Justin Lopatin
Justin Lopatin
  • Видео 351
  • Просмотров 277 907

Видео

How to Use Your Equity to Buy Another Home (Step-By-Step)
Просмотров 25 тыс.3 месяца назад
How to Use Your Equity to Buy Another Home (Step-By-Step)
NEVER Buy These Types Of Houses
Просмотров 9023 месяца назад
NEVER Buy These Types Of Houses
Home Buyer Mistakes To Avoid
Просмотров 794 месяца назад
Home Buyer Mistakes To Avoid
5 Red Flags To Lookout For During A Home Inspection
Просмотров 1054 месяца назад
5 Red Flags To Lookout For During A Home Inspection
Top 10 First-Time Homebuyer Questions Answered | Home Buying Tips
Просмотров 474 месяца назад
Top 10 First-Time Homebuyer Questions Answered | Home Buying Tips
How To Improve Your Credit Score In 2024
Просмотров 754 месяца назад
How To Improve Your Credit Score In 2024
Buying a House in 2024: The Ultimate Guide for First Time Home Buyers
Просмотров 1414 месяца назад
Buying a House in 2024: The Ultimate Guide for First Time Home Buyers
Why Paying Off Your Home Early Is A HUGE Mistake!
Просмотров 1,3 тыс.5 месяцев назад
Why Paying Off Your Home Early Is A HUGE Mistake!
How To Use Your Home's Equity To Buy Another Property
Просмотров 5905 месяцев назад
How To Use Your Home's Equity To Buy Another Property
#1 Thing You MUST DO BEFORE Buying Your Home
Просмотров 995 месяцев назад
#1 Thing You MUST DO BEFORE Buying Your Home
Beginner's Guide To Buy A Home in 2024
Просмотров 1095 месяцев назад
Beginner's Guide To Buy A Home in 2024
Should You Rent Or Buy A House in 2024?
Просмотров 6085 месяцев назад
Should You Rent Or Buy A House in 2024?
How To Use Your Home's Equity To Make More Money
Просмотров 4656 месяцев назад
How To Use Your Home's Equity To Make More Money

Комментарии

  • @Psylliumhead
    @Psylliumhead 4 дня назад

    Yeah, the government who makes the problem is going to solve the problem. I have a bridge in Florida for sale.

  • @kimopalama256
    @kimopalama256 5 дней назад

    Honolulu, Hawaii 😂

  • @SM_zzz
    @SM_zzz 5 дней назад

    Switzerland is also strict on immigration and strong borders. I loved living there.

  • @jankeyarjune3008
    @jankeyarjune3008 5 дней назад

    Best explanation

  • @pamelag9346
    @pamelag9346 7 дней назад

    Hello may I olease have an email for you? I have dome questions and need help like last couple weeks lol please and thank you.

  • @electrodynamicorb6548
    @electrodynamicorb6548 8 дней назад

    Unless you can buy it outright with no mortgage and house is a liability

    • @justinlopatin
      @justinlopatin 6 дней назад

      And...? You can build with with a "liability" in case you didn't realize that. Everyone needs a place to live.

    • @electrodynamicorb6548
      @electrodynamicorb6548 6 дней назад

      @@justinlopatin but too many are house poor

    • @justinlopatin
      @justinlopatin 5 дней назад

      @@electrodynamicorb6548 40% of the country has NO mortgage. About 50% of current mortgage holders have a mortgage balance of 50% or less of their home's value. So they are sitting on $100k-$300k in home equity in many states.

    • @electrodynamicorb6548
      @electrodynamicorb6548 5 дней назад

      @@justinlopatin not in my area. Those would be dilapidated shacks

  • @joshuaruesch2241
    @joshuaruesch2241 8 дней назад

    You have to keep in mind too, that we are ten times bigger than most of those other countries, so it's not surprising at all that we have several cities included in that list.

  • @gorgeousnoxy481
    @gorgeousnoxy481 8 дней назад

    New York City taxes also make the cost of living in New York insane. They have the highest tax rates in the country.

  • @anthonyhaubois3962
    @anthonyhaubois3962 8 дней назад

    The ones on Switzerland are beautiful, clean, safe and have good infrastructure. That is NOT the case for US cities. You definitely don’t get what you pay for here

    • @swagGGshorts
      @swagGGshorts 8 дней назад

      That’s the price you pay for living in the best country in the world, we are privileged nearly beyond belief

  • @AmanSS890
    @AmanSS890 10 дней назад

    Cons hurricanes Don’t let the water and weather fool you …. Would rather take the snow

  • @flashanova
    @flashanova 10 дней назад

    Gen be like: oh man😅

  • @danialdourte9250
    @danialdourte9250 11 дней назад

    There are many details that are not mentioned here. Most lenders will only allow 80-85 percent loan to value. Also, debt to income may be too high to buy that 2nd home and the lender will need to see rent transactions to approve the next purchase

    • @justinlopatin
      @justinlopatin 5 дней назад

      Both good points. You cannot borrow all of your equity.

  • @hoopdr3amz23
    @hoopdr3amz23 11 дней назад

    Appreciate the knowledge trying 2 get another house here in CALIFORNIA #venturacounty & rent it out interest rates r crazy right now

    • @justinlopatin
      @justinlopatin 5 дней назад

      Send me an email if you need help thinking it through justin@vybemortgage.com

  • @Plempy
    @Plempy 12 дней назад

    Here’s a great way to make some extra cash! 1. Get a roommate…?

    • @justinlopatin
      @justinlopatin 5 дней назад

      ....?

    • @Plempy
      @Plempy 5 дней назад

      @@justinlopatinwoof, im saying this video is just “You can save money if you get a roommate! Here is a list of cities to do that in.”

    • @justinlopatin
      @justinlopatin 4 дня назад

      @@Plempythe video briefly explains house hacking, and then lists the top 10 cities for buyers and investors per a recent study on rental properties. If that’s all you got from it… 👍

    • @Plempy
      @Plempy 4 дня назад

      @@justinlopatin Sodium chloride mf

    • @Plempy
      @Plempy 4 дня назад

      @@justinlopatin sodium chloride response

  • @dixonbuttes6564
    @dixonbuttes6564 15 дней назад

    The chances that rental income will cover the payment plus all operating costs of a home rental with a $300k principal balance plus a $50k line of credit on a $400k market value is effectively zero. If you rent out a house under this advice, you’re going to pay out of pocket for every repair and NWT maintenance item. The advice only works under very specific market conditions where rents go super high in relation to value, which is only seen in boom/bust conditions. Show me the pro forma for this model, and I guarantee the numbers won’t add up. Great New Jersey used car salesman pitch, though … you almost had me until the advice piece. 🤣 Bad numbers only work for suckers and chumps. 👎👎

  • @АллаМаклак
    @АллаМаклак 21 день назад

    What are the best strategies to protect my portfolio? I've heard that a downturn will devastate the financial market, so I'm concerned about my $200k stock portfolio.

    • @SiaukemLam
      @SiaukemLam 21 день назад

      There are strategies that could be put in place for solid gains regardless of economy situation, but such execution is usually carried out by an investment specialist

    • @CodieSanchez-d6x
      @CodieSanchez-d6x 21 день назад

      I've been in touch with a financial analyst ever since I started investing. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.

    • @Benjamin-t9f5b
      @Benjamin-t9f5b 21 день назад

      Mind if I ask you to recommend this particular coach you using their service? Seems you've figured it all out.

    • @CodieSanchez-d6x
      @CodieSanchez-d6x 21 день назад

      My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

    • @Benjamin-t9f5b
      @Benjamin-t9f5b 21 день назад

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @austingriner1565
    @austingriner1565 22 дня назад

    None of those will work, because the builders are slowing down on building. because they're trying to hold out, hoping people will pay top dollar for these houses. When in actuality most normal people cannot afford a 400,000 starter home. And most of that is in land value. And that's not going down anytime soon

    • @justinlopatin
      @justinlopatin 18 дней назад

      I see your point, however, there is a lot of new construction happening in many states: www.nationalmortgagenews.com/list/20-states-with-the-most-new-construction-approvals?NL_NMN_Daily_Briefing_09302024&position=1&campaignname=NL_NMN_Daily_Briefing_09302024&oly_enc_id=5801B0446078J6Y

  • @nycgamingsyndicate4175
    @nycgamingsyndicate4175 24 дня назад

    ty for sharing

  • @noahw5282
    @noahw5282 27 дней назад

    Of course, that's insane its as bad as the bank bailouts.

  • @kibirigevandross5174
    @kibirigevandross5174 27 дней назад

    Your such a great teacher. I look forward to learning more from you. Do you offer classes.

    • @justinlopatin
      @justinlopatin 26 дней назад

      Just homebuyer and real estate classes.

    • @kibirigevandross5174
      @kibirigevandross5174 26 дней назад

      @@justinlopatin how can I apply and join the classes .

    • @justinlopatin
      @justinlopatin 5 дней назад

      @@kibirigevandross5174 keep an eye out, we will share the registration links for homebuyer classes here and on my IG page @justinlopatin

  • @Lover88382
    @Lover88382 28 дней назад

    EXCELENT EXPLANATION WOW thank you!

  • @rickcallison4825
    @rickcallison4825 28 дней назад

    Fuck no

  • @juanleonardo3359
    @juanleonardo3359 Месяц назад

    I think you’re broke

    • @justinlopatin
      @justinlopatin 23 дня назад

      Think again!

    • @juanleonardo3359
      @juanleonardo3359 19 дней назад

      @@justinlopatin Don’t have to. I know you’re broke 😂 Prove me wrong with documents loser hah

  • @PassionShadows5
    @PassionShadows5 Месяц назад

    Hell no no that’s insane a slap in the face to Americans.stimulis checks was bullshit compared to what they want to give the immigrants houses there’s over 65 thousand immigrants democrats suck

  • @ianmoriarty8066
    @ianmoriarty8066 Месяц назад

    Ill burn my canadian documents and migrate to California get me a house!!!

  • @Whitestrakee
    @Whitestrakee Месяц назад

    Maybe government housing we definitely shouldnt be paying for peoples mortgages

  • @benga69
    @benga69 Месяц назад

    Bull sh..it. mid class barely making it and they giving priority for illigal imigrants? Come on

  • @Fitzinthetent
    @Fitzinthetent Месяц назад

    Help immigrants when the American born citizens are no longer struggling to get by. Until then they shouldn’t get anything but a one way trip back to wherever they came from.

  • @Dave-lq2le
    @Dave-lq2le Месяц назад

    You're right!! INSANE!!! SMH

  • @lifewithbeto1530
    @lifewithbeto1530 Месяц назад

    That commie pretty 😊 boy-toy we have in office belongs in jail for treason or at least in Cuba 🇨🇺 with his daddy Miguel Diaz 💩👿

  • @duranmendez6360
    @duranmendez6360 Месяц назад

    Hell no I just retired in my retirement check barely cover my mortgage I might have to go back to work

  • @RichmondGreencare
    @RichmondGreencare Месяц назад

    Well he new he would not get that money from the government

  • @jgrant4736
    @jgrant4736 Месяц назад

    Limits

  • @DeniseHash-i7x
    @DeniseHash-i7x Месяц назад

    Democrats have ruined every avenue in sight.

  • @johnjenkins9202
    @johnjenkins9202 Месяц назад

    Anybody helping these foreign Invaders should be charged with aiding and abetting the commitment of federal felony crimes. Pacifically the federal immigration law, Federal workplace law, federal tax laws. As ruled on by the supreme Court 6 years ago on an immigration case.

  • @karlkoehler341
    @karlkoehler341 Месяц назад

    Trump will scare away immigrant workers. Deregulation leads to less safe houses, but the builders will pocket the profits. For housing, you have to start with parking minimums and zoning. Zoning because why can't that empty mall become housing ? And parking garages are expensive, even more empty, earthquake-proof ones. No panacea, but Trump is more 'concept of a plan' than a plan.

  • @Bebopvicious00
    @Bebopvicious00 Месяц назад

    I think your missing something. You think....union construction is being done by illegals?!?! Come on bro...

  • @crowneddeath5161
    @crowneddeath5161 Месяц назад

    Bro has no clue how the economy works, you know Kamala’s plan will just fuck it up more right?

  • @FredGayton
    @FredGayton Месяц назад

    I prefer Trump because the only thing that you’re going to get out of Harris is more giggling and more promises. It’s gonna be so good, which is the same profile. Every Democrat for the last 50 years is made and there have been no good times. You have to interject a Republican into the system every so many years to keep communism out of our country. And it’s time to do that now.

  • @makerspace533
    @makerspace533 Месяц назад

    The $25K will likely raise the price of every home by $25K. What will building 3 million cheap, low (or no) down payment houses do. It will raise mortgage interest rates do to lack of available mortgage funds and create slum neighborhoods bought up by investors. We have seen this happen in the past.

  • @susanstrong2221
    @susanstrong2221 Месяц назад

    He's also going to prevent major corporations like Black Rock from buying family homes... did you not look into any of their plans cuz it's a clear choice, my taxes are raised in paying for people's student loan debts I don't need their mortgages on that list I have my own life to worry about

  • @tvoprosucks
    @tvoprosucks Месяц назад

    THIS VIDEO HAS NOTHING, JUST LIKE KUMALA

  • @joeharmon9230
    @joeharmon9230 Месяц назад

    The difference is the taxpayer will have to pay for Kamala Harris's ideas which will be worse for America overall

  • @imrealserious
    @imrealserious Месяц назад

    hate the downpayment assistance and how is she going to build 3 million homes? Thats not a policy thats an outcome. Which is the problem with progressives, there is a difficult process to get your outcomes, but they don't know any of the process. They just know how to have a strong will and demand the outcome while doing all the things that would prevent it.

  • @Charles-z7i2i
    @Charles-z7i2i Месяц назад

    Absolutely Trump's plans better

  • @GoogleSucks-j4o
    @GoogleSucks-j4o Месяц назад

    If you vote for harris don't cry when you cant afford gas to get back and fourth to work to pay for groceries, and therefore end up homless, that's there whole plan, drain your pocket so her n her army of illegals can continue to get over 3000.00 a month in welfare and cash assistance all while regular citizens pay for it, trump is not the answer but hes the only step in the right direction being offered, rfk, musk, Vance, and trump all together could cause some real good change and help out alot

  • @gabbiemartin3091
    @gabbiemartin3091 Месяц назад

    The 25k from Kamala is for FIRST GENERATION home buyers only. So if anyone in ur family ever owned a home in America, you don’t qualify. You have to pull the curtain back (read the full proposal) to know what is really happening. Otherwise, you’ll fall for their tricks and continue to be uneducated on what the real plan is. This goes for either side. Don’t just fall for her propaganda that typical politicians use during election season knowing full well their promises either can’t be done or will have the opposite consequence for the American people. It’s time to wake up and stop allowing the media and politicians dictate “facts” and start doing ACTUAL research before spreading it. It’s easier than ever to do this. Just be careful which search engine you use. Use something other than just words as words don’t make something true. Read the plan again and remake the video. Also, you’ll need to factor in how much of an impact Ultra inflation will have when she continues to spend as though money is free. I guess it’s free for the people who have never had to work hard for every dollar they have, and just funnel tax dollars to their own banks for a living while digging a deeper hole and pushing us closer to war.

  • @vilmacamacho9809
    @vilmacamacho9809 Месяц назад

    She will build homes on the lands that were destroyed recently.

  • @JohnDoe-hm5kr
    @JohnDoe-hm5kr Месяц назад

    Trumps plan is far better. Regulation is 30% of new home construction. Plus when energy cost is cut under trump it is less logistically to get materials to sites. Again really impacting cost. Raising taxes and offering 25000 will only raise cost. This is incentive for housing sharks and banks to dupe the little man.

  • @aaronwilliams8813
    @aaronwilliams8813 Месяц назад

    Kamala has had her 4 years bidens been to senile to do anything Shes the reason our economy is sh# right now You seem biased