Видео 321
Просмотров 99 999

Getting a Mortgage as a First Time Homebuyer

8:54

How to Lower Your High Insurance Costs, with Ryan Delp

56:17

What Can I Do With My Mortgage with Tom Cramer

48:23

Strategies to Lower Your Estate Taxes

10:06

Changes to Estate Tax Exemptions with Heather Walser

48:56

Getting the Right Life Insurance Coverage

8:27

Healthcare for Aging Parents with Leah McNamara

Providing healthcare for aging parents (or yourself!) can be the most expensive part of your financial plan. In this episode, Leah McNamara, an ICU nurse, shares her story and the options you have for finding the right care for both your family and your budget.
We are Financial Design Studio: Michelle, Steve, Rob, and Trevore…We have a passion for helping others reach financial success. Part of our job is to teach you about money, so you can make educated financial choices!
Learn more about us at our website financialdesignstudio.com/
(Disclaimer : This podcast should not be taken as financial advice and Financial Design Studio accepts no responsibility for your individual actions or choic...

Видео

Getting a Mortgage as a First Time Homebuyer

8:54

Getting a Mortgage as a First Time Homebuyer

Просмотров 37День назад

Between house prices and mortgage rates, first time homebuyers can be easily intimidated. In this video, Tom Cramer, a mortgage officer, breaks down what you need to know about interest rates, forgivable loans and grants, and how to make sure your income qualifies. CHAPTERS : 0:32 How long should you wait for rates? 2:48 What grants and forgivable loans are available? 5:15 What can you do to ma...

How to Lower Your High Insurance Costs, with Ryan Delp

56:17

How to Lower Your High Insurance Costs, with Ryan Delp

Просмотров 2421 день назад

Expensive insurance seems to be the new normal. In this episode, Ryan Delp, an insurance agent, talks with us about why that is the case, ways you can look to lower your own high insurance costs, and what we might see going forward. We are Financial Design Studio: Michelle, Steve, Rob, and Trevore…We have a passion for helping others reach financial success. Part of our job is to teach you abou...

What Can I Do With My Mortgage with Tom Cramer

48:23

What Can I Do With My Mortgage with Tom Cramer

Просмотров 14Месяц назад

I have a mortgage but . . . whether you want to refinance, purchase a second home, or are getting divorced, you have a lot of options. In this episode, Tom Cramer, a mortgage officer at Wintrust, explains what is currently effecting the lending industry and what you can do with the mortgage you have. We are Financial Design Studio: Michelle, Steve, Rob, and Trevore…We have a passion for helping...

10:06

Strategies to Lower Your Estate Taxes

Просмотров 27Месяц назад

Estate tax exemptions can limit the assets your loved ones receive. In this video, a financial advisor and an estate planning attorney discuss different strategies to lower your estate taxes and utilize estate documents for different kinds of assets. CHAPTERS : 0:50 How to use estate documents 4:59 How to plan for retirement accounts 7:06 How much time do you need? 8:23 What's the downside? WEB...

Changes to Estate Tax Exemptions with Heather Walser

48:56

Changes to Estate Tax Exemptions with Heather Walser

Просмотров 17Месяц назад

Estate planning can be as much about taxes as it is about beneficiaries. With the Tax Cuts and Jobs Act of 2017 sunsetting in 2025, there are going to be significant changes to the Estate Tax Exemptions. In this episode, our guest Heather Walser, an estate planning attorney, shares the changes we expect as well as how people are structuring their estate plan to prepare. We are Financial Design ...

Getting the Right Life Insurance Coverage

8:27

Getting the Right Life Insurance Coverage

Просмотров 41Месяц назад

Worried if you are really covered? Your life stage can help you determine the life insurance coverage you actually need. Watch this video to learn more about your insurable interests and the ways you can use your life insurance policy. CHAPTERS : 0:30 What is an insurable interest? 1:23 Needs for Young Families 4:24 Needs for Established Professionals 5:53 Needs for Retirees WEBSITE : financial...

Making the Most of Your Life Insurance Policies

41:03

Making the Most of Your Life Insurance Policies

Просмотров 142 месяца назад

Young families, professionals, and retirees will come to us with questions about their life insurance policies. Do they have enough coverage? Should they keep this old policy? And how can they can actually be used? We talk through each of these issues in this episode. We are Financial Design Studio: Michelle, Steve, Rob, and Trevore…We have a passion for helping others reach financial success. ...

6:55

Understanding Your Personal Cash Flow

Просмотров 1572 месяца назад

Whether you are budgeting or creating a financial plan, you have to understand your personal cash flow. In this video, we explain what that is, how to find it, and tools you can use to begin to take control of your spending. CHAPTERS : 0:12 Why this even matters 2:43 How to analyze your personal cash flow 3:34 How to track your spending variable 4:53 Tools available to track this WEBSITE : fina...

46:01

Where Does Your Money Go?

Просмотров 233 месяца назад

You probably have questions about your money. We think most of the answers depend knowing where your money actually goes. So, in this episode we help you figure that out. By understanding your personal cash flow, you analyze how you spend and begin to plan for bigger goals. We are Financial Design Studio: Michelle, Steve, Rob, and Trevore…We have a passion for helping others reach financial suc...

7:40

Meet the Chief Investment Officer

Просмотров 493 месяца назад

Robert Stoll is our Chief Investment Officer, and in this video he shares a little of his story. In his own words, hear how sitcoms and meteorology led him to investment management and why he loves working with clients. CHAPTERS : 0:08 What started your interest in finance? 1:10 Influence of sitcoms 4:01 Similarities between investing and meteorology 5:12 Why do you care about financial plannin...

1:00:40

Start with Why: Rob's Story

Просмотров 113 месяца назад

In this episode, we interview the CIO of FDS! Rob shares what he learned from his parents, how he went from meteorology to investing, and his journey from corporate America to entrepreneur. We are Financial Design Studio: Michelle, Steve, Rob, and Trevore…We have a passion for helping others reach financial success. Part of our job is to teach you about money, so you can make educated financial...

Here's What To Do When You Inherit Money

6:23

Here's What To Do When You Inherit Money

Просмотров 1453 месяца назад

If you inherit money, you might be wondering how to BEST use it. In this video we break down who you should talk to, what really matters, and then the factors to look at while deciding. CHAPTERS : 0:17 Who are you talking to? 1:58 Best use doesn't mean its the right option 2:58 Factors to help you decide WEBSITE : financialdesignstudio.com/ BLOG : financialdesignstudio.com/blog/ PODCAST : behin...

42:28

How to Steward Your Inheritance Well

Просмотров 203 месяца назад

In this episode, we pick up from episode 45 on how to steward your inheritance well. Once the money is in your account, how to do process the emotions and decide where to put that money now? We are Financial Design Studio: Michelle, Steve, Rob, and Trevore…We have a passion for helping others reach financial success. Part of our job is to teach you about money, so you can make educated financia...

7:07

Inheritance Taxes for Beneficiaries

Просмотров 7924 месяца назад

Beneficiaries have to sort through a lot of complexity, and inheritance taxes are one of them. While each situation is different, we walk through an example of inheriting an IRA, how to partner with your executor, and how to think about trust taxes. CHAPTERS : 0:42 Possible tax implications 2:10 Example scenario 4:47 When trusts are involved WEBSITE : financialdesignstudio.com/ BLOG : financial...