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David Luna II
США
Добавлен 17 мар 2021
Come along as I show you guys my journey through my 30s, fatherhood, finances, entrepreneurship, real estate, and much more! I will be teaching you guys about credit, real estate, techniques to make and save you money, and many more! I am just your average guy from the midwest teaching you everything I've learned along the way.
For business inquires Email me: davelunamedia@gmail.com
For business inquires Email me: davelunamedia@gmail.com
5 Money Habits Keeping You Poor
In this video, we'll discuss 5 money habits that could be keeping you poor. Learn how to break these habits and start building wealth today!
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TOP BOOKS:
DAVE RAMSEY TMM
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TIM GROVER RELENTLESS
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GARY KELLER ONE THING
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33 STRATEGIES OF WAR
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GEAR USED FOR THIS VIDEO
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AUDIO GEAR BUNDLE
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HOLLYLAND LARK M2
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CREDIT CARD RECOMMENDATIONS:
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CONNECT ON SOCIAL MEDIA
IG: davidlunaii
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TOP BOOKS:
DAVE RAMSEY TMM
amzn.to/40hDyGd
TIM GROVER RELENTLESS
amzn.to/3QeAM08
GARY KELLER ONE THING
amzn.to/3QeARRf
33 STRATEGIES OF WAR
amzn.to/3BLro0g
________
GEAR USED FOR THIS VIDEO
CAMERA
amzn.to/3FyzMyW
AUDIO GEAR BUNDLE
amzn.to/3FAtnD9
HOLLYLAND LARK M2
amzn.to/4dJDfcq
SAMSON MICROPHONE
amzn.to/4dzvkyo
ZOOM H6 RECORDER
amzn.to/3XWbQ1b
Manfrotto Mini Tripod
amzn.to/3OsZQju
Neewer Lighting Kit
amzn.to/49ri2nn
------------
CREDIT CARD RECOMMENDATIONS:
DISCOVER IT:
shorturl.at/mwWZ0
-----------
CONNECT ON SOCIAL MEDIA
IG: davidlunaii
Просмотров: 0
Видео
Is the Apple Credit Card Still Worth the Hype? | One Year Later
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The family share feature is heavily under reported on and I believe is a total game changers for families with teens on the Apple ecosystem.
I agree. One of my favorite features for sure.
Not at 24%-29%APR, and low ass purchasing power Capital One had almost 5 points on them and easily extended over twice the credit. Don’t do it
Capital one might be the move then. I’m going to look into them next. Chase gave me a big line of credit out of the gate.
@ it could be that Chase wanted me to use it more but I can’t see them on that. That APR is like a giant, flashing stop sign.
@ I hear you on that. I just pay off the statement every month.
This is all bullshit. I bought my first house at 22 and it was $135k now it’s worth well over 700k and someone else paid it off for me. Inflation never stops and the recessions always happen. Buy low and always keep them.
@@eliotttownsend3828 so you rented out the first house you bought?
I have no idea why im here. You popped up in my feed. I am not an aspiring youtuber nor streamer. Im middle aged in middle management. Anyway, leaving a comment and giving a thumbs up. I hope you do great!
@@AzDraon1 😂😂. I appreciate the comment and checking out the video. Maybe it’s because of my other videos. Thank you either way though! 🙌🏽
What equipment do you need for your youtube channel?
What type of savings account are you using?
If they watch one of my short they will be good
Possibly right? Lol
Don't make me laugh, with 41 subscribers, including me
@@nickdual 😂. Thanks for watching and subscribing bro. 💪🏽
Sounds and looks clean from here! Keep going!
Thank you! I appreciate it 🙌🏽
this quality is so good!
Definitely is! Apple did a great job with the 16!
I subscribed, you do too, Colleague!
What microphones are you using for your podcast or RUclips channel?
Hollyland lark m2
Nice! Did you recently buy them?
@@daveluna2 2 month.
Did you upgrade to the iPhone 16 Pro? If so, how are you liking it or disliking it?
I ended up upgrading to the 16 pro max from the base model iPhone 12 and it is a heck of an upgrade
Nice! I’m definitely still enjoying it so far.
When I see the average outgoings of an American I consider myself extremely lucky to be Northern European with the cost of $4620.89 a month do you save anything at all. The average income in Aurora Illinois is $73k after taxes that leaves you $4,581 after taxes per month!!! A mortgage for a Three Bedroom Apartment where I live is $850 and the average salary is $4,355
Seeing this in black and white definitely puts things in perspective for people. This is what the average American is experiencing, which is why credit card debt is at an all time high. Where do you live? $850 for a 3 bedroom is amazing! I appreciate the comment.
@@daveluna2 I lived in the UK, East Anglia to be more precise. Rent for a three bed apartment would cost about $1400 but a Mortgage for a similar sized house would be around $850. The lucky thing for me is I understand the housing market as my parents rent out several houses they own. I recently moved to Canada and have been to the US multiple times because I'm an hour drive from Buffalo and on both sides of the border it's really expensive. The biggest issue with the US is the salary's they're so high this increases service cost's making things even more expensive. Thank you for understanding I know many American's find it hide to take things on, especially when it's about their country which is understandable so it's nice to see an American converse nicely to others. 🤜🤛
I appreciate your insight. I agree with the salaries portion too. Everything is so inflated. Hopefully we see some change in the near future.
@@daveluna2 I do hope so, god willing 🤞
I only pay 700 quid for a 2 bedroom house in the uk
Good advice bro overspending leads to trouble
I appreciate it bro. 🙌🏽.
What is your current hobby? Do you think hobbies are important?
What are you using to track your finances and manage your budget?? Grab your free template if you don't have one yet! Link is in the description!
Which wireless microphone are you using for your videos? 🎙
What’s your side hustle going to be for 2024?
Are you using the discover credit card?
Solid video 💯
Thank you 🙌🏽🙌🏽
Chase hates me! I hope apple doesn’t go with chase 😭
Pay back what you owe
😂. You owe them late fees or what? Lol
Same bro and I don't owe them shit lol
😂
I would actually get the card if it was at chase.
Ya I think Chase would be a good move for Apple.
@@Shawn.credit I agree with that. Thank you for the comment! 🙌🏽
This needs to come to Canada. Maybe it’s a good thing that got taxed the partnership so that way this could expand to different countries like Canada even though I personally think Canada should be one country.
Hopefully it does! I haven’t had any complaints with the Apple Card.
Indeed, Canada is a country.
Is this the end of the Apple Card?
Good video!
Thanks fam! 💪🏽
hell yea!
🙌🏽🙌🏽
Good job man, thanks for the video and all your efforts.
Thank you bro! I really appreciate the feedback. Means a lot 💪🏽
Just stupid content. Actually sony a7iii give returns for your investment whereas iphone? 🤔 Sony a7iii sensor > iphone sensor 48mp 1inch sensor can't afford 24.2mp in 35mm sensor Can your phone can push iso upto 240000? Stupid contents If your iphone 12 sale on today no one will buy it, but 2018 launched a7iii still in market and has highest sales till date. Don't underestimate a7iii if 2024 sept iphone 16 arrives you still compare with a7iii. The power it holds is matter.
I appreciate the comment!! I agree with you, there's a return on investment when it comes to the sony a7iii. That's what I use and have made my money back plus some. If you watch the video, I recommended the iphone for people who aren't looking to shoot professionally, just your every day parent looking to capture moments. I recommended the Sony A7iii for those wanting to get into shooting professionally or a side hustle.
What’s the best bank account out there?
New to the channel like your content
thank you!! I appreciate it 🙌🏽💪🏽
@@daveluna2 if you have inquiries can you still get the Apple Card and what credit score is best to get the card and is there a income requirement I make 10hr
I would just apply. Apple says they'll tell you your credit limit without impacting your score. It will only impact your credit if you accept the card.
Goldman Sachs really hates the Apple credit card because they don't really make money on it.
I read that as well. I think most people are just using it to buy an Apple product with 0%.
They definitely are. I think people defaulting on their accounts is going happen to a lot more companies too.
I wouldnt recommend the apple card given the several other no annual fee, better benefits cards. Citi, Capital one, and chase all habe better cards
I can understand that. I have Citi and Chase as well. What don’t you like about the Apple Card?
@@daveluna2 2-3% cash back only for Apple pay seems like a tough sell unless you don't have any cards with good benefits. I get that with my savor and venture cards that also allowed me to get subscriptions for dashpass/uber one
I can agree with that. It’d be nice if they developed the rewards for sure.
For sure. For someone like myself, I don’t use door dash or Uber so those wouldn’t benefit me. I think the Apple Card is a great starter card. It’s so easy to get.
you should include the BILT mastercard. especially for fathers that pay rent.
Ok for sure! I’m going to check out that card next. I could recommend it to my tenants. Thank you!
This card has been a game changer for me. I'm not one of those credit card gurus who has a card for everything. I use this for everything and it serves me well. And when I went to Barcelona i had no transaction fees on any of my purchases. They're big on apple pay there and everywhere had tap. All in all it's a perfect card for me. Not to mention i got the new savings account so all my daily cash can accumulate in there now.
That’s solid! I agree with you. I’ve been using mine for just about everything. Like you said, it’s so easy to use because Apple Pay is everywhere.
Are you using the apple credit card?
Nah bruh
Why don’t you like the card?
Let’s go!!
🙌🏽🙌🏽
Great episode 🙌🏽
Thank you 🙌🏽
They have no idea about what's to come....
The sense is that it’s going to get bad. What are your thoughts?
I'm looking to start in real estate by buying a house within the next year or two so I've been reading up and researching a lot to prepare. Videos like this are always helpful! Good stuff, looking forward to more 👍
Thanks for the comment Daniel. Definitely have to prepare before you start the process. I appreciate the feedback! 🙌🏽. Thank you.
I’m actually in the process of learning how to invest in real estate. This was very helpful!
Nice! I’m glad I was able to help. If you ever have any questions on anything. Shoot me a DM on IG or Facebook.
What do you guys think of the online banking with Discover? Which bank do you currently use?
For a savings account I def recommend American Express savings account. Moved all my money from Wells Fargo to them
Nice! I’m going to check them out. I never knew they had one. Thanks for the info!
@@daveluna2 yeah it's a High Yield Savings account. My buddy has had his up to 2% prior to Covid. Def look it up
Nice! Good looking out. I might have to switch my savings over to them next.
I hope this video helped you in figuring out how to get started in real estate investing. What was your biggest hurdle before this video?
Great info 🤔
Thank you for the feedback! 🙌🏽
This video was good and very Informative !
Thank you 🙌🏽
Are you guys at a small brokerage or a bigger brokerage? Which do you think is better?
Good info 💯
Thanks bro! 🙌🏽
Do you currently rent or own a home? Which do you think is better?
Soo good!
Thank you! I appreciate it! Love your channel too.
Anyone out there looking to become a real estate agent?