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You're so thoughtful and kind. The gifts you bought are all absolutely beautiful! I would have chosen all of your picks too. Thanks for your generosity :)

I actually live there

New sub here from the budgeting community! Welcome back & great job.

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Welcome back Tracy! so sad about the puppy :( That is awesome you guys were able to adopt him❤ Happy that you like your new job! Great budget breakdown😊

Great job 🌹❤

My family has used for 3 years zero issues unlimited talk and text $25 a line, excellent. Visible phone service.

Welcome back

Tracking is the most important to win! 💚

Omg, omg you are back❤ so glad.

First❤❤

Another great video 👍 Hope all is well 😊❤

ZoQefiPin has been the solution to all my traffic generation challenges.

Hey! Thinking about you! Are you ok! 🌸💖

Nice

West Virginia❤

It’s a cat he the master not you😅

Hey Tracey. How are you doing? Please post more videos. Thanks.

I love your videos

Here catching up on your videos Tracy!

Omg when did you get that cat and do you live near Georgia

hi

Awesome saving challenges!!

I hooe you and your family are doing well, please make more video's soon.❤

Too cute !

you got this girl. i agree! the baby steps do add up. even when you save 20 dollars to a bigger sinking fund, It is still a happy face in my book!

Hi tracey yes after this journey it has definitely opened my eyes😊❤

❤❤❤❤GREAT VIDEO ❤❤❤❤

❤❤❤❤❤.. just maintaining is hard on a low income and I couldn’t save because of my living expenses and that is a situation I can not fix…. But I found a way to save just loose coins .. And guys it’s adding up.. A couple of things I learned is this 1.pay your bills and necessities 2.try to keep a buffer in the bill acct.. 3.anything you think you can save put it in a acct seperate from your main acct.. and do not get a atm card for the savings It works I promise.. Even with groceries use cash I promise you will be mindful of that food budget and what you have to spend I chose to divide my food budget up weekly .. once week one is gone it’s gone.. Keep inventory of what food you have on hand as well.. I do this at the end of every month.. Doing this and saving all the loose coins ( only)saved me about $300 since January 2023 And I did the same in 2022..so I’m a little over $600 that I haven’t touched.. A lot of us low income can’t save that $1000 emergency fund and keep it .. so start with coins.. .. I personally have had the $1000 emergency fund twice and twice it was wiped completely out..but the coins are in a acct ..So as I go into 2024.. I’m going to try to save another $300.... Happy holidays to all..

Hello Tracy great job .yes you can save money even on a low income.🙂💕

❤❤❤❤awesome break down ❤❤❤❤

Happy Tuesday Tracey & great budget video! #EtsyBOSS

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Aww what a lovely gifts ❤ Ariel's toys are wonderful ❤

❤❤❤❤I LUV CHRISTMAS ❤❤❤❤

Hi Tracy! Great breakdown of your Etsy sales ❤

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