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The Thrifty Practitioner
США
Добавлен 22 ноя 2023
Hey Y'all. It's Tara, your thrifty practitioner and a wife who zero-base budgets and saves money using sinking funds and saving challenges. I started my journey in November 2023, as a result, in 2024, after over 25 years, I retired my pet "Student Loan". Now, I utilize zero-based budgeting to stay on tract financially while I continue to work on my bad spending habits, save for retirement, and work with my husband to pay off the mortgage early.
I challenge you to watch and learn how to consistently use a budget, sinking funds, and saving challenges/games to stay on track with your financial goals. I believe no matter your financial class you can always use a budget.
I challenge you to watch and learn how to consistently use a budget, sinking funds, and saving challenges/games to stay on track with your financial goals. I believe no matter your financial class you can always use a budget.
🏦 Save $5,000+ & Finish 4 Year Long Challenges, With Me Every Saturday, in 2025. Here’s how! 🏦
🏦 Save $5,000+ & Finish 4 Year Long Challenges, With Me Every Saturday, in 2025. Here’s how! 🏦
In 2025 we can say $5000 together by saving $100 each week. We’ll do this by saving & completing 4 year long challenges. Let’s tackle this elephant sized challenge by saving together!
Save The Elephant $5K Challenge:
January Calendar - ko-fi.com/s/7678b07bc5
Dashboard - ko-fi.com/s/2ac98f18a0
#savingmoney #savingchallenge #savetogether
Show Your Support to My Channel 💚
*Liking this video
*Leaving a comment below
*Subscribing if you like budgeting, cash stuffing, & saving challenges/games
Disclaimer: not a financial coach or advisor.
#paycheckbreakdown #budgeting #cashstuffing #cashbudgeter #cashwalletst...
In 2025 we can say $5000 together by saving $100 each week. We’ll do this by saving & completing 4 year long challenges. Let’s tackle this elephant sized challenge by saving together!
Save The Elephant $5K Challenge:
January Calendar - ko-fi.com/s/7678b07bc5
Dashboard - ko-fi.com/s/2ac98f18a0
#savingmoney #savingchallenge #savetogether
Show Your Support to My Channel 💚
*Liking this video
*Leaving a comment below
*Subscribing if you like budgeting, cash stuffing, & saving challenges/games
Disclaimer: not a financial coach or advisor.
#paycheckbreakdown #budgeting #cashstuffing #cashbudgeter #cashwalletst...
Просмотров: 9
Видео
🎁CashStuff-Oke: Christmas Carols & Cash Stuffing 🎁 | 🎄Grab Some Money & Stuff Along 🎄
Просмотров 3912 часов назад
🎁CashStuff-Oke: Christmas Carols & Cash Stuffing 🎁 | 🎄Grab Some Money & Play Along 🎄 As my second family I want to share with you the gift of Christmas Games. Sing a long & save money. #christmascarols #cashstuffing #sinkingfunds #singalong Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges/games D...
🏦 HOW MUCH DID 3 YEAR LONG & 2 HALF YEAR CHALLENGES SAVE ME⁉️🏦
Просмотров 1714 часа назад
🏦 HOW MUCH DID 3 YEAR LONG & 2 HALF YEAR #savingchallenges SAVE ME⁉️🏦 Emptying and counting tge remainder of my tear lng challenges that didnt go to debt. How much extra did i fet to support my 2024 tax fund & what wxtra will i have for myself? Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges/gam...
🎄ITS ALMOST CHRISTMAS 🎄 $213 cash stuffing
Просмотров 304 часа назад
🎄ITS ALMOST CHRISTMAS 🎄 $213 cash stuffing Let’s talk about my new Spanish phrases I’ve learned as we finish off these saving challenges for December. What are you doing for Christmas? I’m actually going to be chilling for Christmas? Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges/games Disclaim...
🛍️SPLURGE 🛍️ 💰LET’S BUILD A BAG💰
Просмотров 667 часов назад
🛍️SPLURGE 🛍️ 💰LET’S BUILD A BAG💰 Meet my new sinking fund, SPLURGE. Today I’m saving into the fund so I have money to blow when I’m feeling the impulse to but something unnecessary. Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges/games Disclaimer: not a financial coach or advisor. #paycheckbreak...
🎅🏾 Secret Santa 🎅🏾 & 💵 $150 #cashstuffing #savingchallenges 💵
Просмотров 3612 часов назад
🎅🏾 Secret Santa 🎅🏾 & 💵 $150 #cashstuffing #savingchallenges 💵 Let’s talk a little secret Santa as we cash stuff the last of our 2024 Saving Challenges. Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges/games Disclaimer: not a financial coach or advisor. #paycheckbreakdown #budgeting #cashstuffing ...
⚓️ 🛳️ $315 HIGH PRIORITY CASH STUFFING 🛳️ ⚓️
Просмотров 4916 часов назад
⚓️ 🛳️ $315 HIGH PRIORITY CASH STUFFING 🛳️ ⚓️ Saving a small amount overtime, from each paycheck, helps reduce my stress and burden of high bills such as insurance and certifications.  setting up sinking funds is easy to do. Take your large bill, actual or estimate, divided by the number of paychecks until that bill, and save that amount each paycheck. If you’re unable to do that, just save as ...
PAYCHECK #22 BUDGET | CASH STUFFING $600
Просмотров 5521 час назад
PAYCHECK #22 BUDGET | CASH STUFFING $600 The year is winding down & so did one of my year long challenges. Let’s see how i budget my paycheck & which challenge i completed. Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges/games Disclaimer: not a financial coach or advisor. #paycheckbreakdown #bud...
👋🏾 Hey Y’al, How’s it Stuffing? 💵 | $201 into various challenges 🥰
Просмотров 52День назад
👋🏾 Hey Y’al, How’s it Stuffing? 💵 | $201 into various challenges 🥰 Did you miss me? 😃. Took a break to enjoy tge festivities of tge week, with more to come. December is always that active month. I hope you r ghost this video and the others to come. Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges...
🤷🏾♀️ I PAID OFF My DEBT.. NOW WHAT. 🤷🏾♀️ | FUTURE OF MY CHANNEL
Просмотров 12714 дней назад
I PAID OFF MY DEBT.. NOW WHAT. 🤷🏾♀️ | FUTURE OF MY CHANNEL As I work on my budget for 2025 & reaccess my finekcisl sutiation i ask my welf, whats next ? Do i really need to hird my savings or can i niw budget logically and utilize sonking fubds appropriately. Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & savin...
💡2025 SMART FINANCIAL GOALS 💡 What do I have planned?
Просмотров 4814 дней назад
💡2025 SMART FINANCIAL GOALS 💡 What do I have planned? Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges/games Disclaimer: not a financial coach or advisor. #budgeting #cashstuffing #savingschallenges #debtfreejourney #savings #savingmoney #spendingless #zerobasedbudget #middleincomebudgeting #midd...
📚DO YOU PRE-PLAN YOUR BUDGET? I DO! 📚 | 2025 BUDGET PRE-PLAN
Просмотров 5721 день назад
📚DO YOU PRE-PLAN YOUR BUDGET? I DO! 📚 | 2025 BUDGET PRE-PLAN Preplanning my budget is and important step in setting up my budget. My goal when preplanning is to identify recent and future events that will have an effect on setting up my annual goals for debt payoff, savings, and sinking funds. Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like...
📚✋🏾 5 REASONS I BUDGET AS A HIGH EARNER ✋🏾📚
Просмотров 13921 день назад
📚✋🏾 5 REASONS I BUDGET AS A HIGH EARNER ✋🏾📚 Budgeting is rewarding no matter your income level. However, sometimes it is thought that individuals who have higher income do not need to budget. However, high earn can mismanage money, just like anyone else. Here are my reasons why I budget. Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budge...
📚 DECEMBER 2025 BUDGET | $137’ish #cashstuffing & #savingmoney 💵📚
Просмотров 16121 день назад
📚 DECEMBER 2025 BUDGET | $137’ish #cashstuffing & #savingmoney 💵📚 It’s December! The last budget of the year. Let’s see how my budget turns out, especially with my mortgage change. Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges/games Disclaimer: not a financial coach or advisor. #budgeting #cas...
💵📚 $961 Sinking Funds & Stuffing Cash Wallet📚💵 | Allocating Paycheck #21
Просмотров 3521 день назад
💵📚 $961 Sinking Funds & Stuffing Cash Wallet📚💵 | Allocating Paycheck #21 🧡 Show Your Support to My Channel 💚 *Liking this video *Leaving a comment below *Subscribing if you like budgeting, cash stuffing, & saving challenges/games Disclaimer: not a financial coach or advisor. #budgeting #cashstuffing #savingschallenges #debtfreejourney #savings #savingmoney #spendingless #zerobasedbudget #middle...
💲2’s-Day with Tara, Coffee ☕️, & Friends | 🛟Saving $100 in 2’s into 12 Challenges 🛟
Просмотров 4728 дней назад
💲2’s-Day with Tara, Coffee ☕️, & Friends | 🛟Saving $100 in 2’s into 12 Challenges 🛟
💵 $ 232 Saving While Supporting The Community 💵
Просмотров 37Месяц назад
💵 $ 232 Saving While Supporting The Community 💵
💵 📚$611 Sinking Funds & Saving Challenges.. 📚 💵
Просмотров 77Месяц назад
💵 📚$611 Sinking Funds & Saving Challenges.. 📚 💵
🎯 $100 Hump Day Savings 🎯 & 🍁🦃 Last Thanksgiving Savings Group Play 🦃🍁
Просмотров 37Месяц назад
🎯 $100 Hump Day Savings 🎯 & 🍁🦃 Last Thanksgiving Savings Group Play 🦃🍁
💵 $88 & Learning Spanish This 2’s-Day With Tara, Coffee ☕️, & Friends 👯♂️
Просмотров 42Месяц назад
💵 $88 & Learning Spanish This 2’s-Day With Tara, Coffee ☕️, & Friends 👯♂️
💵 $300 Budgeting & Saving With The Community 💵
Просмотров 45Месяц назад
💵 $300 Budgeting & Saving With The Community 💵
🆓 900 Subscriber Freebie! & a couple more 🆓
Просмотров 102Месяц назад
🆓 900 Subscriber Freebie! & a couple more 🆓
🍁🦃 $25 Thanksgiving Savings Group Play 🦃🍁 November 15, 2024
Просмотров 30Месяц назад
🍁🦃 $25 Thanksgiving Savings Group Play 🦃🍁 November 15, 2024
📝 CREATE A “QUICK START BUDGET” 📝 | 5 Simple Steps
Просмотров 54Месяц назад
📝 CREATE A “QUICK START BUDGET” 📝 | 5 Simple Steps
💲2’s-Day with Tara, Coffee ☕️, & Friends | 🛟Saving $94in 2’s into 12 Challenges 🛟
Просмотров 70Месяц назад
💲2’s-Day with Tara, Coffee ☕️, & Friends | 🛟Saving $94in 2’s into 12 Challenges 🛟
$800 Towards Month Ahead | Funding #fourwalls Housing, Utilities, Transportation, Groceries
Просмотров 104Месяц назад
$800 Towards Month Ahead | Funding #fourwalls Housing, Utilities, Transportation, Groceries
I ❤️ The Budgeting Community | Saving $155
Просмотров 51Месяц назад
I ❤️ The Budgeting Community | Saving $155
🏦 SAVE $2025 in 2025, EASILY 🏦 | The Grid Method
Просмотров 163Месяц назад
🏦 SAVE $2025 in 2025, EASILY 🏦 | The Grid Method
🦃 $25 Thanksgiving Group Play 🦃 | $50 Fun With Games. #savingschallenges
Просмотров 71Месяц назад
🦃 $25 Thanksgiving Group Play 🦃 | $50 Fun With Games. #savingschallenges
Just downloaded them can't wait to start saving with you in 2025❤❤❤❤
Awesome fun video! 😂😂. I forgot the words to most of those Christmas songs 😂😂😂😂
Hi Tara ❤️ omg what a fun video love it 😀 merry Christmas 🤶 🎄
That’s so cute Tara. I’m in my sixties. I love the Charlie Brown cookie box. 😊
Merry Christmas Tara!😊
Thanks for sharing such valuable information! Just a quick off-topic question: I have a SafePal wallet with USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
You did some great savings …….❤❤❤❤❤🎄🎄🎄🎄🎄🎄🫶🏻🫶🏻🫶🏻🫶🏻so happy for you !😊
Woot woot!!1 That was awesome to watch, and I bet it felt amazing when you realized what you had ☺ ☺
It like.. really.. I thought it was less.
Gurllll you rocked it have a merry Christmas 🤶 🎄 ❤😊
Hola 🎉🎉🎉🎉 felicitaciones 🎉🎉🎉 por este logro 😊❤ felices fiestas 🎄🥰
Hello Tara! yay great savings. You did amazing. Merry Christmas 💗🎄
Merry Christmas to you too!!!!!!!!
Happy Christmas Eve Tara! 😊
Happy Tuesday Tara!😊 I’m continuing my wellness journey in 2025. 😊
Yay great savings 🎉🎉🎉
Great savings!! 🎉❤😊
Gurlll yes i can't believe how fast this year has gone by . Great savings my friend Merry Christmas 🤶 🎄
Great savings 🎉😊 21:38
Happy Sunday 🎉❤. Awesome demonstration of saving $150 in the build your bag. I like that it’s low & high income.
I do as well. And when you look at the front, a lot of it actually low income and you can finish a little at a time.
Happy Sunday Tara!😊
Hey Kay!! Thank you for your continued support!
Whoop whoop! Yay for completing challenges. 🩷Yay for the butterfly train!
😂 😂 My gift wrapping is NOT up to par either. Luckily for the work party we don't wrap- we put them in gift bags with tissue paper. I smacked a bow on one of my extra ones and called it good.
Hello Tara! I love secret Santa! I know what you mean, about sometimes you don’t get something. But, you had me cracking up about your gift wrap being trash 🤦🏻♀️😹😹😹. You are not basic , you are unique! . I already broke my resolution for the year! 😹😹. Have a beautiful blessed weekend . 🫶🏼🩷😻🎄
I need that dice! Lol
Happy Friday 🎉
Happy Friday Tara! 😊 I don't do resolutions. I'm not setting myself up for failure. 😊
Happy Friday ❤😊 that’s great you enjoyed the Christmas party. I like eecret Santa only when you add some items to a list for people to choose from
Hey Hun! Congratulations on your job! 🎉🎈🎉🎈 Great cash stuffing! 👍 Thanks for sharing! 🥰💜 14:44
Hey Hun! I’m here watching. 🥰💜
This is a great video …..thank you so much🫶🏻🎄🎄🎄🎄♥️♥️♥️ I use my free calendar I get a drug store and my insurance company……free free free !
Great cash stuffing!
Hi Tara 👋 great cash stuffing 😊🩵
Happy Humpday Tara 😊
We bank at Chase and hubby gave up on the ATM. He goes to the teller and gets the specific bills that I requested. Great video friend 🥰🤗
Hi Tara 2 nights in a row watching while getting ready for bed 😊❤
Happy Monday Tara😊
Happy Monday Tara!😊
I don’t know what I was smoking and I don’t even smoke 💨 😂😂😂 bless my soul Sis you crack me up 🥰🩵
Hi 👋🏾 Tara Happy Monday 🥰🩵
I see you! Yes give the budget a rest and do something fun like playing games! You got this and 2025 will be your year! Trust the process !
Tara it is great to be here watching! Happy Monday and can't wait to see what 2025 brings.
Hi my friend ❤So happy to see you 😁
Happy Sunday Terra 😊
I know this video is six months old. I just realize that, but you have some great detail in here. I’m gonna pass it off to my subscribers on my community post and I’m gonna share your video because I think this could reach out and help a lot of people who won. Don’t wanna buy a binder from someone else and two maybe for lower income individuals who would like to get things free resource wise and build their own binder. This is perfect. Thank you so much for sharing with all of us. I am subscribed to you.
❤❤
Congratulations Tara! Paying your debt off is a huge deal. I love following your journey.❤❤
I’m so in 💕 with your messages. I’m not aesthetic but I am jovial being who I am. But, my goal I set is the same to focus on my saving and budgeting. Ice paid off 7 credit cards. My goal is to have the other 7 paid off by June. I’m totally with you. I work full-time and a part time job. I’m definitely 💯 not worried about subs I’m focused and driven with goals. I lost my brother and it hit very hard. I decided to put my grieve and focus in something meaningful then sit and sob everyday. I love him unconditionally but for my mental heath and to be productive for my family I’m in a HAPPY PLACE. Yes I’m new to this budgeting game and I’ve learned so much in a hour than I’ve done watching these videos. Thank you, hun!!
I’m so in 💕 with your messages. I’m not aesthetic but I am jovial being who I am. But, my goal I set is the same to focus on my saving and budgeting. Ice paid off 7 credit cards. My goal is to have the other 7 paid off by June. I’m totally with you. I work full-time and a part time job. I’m definitely 💯 not worried about subs I’m focused and driven with goals. I lost my brother and it hit very hard. I decided to put my grieve and focus in something meaningful then sit and sob everyday. I love him unconditionally but for my mental heath and to be productive for my family I’m in a HAPPY PLACE. Yes I’m new to this budgeting game and I’ve learned so much in a hour than I’ve done watching these videos. Thank you hun!!
I will continue to follow your journey. I appreciate the budget focus as I’m still working on what is best for my own. Have an awesome day😊🫶🏽🌹🌹🌹