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CMG Home Loans
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Добавлен 12 мар 2018
Premier Mortgage Lending MB 1562647 specializes in providing home loans to New Hampshire, Massachusetts and Maine residents. At PML, we strive to help our borrowers obtain the best possible loans and offer some of the best rates available on various loan programs such as Conventional, FHA, USDA, VA, Refinances and Reverse mortgages… so we guarantee to fit your needs and help you obtain the best loan possible! We pride ourselves on our outstanding customer service! At PML, we treat each customer as an individual - not as a number! We are committed to our customers and are always available and responsive.
What is a life coach? | Mat MacDonald with special guest Sarah Buckley
Show Content:
00:00 - Welcome Sarah Buckley
03:44 - The differences between working for a small business vs a large company
06:45 - How CrossFit helped shaped Sarah & Mat's lives
14:46 - Entrepreneurship
17:40 - Teaching yoga
18:49 - What is a Life Coach?
21:17 - Discovering your WHY
24:00 - What do people usually get stuck on in their mind
25:34 - What is Elevate?
29:13 - What sets Sarah & Elevate apart?
Connect with Sarah:
www.sarahabuckley.com
_sarahbuckley?igshid=MWI4MTIyMDE=
Connect with Mat:
mmacdonald@pmlhomeloans.com
matmacdonald_lo?igshid=MWI4MTIyMDE=
___________________________________________________________________________________________________
Follow Premier Mortg...
00:00 - Welcome Sarah Buckley
03:44 - The differences between working for a small business vs a large company
06:45 - How CrossFit helped shaped Sarah & Mat's lives
14:46 - Entrepreneurship
17:40 - Teaching yoga
18:49 - What is a Life Coach?
21:17 - Discovering your WHY
24:00 - What do people usually get stuck on in their mind
25:34 - What is Elevate?
29:13 - What sets Sarah & Elevate apart?
Connect with Sarah:
www.sarahabuckley.com
_sarahbuckley?igshid=MWI4MTIyMDE=
Connect with Mat:
mmacdonald@pmlhomeloans.com
matmacdonald_lo?igshid=MWI4MTIyMDE=
___________________________________________________________________________________________________
Follow Premier Mortg...
Просмотров: 44
Видео
Karina Mejia at EVO Real Estate Group | PML Podcast
Просмотров 121Год назад
In this episode Juan Palacio talks to Karina Mejia, a top producing Real Estate Advisor at EVO Real Estate Group. As part of her Boston College major in economics and international studies, Karina Mejia decided to take a class in residential real estate development that set her on a path to her dream career. Obtaining her license while still a student, she began in the industry as a real estate...
Amelia Szelog with Inspire Realty Group at Keller Williams Metropolitan | PML Agent Spotlight
Просмотров 72Год назад
Meet Amelia Szelog with Inspire Realty Group at Keller Williams Metropolitan 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Kali Blais of Blais & Associates Realtors | PML Agent Spotlight
Просмотров 15Год назад
Meet Kali Blais of Blais & Associates Realtors 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Jacob Cunningham of Realty One Group Next Level | PML Agent Spotlight
Просмотров 57Год назад
Meet Jacob Cunningham of Realty One Group Next Level 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Deborah Williams of eXp Realty | PML Agent Spotlight
Просмотров 19Год назад
Meet Deborah Williams of eXp Realty 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Katelyn Ciaramitaro of Five Mark Realty Group | PML Agent Spotlight
Просмотров 43Год назад
Meet Katelyn Ciaramitaro of Five Mark Realty Group 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Amy Cruite Realty One Group Next Level | PML Agent Spotlight
Просмотров 38Год назад
Meet Amy Cruite from Realty One Group Next Level 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Corey Caza of Realty One Group Next Level | PML Agent Spotlight
Просмотров 91Год назад
Meet Corey Caza from Realty One Group Next Level 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Corissa Leonard of RE/MAX Synergy | PML Agent Spotlight
Просмотров 64Год назад
Meet Corissa Leonard from RE/MAX Synergy 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Aimee Duval of Realty One Group Next Level | PML Agent Spotlight
Просмотров 29Год назад
Meet Aimee Duval from Realty One Group Next Level 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Greg LoFaro of RE/MAX Synergy | PML Agent Spotlight
Просмотров 66Год назад
Meet Greg LoFaro from RE/MAX Synergy 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
Jennifer Ryan of Lamacchia Realty | PML Agent Spotlight
Просмотров 31Год назад
Meet Jennifer Ryan from Lamacchia Realty 👋🏼 Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortgage Lending 🎥
The Lash Studio & Salon Business Spotlight
Просмотров 174Год назад
Donnie Ross, Sr. Loan Officer & Jennifer Bowles, Realtor are with Katy & Lauren of The Lash Studio & Salon in Goffstown, NH for today’s local business spotlight! Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mortga...
Alphas Barbershop | PML Local Business Spotlight
Просмотров 580Год назад
Donnie Ross, Sr. Loan Officer & Tatum Trudel, Realtor are with Christopher Prunier owner of Alphas Barbershop in Goffstown, NH for today’s local business spotlight! Follow Premier Mortgage Lending on... Instagram | premiermortgagelending Facebook | pmlhomeloans/ RUclips | ruclips.net/channel/UCLpNWsoOlmh2EUW5a29ai2Q This content was produced and edited by Premier Mor...
Kathryn Selinga of Granite Life Reality Group | PML Agent Spotlight
Просмотров 18Год назад
Kathryn Selinga of Granite Life Reality Group | PML Agent Spotlight
Born Ready Nutrition Center | PML Local Business Spotlight
Просмотров 153Год назад
Born Ready Nutrition Center | PML Local Business Spotlight
Seacoast Stilettos | PML Local Business Spotlight
Просмотров 128Год назад
Seacoast Stilettos | PML Local Business Spotlight
PML Agent Spotlight | Case Foster of Coldwell Banker Realty
Просмотров 28Год назад
PML Agent Spotlight | Case Foster of Coldwell Banker Realty
PML Agent Spotlight | Allison Driscoll of Real Brokerage
Просмотров 17Год назад
PML Agent Spotlight | Allison Driscoll of Real Brokerage
PML Agent Spotlight | Jordan Grillo of Coldwell Banker Realty
Просмотров 16Год назад
PML Agent Spotlight | Jordan Grillo of Coldwell Banker Realty
PML Agent Spotlight | Terry Lajoie of Lajoie Home Team
Просмотров 18Год назад
PML Agent Spotlight | Terry Lajoie of Lajoie Home Team
PML Local Business Spotlight | Shake-O-Holic
Просмотров 93Год назад
PML Local Business Spotlight | Shake-O-Holic
PML Local Community Spotlight | Fit4ACause
Просмотров 96Год назад
PML Local Community Spotlight | Fit4ACause
PML Agent Spotlight | Ashley Moon of Red Post Realty
Просмотров 34Год назад
PML Agent Spotlight | Ashley Moon of Red Post Realty
PML Local Business Spotlight | Vetere Custom Woodworks
Просмотров 59Год назад
PML Local Business Spotlight | Vetere Custom Woodworks
PML Podcast | Mackenzie Smerdon, Mat MacDonald, and Joey Todisco
Просмотров 29Год назад
PML Podcast | Mackenzie Smerdon, Mat MacDonald, and Joey Todisco
PML Rochester | 1 Windhaven Drive Rochester, NH
Просмотров 63Год назад
PML Rochester | 1 Windhaven Drive Rochester, NH
PML Local Business Spotlight | Hotworx Londonderry
Просмотров 982 года назад
PML Local Business Spotlight | Hotworx Londonderry
PML Local Business Spotlight | Bright Light Chiropractic
Просмотров 622 года назад
PML Local Business Spotlight | Bright Light Chiropractic
What if I got a new contract that I couldn't complete because of injury.? Does that count.?
Hopefully it's WAY off $15000 closing costs on a cash out equity loan? Nope not paying that much in closing costs.
So hard to buy in Merrimack aswell
this was helpful
Great video! If I’ve been self employed for 9yrs, what is the likelihood that I only have to use 1 years worth of tax returns ?
Pretty likely you can use 1 year. As long as you tell them you’ve had the same business for that long
I wish they could have shown the return to see what they were looking at, and blurred out the applicant’s name.
I know. I'm tryin to follow with a return open but where is line 31? Mine goes to 28.
How to prove sole proprietorship income to qualify for mortage???
Lets say a business has been around for 2 years but the owner only took Schedule K distributions the first year and then the second year, they have a w2 and schedule K income from their S Corp. Can you use that one w2 as part of the second year income?
Terrible!
My LO hasn't been very helpful in my case. He sent me the preliminary CD and I noticed 3 fees that weren't on the LE also didn't include the 20% rebate but I signed it because I'm already a week late in closing. Is it normal to see additional fees on the preliminary that wasn't on the LE? I've informed him twice about the rebate, but he didn't reply back to me about it.
Omg, I'm so glad I found your channel and you have reassured me what I'm pondering because LO just sent me CD and I was stressing out over the numbers!
This video is good I just wish you could show on the forms what your talking about so I can see and compare.
HI SENSEI ED
Share the spreadsheet
As a new UW, I appreciate this video!!
The title says how to qualify. This is obviously a how to quantify video. NOT the same question at all!
What depression you can add back to increase amount on line 31? For example if I buy brand new semi truck 180k$ usually depreciation is 60k$ for 3 years, can I add those 60k$ to my total income?
Hi There! That question is more of an accountant question as far as how much you can depreciate the asset for each year. If your accountant determines that $60K is the amount of depreciation that can be listed on your tax returns, we can add that amount back to your income.
Thanks for the informative video... Have a query.. If the ufmip on an fha loan is 4000 $ and the borrower pays 1000 from his pocket and gets 3000 added to the loan, what value will be mentioned in the closing costs section as a mortgage premium?
Hi Harmeet, thanks for your comment and for watching my videos! I appreciate that & would greatly appreciate you sharing my page with any friends, family and colleagues! To answer your question... The Upfront MIP for any FHA loan will always reflect the full amount of 1.750%, however there will be a line underneath or besides that, indicating how much of that premium will be paid in cash and how much will be rolled into the loan amount... Hope that answers your question! If you have any more please don't hesitate to reach out!
@@MooreMortgages Thanks Ian... Really appreciate it
Is the standard to use Adjusted Gross Income (line 11 on Form 1040) or line 31? Doesn't line 31 include the standard deduction? I wouldn't want that to impact the income used to get a mortgage
How does traditional retirement contributions impact line 31 for a Schedule C 1040? I contribute a lot to retirement which is supposed to reduce my taxable income which isn't good for applying for a mortgage
wonderful! Become an online boss = *Promosm*!!!
Love this! Jacob is the best!
Thanks for watching!
Trash hauling trash
Works for Sizemore motors wonder if they the ones who passed the truck with a snapped frame
Dudes a bum selling unsafe vehicles to a local kid for his first vehicle . With the frame improperly welded . Seemed trustworthy but definitely not the case
Richard, I'm sorry that you feel this way about this local business; however, we are unafiliated with them from a sales standpoint. Here at PML, we are all about promoting positivity and highlighting local businesses within the comunity. Please take your issue up with them directly as this is not the correct platform for this discussion. Thank you for watching, we wish you the best!
Oh I will
Wow Tnx
Thank you guys. This video is exactly what I needed as I am going through this process currently. I’m worried that I’ll put the wrong thing on my taxes and not get approved. When this happens do people go back and amend their taxes? Or would you just advise to come up with a larger down payment or improve credit?
Hello! I would advise to have a loan officer review your draft tax returns before they are filed. That way if it makes sense for you to not take certain deductions, you will know that in advance. I’d be more than happy to help you with that!
@@themikedrop8376 I’m annoyed that neither my cpa or loan officer mentioned that this was an option, despite going back and forth with both of them multiple times. Thank you.
John is the GOAT 🐐
Why do you subtract out the meals if they’re already an expense listed on line 24b which once subtracted you get your line 31. Why are you subtracting it twice? It is because you only deduct half in the beginning?
did you ever get an answer to this question? Channel owner can you answer this one?
Great video, though I was under the impression that to qualify with only one year of taxes you also had to have over 720 credit score aside of the 5 years history of self employment.
Hi Jorge! No, there is no specific credit score requirement in order to use 1 year of tax returns to qualify. The self-employed individual just has to have been self employed for over 5 years.
@@premiermortgagelending thank you for the clarification. 👍👍
Jen Bowles is the best at everything she touches.
What a great spotlight! When I’m ready to buy, I will definitely be reaching out to her! Thanks for the sharing!
Thank you, that's awesome to hear!
Proud of you.
I didn’t know lenders promote other business 😂😂
Yes! We are all about promoting other small local businesses! :)
Respect 🫡. “Yo, y'all lunching, punching the clock My function is to make much and lay back munching”- Jay Z Can’t knock the hustle .
Respect to you sir!
Great video. I have a question. If you have a joint return but your spouses income needs to be removed since they are not on the loan is it common to subtract the business income/loss plus depreciation? or just the income/loss?
We can always remove one of the borrowers for qualification purposes. It will depend on how much ownership the spouse has in the business. Are they the only one that is self employed or is it both of you?
Neon is the most talented tattoo artist I have ever seen. She is friendly, down to earth, and so so so good at what she does!
If an Uber driver can you add back in millage that was used for deductions?
I know a lot of people who would like the have the answer to this! Any input?
Great for you brother.
I appreciate this information. Thanks so much!!!
You're welcome, Dionne, glad we could help! Thanks for watching! We post a lot of informational videos about the housing market. Be sure to subscribe to us so you don't miss any of our future videos! :)
👏🏻👏🏻👏🏻👏🏻
Gael that’s what’s up!!!! 🔥🔥🔥🔥
I’m so proud of you my handsome nephew! 💜💜💜
Thanks for the introduction Matt & Premier Mortgage Lending!
You are very welcome, it was a pleasure working with you!
I am privileged to have had the opportunity of working with you. always ez to get in contact at anytime of day super friendly and has a way of explaining things easily.
Thanks for your nice comment, Corey, and thanks for watching!
Great video. What about line 13. Can the depreciation be added to the net profit as more income.
Hi Avalon, thank you for your question. Yes, in some cases it can be; however, I was just trying to keep it simple for this video! Hope this helps!
"When I am not working in Real Estate, I am still working."
Yay!
Fantastic news Jen!!! Congratulations!🍾🌹🌹🙏♥️
Thank you so much!!
Fantastic job Jenn!!