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If the house is appraised for more than the selling cost. That difference can be used then.

Pretty sure that’s illegal if not agreed upon before.

@@TheToberTeam Florida

It does depend on the type of market. Today sellers are more willing to pay buyers closing costs because houses are taking longer to sell due to higher interest rates. As rates go down more buyers will enter the market and it could be more difficult to get the seller to pay closing costs.

Easy wouldn’t you essentially “pay” closing costs out of your $300k profit you made on a piece of property worth a bag of Lays? Unload it and make you money before that house is worth no bags of chips whenever the banks buy all the good stuff

Hi Mrs. Rodes, my cell is 210-317-7431 or jon.tober@summitfunding.net Talk with you soon!

Do you have a work visa?

@@TheToberTeam no, I don't have a work visa

I’m assuming if you have low income you wouldn’t be able to qualify for new construction being as though new construction is pretty expensive. I went on the website and they told me I only qualify for 205k. This means that I need to find an already built home within the usda approved areas for the amount I was approved for because I have not found new construction for what I have been approved for.

Yes, it can be allowed for new construction as long as the property location fits the program requirements. What state are you in?

@@TheToberTeam Florida

@@DNB7227 cool, here's my email. jon.tober@summitfunding.net let's talk more about what your trying to accomplish. linktr.ee/toberteam

You're right about not knowing exactly when mortgage rates will drop but between the current inflation data, recession concerns, and the upcoming Fannie Mae/Freddie Mac risk pricing there's a high probability we will this this happening soon.

I Anna, I am happy to help. What about USDA seems like a scam? by the way, I apologize for the late reply. My account was tied to an old email. All fixed now :)

Thank you for your feedback, Jacquelyn! That's fantastic! We are lucky to have you as our client! :) I apologize for the late reply. My account was tied to an old email. All fixed now :)

The mortgage rates for USDA are actually pretty close to an FHA loan. This makes them pretty attractive. by the way, I apologize for the late reply. My account was tied to an old email. All fixed now :)

This happened to me today. I stuck with my lender and chose another builder/home to work with

This tends to happen when you buy a new home. The builder will tie their incentives to their mortgage company. It's still good to compare their quote with the lender you are working with. Sometimes the in-house lender isn't as cheap as it sounds. by the way, I apologize for the late reply. My account was tied to an old email. All fixed now :)

@@FastLaneEnterpriseLLC-by5zq I like how you roll! With the right lender, there can be more value to keep that relationship.