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Малайзия
Добавлен 6 дек 2013
Hey, my name is Boon from Malaysia.
Many Malaysians could retire as millionaires through their EPF, yet poor financial habits hold us back. You could live off the dividends of EPF and your investments and you'll never run out of money! Personal finance is 80% behavior and only 20% knowledge. Unfortunately, greed, peer pressure, and the need to impress others often lead us away from financial security.
It’s time to break free from these habits and focus on a prosperous future. Those who choose discipline today will reap the rewards tomorrow, even if it means standing out from the crowd.
Take control of your finances before it’s too late. Let's do it together!
Sponsorship and business: bf.contact.business@gmail.com
To support this channel : ko-fi.com/boonfinance
Disclaimer: all videos are meant for entertainment and education purposes. You are advised to perform independent research yourself or seek a qualified financial advisor.
u/cruxbff
Many Malaysians could retire as millionaires through their EPF, yet poor financial habits hold us back. You could live off the dividends of EPF and your investments and you'll never run out of money! Personal finance is 80% behavior and only 20% knowledge. Unfortunately, greed, peer pressure, and the need to impress others often lead us away from financial security.
It’s time to break free from these habits and focus on a prosperous future. Those who choose discipline today will reap the rewards tomorrow, even if it means standing out from the crowd.
Take control of your finances before it’s too late. Let's do it together!
Sponsorship and business: bf.contact.business@gmail.com
To support this channel : ko-fi.com/boonfinance
Disclaimer: all videos are meant for entertainment and education purposes. You are advised to perform independent research yourself or seek a qualified financial advisor.
u/cruxbff
KDI Save vs Versa Cash Review! Fast Withdrawal? High Interest?| All You Need To Know #high #savings
Finally I've done it, its about time we compare these 2 platforms. Which is your go to and Why?
Timestamp:
0:00 - KDI Save
5:29 - KDI App Review
7:55 - Versa App Review
12:45 - Summary
13:27 - Baby Steps to Financial Freedom
KDI Save: digitalinvesting.com.my/save/
Sheet Link: docs.google.com/spreadsheets/d/1FdD4YoRIP48S5gOVGpjJ89OJN_Oh4MTgfCvYLGIF_J0/edit?usp=sharing
Referral Codes:
Kenanga Save: app.digitalinvesting.com.my/registration/signup?referral_code=116374
Versa Code(T7WWNKM3) :shorturl.at/wRUW1
GX Bank Code: gxbank.onelink.me/hSCE/0qm5dxqk
Moo Moo Code : www.moomoo.com/my/promotion/welcome?inviter=104173006&global_content=%7B%22promote_id%22%3A15231%2C%22sub_promote_id%22%3A1%7D
IBKR Code: sh...
Timestamp:
0:00 - KDI Save
5:29 - KDI App Review
7:55 - Versa App Review
12:45 - Summary
13:27 - Baby Steps to Financial Freedom
KDI Save: digitalinvesting.com.my/save/
Sheet Link: docs.google.com/spreadsheets/d/1FdD4YoRIP48S5gOVGpjJ89OJN_Oh4MTgfCvYLGIF_J0/edit?usp=sharing
Referral Codes:
Kenanga Save: app.digitalinvesting.com.my/registration/signup?referral_code=116374
Versa Code(T7WWNKM3) :shorturl.at/wRUW1
GX Bank Code: gxbank.onelink.me/hSCE/0qm5dxqk
Moo Moo Code : www.moomoo.com/my/promotion/welcome?inviter=104173006&global_content=%7B%22promote_id%22%3A15231%2C%22sub_promote_id%22%3A1%7D
IBKR Code: sh...
Просмотров: 72
Видео
September Updates: Versa Growth When Will You Be Positive? #versa #growth #investing #tracking
Просмотров 13514 дней назад
I wonder when it will be positive in my growth portfolio? Let me know your thoughts, I invest in this portfolio just for the sake of tracking to let you guys know that in these platforms, these funds are not necessary always a better investment compared to the safer funds like Versa Cash or KDI Save where they invest in money market funds. Let's see in the future how it will turn out. ruclips.n...
August Updates: Versa Growth Tracking but Still Crashing? #versa #growth #investing #tracking
Просмотров 168Месяц назад
Versa Growth is still negative in my portfolio....I wonder why? Let me know your thoughts in the comments below! ruclips.net/video/abupRRCQQv0/видео.html High Yield Accounts: ruclips.net/video/m3nOcXXy3mg/видео.html Old Campaign: ruclips.net/video/XUV3fnlCeIA/видео.html Sheet Link: docs.google.com/spreadsheets/d/1FdD4YoRIP48S5gOVGpjJ89OJN_Oh4MTgfCvYLGIF_J0/edit?usp=sharing Versa Money Booster C...
Should you make the SWITCH? | GX Bank Alternatives #Gxbank #finance #digitalbanking
Просмотров 1,5 тыс.Месяц назад
Are GX Bank’s services no longer cutting it for you? In this video, I’ll take you through my journey of exploring the top alternatives to GX Bank and whether I’m making the switch myself. I’ll dive into the pros and cons of each platform. This video will help you decide what’s best for your finances. Aeon Bank: www.aeonbank.com.my/deposit Boost Bank: myboostbank.co/savings-account KDI Code: app...
Wise Fees Update: Lower Conversion Rates or Higher Costs? Here's the Breakdown!
Просмотров 97Месяц назад
In this video, I break down the latest updates to Wise's conversion and funding fees, helping you understand what these changes mean for your money transfers. Are conversion rates now lower, or are we seeing higher costs across the board? Watch as I explain the impact of these updates and provide tips on how to minimize your fees when sending money internationally with Wise. Whether you're a re...
GX Bank Referral Rewards CANCELED?! 💸 Now Offering INSTANT Cashback Instead!
Просмотров 318Месяц назад
Check out the link below for previous GX bank related videos! ruclips.net/p/PLcbzZYwwlDlSNnlHPg9RCyHFQcK9CxLkW Article: soyacincau.com/2024/08/01/gxbank-debit-card-unlimited-1-pct-instant-cashback/ Moo Moo Code : www.moomoo.com/my/promotion/welcome?inviter=104173006&global_content={"promote_id":15231,"sub_promote_id":1} IBKR Code: shorturl.at/enHLM Wise: wise.com/invite/ahpc/boonl459 Versa Code...
July Updates: Versa Growth Returns Wiped Out? #Versa #money #saveandinvest #investing
Просмотров 1162 месяца назад
The July returns was really interesting, we saw a record breaking returns for Versa Cash, but a first negative returns on the Versa Growth. I will still continue to track the returns and participating in the campaign throughout the year, just to see how well this fund will perform. Subscribe for monthly updates! ruclips.net/video/abupRRCQQv0/видео.html High Yield Accounts: ruclips.net/video/m3n...
June Updates: Versa Money Booster Quests? #versa #finance #saving #investingtips
Просмотров 2723 месяца назад
Here it is the June updates on the returns! What do you guys think of the returns is it good to you? Do check out my Versa playlist for other Versa related updates and contents! ruclips.net/video/abupRRCQQv0/видео.html High Yield Accounts: ruclips.net/video/m3nOcXXy3mg/видео.html Old Campaign: ruclips.net/video/XUV3fnlCeIA/видео.html Sheet Link: docs.google.com/spreadsheets/d/1FdD4YoRIP48S5gOVG...
May Updates: Versa Money Booster Campaign! #versa #finance #saving #investingtips
Просмотров 2244 месяца назад
I'll be tracking the returns for at least 6 months, to find out whether the old campaign or the new campaign wins...what do you think? Is it still good to save in Versa? ruclips.net/video/abupRRCQQv0/видео.html High Yield Accounts: ruclips.net/video/m3nOcXXy3mg/видео.html Old Campaign: ruclips.net/video/XUV3fnlCeIA/видео.html Sheet Link: docs.google.com/spreadsheets/d/1FdD4YoRIP48S5gOVGpjJ89OJN...
Top 4 Methods In Utilizing EPF Account 3 Funds! | #taxrelief #epf #finacialplanning
Просмотров 1524 месяца назад
This content is not sponsored. Links to articles: PRS FAQ: www.ppa.my/prs-and-you/prs-faq/ Versa Calculator: versa.com.my/retirement/ Versa PRS Campaign: versa.com.my/prs-via-versa-promotion-rm50-versa-cash-bonus-campaign-terms-conditions/ S&P 500 returns: tradethatswing.com/average-historical-stock-market-returns-for-sp-500-5-year-up-to-150-year-averages/ Links to content: EPF I-Akaun Tutorial...
How To Withdraw EPF Via App | Tutorial #kwsp #epf #akaun3 #account #finance #online #app
Просмотров 9465 месяцев назад
This video shows you a step by step tutorial on how to withdraw via the KWSP- i akaun app all by yourself. Super easy to be done! ruclips.net/video/g87C7IFwN3E/видео.htmlsi=4nowwkcmR71Fmkx6 Moo Moo Code : www.moomoo.com/my/promotion/welcome?inviter=104173006&global_content={"promote_id":15231,"sub_promote_id":1} IBKR Code: shorturl.at/enHLM Wise: wise.com/invite/ahpc/boonl459 GX Bank Code: gxba...
EPF restructure transfer from Account 2 to 3 Tutorial | Maximizing Tax Relief? #EPF #KWSP #Account3
Просмотров 1 тыс.5 месяцев назад
This content shows you how to opt-in for the restructuring from account 2 to account 3 flexible, using the KWSP i-akaun app all by yourself. Not only that we may be also able to maximize tax relief by recontributing into EPF so do take note! ruclips.net/video/9UO115S-iuU/видео.html Timestamps: 0:37 - How to apply for restructuring 2:03 - Tax relief from voluntary contributions GX Bank Code: gxb...
Moo Moo Paper Trading Tutorial | Cool Features That You Need To Know! #moomoo #papertrading #trade
Просмотров 5925 месяцев назад
Wanting to start investing but you are afraid? Please make sure you test out the papertrading function first before going deep into investing. It'll give you confidence and an idea of how the platform works and always keep asking questions! Timestamp: 0:47 - What is Paper Trading? 1:00 - Pros and Cons of Paper Trading 1:53 - What you need to know about Paper Trading with Moomoo 2:30 - Cool Feat...
Moo Moo Latest New User promo | May 2024 | NVIDIA Stock? #moomoo #finance #trade #campaign #nvidia
Просмотров 4105 месяцев назад
Moo Moo launch its latest new user promo that gives you a chance to win an Nvidia stock that is worth up to RM4,000. Looking to sign up? Don't forget tot use the link below! GX Bank Code: gxbank.onelink.me/hSCE/pjysb50r Moo Moo Code : www.moomoo.com/my/promotion/welcome?inviter=104173006&global_content={"promote_id":15231,"sub_promote_id":1} IBKR Code: shorturl.at/enHLM Wise: wise.com/invite/ah...
[LATEST] GX Bank Updates! No more 5%! #gxbank #finance #updates #camapign #5% #interest
Просмотров 1,4 тыс.6 месяцев назад
GX bank's 5% savings pocket has been oversubscribed! No more 5%. But is it still good for you? Looking for alternatives? Check out below : ruclips.net/video/m3nOcXXy3mg/видео.htmlsi=pxMfKTm7lpXJm4ve GX Bank Code: gxbank.onelink.me/hSCE/pjysb50r Moo Moo Code : www.moomoo.com/my/promotion/welcome?inviter=104173006&global_content={"promote_id":15231,"sub_promote_id":1} IBKR Code: shorturl.at/enHLM...
Moo Moo Malaysia vs IBKR | All you need to know #moomoo #invest #trade
Просмотров 7216 месяцев назад
Moo Moo Malaysia vs IBKR | All you need to know #moomoo #invest #trade
Versa 4.77% Campaign, Is it Worth it? #versa #interest #emergencyfunds #finance
Просмотров 1,6 тыс.6 месяцев назад
Versa 4.77% Campaign, Is it Worth it? #versa #interest #emergencyfunds #finance
GX Bank's Interests Beats FD? #gxbank #digitalbank #bank #finance
Просмотров 4 тыс.6 месяцев назад
GX Bank's Interests Beats FD? #gxbank #digitalbank #bank #finance
GX Bank Review! | Best Malaysian Debit Card? | Unlimited Withdrawals? #gxbank #grab #digital #bank
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GX Bank Review! | Best Malaysian Debit Card? | Unlimited Withdrawals? #gxbank #grab #digital #bank
Moo Moo App Quick Overview | Beginner Friendly | #moomoo #finance #investment
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Moo Moo App Quick Overview | Beginner Friendly | #moomoo #finance #investment
Moo Moo Malaysia Review! | Best Malaysian Stock Broker? | How I will use it #moomoo #fees #compare
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Best High Interest Accounts in Malaysia! | No Hassle, Fast Withdrawal all online! #moneymanagement
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Savings that is better than FD rates? 4% returns! #Versa #cash #financialfreedom#moneymanagement
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How about the investment by Boost bank? Since they can withdraw money quickly while u investing your EF.
Boost Bank works similarly as GX bank, I did a video mentioning Boost and AEON bank as well. It's not too bad to park your emergency funds there as well. But we can't compare BB with KDI&Versa as these are MMF. that provides slightly higher returns but without PIDM
the versa savings upsell has many different criteria it is a hassle to follow, some requires to match the fund into their invest fund. And I also agree with you KDI invest not good, I invested RM250 since 3 months ago and right now it is still at deficit (I chose the most conservative fund)
It seems that we think the same! but nevertheless KDI Save and Versa Cash still ok for now
What is the storage capacity
2TB iirc
@@BF_official_my what means iirc. Your laptop has 2TB?
hey i am planning on buying victus with rtx 2050 for college purposes like autocad and some occasional gaming. is it worth it in the long run?
Should be ok. But better get higher gpu for long run. I'm running the 3050 coming 3 years mainly do excel and davinchi resolve. Mid to low usage. Still working goood
Yea I m planning 2... But for victus... around 80k 2050 is looow.. U can easily go yo 3000 series or mah be 4000... auto cad is a graphic demand task... 3d basically... opt higher my frnd..
@@Mangohawk124 nah actually the variant i mentioned is around 60k inr. but is rtx 3050 with ryzen 5600H better than Intel i5 12th gen rtx 2050?
@@BF_official_my what's ur laps specs. does ryzen 5600H with 3050 work maybe as it'll be under my budget. i am confused between going for Intel 2050 or amd 3050
@@suppzy5692 Yeap that the specs. 5600H, 3050 so far so good
ab to do 2 32gb sticks
Yes
hi i bought new ram ...1 stick other shop 1 stick also from another shop.. im using intel ...so i checked cpu z . .system detect 32GB but in task manager only 16GB...how to fix ya ..1 stick is single rank..another is dual rank..how to make it become 32GB?
Prolly you want to bring to the shop to troubleshoot...or try to reinsert/ restart
Do u invest on global one? What would you recommend cuz the growth one doesnt seem good
Neither! Hahah...I'm not a qualified financial advisor tho and I shouldn't be recommending anyone anything. So take my opinion with a grain of salt :) For investments, I would suggest you to look into S&P 500 ETF. Versa Cash/ KDI Save good to park your emergency funds, but it shouldn't be the ones for investment as the best is to do it yourself to avoid all the 3rd party fees
I am confused i should buy or not cuz it has heating issue and i want to do gaming for long time lemme tell yuh the specs of the laptop hp victus 15 RTX 4050 6GB RYZEN 5 8645HS RAM DDR5 5600 MZH 512 NVME
It has no heating issue on turbo fan speed
I have bought 3050 and ryzen 6600H for 56k
@@NishaSharma-fj4lx cool enough but what's yur usage? Do yuh play games?
Moderate gaming is fine, just don't go too hardcore😆
@@BF_official_my i can use cooler while gaming then it's fine? To use?
Just bought it last week. I'm more worried when i'm playing a game, the heat it's just too high from my prespective. I'm using external fan too but it's still hot. Will it be affecting to the GPU or CPU or the battery if i used for playing every night for 2 hours?
In my opinion 2 hours is fine. Since you have ventilation as well it should be fine. However, try to lower the graphics settings etc. I would say not more than 4 hours shouldbbe great
@@BF_official_my Thanks! I will keep in mind👍
Bye GXB
Right now Boost Bank have 5% jar
That's right! 👍
Can withdraw cash at overseas atm? Any charges?
Yes can, no fees charged by GX bank, but they might be third party charges from your overseas ATM, so you have to check that out. Exchange rate wise is slightly higher than wise (base on my experience) but lower than most commercial banks. So overall still acceptable
already emptied my gxb 🤣.. they tot they could dangle carrot and hold my balls
Bye gxb
Aeon points debit card could be change to cash. U get Rm5 for 1000 aeon points.
Interesting, how much to earn 1 AEON points, RM1?
@@BF_official_my 2 points = rm1 I just redeem my 4000 points = rm20
Nice 👍
Thank you! 👍
Which best gaming laptop for longevity for many years specs and cpu and performance doesn’t overheat and good temperate Asus or hp victus or acer nitro or other
There's no best and its up to individual. For me personally, I have used the very victus for 3 years and still going strong!
@@BF_official_my which has best specs then gpu
bye GxB
it's sad that they update to 2% I have to get other options
Yeah it's sad, but there's still the cashback card.. *At least for now* 🤞
Hi , where is HQ? If lose debit card how? Can take withdrawal anywhere ? Public bank can ? 1st time I try want new gx bank
Hi, the official address registered is at Menara Symphony, but I don't think that's for the walk in customers as it is a digital bank. For lost cards you can cancel and reapply via the app or can give them a call/live chat. Read more about it here: help.gxbank.my/cards/Card_Maintenance/What_should_I_do_if_card_is_lost_%2F%2F_stolen%3F Withdrawal is currently free at ALL ATM! Till 31st Dec 2024!
Hi sir, you're doing great!
Hey, thank you!
bro if i register this bank already need to wait how many days for approve so only can log in to this bank and may i know this bank card is still free.
As far as i know within 3-5 business days if not mistaken, and yes the card is free till 31st Dec 2024. Do read more about it here: gxbank.my/debit-card
Just came here to say I followed your video and was able to successfully upgrade my RAM to 32gb!!! Thank you thank you thank you!!! 😁
could you please tell me what spec does your laptop have i also want to upgrade the ram and please tell what ram do you prefer??
@@khaleel8776 mine has pretty much the same specs that his does in the video, it’s just newer since I recently bought my HP Victus. It had 2x4GB Samsung RAM cards, so I just went to buy 2x16GB Crucial RAM and replaced that and haven’t had any issues! Runs like a dream! 😊 Hope that helps!
Thank you! glad it helps :)
Thanks for this. Clear and straight to the point.
Nice 👍 Look likes they are very competitive 👍
after 2 years, my ssd is broken and I jad to change it 😂 thank god my warranty is still availabe. Just one month left
Oh my, glad you had the warranty still in place !
Yup Rakuten is still lower for smaller investment 👍
thanks Bruh, good video!
Thanks for watching!
Thank you for the video, and replying to the comments. My battery related doubts were cleared!
Thanks for watching!
Thanks for sharing ur info 👍
Thank you for your support always!😄
Does Momoo enable to trade stocks listed in Hong Kong ?
MooMoo MY is unable at the moment
gx bank boleh hntar duit ke luar ngara ka? atau dri luar hntar ke bank malaysia
At this moment xboleh ya, only if you use debit card you can pay overseas transaction. Another alternative for transfer money overseas is to use the Wise app!
From where we can deposit cash
This is a digital bank, so I don't think they will accept cash anytime soon😅...butt you can always deposit cash to your other banks then do online transfer to GX!
Great information
Glad it was helpful!
tx for the vid! is versa cash available on app or website only? can’t seem to find it on the apple store…
only on the app! It should be there: apps.apple.com/my/app/versa-save-invest-grow/id1534696596
Should i buy it now 13 gen gpu 6gb for 3d work and some time gaming
Why not? 😉 As long as it fits Ur budget
I heard about hp that it is not strong enough compare to tuf f15 my friend suggested to buy tuf f15
@@Mahd-w6j There's always pros and cons and every country's value is different. Each has its own value! 😄
How much ram can this laptop handle? I was thinking on putting in 2x 16gb rams in
32GB for this version 😄
Can share Malaysia stock market, which brokerage best?
Thanks for the tips 👍
Can we add another ssd? If yes is it a m.2?
Yess m.2 it is
Did you use laptop always plugged in
Most of the time!
@@BF_official_my Do you think battery will degrade if we use laptop plugged in most of the time . Victus laptop doesnt have any limit charging to protect battery.I heard that while battery is 100% and using at the same time plugged can decrease the battery life in long run
@@tanjiro2294 Hey, it'll definitely degrade but so far it still acceptable, i've been using for almost 3 years (just editing and spreadsheets) and my battery health is still at 85%!
@@BF_official_my bro pls tell me what should i do always plugged in or use on battery . i use youtube and coding software like vs code and also do web browsing . tell me best way to protect battery life.
@@betacrusher989 hey, just plug and use as normal, don't worry too much as it'll defeat the purpose of a laptop which is suppose to be convenient and easy to use. I've always use it plug in whenever possible and never had issue, same battery still using it for 3 years
Hi..can elaborate more about the taxes imposed? Between ireland and u.s thanks
heyy i too have the exact latop and configurations , how to upgrade to max then ? (upto 32 gb is that possible ?)
Yes just buy 2* 16GB RAM sticks
@@BF_official_my hey can i buy only one 16gb stick and join it with current 8gb ? will that work , thanks for reply
@greyhar430 yes you may but it wont run in dual channel. Preferably try to get the same memory with same speed so that it runs in dual channel (better performance)
could you tell me the name of this specific laptop? i’m looking to buy it 🙏
@@untypixel it's the HP Victus!
hello… can i just change the stock 8gb ram to 16gb ram without doing anything like install the software
Yes you may, upgrading/ changing RAM doesn't need any software installation
A nice comparison! 👍
Thank you for the compliment! :)
Thank you for the very practical tips
Thank you for the compliment! Really appreciate it 😊
Nice test. What's the maximum ram capacity of this model?
32GB 😄
Thanks for sharing your insight 👍
Always my pleasure!
Nice! Thanks for breaking it down 👍
No problem! Always my pleasure!
Go+ withdrawal is a few second only. Why you give false statement
Ahh, I've extract the info from previous article, but I guess there's an improvement nowadays! I'll update in my pinned comment thanks! support.tngdigital.com.my/hc/en-my/articles/17238494123033--GO-How-long-does-it-take-for-the-Cash-Out-to-be-paid-to-my-Touch-n-Go-eWallet-and-bank-account