- Видео 63
- Просмотров 27 542
LendKey Technologies, Inc.
США
Добавлен 24 июл 2013
LendKey provides credit unions and community banks access to high-quality consumer loans to deploy capital and diversify their balance sheet through loan origination, loan sales, and participations across a variety of asset classes. LendKey’s asset-agnostic loan participation platform, ALIRO, democratizes loan sales and participations for financial institutions of all sizes.
LendKey also provides private student loan and student loan refinancing allowing borrowers to achieve their dreams of a higher education while saving them money.
LendKey also provides private student loan and student loan refinancing allowing borrowers to achieve their dreams of a higher education while saving them money.
Inward and Upward: Driving Member Growth and Financial Health with Auto ReFi
After years of turbulence, the auto lending market is finally leveling out-and credit unions are primed to capitalize. In the latest 22 Minutes in Lending we talk to Eric Stradley, president of auto refinancing fintech Caribou, about the growth opportunity for credit unions, and the potential positives for millions of consumers.
Key takeaways:
00.56: The organization’s initial vision to enhance credit unions’ reach and impact through an innovative marketplace.
02.49: An overview of the auto refinance market and the potential financial benefits for millions of consumers.
03.55: The nuances of auto refinancing vs. traditional mortgage refinancing-namely how credit typically improves during the ...
Key takeaways:
00.56: The organization’s initial vision to enhance credit unions’ reach and impact through an innovative marketplace.
02.49: An overview of the auto refinance market and the potential financial benefits for millions of consumers.
03.55: The nuances of auto refinancing vs. traditional mortgage refinancing-namely how credit typically improves during the ...
Просмотров: 37
Видео
Finding the Formula: Balancing Deposit Growth and Loans in 2025
Просмотров 3414 дней назад
From embedded finance and fintech partnerships, to upsell/cross-sell marketing and education lending, in this episode of 22 Minutes in Lending, Casey Mauldin, chief revenue and lending officer at Jovia Financial, discusses the deposit strategies that could help credit unions grow in 2025. Key takeaways: 00.40: An overview of Long Island-based credit union, Jovia Financial, its field of membersh...
Balancing Tech and Tradition: Serving Local Communities Digitally
Просмотров 39Месяц назад
In the latest episode of 22 Minutes in Lending, we’re joined by Elizabeth Adcock and Darcie Morgan of MAC Federal Credit Union who have helped oversee transformational growth at the credit union, driven by a diligent approach to AI and digital investments. Discover how this credit union has bridged the gap between traditional and technical services while still keeping their communities loyal an...
Whose Rule Is It Anyway? Unpacking CFPB’s Rule 1033
Просмотров 12Месяц назад
In this episode, Capitol Hill insider John McKechnie takes an unflinching look at the Consumer Financial Protection Bureau's (CFPB) Rule 1033, unpacking what it means for credit unions, consumers, and fintech. In this top-level discussion, McKechnie and host Vince Passione discuss the liability risks posed by third-party data sharing, the rule’s black, white, and grey areas, and the roadmap for...
No credit union left behind: Reimagining the role of credit union leagues
Просмотров 312 месяца назад
In this episode of 22 Minutes and Lending, host Vince Passione welcomes Juan Fernández Ceballos, president and CEO of Luminate, the credit union league for Louisiana. From helping smaller credit unions build economies of scale to challenging core providers to do better; addressing succession issues to navigating the incoming political administration, Juan Fernández offers a bold new vision for ...
Addressing bias in AI: Opportunities to even the playing field for consumers
Просмотров 122 месяца назад
In this second of two episodes with Kareem Saleh, Founder and CEO of FairPlay AI, host Vince Passione continues the conversation on how AI, to date, has fallen short of its potential to deliver a fairer lending environment for all consumers, but how addressing historical bias in the learning data can create a more equitable future. Key takeaways: 0:00 Intro 0:35 How historical data-the data tha...
Throwing out the rulebook: How age, race and gender are key inputs for fair lending
Просмотров 213 месяца назад
In this first of two episodes with Kareem Saleh, Founder and CEO of FairPlay AI, host Vince Passione takes a deep dive into the world of AI underwriting: How it’s been used in the past, how it has fallen short of its potential to remove bias in lending decisioning, and how the pioneering concept of Fairness-as-a-Service may yet revolutionize the AI lending game. Key takeaways: 0:00 Intro 1:23 H...
Credit’s new frontier: Cross-border records and the role of cash flow data
Просмотров 163 месяца назад
In this episode, Misha Esipov, co-founder and CEO of Nova Credit, joins host Vince Passione to discuss the millions of “Credit Invisible” people in the country, and how innovations in credit reporting can help more lenders reach and serve them. Key takeaways: 0:00 - Introduction 1:13 - Millions of people arrive in the U.S. each year, many of whom have been credit-worthy in their respective nati...
Auto market turbulence: Trends, risks, and the path forward
Просмотров 724 месяца назад
Join host Vince Passione as he meets with Bill Moniz, CEO of Cinch, to discuss the turbulence and trends of the auto finance industry. From the rise of negative equity to prime-only lending strategies, Bill shares insights on how credit unions can navigate credit quality challenges, discusses educating members on financing options, and gives his thoughts on market reactions to an expected Feder...
LendKey - We make lending simple.
Просмотров 164 месяца назад
Network lending is a collaborative model where financial institutions pool resources and establish common underwriting and pricing standards to enhance liquidity management. This approach not only reduces customer acquisition costs and operational inefficiencies but also strengthens community lenders by addressing their unique challenges.
Service or stereotypes: Can credit unions engage multicultural members?
Просмотров 274 месяца назад
If the 67 million Hispanic consumers in the USA were their own nation, they’d have the sixth largest GDP in the world. And yet, they’re overlooked and underserved by mainstream banks and credit unions alike. On this episode, host Vince Passione and Victor Corro, CEO of Coopera Consulting, discuss how credit unions can earn the right to serve these nuanced consumers. Key takeaways: 0:00 - Intro ...
Modern credit reporting: Can old tech handle new data?
Просмотров 375 месяцев назад
Serious mistakes on credit reports is the number one consumer complaint, but are these issues really a surprise? The systems were developed decades ago, and were never intended to take the scale and breadth of information the modern consumer can now provide. On this episode, host Vince Passione is joined by Christian Widhalm, CEO at Bloom Credit, to discuss the opportunities for improvement. Ke...
Community lenders: The best-kept secret in town
Просмотров 166 месяцев назад
Is the key to credit union success just better marketing? On this episode, host Vince Passione is joined by Barry Kirby, co-founder and chief revenue officer of Union Credit, to discuss the products and placements that could revolutionize consumer preferences. Key takeaways: 0:00 - Intro 1:23 - How a “marketplace” helps expand credit unions’ institutional reach and brand awareness. 4:41 - Oppor...
Service-Centered Growth: How Member Experience Drives Loyalty
Просмотров 156 месяцев назад
On this episode, host Vince Passione is joined by Dave Ledwell, SVP, Consumer and Business Lending at Navy Federal Credit Union-the world’s largest credit union. THe discussion covers all things auto-lending, the opportunities and risks facing fintech, and how credit unions can thrive in both areas by focusing on outstanding member service. Key takeaways: 0:00 - Intro 1:47 - How member service-...
Driving growth through member-centric lending
Просмотров 237 месяцев назад
On this episode, host Vince Passione talks mortgage lending, consumer behaviors, credit-building and financial wellness with Richard Wada, Chief Lending Officer of Patelco Credit Union. Key takeaways: 0:00 - Intro 1:12 - Patelco Credit Union overview 1:59 - The value of diversifying a loan portfolio. 4:35 - Challenges and changes of mortgage books in a high-rate environment 7:56 - How partnersh...
Values-Driven Banking: A Roadmap for Growth
Просмотров 637 месяцев назад
Values-Driven Banking: A Roadmap for Growth
Think Inside the Box: The Growth Opportunities Staring Credit Unions in the Face
Просмотров 297 месяцев назад
Think Inside the Box: The Growth Opportunities Staring Credit Unions in the Face
Products, Programs and Progress: Are CDFIs the Future for Credit Unions?
Просмотров 288 месяцев назад
Products, Programs and Progress: Are CDFIs the Future for Credit Unions?
Adapting to Shifting Consumer Behavior in Auto Lending
Просмотров 268 месяцев назад
Adapting to Shifting Consumer Behavior in Auto Lending
Adapting to Modern Tech Demands in Banking
Просмотров 269 месяцев назад
Adapting to Modern Tech Demands in Banking
Managing Liquidity Constraints at Small Credit Unions Part 3
Просмотров 1810 месяцев назад
Managing Liquidity Constraints at Small Credit Unions Part 3
Managing Liquidity Constraints at Small Credit Unions Part 2
Просмотров 2510 месяцев назад
Managing Liquidity Constraints at Small Credit Unions Part 2
Managing Liquidity Constraints at Small Credit Unions Part 1
Просмотров 7410 месяцев назад
Managing Liquidity Constraints at Small Credit Unions Part 1
How Credit Unions Can Differentiate Through Trust-Building
Просмотров 5411 месяцев назад
How Credit Unions Can Differentiate Through Trust-Building
Advancing Innovation in the Credit Union Industry: Part 2
Просмотров 3411 месяцев назад
Advancing Innovation in the Credit Union Industry: Part 2
Advancing Innovation in the Credit Union Industry
Просмотров 65Год назад
Advancing Innovation in the Credit Union Industry
Strategic Fintech Investing for Credit Unions
Просмотров 46Год назад
Strategic Fintech Investing for Credit Unions
Relationships First: The Differentiating Factor for Credit Unions
Просмотров 83Год назад
Relationships First: The Differentiating Factor for Credit Unions
Competing for Funds in a Rising Rate Era
Просмотров 34Год назад
Competing for Funds in a Rising Rate Era
Merging Traditional Banking With Tomorrow’s Technology
Просмотров 86Год назад
Merging Traditional Banking With Tomorrow’s Technology
Be careful of Live Oak Bank. This bank has put my 3+million dollar loan in default dispersing money to the contractor without my knowledge and forcing me to approve payments. They would not even share my own financial statements along with me or my attorney. People please be safe from Live Oak Bank This is not the bank you need to bank with OR your SBA loan. Live Oak Bank has been non cooperative and set they clients to failure for the bank higher gains. If you want to LOSE your business time and money then Live Oak bank is for you. I even sent email and contacted the CEO/administration without any reply back. All I can say is be safe from this bank.
First view, first like, first comment. Yay! Congrats LendKey! :) -Stephanee from your wall of faces