- Видео 73
- Просмотров 82 520
Fluent Finance Abroad
Испания
Добавлен 28 май 2019
Fluent Finance Abroad SL is a Whole of Market Spanish mortgage broker based in Marbella, Sotogrande and Madrid.
FFA has been operational and trading continuosly since 2006 and over the course of these years, have built strong relationships with banks and lending insitutions here in Spain.
Our sole aim is to use our knowledge, contacts and experience to get the very best all round Spanish mortgage deals for our clients, so that they can buy their dream homes in Spain.
FFA has been operational and trading continuosly since 2006 and over the course of these years, have built strong relationships with banks and lending insitutions here in Spain.
Our sole aim is to use our knowledge, contacts and experience to get the very best all round Spanish mortgage deals for our clients, so that they can buy their dream homes in Spain.
Exploring Málaga City's Economic Transformation: An Interview with Marc Sanderson
Join us for an insightful conversation with Marc Sanderson, Advisor to the Mayor of Málaga City for International Economic Development and Director of the Málaga Open for Business Office.
Discover the transformation of Málaga City from a quaint port city to a thriving business and technology hub.
Marc Sanderson shares his journey from Texas to Málaga City, his role in fostering international business relations, and the challenges and successes faced by the city.
Learn about Málaga City's strategic initiatives in technology, the impact of international companies, and the city's future growth plans.
Get in touch with Marc Sanderson:
msanderson@malaga.eu
Tel: 951 92 96 84
openforbusiness.malaga....
Discover the transformation of Málaga City from a quaint port city to a thriving business and technology hub.
Marc Sanderson shares his journey from Texas to Málaga City, his role in fostering international business relations, and the challenges and successes faced by the city.
Learn about Málaga City's strategic initiatives in technology, the impact of international companies, and the city's future growth plans.
Get in touch with Marc Sanderson:
msanderson@malaga.eu
Tel: 951 92 96 84
openforbusiness.malaga....
Просмотров: 427
Видео
Netflix's "Making It In Marbella" - Yay or Nay? | HOT TOPIC EP3
Просмотров 15028 дней назад
In this episode of the Fluent Finance Abroad’s "Hot Topic" podcast, host Marc Elliott de Lama and real estate expert Keith Spitalnick dive into the Netflix reality series "Making It In Marbella". They explore the show's portrayal of real estate work in the Costa del Sol region, discussing its entertainment value, potential impact on the local property market, and how it compares to the actual d...
Interview with Paul Mockford, Dream Properties Nerja
Просмотров 661Месяц назад
Marc Elliott de Lama chats with Paul Mockford of Dream Properties Nerja. Get in touch with Dream Properties dreampropertiesnerja.com/ paul@dreampropertiesnerja.com Lima 1 Edf. Armijo - Local 1-2 . 29780 Nerja (Málaga) ES Phone: ( 34) 95 252 7272 / UK Phone: ( 44) 0173 280 7657 Get in touch: fluentfinanceabroad.com/contact-us/ San Pedro Office Av. Marques del Duero 76, 3º C, San Pedro Alcantara,...
Commissions in Costa del Sol Real Estate REVEALED | HOT TOPIC EP2
Просмотров 164Месяц назад
In this episode of Hot Topic, the Fluent Finance Abroad podcast, host Marc Elliott is joined by Keith Spitalnick from Target Property Spain to discuss the intriguing topic of real estate and mortgage broker commissions on the Costa del Sol. They delve into the reasons behind the higher commission rates in this region compared to other parts of Spain and Europe, shedding light on the value and s...
Costa del Sol Real Estate Regulation - Needed? | HOT TOPIC EP1
Просмотров 1,1 тыс.Месяц назад
In this first episode of The Fluent Finance Abroad podcast mini series called Hot Topic tackling issues affecting the real estate industry on the Costa del Sol, Marc Elliott de Lama chats with Keith Spitalnick of Target Property Spain about regulation. [00:00:00]: Introduction to the Podcast [00:00:23]: Discussing Real Estate Regulation in Spain [00:00:53]: History of Mortgage Regulation in Spa...
Interview with Costa del Sol Industry Veteran Richard Jackson
Просмотров 2322 месяца назад
Marc Elliott de Lama interviews Richard Jackson, a real estate industry veteran on the Costa del Sol Get in touch: fluentfinanceabroad.com/contact-us/ San Pedro Office Av. Marques del Duero 76, 3º C, San Pedro Alcantara, 29670 Marbella, Malaga, Spain Email Address: info@fluentfinanceabroad.com Phone Number: 34 952 85 36 47 UK Phone Number: 44 (0) 2033939902 US Phone Number: 001 2023791946 Sotog...
ARKI-TECH: A Faster, More Efficient Method of Building Luxury Homes #malaga #costadelsol #spain
Просмотров 5963 месяца назад
Marc Elliot de Lama interviews David Sánchez, owner and CEO of Arki-Tech, and Santiago Casilari, the chief architect, discussing their off-site construction company based in Málaga, Spain. David explains his background in construction in Canada, highlighting the differences in building practices due to the harsh Canadian weather. He mentions the motivation to bring his expertise to Spain, drive...
ECB Cuts Rates : When Will We See the Benefit? - Mortgage Market Update with Marc Elliot de Lama
Просмотров 693 месяца назад
Join Marc Elliott de Lama, Owner of Fluent Finance Abroad, as he brings you the latest news on European interest rates. In this video, Marc explains what this rate cut means for you, especially if you've been waiting for interest rate pressures to ease before considering a mortgage. With the possibility of further cuts by the end of the year, now might be the perfect time to explore your option...
Interview with Alfredo Bloy-Dawson, Marbella Real Estate Marketing Consultant
Просмотров 3,4 тыс.4 месяца назад
Marc Elliott de Lama interviews Alfredo Bloy-Dawson a well known Marketing consultant on the Costa del Sol real estate scene. Alfredo shares his background, mentioning his English origins and his move to Spain in 1975. He outlines his professional journey, which includes studying accountancy in the UK, working in management, a brief stint at a record label in New York, and eventually moving bac...
Changes Affecting Spain's Beckham Law in 2024 with Pablo Mallo Bárcena, MDG Advisors
Просмотров 4,4 тыс.4 месяца назад
Marc Elliott interviews Pablo Mallo Bárcena, Partner at MDG ADVISORS, at their offices in #Malaga City. In this in-depth conversation they take a deep dive into changes of Spain's so-called Beckham Regime, and how these can work with the Digital Nomad Visa. Main benefits include: 🔸 Flat 24% tax rate on salaries up to €600,000 🔸 Non-taxation of foreign-sourced income 🔸 Wealth tax only on Spanish...
Interview with Miriem Diouri García, Founding Partner at MDG Advisors, Malaga City
Просмотров 2135 месяцев назад
In this interview, Marc Elliott from Fluent Finance Abroad speaks with Miriem Diori García, founder and partner director of MDG Tax and Accounting, based in Málaga City. Miriem shares her background, including her education and early career experiences in the UK and at a major international accountancy firm. She explains the founding of MDG in 2010, motivated by her desire to balance a demandin...
NEW! Remortgages for Non-Residents in Spain
Просмотров 1,2 тыс.5 месяцев назад
Marc Elliott de Lama discusses the remortgaging options available for non-residents with existing Spanish mortgages. He explains the reasons why you might consider remortgaging, the benefits of switching your mortgage, and how Fluent Finance Abroad can assist you in securing better terms. Key Points Covered: Reasons to consider remortgaging your Spanish mortgage Benefits of switching your mortg...
Interview with Mark S. Lawson FRICS, MDCI Project Managers, Marbella Spain
Просмотров 3,8 тыс.6 месяцев назад
Mark Lawson FRICS, from MDCI Project Managers discusses his extensive experience in project management and property development in Marbella & the Costa del Sol. He explains his background, having worked for notable companies such as a British construction firm and Marriott, where he successfully delivered multiple projects on time and within budget. Lawson highlights the unique services provide...
Interview with Charles Gubbins, Partner of Noll Sotogrande
Просмотров 8 тыс.6 месяцев назад
Charles Gubbins a partner at Noll Sotogrande, an experienced real estate industry professional, provides insights into the real estate market in the Sotogrande area of southern Spain. He discusses his diverse background spanning international marketing, banking, and the tobacco industry. Charlie covers the history and evolution of Sotogrande, highlighting its transformation to cater to internat...
ECB Cuts Rates - But Will there be More? - Mortgage Market Update with Marc Elliot de Lama
Просмотров 716 месяцев назад
Join Marc Elliott de Lama, Owner of Fluent Finance Abroad, as he brings you the latest news on European interest rates. For the first time in five years, the European Central Bank (ECB) has cut interest rates by 0.25%, bringing the borrowing rate within the European Union down to 4.25%. In this video, Marc explains what this rate cut means for you, especially if you've been waiting for interest...
Interview with Filip Peretz of Developments.es
Просмотров 1,1 тыс.6 месяцев назад
Interview with Filip Peretz of Developments.es
Interview with Tracie Buckman, Marbella Dream Living
Просмотров 3,7 тыс.7 месяцев назад
Interview with Tracie Buckman, Marbella Dream Living
Exclusive Interview with Dylan Leworthy Boyle, Regional Director of UCI Mortgages
Просмотров 8577 месяцев назад
Exclusive Interview with Dylan Leworthy Boyle, Regional Director of UCI Mortgages
Our Buying Journey As Americans on the Costa del Sol with JaLynn & Kelly
Просмотров 3908 месяцев назад
Our Buying Journey As Americans on the Costa del Sol with JaLynn & Kelly
Is It Possible for Non-residents to Obtain a Mortgage in Spain? | FAQ with Marc Elliott de Lama
Просмотров 678 месяцев назад
Is It Possible for Non-residents to Obtain a Mortgage in Spain? | FAQ with Marc Elliott de Lama
Spanish Mortgages with Fluent Finance Abroad with Marc Elliott de Lama & Darren Windhagauer
Просмотров 1138 месяцев назад
Spanish Mortgages with Fluent Finance Abroad with Marc Elliott de Lama & Darren Windhagauer
What Are the Current Mortgages Rates in Spain? | FAQ with Dr Vittorio Fratta & Marc Elliott de Lama
Просмотров 258 месяцев назад
What Are the Current Mortgages Rates in Spain? | FAQ with Dr Vittorio Fratta & Marc Elliott de Lama
Understanding UK Mortgages for Expats & Foreign Nationals in Spain
Просмотров 4089 месяцев назад
Understanding UK Mortgages for Expats & Foreign Nationals in Spain
Exclusive Interview with Darren Windhagauer, Inspired Homes Marbella | Agent Spotlight
Просмотров 7 тыс.9 месяцев назад
Exclusive Interview with Darren Windhagauer, Inspired Homes Marbella | Agent Spotlight
The Spanish Mortgage Report: Latest Non-Resident Mortgage Rates and Deals | March 2024
Просмотров 2039 месяцев назад
The Spanish Mortgage Report: Latest Non-Resident Mortgage Rates and Deals | March 2024
5 Key Considerations for Non-Residents Applying for a Spanish Mortgage
Просмотров 1,8 тыс.10 месяцев назад
5 Key Considerations for Non-Residents Applying for a Spanish Mortgage
MIJAS: A Secure Investment? ! SUR in English Real Estate Roundtable
Просмотров 5010 месяцев назад
MIJAS: A Secure Investment? ! SUR in English Real Estate Roundtable
Financing Off-Plan Property Purchases in Spain: What You Need to Know with Judith Iglesias
Просмотров 1,3 тыс.10 месяцев назад
Financing Off-Plan Property Purchases in Spain: What You Need to Know with Judith Iglesias
An American Estate Agent in Malaga: Exclusive Interview with Tanne Crosby, Crosby&Millan
Просмотров 49110 месяцев назад
An American Estate Agent in Malaga: Exclusive Interview with Tanne Crosby, Crosby&Millan
Spanish Mortgage Rates Update with Marc Elliott de Lama Jan /Feb 2024
Просмотров 3211 месяцев назад
Spanish Mortgage Rates Update with Marc Elliott de Lama Jan /Feb 2024
What do you mean is not a realistic image? It's all totally true, we are all driving ferraris and jumping from helicopters everyday 😄
LOL, maybe for you Santiago
Nay its tacky
Thank you Mr. Mockford, he is a great person to speak to about property investments in Nerja and surrounding areas and a lovely person too.
does the B law exclude pensions like social security income from being taxed ?
Good question, one for Pablo to answer as he is the expert on such things, visit mdgadvisors.es/en/mdg-advisors-2/ for more specific answers. We assume it would fall under those rules if you qualified for the ruling...
Thanks for the video. One things I don't understand though - I'm sure I can be eligible for the Digital Nomad Visa, as I work remotely as a freelance consultant earning well over the monthly requirement. But would I be eligible for the Beckham Law? My work is mostly about advising governments of developing countries (or countries in transition) on how to improve public services...My employer is a US company.
Is regulation needed in the Costa del Sol Real Estate market, Keith & Marc think it is long over due.
Muchas gracias Keith for grabbing this prickly subject and talking about how Real Estate agents earn money here in Spain.
I am currently getting salary from a company from another EU country but I work in spain. Can this be applicable to me if I say that I was sent to work remotely in Spain?
We would need more information but in theory that should not cause an issue, if you have an employment contract which is valid and you have been in the same company for a decent period of time and your income can be proved then this income can be used. What are you planning? You can take this conversation private by contacting info@fluentfinanceabroad.com thank you for reaching out.
Proud to have worked with him. Good interview.
Thank you for commenting, top pro
Off plan purchases is something we enjoy being involved with from the early stages of the buying process. Get in touch and we can assist you with making the right choices through the whole sales process.
We love this off site build concept, hopefully it starts getting traction here very soon.
Top tips on what to do when buying a Spanish property with a Spanish mortgage.. Two industry veterans right here.
Private Banks that look for HNW clients are coming to the fore here in Spain right now. Thanks Julian
Thank you Barbara, you are an amazing person.
Thank you for the information. I am under the process of obtaining a nomad worker visa and work for an American company. I was told by the accountant in the law firm that is carrying my process that I will be eligible for Belgian law. Is that true? It does not seem based on what you are saying. I work for an American company as a contractor and they agree with me moving. Thank you!
This is for Spain Silvana, are you interested in moving to Spain? You need to reach out to a Spanish immigration expert where we are Spanish mortgage experts, Pablo can help here I believe
It was interesting to learn more about Alfredo and now ai know why he was always in Sean’s carpool real estate tours. 😊
Thanks 🙏
Mr. Sotogrande, it was great to get to know you, your story and what your insights are to the Sotogrande and Costa del Sol area are. Thank you Charlie.
Great video Mr. Dawson Bloy, well done for the work you do.
good looking chap right there 😘
Nice Interview Alfredo! 😎
Very handsome
Pablo used to be my go to guy for tax filings. Always on point, fast and professional. Highly recommend his and MDGs services.
So the ultra wealthy remain ultra wealthy and anyone who tries to make some money for themselves is taxed progressively until it's not worth it any more.
I think it’s for a certain time - 6 years I think. It’s designed to entice wealthy people to Spain where they will benefit their economy. Rather than places like the U.K. which is adding taxes and pushing wealthy people ( and the highest tax contributors from themselves and their companies) out of the U.K. Spain doesn’t blame top contributors for their problems and doesn’t vilify them like the U.K.
@@bonditltd5346 Spain also has a young population problem as to many other Western countries, if Spain can encourage top earners and thinkers to set up here, this could increase jobs meaning that young Spanish people don't feel the need to move to other countries such as Ireland or Germany, just an idea.
@@fluentfinanceabroad551 That’s interesting, as many companies are relocating from Germany. Ireland has a tech sector but not much else. Most European countries have a skewed demographic, some more than others, so have diminishing younger population and an ageing population. I can’t find good staff for chemical production - no qualifications, just common sense and a reasonable work ethic. The U.K. government has increased taxes and will increase them more this month. It makes no sense to produce in the U.K. now
@@bonditltd5346 very true but where there is a will there is a way we hope.
Amazing person, amazing company, well done Miriem.
🙌🏻🙌🏻🙌🏻
🤜🤛
Thank you for your insights regarding building houses and developments here in Spain Mr. Mark Lawson, we appreciate you taking the time to share your knowledge and experience with us and our audience.
Great video about building in Spain, thank you Mr. Lawson
Glad you found it interesting Marc 😜
Super video 👏
Thank you!
Thank you 👍
very interesting interview! Good job!🙌
❤❤
Thank you for the chat! Always nice seeing you
You are so welcome
Muchas gracias Tracie Buckman from Marbella Dream Living - You are shining stars in the Spanish Real Estate business.
very informative!
Muchas gracias, appreciate the comment
Always worth considering buying a property in Spain with a mortgage so that you don't use up a lot of your liquidity.
Such a great conversation with one of the leading Spanish mortgage experts around, thank you Dylan Boyle.
Hey hey Marc, Excellent video and It’s great to see how fellow Americans in the real estate business have found The big differences between buying in Spain, navigating the Mortgage minefield, and their experience of eventually Getting across the Finish line. Glad that you were able to help make their dreams come true. Well done!! PS, I watch all your content. You probably didn’t know but your insurance broker within your company Barbara is my neighbor up at Hacienda Cifuentes
Not every day a client wants to come on camera to discuss their experience and for that we are eternally grateful to JaLyn and Kelly, muchas gracias y enhorabuena
Super interesting chat
Glad you enjoyed it
Great video 🎉
Thank you 😁
great video!
Thanks!
2.85 is amazing
Did not know you have been trading since 2006.
Muchas gracias
Q0😊
Thank you Tanne Crosby for agreeing to express your insignts and to share your story on the Spanish real estate business. See you and Alejandro against soon.
Nice one chaps!
Great job guys
Nicely produced! Thank you ... R (Australia)
Thank you too!
Bravo Francisco, well done.
Regarding the point of regulation, I wholeheartedly agree Having had been licensed in California and being a member of the Beverly Hills board of realtors early in my career. Technically, an agent is practicing law without having a Law degree and also Must understand finance and mortgages. When I came to Marbella Just over 20 years ago, the first thing I recognized was that real estate Was practically the wild West and I think it’s still an understatement even today. To be candid, I was shocked. Wanting to learn more about the brokerageI was working at, I went out with the Lister And the company and in conversation, I asked him what he did before working in real estate and he said he was a chef. On the listing appointment, he asked the owner how much He wanted for the property and wrote it on the listing agreement and Had the guy sign it. Absolutely nothing about comparable sales in the area or advice again I was in shock and couldn’t believe it. It’s amazing that someone Can move from Sweden, Lithuania or the Ukraine, and their previous employment, was being a factory worker or working on a farm and immediately go to work for a small real estate agency, or even set up their own company and start giving advice. It’s really mind-boggling and it’s happening every day on the coast. On another note, I don’t think a physical office location is absolutely necessary. The world is changing and becoming more cloud-based by the day, the paradigm That comes to mind is Airbnb versus actually owning a hotel or Uber Transforming the taxi cab Industry or the local Video store versus Netflix. Today’s real estate clients are first coming from the Internet, 90% of the time and communication is all digital and of course over the phone and zoom And has been for 20 years. The days of having an office or franchise is an old business model. Cloud based brokerage is The future and that is now. What’s most important is the agent knows the market And inventory plus can connect the dots with Mortgage Broker’s lawyers, and any other professionals required in the transaction.
Great feedback Randal, thanks!
Amazing story thank you for going the extra mile guys, thank you Julian and Charlie
Love this!
😂🎉❤😢😮😅
RIP Elena, brilliant work.