- Видео 38
- Просмотров 8 542
Cash Budget Retiree
США
Добавлен 26 ноя 2023
Following the wisdom of Dave Ramsey's Baby Steps and Zero Based Budgeting, I use fun savings challenges to help me become financially free. Join me on this journey to establish an emergency fund, pay off debt, save for the future, and in doing so, change my mindset of how I handle money. ♥ Like, Comment, & Subscribe ♥
MY ETSY SHOP
CashBudgetRetiree.etsy.com
MY FREEBIES FOLDER
Here are FREE savings challenges I've created just for you.
ko-fi.com/cashbudgetretiree
I LOVE HAPPY MAIL!
Email me for my address.
Email: Cash.Budget.Retiree@gmail.com
HASHTAGS
#cashbudgetretiree #modestbudget
#budget #settingupabudget
#cashbudget #budgeting #cashbudgeter
#cashenvelopes #cashenvelopesystemforbeginners
#moneymindset #moneymanagement #moneysavingtips
#savingsgoals #savingschallenge
#daveramsey #daveramseybabysteps
#zerobasedbudget #zerobasedbudgeting
#savingmoney #savingforretirement #savingsaccounts
MY ETSY SHOP
CashBudgetRetiree.etsy.com
MY FREEBIES FOLDER
Here are FREE savings challenges I've created just for you.
ko-fi.com/cashbudgetretiree
I LOVE HAPPY MAIL!
Email me for my address.
Email: Cash.Budget.Retiree@gmail.com
HASHTAGS
#cashbudgetretiree #modestbudget
#budget #settingupabudget
#cashbudget #budgeting #cashbudgeter
#cashenvelopes #cashenvelopesystemforbeginners
#moneymindset #moneymanagement #moneysavingtips
#savingsgoals #savingschallenge
#daveramsey #daveramseybabysteps
#zerobasedbudget #zerobasedbudgeting
#savingmoney #savingforretirement #savingsaccounts
Let's pay off Debt with fun Scratch-offs today!
Join me in using scratch-offs to help me pay off more debt at the end of the month.
♥ Thanks so much to everyone who likes and comments on my videos, and for all who subscribe! I appreciate all your help for my channel! ♥
Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pay off debt, and save for the future! We'll keep it simple while we improve one baby step at a time! We can do this friends, and together we will! Stick with me and I'll show you how!
♥ YAY! Woo-Hoo! Thank you for helping me reach 530+ Subscribers! I'm now on my way to 1K! Check out my Ko-fi shop where you can download my new Freebie that's been ready and waiting ...
♥ Thanks so much to everyone who likes and comments on my videos, and for all who subscribe! I appreciate all your help for my channel! ♥
Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pay off debt, and save for the future! We'll keep it simple while we improve one baby step at a time! We can do this friends, and together we will! Stick with me and I'll show you how!
♥ YAY! Woo-Hoo! Thank you for helping me reach 530+ Subscribers! I'm now on my way to 1K! Check out my Ko-fi shop where you can download my new Freebie that's been ready and waiting ...
Просмотров: 47
Видео
YIKES! Today's $2 Tuesday is a bit different!! Lions, and tigers, and bears! Oh my!
Просмотров 404 часа назад
Join me as I save what I can for $2 Tuesday and more coins. (Stay tuned for a Giveaway Announcement, just as soon as I iron out all the logistics.) ♥ Thank you for everyone who likes, comments and subscribes to my channel. I appreciate all your help with my channel! ♥ Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pay off debt, and...
Let's save for Christmas in July!
Просмотров 1979 часов назад
Join me today as I save with Christmas in July challenges! (Stay tuned for a Giveaway Announcement, just as soon as I iron out all the logistics.) ♥ I am on the road to becoming monetized so if you would, please watch my whole video until the end to add to my watch time hours, and please like, comment, and share! That all helps the algorithm and my channel. Thanks so much! ♥ Let's have fun toge...
I'm Itchin' to SAVE $$$$$! I'm also excited to play Chip Away! www.etsy.com/shop/CashBudgetRetiree
Просмотров 14514 часов назад
HELLO! ♥ YAY! Woo-Hoo! Thank you for helping me reach 500 Subscribers! I'm now on my way to 1K! Check out my Ko-fi shop where you can download my new Freebie that's been ready and waiting for you to enjoy! Stick with me while we save together! ♥ (Please watch until the end to add to my watch time hours, and like, comment, and share! Thanks bunches!) Let's have fun together using the cash budget...
It's time for Christmas in July savings games! I'll also add more $$$ for $2 Tuesdays + from coins!
Просмотров 28119 часов назад
HELLO! ♥ YAY! Woo-Hoo! Thank you for helping me reach 500 Subscribers! I'm now on my way to 1K! Check out my Ko-fi shop where you can download my new Freebie that's been ready and waiting for you to enjoy! Stick with me while we save together! ♥ (Please watch until the end to add to my watch time hours, and like, comment, and share! Thanks bunches!) Let's have fun together using the cash budget...
YAY! 500 Subscribers! Enjoy my FREEBIE as my thanks to you! Today's a Rainy Day Monday Minis Day!
Просмотров 448День назад
HELLO! ♥ YAY! Woo-Hoo! Thank you for helping me reach 500 Subscribers! I'm now on my way to 1K! Check out my Ko-fi shop where you can download my new Freebie that's been ready and waiting for you to enjoy! Stick with me while I save on this Rainy Day with Monday Minis! ♥ (Please watch until the end to add to my watch time hours, and like, comment, and share! Thanks bunches!) Let's have fun toge...
It's not my fault! She totally spoiled me with Happy Mail! Thank you Sunshine and Chaos Budgeting! ♥
Просмотров 263День назад
HELLO! Check out the big box of Happy Mail that Sunshine@SunshineChaosbudgeting sent me! Yes, she has totally spoiled me! ♥ Thanks to everyone who have helped me reach 475 subscribers! YAY! On my way to 500 with a fun Freebie that's ready and waiting to share with you! ♥ Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pay off debt, ...
How Much Debt Did I Pay?
Просмотров 345День назад
HELLO! There's no sense holding onto a bunch of cash while my credit card is racking up a bunch of interest, right? In this video I count up most of what I've saved from my savings challenges so I can make a big debt payment! I am now that much closer to becoming debt-free! I also show some Happy Mail and give long overdue Shout-outs to @SunshineChaosbudgeting and @SimplySaraSaves for their gen...
Join me for my Itsy Bitsy Teeny Weenie Wednesday! Happy Mail, Coin Saving, & updated Etsy items!
Просмотров 28814 дней назад
HELLO! It's Teeny Weenie Wednesday folks! Join me for as I open Happy Mail, give long overdue Shout-outs, Save my Coins, and show you my updated Etsy items! ♥ Thanks to everyone who have helped me reach 450 subscribers! YAY! On my way to 500 with a Freebie ready to share with you! ♥ Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pa...
Happy $2 Tues.! Saving money while enjoying the wisdom of Ralph Waldo Emerson! ♥ 450 Subscribers! ♥
Просмотров 12714 дней назад
HELLO! ♥ Thanks to everyone who have helped me reach 450 subscribers! YAY! ♥ Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pay off debt, and save for the future! We'll keep it simple while we improve one baby step at a time! We can do this friends, and together we will! Stick with me and I'll show you how! ♥ Please like, watch (al...
Cash Condensing and Saving with Monday Minis! Celebrating almost 450 Subscribers! ♥ Thank you all! ♥
Просмотров 37714 дней назад
HELLO! Join me as I first cash condense my savings envelopes and then save money with me as we fill my Monday Minis! Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pay off debt, and save for the future! We'll keep it simple while we improve one baby step at a time! We can do this friends, and together we will! Stick with me and I'l...
Come save $28 with me today on $2 Tuesday! Celebrating 400+ Subscribers! Thank you all! #community
Просмотров 31121 день назад
HELLO! Let's have fun together using the cash budgeting system and savings challenges to establish an Emergency Fund, pay off debt, and save for the future! We'll keep it simple while we improve one baby step at a time! We can do this friends, and together we will! Stick with me and I'll show you how! ♥ Please like, comment, subscribe, and share. I'm on the road to becoming monetized so I ask y...
Saving with Coins and Minis today while Celebrating 400+ Subscribers! Thank you all! #community
Просмотров 23921 день назад
HELLO! Let's have fun together using the cash budgeting system and savings challenges to pay off debt and save for our future! We'll keep it simple while we improve one baby step at a time! We can do this friends, and together we will! Stick with me and I'll show you how! ♥ Please like, comment, subscribe, and share. I'm on the road to becoming monetized so I ask your help in these ways. Thanks...
YAY!!! I am Celebrating 300 Subscribers + Freebies! Also it's $2 Tues. & I have Happy Mail!
Просмотров 870Месяц назад
I am so grateful for each of my 300 Subscribers! Thanks so much! See my Freebie Folder to download my 300 Subscriber Freebies! Floral savings challenges, coming right up! ♥ ♥ ♥ Hello! I am Valerie from @CashBudgetRetiree. like to use the cash budgeting system and savings challenges to have fun while establishing my initial $1K Emergency Fund, paying off debt, and saving for my future. It's so m...
Save $33 w/ me for Monday Minis savings challenges! More freebies available when I reach 300 Subs!
Просмотров 409Месяц назад
As I grow my channel, I like to use the cash budgeting system and savings challenges to have fun while paying off debt and saving for my future. It's so much more fun using savings challenges! Let's have fun together on this saving journey! We'll keep it simple while we improve one baby step at a time! We can do this, and together we will! Stick with me and I'll show you how! This is such a gre...
Come play games w/ me & my friends Pepino & Papaya, Sneaky Pete, Purdy Birdie & Meow You're Talkin!♥
Просмотров 197Месяц назад
Come play games w/ me & my friends Pepino & Papaya, Sneaky Pete, Purdy Birdie & Meow You're Talkin!♥
How much did I save in May 2024 after only 5 weeks on YouTube? Come, let's count it together! ♥
Просмотров 238Месяц назад
How much did I save in May 2024 after only 5 weeks on RUclips? Come, let's count it together! ♥
Time to get Scratchin’ & Savin.’ Finishing some savings challenges before the end of the month.
Просмотров 115Месяц назад
Time to get Scratchin’ & Savin.’ Finishing some savings challenges before the end of the month.
Turning $2 into $1000 Emergency Fund Challenge!!
Просмотров 134Месяц назад
Turning $2 into $1000 Emergency Fund Challenge!!
Monday Minis: Moving Up to Financial Freedom!
Просмотров 194Месяц назад
Monday Minis: Moving Up to Financial Freedom!
Yikes! Watch my savings challenge envelopes lose weight, but not value, as I cash condense my money!
Просмотров 236Месяц назад
Yikes! Watch my savings challenge envelopes lose weight, but not value, as I cash condense my money!
Playing What's Your Word? to Save $36 for My Emergency Fund
Просмотров 126Месяц назад
Playing What's Your Word? to Save $36 for My Emergency Fund
Let's save $40 together for my Emergency Fund! Don't forget to download my 100 Subscriber Freebies!
Просмотров 907Месяц назад
Let's save $40 together for my Emergency Fund! Don't forget to download my 100 Subscriber Freebies!
Scratching my way toward a fully funded initial $1K Emergency Fund!
Просмотров 146Месяц назад
Scratching my way toward a fully funded initial $1K Emergency Fund!
Let's stuff $35 together in $2 Tuesday savings challenges!
Просмотров 123Месяц назад
Let's stuff $35 together in $2 Tuesday savings challenges!
THANK YOU ALL SO MUCH for helping me reach 100 Subscribers! Here's a Freebie as my thanks to you!
Просмотров 262Месяц назад
THANK YOU ALL SO MUCH for helping me reach 100 Subscribers! Here's a Freebie as my thanks to you!
Have fun stuffing $42 in Monday Mini Bucks with me!
Просмотров 227Месяц назад
Have fun stuffing $42 in Monday Mini Bucks with me!
I'm SO excited to do my first Cash Condensing with you! This saving stuff really works, folks!
Просмотров 148Месяц назад
I'm SO excited to do my first Cash Condensing with you! This saving stuff really works, folks!
Today I'm scratching my way toward saving $49 toward my Emergency Fund! Every little bit helps!
Просмотров 1332 месяца назад
Today I'm scratching my way toward saving $49 toward my Emergency Fund! Every little bit helps!
Sorry that you lost footage.
Ring the bell! And I love the polka dots on your shirt. 11:50
🛎️🛎️ Great savings! 🌸💗
#ringthebell
💜💜 #ring the bell
💜💜💜 happy Thursday my friend 😊 here watching 💜💜💜 #ringthebell
Hello😊 #ringthebell 11:39
#ringthebell🛎️🛎️ 11:59
❤️ Hello Ms. Gretchen! ❤️ I'm happy to have you here! Yay! Thanks for watching until the end! ((Hugs!))
Such a fun video!
❤️ Thank you so much for watching Sara! ❤️
#ringthebell
❤️ Thank you so much for watching Sara! ❤️ I actually had accidentally posted the right thumbnail with the wrong video earlier. Thankfully three subscribers alerted me to the error. I made the correction and what you watched is the correct video. Gotta love technology!
Fun video!! I have to see how chipaway work. I was looking at that #ringthebell
❤️ Hey Kimmie! ❤️ Chip Away is so fun! (Although Sneaky Pete, and Papino and Papaya might miss you, though.) 😞
#ringthebell. Great video!
❤️ Yay! Thanks for watching, and all the way through! ❤️ I appreciate you and your time spent with me! XO
Here watching!
❤️ Hello my Just Living friend! ❤️ I hope you are doing well today. Thank you for watching, liking, and commenting! I appreciate you! ❤️
Hello friend, here watching! have a wonderful day!🥰
♥ Thank you Sunshine! You too! ♥ By the way, I corrected the Scratch-off video. Thanks for alerting me.
Chip away! 24:17
♥ YAY! I'm so glad you watched and got to see the Chip Away game. So fun! Thanks for watching all the way through! ♥♥♥ ☼
Happy Wednesday, Valerie! ❤ Enjoyed your video 😊
♥ Hello again Ms. Boop! ♥ How are you today? Thanks for watching! I'm so glad to have along with me on this journey! ♥
❤😊❤😊❤
💙Hi Tammy! 💜 Thanks for watching and commenting!💙
I didn't hear a key word to enter here. 25:11
Thanks for watching all the way through. I think I forgot to add a key word. Sorry. (Just making sure you were paying attention. LOL) ♥♥♥
I've seen the autumn leaves quilt, and it is beautiful! 16:11
I'm glad you have seen my Autumn leaves quilt. That quilt definitely brings back cherished memories with all my boys. ♥♥♥
You need to watch the paper with candle so close to it. 12:24
Yeah, I know. I was a little nervous about that, especially with this candle. The flames come up higher than my other candle. I even trimmed down the wicks but the flames are the same height. Thanks for the warning though. I'll keep it in mind. My plan was to just use that candle for July though.
💜💜💜 happy Tuesday my friend 😊. Here watching 💜💜💜
💕 Thank you so much, Kathy!💕
Woohoo great job grasshopper ❤🎉 10:31
❤️ 💙 Thanks for watching, Gretchen! 💜 💖 I appreciate you and your time! XO. I hope you are doing well, my friend!
Happy mystery, $2 Tuesday 🤣🤣 🛎🛎🛎
❤️ 💜 Hi Loletha! 💘 ❤️ Thanks for watching and commenting! I appreciate YOU and your time spent with me!
❤❤❤
❤ Hello Again, my Divine friend! ❤ I hope you are well. Thanks for watching and leaving me a comment! ❤❤❤
💜
❤ Thanks for watching and leaving me some love, Susan! ❤
10:49 ❤
❤ Hi there, Camilla! ❤ 👋 👋 👋 Thanks for watching until the end! ❤
Oh no! The technology monsters visited :( Finished romy’s challenge!! 🎂 🛎️ 🛎️ 🛎️ yay 6 challenges so far! 😊❤😊❤ 10:49
♥ Thank you Sara! ♥ LOL! Technology Monsters. Yep. They paid me a visit. Oh well. Life goes on, right? ♥
@@CashBudgetRetiree it absolutely does <3 luckily you only lost a few minutes <3
Karate Kid was the movie!
That's it! Karate Kid! ♥Thank you Nancy! ♥ Thanks for spending time watching my video again today! XO
Great job!!❤❤
❤️ Thank you Yolanda! ❤️ I appreciate you, and your time spent watching my videos!
Hey friend, Merry Christmas in July!
♥ Same to you, Jenny! I hope you are well. Thanks for watching and for your comment! ♥
💜💜💜 Happy Monday my friend 😊. Here watching 💜💜💜
❤️ Thank you Kathy! I appreciate your support, encouragement, watch time, and kind comment! XO
Hi Ms Valerie! That is such a beautiful memory of picking up leaves 🍁 Merry Christmas in July 🩷❤️💚
❤️ Hello again, Ms. Pansy! ❤️. Ahh, yes, cherished memories with my 3 boys when they were younger. They each helped me make that quilt too.
@@CashBudgetRetiree wow that is just beautiful that they helped you make the quilt❤️
Hello, I Valerie 😊
❤️ Hi there, Loletha! ❤️ How's my sweet friend doing today? Enjoying a fresh squeezed lemonade or a sweet tea on this beautiful summer day, I hope! Thanks for watching and commenting! ❤️ 💙 💜
It’s Christmas in July! 🧑🎄 🎄 people showed up with such amazing challenges this year for the July play! ❤❤ I have not used press on nails! But those are beautiful colors. I love the custom envelope you made for Liz. Thank you for making all of us feel so special, Valerie ❤❤ I want an autumn quilt 🍂.
❤️ Hi Sara! ❤️ Thanks for taking the time to watch and comment! As for the nails, if you see me wearing them in future videos, then I'll guess they work. LOL. Autumn foliage will soon be upon us, so stay tuned! 😄
Nice Video. Watching through Hurricane Beryl. #chipaway
♥ Thanks for watching "Honey" but stay safe! ♥ Have you or your home suffered damage? I sure hope you're safe! ~ Valerie ~
@@CashBudgetRetiree Fortunately everything was good. After the hurricane passed we lost power. Luckily it was a cool night and power was restored this morning.
Here watching!
♥ Hi there, "Just Living!" ♥ I hope you are well. Thanks for watching! ♥♥♥
Thank you! #ChristmasinJuly
@@jus4wd Thanks for your time watching! ❤️
Great video ❤ santa Cruise box 24:34
♥ Hi Gretchen! ♥ I Love it!! You created your own secret term! Again, I totally forgot to say a secret word at the end of the video. Thanks for watching until the end! ♥♥♥
Thank you Valerie!!! It so fun to see my own challenge on youtube. 😊😊 Great video as always. ❤
♥ You are so welcome, Camilla!! ♥ I know what you mean about getting a thrill when you see your own challenge on someone else's video. I hope you liked the dashboard I made for you. I just printed a screenshot of your Etsy shop's logo, enlarged it, and use white out to hide your city and sales. It's the best I could do, so I hope you like it.
@@CashBudgetRetiree the dashboard was really Nice. ❤
Great video
♥ Hey Sandra! ♥ Thanks for the visit! Thanks for watching!
Love Christmas in July. Press ons are okay but just regular polish is good too. I go and get my nails done by dipped polish at the nail salon as my me time and I love it. I used to try to do it myself but I am no professional. My old videos show that 😂 Great video 💜
♥ Thanks for sharing, Estelle!! ♥ Does the dipped polish stay on for a couple of weeks? My nails like to chip or rip into the nailbed. Ouch. I usually just tim all of them off when one starts to chip because pretty soon, a few more will chip or rip and I'm left with all different lengths of nails. Ugh. ... I know. Keep it in perspective, Valerie. Many people have much worse troubles than this. Big sigh. LOL Thanks for watching Estelle! I love your comments too! XO ♥♥♥
@@CashBudgetRetiree Yes the dipped method lasts a few weeks. I usually change my color every 3-4 weeks but it could go longer if I kept the same color. My nails are brittle too so I need something strong that won’t look like o chewed the color off, you know.
Hello Valerie! Here watching and loving your video.❤
❤️ Thank you Judy! ❤️ I feel bad that I got confused and didn't use your challenge when I meant to! So sorry.
Merry Christmas 🌲🎄⛪️
🎄 Merry Christmas to you too, Barbie! 🎄
I am running your playlist Wish you the best 👍🏾
❤️ Thank you SO much Barbie! You're the Best!! ❤️ 💙 💜
Hi Beautiful It’s Dianna In my opinion don’t do the press on nails. Because it can take your nail off. Because it happened to me. I’m not trying to scare you. You can just get some nail polish and just polish your natural nails. This is just my opinion. Yes lm a master cosmetologist. Good luck
❤️ Thank you for your expert opinion, Dianna! I truly appreciate it!
Great video Valerie. :) Your content is amazing! I hope you have a great week ahead. :)
❤️ Kitty, your comment means so much to me! Thanks for telling me that! XO ❤️
Hello Friend! Great Savings for Christmas 🎄 in July 🫶🏼🩷😻
Yes! Thank you, my EMT friend! Thanks to YOU for all you do to help people in such times of crisis. ❤️ 💙 💜
great job on your video, enjoyed it.
Thank you very much, Michelle! ❤️ 💙 💜
You have no idea how lovely it is to hear you say ‘drop the guilt and shame’. It’s a heavy burden I carry for myself and my family, but your words do help and it’s why I am so happy to have found your channel. Wishing you success on your financial journey! 💰💰
❤ Hi Ceci! ❤ Thank you so much for watching and commenting on my video. I am a retired high school teacher. At various times in my life, I've earned great money, and at other times, I've earned not so much money. The same goes for the amounts of money I've saved. Then either unfortunate life circumstances or foolish choices caused me to spend my savings. The way I see it, Ceci, is that, given the longevity in my family, I could live 20-30 more years. So ... if I start now, I could have a substantial amount in years to come. So, my new friend, take heart. As long as your heart is still ticking, "do what you can, with what you have, where you're at." (Teddy Roosevelt) ❤ (Edited to add: And I'm thrilled you have found my channel! When I published this video, I asked God to bring it to the attention of the people whose hearts He wanted to touch through it. So Ceci, I believe God meant for you to watch it today, and for our paths to cross. I consider you a new friend. XO)
@@CashBudgetRetireeOh no, don't feel bad about that. I forget stuff all the time and when I think about it it is too late to add it.😊
@@CashBudgetRetiree I wholeheartedly believe in God-incidences…. And this definitely is one. 🥰 Happy to count you as a friend!
@@ceci_gee ((Hugs!!))
@@savewithjudy Thanks for your understanding, and continued support! ❤️ 💙 💜
The birds are too cute 💜 love the I owe U's
♥ Thank you SO much, my Aussie friend! I'm glad you like the Grumpy Birds IOUs. They were fun making them. ♥