

Thank you so much!!!!

Thank you so much!! Let me know how it goes for you, wishing you the best

Our waste collection is included in our rent, and since we are renting we don’t have council taxes ! But I absolutely agree, if I had those I would definitely put it in my month ahead savings as well (:

You're welcome!!

My spend money is part of the $500 for two weeks! Or whatever I make from my small business. But recently we haven’t really been budgeting for spending money because we’ve been trying to save more money (:

I love that for you!! Let me know how it goes (: when it comes to budgeting for groceries sometimes it can be hard, even after many years and trips to the stores because of prices being out of our control etc. but the one thing I have always done is meal plan everything. I know exactly what meals I’ll be cooking for the next 1-2 weeks so I know exactly what ingredients we need to buy. That has helped us tremendously over the years to not over but or over spend!

Thank you! Absolutely, I've definitely done that in the past as well (:

absolutely I agree! thank you for stopping by (:

thank you so much!!

Hey, I completely understand. Even where I live there are a ton of places that do not accept cash either, so for that we leave money on our debit cards to swipe it when we have to. Or even using a credit card as long as you are able to pay it back right away. For us we shop at costco, so buying household items like paper towels, tissue, etc, comes up for us only a few times a year. So when it does I usually include it in our grocery bill. So when I budget the $500 to last our family two weeks, I essentially try to aim for $250-$300 on groceries, but if we do need to pick up a household item, fun money, or even clothes, then it comes out of that $500 allocated and then it would mean we have less money for those two weeks to spend on eating out. And usually it works out totally fine for us! Unless we know we have a larger expense such as shoes or perhaps outer wear jackets, I will budget more. I hope that makes sense. let me know if there's anything else I can clarify, thank you for asking! (:

@@bakingbudgetsthank you so so much for answering! That’s helpful. I think I will try the prop money. I just need to get a little binder wallet like you have. I love your videos!

@@bakingbudgetsI wish I could just spend $300 on groceries for two weeks. I spend about $600 for the two weeks. We are a family of five. I try to buy in bulk and even shop at Aldi. It’s just so expensive.

I love this question, thank you for asking! I have a month ahead for one month of expenses, an emergency fund of 12 months of expenses, and any money after we consider our savings. But really any money saved is savings (:

my pleasure, thank you so much for watching! I love that for you, please let me know how it goes & wishing you the best!

You are welcome and thank you so much. 😊 I will let you know how it goes.

It is a college rule size, I got it from daiso (:

thank you so much, your comment warms my heart. Absolutely, try again I know you can do it. I can't even count how many times we had to restart our savings journey. Wishing you the best.

You are so welcome! Thank you so much, wishing you the best!

Love that for you!!

Thank you & thank you for subscribing!☺️ haha I think I would do too if I mixed the money together, but I’m usually safe since I have one binder of real money and one binder of fake money haha

Thank you ☺️

Wow you literally made my whole day! Thank you so much for this heartfelt compliment, it means so much to me🥹🩷 thank you for stopping by & subscribing ❤️

You’re welcome thank you for stopping by☺️

Thank you I appreciate it! and I think that is a great idea. Oh really? What state do you live in? Wishing you the best

welcome!! thank you for stopping by (:

hey hey!! thank you so much for stopping by (:

Absolutely! I agree, we do the same! (:

@@RosaMaria-pb9bg also I might add not to have all accounts at One bank just one account because I have three accounts at One credit Union where money can be moved from one to another, bad idea!! I'm going to be getting a different savings account at a totally different bank because being able to move money from one account to another. The emergency fund is just too dangerous, too accessible that way🤪

@@deborahjanik1116 I have two banks. One is an online zero fees bank (it safe, state insured)and I use it for my sinking funds(dentist, gifts, holidays) because it has this option to open different sinking funds. I also use it for small things like coffee , my Kindle unlimited subscription. I use only this card usually because I have a set amount of money on it, so I can't impulse spend . For groceries I use only cash, I go to the supermarket only with cash so I can't go over budget.

Thank you so much!! And I’m sorry I’m not able to link stuff directly. But I got them from Amazon, just type in “prop money” and there are a ton to choose from. I got mine like 3 years ago so there are even better looking ones now! It shouldn’t be more than $10. Thank you for stopping by!☺️