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Justin Lopatin
США
Добавлен 13 апр 2021
Good Home Vybes Only!
I'm so excited to share this channel with you all! This is where I'm dedicated to educating and empowering homebuyers to make better decisions.
Whether you're a first-time buyer who isn't sure where to start, or you're buying your 3rd investment property to rent out, I've got you covered.
I'm here to provide all the information and guidance you need to find the perfect property and make the most of your investment.
Let's create some good home vibes together!
Hit that subscribe button and get ready for a wealth of valuable real estate content coming your way.
I'm so excited to share this channel with you all! This is where I'm dedicated to educating and empowering homebuyers to make better decisions.
Whether you're a first-time buyer who isn't sure where to start, or you're buying your 3rd investment property to rent out, I've got you covered.
I'm here to provide all the information and guidance you need to find the perfect property and make the most of your investment.
Let's create some good home vibes together!
Hit that subscribe button and get ready for a wealth of valuable real estate content coming your way.
90% of Home Buyers REGRET Buying Their Home
90% of Home Buyers REGRET Buying Their Home
Просмотров: 1 875
Видео
How to Use Your Equity to Buy Another Home (Step-By-Step)
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How to Use Your Equity to Buy Another Home (Step-By-Step)
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Yeah, the government who makes the problem is going to solve the problem. I have a bridge in Florida for sale.
Honolulu, Hawaii 😂
Switzerland is also strict on immigration and strong borders. I loved living there.
@@SM_zzz interesting. Makes sense
Best explanation
Thank you!
Hello may I olease have an email for you? I have dome questions and need help like last couple weeks lol please and thank you.
Unless you can buy it outright with no mortgage and house is a liability
And...? You can build with with a "liability" in case you didn't realize that. Everyone needs a place to live.
@@justinlopatin but too many are house poor
@@electrodynamicorb6548 40% of the country has NO mortgage. About 50% of current mortgage holders have a mortgage balance of 50% or less of their home's value. So they are sitting on $100k-$300k in home equity in many states.
@@justinlopatin not in my area. Those would be dilapidated shacks
You have to keep in mind too, that we are ten times bigger than most of those other countries, so it's not surprising at all that we have several cities included in that list.
Good point
New York City taxes also make the cost of living in New York insane. They have the highest tax rates in the country.
The ones on Switzerland are beautiful, clean, safe and have good infrastructure. That is NOT the case for US cities. You definitely don’t get what you pay for here
That’s the price you pay for living in the best country in the world, we are privileged nearly beyond belief
Cons hurricanes Don’t let the water and weather fool you …. Would rather take the snow
Gen be like: oh man😅
There are many details that are not mentioned here. Most lenders will only allow 80-85 percent loan to value. Also, debt to income may be too high to buy that 2nd home and the lender will need to see rent transactions to approve the next purchase
Both good points. You cannot borrow all of your equity.
Appreciate the knowledge trying 2 get another house here in CALIFORNIA #venturacounty & rent it out interest rates r crazy right now
Send me an email if you need help thinking it through justin@vybemortgage.com
Here’s a great way to make some extra cash! 1. Get a roommate…?
....?
@@justinlopatinwoof, im saying this video is just “You can save money if you get a roommate! Here is a list of cities to do that in.”
@@Plempythe video briefly explains house hacking, and then lists the top 10 cities for buyers and investors per a recent study on rental properties. If that’s all you got from it… 👍
@@justinlopatin Sodium chloride mf
@@justinlopatin sodium chloride response
The chances that rental income will cover the payment plus all operating costs of a home rental with a $300k principal balance plus a $50k line of credit on a $400k market value is effectively zero. If you rent out a house under this advice, you’re going to pay out of pocket for every repair and NWT maintenance item. The advice only works under very specific market conditions where rents go super high in relation to value, which is only seen in boom/bust conditions. Show me the pro forma for this model, and I guarantee the numbers won’t add up. Great New Jersey used car salesman pitch, though … you almost had me until the advice piece. 🤣 Bad numbers only work for suckers and chumps. 👎👎
What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.
There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist
I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.
Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
None of those will work, because the builders are slowing down on building. because they're trying to hold out, hoping people will pay top dollar for these houses. When in actuality most normal people cannot afford a 400,000 starter home. And most of that is in land value. And that's not going down anytime soon
I see your point, however, there is a lot of new construction happening in many states: www.nationalmortgagenews.com/list/20-states-with-the-most-new-construction-approvals?NL_NMN_Daily_Briefing_09302024&position=1&campaignname=NL_NMN_Daily_Briefing_09302024&oly_enc_id=5801B0446078J6Y
ty for sharing
Of course, that's insane its as bad as the bank bailouts.
Your such a great teacher. I look forward to learning more from you. Do you offer classes.
Just homebuyer and real estate classes.
@@justinlopatin how can I apply and join the classes .
@@kibirigevandross5174 keep an eye out, we will share the registration links for homebuyer classes here and on my IG page @justinlopatin
EXCELENT EXPLANATION WOW thank you!
Glad it was helpful!
Fuck no
I think you’re broke
Think again!
@@justinlopatin Don’t have to. I know you’re broke 😂 Prove me wrong with documents loser hah
Hell no no that’s insane a slap in the face to Americans.stimulis checks was bullshit compared to what they want to give the immigrants houses there’s over 65 thousand immigrants democrats suck
Ill burn my canadian documents and migrate to California get me a house!!!
Maybe government housing we definitely shouldnt be paying for peoples mortgages
Agreed
Bull sh..it. mid class barely making it and they giving priority for illigal imigrants? Come on
Help immigrants when the American born citizens are no longer struggling to get by. Until then they shouldn’t get anything but a one way trip back to wherever they came from.
You're right!! INSANE!!! SMH
That commie pretty 😊 boy-toy we have in office belongs in jail for treason or at least in Cuba 🇨🇺 with his daddy Miguel Diaz 💩👿
Hell no I just retired in my retirement check barely cover my mortgage I might have to go back to work
Well he new he would not get that money from the government
Limits
Democrats have ruined every avenue in sight.
Anybody helping these foreign Invaders should be charged with aiding and abetting the commitment of federal felony crimes. Pacifically the federal immigration law, Federal workplace law, federal tax laws. As ruled on by the supreme Court 6 years ago on an immigration case.
Trump will scare away immigrant workers. Deregulation leads to less safe houses, but the builders will pocket the profits. For housing, you have to start with parking minimums and zoning. Zoning because why can't that empty mall become housing ? And parking garages are expensive, even more empty, earthquake-proof ones. No panacea, but Trump is more 'concept of a plan' than a plan.
I think your missing something. You think....union construction is being done by illegals?!?! Come on bro...
Bro has no clue how the economy works, you know Kamala’s plan will just fuck it up more right?
I prefer Trump because the only thing that you’re going to get out of Harris is more giggling and more promises. It’s gonna be so good, which is the same profile. Every Democrat for the last 50 years is made and there have been no good times. You have to interject a Republican into the system every so many years to keep communism out of our country. And it’s time to do that now.
The $25K will likely raise the price of every home by $25K. What will building 3 million cheap, low (or no) down payment houses do. It will raise mortgage interest rates do to lack of available mortgage funds and create slum neighborhoods bought up by investors. We have seen this happen in the past.
He's also going to prevent major corporations like Black Rock from buying family homes... did you not look into any of their plans cuz it's a clear choice, my taxes are raised in paying for people's student loan debts I don't need their mortgages on that list I have my own life to worry about
THIS VIDEO HAS NOTHING, JUST LIKE KUMALA
😂
The difference is the taxpayer will have to pay for Kamala Harris's ideas which will be worse for America overall
hate the downpayment assistance and how is she going to build 3 million homes? Thats not a policy thats an outcome. Which is the problem with progressives, there is a difficult process to get your outcomes, but they don't know any of the process. They just know how to have a strong will and demand the outcome while doing all the things that would prevent it.
Absolutely Trump's plans better
If you vote for harris don't cry when you cant afford gas to get back and fourth to work to pay for groceries, and therefore end up homless, that's there whole plan, drain your pocket so her n her army of illegals can continue to get over 3000.00 a month in welfare and cash assistance all while regular citizens pay for it, trump is not the answer but hes the only step in the right direction being offered, rfk, musk, Vance, and trump all together could cause some real good change and help out alot
The 25k from Kamala is for FIRST GENERATION home buyers only. So if anyone in ur family ever owned a home in America, you don’t qualify. You have to pull the curtain back (read the full proposal) to know what is really happening. Otherwise, you’ll fall for their tricks and continue to be uneducated on what the real plan is. This goes for either side. Don’t just fall for her propaganda that typical politicians use during election season knowing full well their promises either can’t be done or will have the opposite consequence for the American people. It’s time to wake up and stop allowing the media and politicians dictate “facts” and start doing ACTUAL research before spreading it. It’s easier than ever to do this. Just be careful which search engine you use. Use something other than just words as words don’t make something true. Read the plan again and remake the video. Also, you’ll need to factor in how much of an impact Ultra inflation will have when she continues to spend as though money is free. I guess it’s free for the people who have never had to work hard for every dollar they have, and just funnel tax dollars to their own banks for a living while digging a deeper hole and pushing us closer to war.
She will build homes on the lands that were destroyed recently.
Trumps plan is far better. Regulation is 30% of new home construction. Plus when energy cost is cut under trump it is less logistically to get materials to sites. Again really impacting cost. Raising taxes and offering 25000 will only raise cost. This is incentive for housing sharks and banks to dupe the little man.
Kamala has had her 4 years bidens been to senile to do anything Shes the reason our economy is sh# right now You seem biased