David Luna II
David Luna II
  • Видео 58
  • Просмотров 15 896
5 Money Habits Keeping You Poor
In this video, we'll discuss 5 money habits that could be keeping you poor. Learn how to break these habits and start building wealth today!
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DAVE RAMSEY TMM
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TIM GROVER RELENTLESS
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GARY KELLER ONE THING
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33 STRATEGIES OF WAR
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HOLLYLAND LARK M2
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ZOOM H6 RECORDER
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CREDIT CARD RECOMMENDATIONS:
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CONNECT ON SOCIAL MEDIA
IG: davidlunaii
Просмотров: 0

Видео

Is the Apple Credit Card Still Worth the Hype? | One Year Later
Просмотров 48216 часов назад
Is the Apple Credit Card still worth it in 2025? In this video, we'll dive into the features, benefits, and drawbacks of the Apple Credit Card to help you decide if it's the right choice for you. From its rewards program to its fees and interest rates, we'll cover everything you need to know to make an informed decision. Whether you're a tech enthusiast, a frequent shopper, or just looking for ...
How To Become A Cop | Your Journey to Becoming a Cop Starts Here!
Просмотров 714 дней назад
Are you interested in a career in law enforcement? In this comprehensive guide, we will walk you through the essential steps on how to become a cop in 2025. From educational requirements to physical fitness standards, we cover everything you need to know to start your journey in policing. Learn about the application process, the importance of background checks, and the training you will undergo...
Chase Freedom Credit Card Review: Is It Worth Getting?
Просмотров 13321 день назад
Is the Chase Freedom credit card still a good deal in 2024? With the ever-changing landscape of credit card rewards and benefits, it's essential to reevaluate whether this popular cashback card remains a top choice for your wallet. In this video, we'll dive into the current perks and drawbacks of the Chase Freedom card, exploring its earning structure, rotating categories, and sign-up bonus to ...
Renting vs. Buying: Where Should My Money Go?
Просмотров 4628 дней назад
Are you torn between renting and buying a place to call home? In this video, we'll weigh the pros and cons of each option to help you make an informed decision about where to put your hard-earned money. From the flexibility of renting to the long-term benefits of owning, we'll explore the key factors to consider when deciding whether to rent or buy. Whether you're a first-time homebuyer or a se...
How To Ace A Job Interview WITH These 5 Tips!
Просмотров 10Месяц назад
Want to ace your next job interview? Learn the top 5 expert tips to increase your chances of getting hired! From researching the company to asking the right questions, we've got you covered. Get ready to nail your next interview and land your dream job! TOP BOOKS: DAVE RAMSEY TMM amzn.to/40hDyGd TIM GROVER RELENTLESS amzn.to/3QeAM08 GARY KELLER ONE THING amzn.to/3QeARRf 33 STRATEGIES OF WAR amz...
The BEST Black Friday Deals for YouTube Beginners
Просмотров 45Месяц назад
If you're shopping for new gear for your youtube videos or podcast, you won't want to miss these top 5 Amazon Deals on Amazon. TOP BOOKS: DAVE RAMSEY TMM amzn.to/40hDyGd TIM GROVER RELENTLESS amzn.to/3QeAM08 GARY KELLER ONE THING amzn.to/3QeARRf 33 STRATEGIES OF WAR amzn.to/3BLro0g BLACK FRIDAY AMAZON DEALS! CAMERA amzn.to/3FyzMyW AUDIO GEAR BUNDLE amzn.to/3FAtnD9 HOLLYLAND LARK M2 amzn.to/4dJD...
How to Boost Your Credit Score Fast: Simple Hacks & Tricks
Просмотров 14Месяц назад
Want to improve your credit score quickly? In this video, we'll share simple yet effective hacks and tricks to boost your credit score fast. From understanding how credit scores work to making smart financial decisions, we've got you covered. Whether you're trying to qualify for a loan, lower your interest rates, or simply improve your financial health, this video is for you. Learn how to check...
STOP Wasting Money on Low Interest Savings Accounts!
Просмотров 40Месяц назад
Don't waste your money on low interest savings accounts! Learn about high yield savings accounts and start earning more on your savings today. TOP BOOKS: DAVE RAMSEY TMM amzn.to/40hDyGd TIM GROVER RELENTLESS amzn.to/3QeAM08 GARY KELLER ONE THING amzn.to/3QeARRf 33 STRATEGIES OF WAR amzn.to/3BLro0g GEAR USED FOR THIS VIDEO CAMERA amzn.to/3FyzMyW AUDIO GEAR BUNDLE amzn.to/3FAtnD9 HOLLYLAND LARK M...
STOP Wasting Money on Media Courses Until You Watch This
Просмотров 14Месяц назад
STOP Wasting Money on Media Courses Until You Watch This
How to Batch Record Your YouTube Videos (Tips for Beginners)
Просмотров 282 месяца назад
How to Batch Record Your RUclips Videos (Tips for Beginners)
Podcasting Fails I Experienced (Learn from My Greatest Mistakes!)
Просмотров 412 месяца назад
Podcasting Fails I Experienced (Learn from My Greatest Mistakes!)
What's the BEST Budget YouTube Microphone for Beginners Like Me?
Просмотров 1142 месяца назад
What's the BEST Budget RUclips Microphone for Beginners Like Me?
iPhone 16 Pro Vlog Review | Upgrade or Pass?
Просмотров 1872 месяца назад
iPhone 16 Pro Vlog Review | Upgrade or Pass?
TOP 3 FINANCE TIPS | FOR NEW PARENTS
Просмотров 212 месяца назад
TOP 3 FINANCE TIPS | FOR NEW PARENTS
Why Hobbies Matter More Than Ever (2024)
Просмотров 232 месяца назад
Why Hobbies Matter More Than Ever (2024)
Easiest Ways to Track Your Finances (How to Manage Money)
Просмотров 373 месяца назад
Easiest Ways to Track Your Finances (How to Manage Money)
Is Hollyland Lark M2 the Best Value Audio Solution?
Просмотров 93 месяца назад
Is Hollyland Lark M2 the Best Value Audio Solution?
10 Side Hustles that will MAKE you MONEY in 2024
Просмотров 46Год назад
10 Side Hustles that will MAKE you MONEY in 2024
Discover it Card Exposed: Is It Really Worth Your Money?
Просмотров 77Год назад
Discover it Card Exposed: Is It Really Worth Your Money?
Apple Credit Card: What You Need to Know Now
Просмотров 2 тыс.Год назад
Apple Credit Card: What You Need to Know Now
iPhone vs Sony A7iii: A Dad's perspective
Просмотров 905Год назад
iPhone vs Sony A7iii: A Dad's perspective
BEST High Yield SAVINGS Account
Просмотров 119Год назад
BEST High Yield SAVINGS Account
Why the Apple Credit Card is a Game-Changer for Your Finances
Просмотров 1,3 тыс.Год назад
Why the Apple Credit Card is a Game-Changer for Your Finances
The Best Credit Cards For Dads!
Просмотров 43Год назад
The Best Credit Cards For Dads!
TOP BOOKS FOR DADS
Просмотров 24Год назад
TOP BOOKS FOR DADS
BEST CHECKING ACCOUNT 2021 | BEST SAVINGS ACCOUNT 2021
Просмотров 2253 года назад
BEST CHECKING ACCOUNT 2021 | BEST SAVINGS ACCOUNT 2021
HOW to INVEST in REAL ESTATE for BEGINNERS | REAL ESTATE INVESTING 2021 |
Просмотров 203 года назад
HOW to INVEST in REAL ESTATE for BEGINNERS | REAL ESTATE INVESTING 2021 |
CHOOSING the RIGHT REAL ESTATE BROKER to work for | HOW to choose the RIGHT REAL ESTATE BROKER
Просмотров 123 года назад
CHOOSING the RIGHT REAL ESTATE BROKER to work for | HOW to choose the RIGHT REAL ESTATE BROKER
Should I BUY or RENT in 2021! | RENTING or BUYING in 2021 | buying vs renting
Просмотров 133 года назад
Should I BUY or RENT in 2021! | RENTING or BUYING in 2021 | buying vs renting

Комментарии

  • @droidxsc
    @droidxsc 5 дней назад

    The family share feature is heavily under reported on and I believe is a total game changers for families with teens on the Apple ecosystem.

    • @daveluna2
      @daveluna2 5 дней назад

      I agree. One of my favorite features for sure.

  • @Madlikedad
    @Madlikedad 18 дней назад

    Not at 24%-29%APR, and low ass purchasing power Capital One had almost 5 points on them and easily extended over twice the credit. Don’t do it

    • @daveluna2
      @daveluna2 18 дней назад

      Capital one might be the move then. I’m going to look into them next. Chase gave me a big line of credit out of the gate.

    • @Madlikedad
      @Madlikedad 17 дней назад

      @ it could be that Chase wanted me to use it more but I can’t see them on that. That APR is like a giant, flashing stop sign.

    • @daveluna2
      @daveluna2 17 дней назад

      @ I hear you on that. I just pay off the statement every month.

  • @eliotttownsend3828
    @eliotttownsend3828 20 дней назад

    This is all bullshit. I bought my first house at 22 and it was $135k now it’s worth well over 700k and someone else paid it off for me. Inflation never stops and the recessions always happen. Buy low and always keep them.

    • @daveluna2
      @daveluna2 20 дней назад

      @@eliotttownsend3828 so you rented out the first house you bought?

  • @AzDraon1
    @AzDraon1 Месяц назад

    I have no idea why im here. You popped up in my feed. I am not an aspiring youtuber nor streamer. Im middle aged in middle management. Anyway, leaving a comment and giving a thumbs up. I hope you do great!

    • @daveluna2
      @daveluna2 Месяц назад

      @@AzDraon1 😂😂. I appreciate the comment and checking out the video. Maybe it’s because of my other videos. Thank you either way though! 🙌🏽

  • @daveluna2
    @daveluna2 Месяц назад

    What equipment do you need for your youtube channel?

  • @daveluna2
    @daveluna2 Месяц назад

    What type of savings account are you using?

  • @OffGridCofee
    @OffGridCofee Месяц назад

    If they watch one of my short they will be good

    • @daveluna2
      @daveluna2 Месяц назад

      Possibly right? Lol

  • @nickdual
    @nickdual Месяц назад

    Don't make me laugh, with 41 subscribers, including me

    • @daveluna2
      @daveluna2 Месяц назад

      @@nickdual 😂. Thanks for watching and subscribing bro. 💪🏽

  • @foursite
    @foursite Месяц назад

    Sounds and looks clean from here! Keep going!

    • @daveluna2
      @daveluna2 Месяц назад

      Thank you! I appreciate it 🙌🏽

  • @Treborray
    @Treborray 2 месяца назад

    this quality is so good!

    • @daveluna2
      @daveluna2 2 месяца назад

      Definitely is! Apple did a great job with the 16!

  • @nickdual
    @nickdual 2 месяца назад

    I subscribed, you do too, Colleague!

  • @daveluna2
    @daveluna2 2 месяца назад

    What microphones are you using for your podcast or RUclips channel?

  • @daveluna2
    @daveluna2 2 месяца назад

    Did you upgrade to the iPhone 16 Pro? If so, how are you liking it or disliking it?

    • @That_1_Outcast
      @That_1_Outcast 2 месяца назад

      I ended up upgrading to the 16 pro max from the base model iPhone 12 and it is a heck of an upgrade

    • @daveluna2
      @daveluna2 2 месяца назад

      Nice! I’m definitely still enjoying it so far.

  • @SultanSully97
    @SultanSully97 2 месяца назад

    When I see the average outgoings of an American I consider myself extremely lucky to be Northern European with the cost of $4620.89 a month do you save anything at all. The average income in Aurora Illinois is $73k after taxes that leaves you $4,581 after taxes per month!!! A mortgage for a Three Bedroom Apartment where I live is $850 and the average salary is $4,355

    • @daveluna2
      @daveluna2 2 месяца назад

      Seeing this in black and white definitely puts things in perspective for people. This is what the average American is experiencing, which is why credit card debt is at an all time high. Where do you live? $850 for a 3 bedroom is amazing! I appreciate the comment.

    • @SultanSully97
      @SultanSully97 2 месяца назад

      @@daveluna2 I lived in the UK, East Anglia to be more precise. Rent for a three bed apartment would cost about $1400 but a Mortgage for a similar sized house would be around $850. The lucky thing for me is I understand the housing market as my parents rent out several houses they own. I recently moved to Canada and have been to the US multiple times because I'm an hour drive from Buffalo and on both sides of the border it's really expensive. The biggest issue with the US is the salary's they're so high this increases service cost's making things even more expensive. Thank you for understanding I know many American's find it hide to take things on, especially when it's about their country which is understandable so it's nice to see an American converse nicely to others. 🤜🤛

    • @daveluna2
      @daveluna2 2 месяца назад

      I appreciate your insight. I agree with the salaries portion too. Everything is so inflated. Hopefully we see some change in the near future.

    • @SultanSully97
      @SultanSully97 2 месяца назад

      @@daveluna2 I do hope so, god willing 🤞

    • @kenmasters4219
      @kenmasters4219 2 месяца назад

      I only pay 700 quid for a 2 bedroom house in the uk

  • @juniorrobinson362
    @juniorrobinson362 2 месяца назад

    Good advice bro overspending leads to trouble

    • @daveluna2
      @daveluna2 2 месяца назад

      I appreciate it bro. 🙌🏽.

  • @daveluna2
    @daveluna2 2 месяца назад

    What is your current hobby? Do you think hobbies are important?

  • @daveluna2
    @daveluna2 3 месяца назад

    What are you using to track your finances and manage your budget?? Grab your free template if you don't have one yet! Link is in the description!

  • @daveluna2
    @daveluna2 3 месяца назад

    Which wireless microphone are you using for your videos? 🎙

  • @daveluna2
    @daveluna2 Год назад

    What’s your side hustle going to be for 2024?

  • @daveluna2
    @daveluna2 Год назад

    Are you using the discover credit card?

  • @JustMoneyish
    @JustMoneyish Год назад

    Solid video 💯

    • @daveluna2
      @daveluna2 Год назад

      Thank you 🙌🏽🙌🏽

  • @n3rdpl0w
    @n3rdpl0w Год назад

    Chase hates me! I hope apple doesn’t go with chase 😭

    • @robertlee6338
      @robertlee6338 Год назад

      Pay back what you owe

    • @daveluna2
      @daveluna2 Год назад

      😂. You owe them late fees or what? Lol

    • @ld3534
      @ld3534 Год назад

      Same bro and I don't owe them shit lol

    • @daveluna2
      @daveluna2 Год назад

      😂

  • @vincetaylor3948
    @vincetaylor3948 Год назад

    I would actually get the card if it was at chase.

    • @daveluna2
      @daveluna2 Год назад

      Ya I think Chase would be a good move for Apple.

    • @daveluna2
      @daveluna2 Год назад

      @@Shawn.credit I agree with that. Thank you for the comment! 🙌🏽

  • @mikeyoung7640
    @mikeyoung7640 Год назад

    This needs to come to Canada. Maybe it’s a good thing that got taxed the partnership so that way this could expand to different countries like Canada even though I personally think Canada should be one country.

    • @daveluna2
      @daveluna2 Год назад

      Hopefully it does! I haven’t had any complaints with the Apple Card.

    • @leopoldroitel4022
      @leopoldroitel4022 Год назад

      Indeed, Canada is a country.

  • @daveluna2
    @daveluna2 Год назад

    Is this the end of the Apple Card?

  • @JustMoneyish
    @JustMoneyish Год назад

    Good video!

  • @JustMoneyish
    @JustMoneyish Год назад

    hell yea!

  • @TyKash3
    @TyKash3 Год назад

    Good job man, thanks for the video and all your efforts.

    • @daveluna2
      @daveluna2 Год назад

      Thank you bro! I really appreciate the feedback. Means a lot 💪🏽

  • @sahayaantojoyroshan_rmiyrs1994

    Just stupid content. Actually sony a7iii give returns for your investment whereas iphone? 🤔 Sony a7iii sensor > iphone sensor 48mp 1inch sensor can't afford 24.2mp in 35mm sensor Can your phone can push iso upto 240000? Stupid contents If your iphone 12 sale on today no one will buy it, but 2018 launched a7iii still in market and has highest sales till date. Don't underestimate a7iii if 2024 sept iphone 16 arrives you still compare with a7iii. The power it holds is matter.

    • @daveluna2
      @daveluna2 Год назад

      I appreciate the comment!! I agree with you, there's a return on investment when it comes to the sony a7iii. That's what I use and have made my money back plus some. If you watch the video, I recommended the iphone for people who aren't looking to shoot professionally, just your every day parent looking to capture moments. I recommended the Sony A7iii for those wanting to get into shooting professionally or a side hustle.

  • @daveluna2
    @daveluna2 Год назад

    What’s the best bank account out there?

  • @blankprivatecompany9296
    @blankprivatecompany9296 Год назад

    New to the channel like your content

    • @daveluna2
      @daveluna2 Год назад

      thank you!! I appreciate it 🙌🏽💪🏽

    • @blankprivatecompany9296
      @blankprivatecompany9296 Год назад

      @@daveluna2 if you have inquiries can you still get the Apple Card and what credit score is best to get the card and is there a income requirement I make 10hr

    • @daveluna2
      @daveluna2 Год назад

      I would just apply. Apple says they'll tell you your credit limit without impacting your score. It will only impact your credit if you accept the card.

  • @schoolruler2
    @schoolruler2 Год назад

    Goldman Sachs really hates the Apple credit card because they don't really make money on it.

    • @daveluna2
      @daveluna2 Год назад

      I read that as well. I think most people are just using it to buy an Apple product with 0%.

    • @daveluna2
      @daveluna2 Год назад

      They definitely are. I think people defaulting on their accounts is going happen to a lot more companies too.

  • @thestatesman6657
    @thestatesman6657 Год назад

    I wouldnt recommend the apple card given the several other no annual fee, better benefits cards. Citi, Capital one, and chase all habe better cards

    • @daveluna2
      @daveluna2 Год назад

      I can understand that. I have Citi and Chase as well. What don’t you like about the Apple Card?

    • @thestatesman6657
      @thestatesman6657 Год назад

      @@daveluna2 2-3% cash back only for Apple pay seems like a tough sell unless you don't have any cards with good benefits. I get that with my savor and venture cards that also allowed me to get subscriptions for dashpass/uber one

    • @daveluna2
      @daveluna2 Год назад

      I can agree with that. It’d be nice if they developed the rewards for sure.

    • @daveluna2
      @daveluna2 Год назад

      For sure. For someone like myself, I don’t use door dash or Uber so those wouldn’t benefit me. I think the Apple Card is a great starter card. It’s so easy to get.

  • @effys7716
    @effys7716 Год назад

    you should include the BILT mastercard. especially for fathers that pay rent.

    • @daveluna2
      @daveluna2 Год назад

      Ok for sure! I’m going to check out that card next. I could recommend it to my tenants. Thank you!

  • @ld3534
    @ld3534 Год назад

    This card has been a game changer for me. I'm not one of those credit card gurus who has a card for everything. I use this for everything and it serves me well. And when I went to Barcelona i had no transaction fees on any of my purchases. They're big on apple pay there and everywhere had tap. All in all it's a perfect card for me. Not to mention i got the new savings account so all my daily cash can accumulate in there now.

    • @daveluna2
      @daveluna2 Год назад

      That’s solid! I agree with you. I’ve been using mine for just about everything. Like you said, it’s so easy to use because Apple Pay is everywhere.

  • @daveluna2
    @daveluna2 Год назад

    Are you using the apple credit card?

  • @JustMoneyish
    @JustMoneyish Год назад

    Let’s go!!

  • @MalcolmGraham-l1x
    @MalcolmGraham-l1x Год назад

    Great episode 🙌🏽

  • @nicbo588
    @nicbo588 Год назад

    They have no idea about what's to come....

    • @daveluna2
      @daveluna2 Год назад

      The sense is that it’s going to get bad. What are your thoughts?

  • @Daniel_Braun
    @Daniel_Braun 3 года назад

    I'm looking to start in real estate by buying a house within the next year or two so I've been reading up and researching a lot to prepare. Videos like this are always helpful! Good stuff, looking forward to more 👍

    • @daveluna2
      @daveluna2 3 года назад

      Thanks for the comment Daniel. Definitely have to prepare before you start the process. I appreciate the feedback! 🙌🏽. Thank you.

  • @ebonyboler25
    @ebonyboler25 3 года назад

    I’m actually in the process of learning how to invest in real estate. This was very helpful!

    • @daveluna2
      @daveluna2 3 года назад

      Nice! I’m glad I was able to help. If you ever have any questions on anything. Shoot me a DM on IG or Facebook.

  • @daveluna2
    @daveluna2 3 года назад

    What do you guys think of the online banking with Discover? Which bank do you currently use?

    • @johnny251696
      @johnny251696 3 года назад

      For a savings account I def recommend American Express savings account. Moved all my money from Wells Fargo to them

    • @daveluna2
      @daveluna2 3 года назад

      Nice! I’m going to check them out. I never knew they had one. Thanks for the info!

    • @johnny251696
      @johnny251696 3 года назад

      @@daveluna2 yeah it's a High Yield Savings account. My buddy has had his up to 2% prior to Covid. Def look it up

    • @daveluna2
      @daveluna2 3 года назад

      Nice! Good looking out. I might have to switch my savings over to them next.

  • @daveluna2
    @daveluna2 3 года назад

    I hope this video helped you in figuring out how to get started in real estate investing. What was your biggest hurdle before this video?

  • @1031MOTIONXO
    @1031MOTIONXO 3 года назад

    Great info 🤔

    • @daveluna2
      @daveluna2 3 года назад

      Thank you for the feedback! 🙌🏽

  • @JustMoneyish
    @JustMoneyish 3 года назад

    This video was good and very Informative !

    • @daveluna2
      @daveluna2 3 года назад

      Thank you 🙌🏽

  • @daveluna2
    @daveluna2 3 года назад

    Are you guys at a small brokerage or a bigger brokerage? Which do you think is better?

  • @JustMoneyish
    @JustMoneyish 3 года назад

    Good info 💯

    • @daveluna2
      @daveluna2 3 года назад

      Thanks bro! 🙌🏽

  • @daveluna2
    @daveluna2 3 года назад

    Do you currently rent or own a home? Which do you think is better?

  • @JustMoneyish
    @JustMoneyish 3 года назад

    Soo good!

    • @daveluna2
      @daveluna2 3 года назад

      Thank you! I appreciate it! Love your channel too.

  • @daveluna2
    @daveluna2 3 года назад

    Anyone out there looking to become a real estate agent?