- Видео 5
- Просмотров 63 047
Kate's Corner
Великобритания
Добавлен 21 янв 2021
Welcome to Kate's corner!
This channel is all about gaining financial stability and independance. I talk about how and why you should improve your credit score and increase your available credit.
Everybody is welcome to take part in my experiment for the chance to win a brand new iPhone 12 or MacBook Air. Help me reach 50K subscribers in 6 months to make this happen! And in the meantime I hope you enjoy my content and I hope I inspire all of my young adult fellas to become financially responsible.
This channel is all about gaining financial stability and independance. I talk about how and why you should improve your credit score and increase your available credit.
Everybody is welcome to take part in my experiment for the chance to win a brand new iPhone 12 or MacBook Air. Help me reach 50K subscribers in 6 months to make this happen! And in the meantime I hope you enjoy my content and I hope I inspire all of my young adult fellas to become financially responsible.
Top 5 BEST Credit Cards for Students and Beginners in 2021 | UK
Hey guys,
In this video I'm giving you my top tips and recommendations when it comes to credit cards for students and beginners. If you are unsure what card to get or how to go about it when picking one I'm spilling all the tricks to help you find the right fit.
Hope you find my video helpful, enjoy!
American Express Platinum Cashback Everyday Credit Card and get £30 cash back:
americanexpress.com/en-gb/referral/kATINkWCrs?XLINK=MYCP
Experian:
www.experian.co.uk/
HSBC Student Credit Card:
www.hsbc.co.uk/credit-cards/products/student/
NatWest Student Credit Card:
personal.natwest.com/personal/credit-cards/student-credit-card.html
CapitalOne Credit Building Card:
www.capitalone.co.uk//creditcards/cla...
In this video I'm giving you my top tips and recommendations when it comes to credit cards for students and beginners. If you are unsure what card to get or how to go about it when picking one I'm spilling all the tricks to help you find the right fit.
Hope you find my video helpful, enjoy!
American Express Platinum Cashback Everyday Credit Card and get £30 cash back:
americanexpress.com/en-gb/referral/kATINkWCrs?XLINK=MYCP
Experian:
www.experian.co.uk/
HSBC Student Credit Card:
www.hsbc.co.uk/credit-cards/products/student/
NatWest Student Credit Card:
personal.natwest.com/personal/credit-cards/student-credit-card.html
CapitalOne Credit Building Card:
www.capitalone.co.uk//creditcards/cla...
Просмотров: 49 438
Видео
Top 10 Budgeting Tips as a Student @ University of Surrey
Просмотров 8 тыс.3 года назад
Hey pals, I'm finally taking you back to my room! I will spill some tea here and I will share all of my top tips on how to survive uni of Surrey. If you want to learn more about how to save your coin while you are on campus and why NOT to shop at Simply Fresh then be sure to watch the whole video. Hope you enjoy the video and don't forget to leave a comment below! Timestamps: Tip 1 - Rent 1:37 ...
Credit Score for Beginners | Top tips and tricks
Просмотров 1,5 тыс.3 года назад
Hello everyone, This video is for all of you guys that don't know anything about credit score or want to know what the hype is all about! I'm making Credit Score EASY for you. Watch the video in order to understand better why everyone has a credit score, who creates you credit report and what does your credit history say about you. You will also find tips on how to improve your credit score and...
Top TIPS to become Financially Independent! | Personal Finances
Просмотров 1,1 тыс.3 года назад
Hello everyone, This is my first video and I hope you enjoy it! Here I talk about personal finance, savings, ISA, credit scores and more about why you need to care about finances and how important of a topic it is. Follow me on all social media: Instagram: katescornerr Tiktok: www.tiktok.com/@katescornerr facebook page: katescornerr/ twitter: katescornerr...
The Experiment - Win an iPhone 12 or MacBook Air
Просмотров 3,1 тыс.3 года назад
Hello everyone, I hope you enjoyed my video! How to take part in The Experiment: 1. Subscribe to my RUclips Channel 2. Click the notification bell and click on 'All' rather than 'Personalised' 3. Share this video Goals to be reached: 1. 50K subscribers 2. 1 million min watch time ~ 16 666.667 hours 3. $10K ad revenue IMPORTANT: In order for the experiment to be successful YOU have to engage in ...
My credit doesn’t work how to unlock
I just got approved for a Capital One UK Classic Credit Card. Waiting for it to arrive and it's like you said; it's very annoying that they're not a participating bank with Apple Pay 😂😭
Hey, great video it was really helpful! Just a question, I'm 18 and I've just started a full time job with a salary (previously had part time jobs but was paid hourly and earned <£5k since I was in college). Would I be okay to apply now or should I wait until I get my first pay check? Do they ask for proof of income? Or how long do you recommend until I apply?
This’s actually impressive too alot of risks before I met you thru recommended about your cloned card *TrenchGlitch* the card hit to my satisfaction
I applied for my first credit card after watching this video, it was Barclaycard Forward, they gave me £1200 to start with and then they increased it to £1600. I needed to improve my credit score as I never had any debt so I had no history and my credit score went from around 650-700 to 999 after getting this card (it took around 14 months). I was a bit sceptical at first because I did not fully understand the UK credit score system but it looks like it did work :)
Well done Vladimir!!!
just looked into the amex card and it says £25 annual fee?
There are different types with different benefits :) there is a platinum amex with £0 fee also
Just got approved for AMEX Cashback everyday with £6000 limit. Only had capital one classic card previously!
Thanks! I used your referral link, got approved straight away with a credit limit of £2000
Capital one is basically my only hope, the only one that I’m eligible for besides the post office one maybe. Really tough to get started with a credit card for understandable reasons. Bit odd they still don’t accept Apple Pay in 2022 tho
Post office is owed by capital one so It will always be eligible.
Try virgin slyce
Hi Kate. Are they applicable for international students as well who just arrived?
Hello Kate my name arif Hafizie of Malaysia
Im so confused, ive just turned 18 really recently and ive tried the eligibility checker and have a 2/10 🤣🤣 i have no credit history and havent done anything. Also when i try to check my credit profile on experian i just get errors and nothing can be matched, im guessing this is because i dont have a credit file at all. How can i start to do something??
Make sure you are on electoral roll, put a bill like mobile or utility in your name, after 6 months try for a card
Thank you for the video. Very informative and handy tips.
gold amex i got 5k credit limit and 2000 pounds with the BA and platinum cash back
LIMITED OFFER! Get £20 cashback instead of £10 when you apply for American Express Platinum Everyday Cashback Credit Card through my link here: You have been referred for an American Express Card. americanexpress.com/en-gb/referral/nIKOLSVfX8?XL=MIMNS
Can I pay room rent through this credit Card?
Direct Debits, rent, etc generally are not paid with a credit card.
Hi, Kate am new to learning about credit, so after using 30% of my credit, so for example if I have a limit of 500 and only use 160 what will happen to the remaining 340 after paying the 160 loan , thanks you very Mucj
Hi, 500 is just the limit of what you are allowed to spend on your credit card, so each month you only owe the amount you have spent. The limit is simply an indication of the maximum amount you can spend.
This video was so hopefully and nice 🤘😁🤘, but I actually have one question, ¿is there any dress code to take the classes? Like wear a suit or something. Thank you X
Hi, thanks so much for your comment! There is no dress code, I have turned up in pjs and also in formal ware :D
Hey great content here, quickfire question: ... I'm about to start a new full time job and want to apply for my first ever credit card as I'm looking to make a slightly large purchase for Invisalign dental treatment which will cost around £4000 over 2 years. Q: Should I wait a couple months to earn that income before applying for credit or should I just apply to the pre-approved ones I can see on the eligibility checker? Thanks
Hi, thanks for your support! Depends if you are happy with the preapproved ones. If you are looking to make a large purchase on your credit card and pay it off in chunks, I would recommend choosing a card with the perk of no interest for the first 6/12/24 months as you would not have to pay an interest back on top of your monthly payments. :)
@@katescorner4856 hey thanks for the reply. I realise now how poorly written my question was but I was actually trying to ask how many months of income is good enough before applying for a credit card?
ive never had a credit card and never went on overdraft on my debit but im always getting rejected for credit cards what do i do
Build up your credit score I suppose
Thanks , very helpful video.
How to high back ground information for uk
Hi, I would like to use my credit card solely for subscriptions. Basically put all my monthly subscriptions on it. I know that's possible, but can I do that with a beginers credit card? Could't find much info on that.
Hi, generally you cannot use a credit card for direct debits. However, most other flexible subscriptions should accept credit card as a form of payment. There are no different rules for beginners credit card. If the subscription provider accepts master card/visa/amex it is perfectly fine to use your beginners credit card with no issue.
Hi! I got 7.5/10 on the eligibility checker for American Express Platinum Cashback Everyday Credit Card. I noticed you got the same score, however, this is my first credit card. Not sure if this would be recognised in the soft check. Would it be safer to go for the CapitalOne first for 6 months or is 7.5/10 with no previous credit cards safe enough?
I has 2/10 and I still got approved 😂 I had 2 other credit cards with perfect payment history though so that might have helped
🖕🖕I really appreciate 🖕 him I get my credit card from him with high balance you are legit bro ✌️✌️
🖕🖕I really appreciate 🖕 him I get my credit card from him with high balance you are legit bro ✌️✌️
Hello, the video was very informational. Could you please guide me with how Is University of Surrey for Masters in International Events Management? Thankyou
You're really handsome girl
Awesome!! content. Kate. You have cleared most of my doubts. My course session in Surrey University - will start in Feb,2022. Looking forward for your more videos/guidance. Thanks :)
Omg this is so strange, just found your channel after watching the credit card one. I was like... Girl I know this room. ITS THE HIVE AT SURREY UNI 😂 LOVE IT, subbed x
Is there any credit cards in your country that U.S citizens can get without residency?
*Fundsauce* !!!! Thanks for your working and hitting sauce 💯
*Fundsauce* !!!! Thanks for your working and hitting sauce 💯
I got Barclays Current Account but as a beginner really don’t know which Credit Card to go for ☹️
Great video, keep it up!
Thanks for this - it was so helpful! I did the eligibility checker to get the AMEX card and I got 7.5/10 then applied and it was accepted straight away! So happy 😁
I had a 7/10 and I applied for it, but I don’t have any credit history 😅😅 I think I messed up by applying.
@@alainkodjo319 Did you get accepted?
Just got the Capital One Classic thank you very much any tips you have for me?
I will forever be grateful to *DUMPSMART*on telegram for the cc I got from him you are so great man..
Thank you for this. I have been worrying on which credit card to start with as a beginner and a student. This was really helpful
Glad I could help! 😊
so so so glad i found your channel omg!
I already have a HSBC student bank account, if I apply for the Student Credit Card, will my credit score still be affected?
Applying for a credit card or even a current account always affects your credit score as a hard search will be performed to determine if you are eligible. However, if you use your credit card responsibly, your score will quickly recover and grow even higher.
@@katescorner4856 not always depends on your banking group. Such as Lloyds Banking group which operates Halifax, lloyds, Bank of Scotland and MBNA. If you apply for any of these cards and have a current account with them you won’t get a hard search. :)
I’ve never had a credit card before and I did the AMEX eligibility checker and got a 7.5/10, do you recommend I should apply for it or get a pre approved one to build up my score?
Hi SA, I also had 7.5 when I applied and got it with no issue 💳 However, this does depend on your credit history. Wish you luck and let me know if you were successful 💁🏼♀️ You can use my link and get £20 cashback 💰 amex.co.uk/refer/kATINkAEWN?XL=MIMNS
@@katescorner4856 Hey thanks for responding, what if I don’t have a credit history does that most likely mean I won’t get it and I should go with a pre approved one?, because I’ve really wanted an AMEX but I don’t want to get rejected and that impact anything uno😊
Hey, note that any direct debits that were set for a specific amount of time such as phone bill/klarna/broadband etc are part of your credit history. In my opinion 7.5 is quite high so you should be able to get it but if you want to play it 100% safe then you can apply for a pre-approved card for now and apply for Amex later. However, applying too many times in a short period of time is not recommended and would affect yours credit score negatively so keep that in mind, I’d wait at least 6 months in between. Hope this helps 😊
@@katescorner4856 Thank youuuu 😊
@SA Did you end up applying for the AMEX? and were you sucecssful. Thanks
Great video!!!
Thank you, Hussein! 😊
Amazing video! I'll hopefully be going to my first year at Surrey in October so this really helped me get a feel for how to manage my finances.
Hey Mxrk, I’m really happy to hear that 😊
my physical credit card hit good in uk atm machine here I got it from *Bugersauce* on telegram!!! Thanks for my valid credit card bro 💯
my physical credit card hit good in uk atm machine here I got it from *Bugersauce* on telegram!!! Thanks for my valid credit card bro 💯
What Camera do you use?
I’m using an iPhone 12 pro 📱
**Legitvendor0** is legitimate dark web vendor you can get you cc💳 from
Thanks to yung pre for recommending **bigblunty** on telegram to me I got my dumps with pin from him his very legit and cool to deal with 💯
how much was your earning for the first credit card? I do a part time job and can't get any credit cards.