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The Ishan Uday Scholarship is primarily meant for students pursuing general degree courses (like BA, BSc, BCom) and professional courses (like BTech, MBBS) in universities and institutions recognized by the UGC. Unfortunately, CA courses are not covered under this scheme. However, you can explore other scholarship options for professional courses or financial aid specifically for CA students. Hope this helps! 😊

If you are not seeing the Pragati Scholarship option on the NSP (National Scholarship Portal), it could be due to several reasons, such as the scholarship not being active at the moment or technical issues. Here's what you can do: Check Eligibility: Ensure you meet all the eligibility criteria for the Pragati Scholarship as specified by AICTE. Sometimes, the portal may show specific scholarships based on your eligibility. Affidavit: No, you do not need to write in the affidavit that it is for the Pragati Scholarship. The scholarship application is submitted online through the portal, and documents like the affidavit are uploaded as supporting documents during the application process. Contact Support: If the option still doesn’t appear, I suggest contacting the NSP helpdesk or your institution's scholarship cell. They can provide guidance on whether the scholarship is currently open or if there are any technical issues. AICTE Website: You can also check directly on the AICTE website under the Pragati Scholarship section for any updates or alternate application procedures. Hope this helps! Let me know if you need more information.

@@propelld sir I heard that Pragati scholarship will not come this year and directly next year. Is it true ?

The Pragati Scholarship is a government initiative for girl students in India, offered by the All India Council for Technical Education (AICTE) under its schemes for encouraging the education of girls pursuing technical courses. To be eligible for the Pragati Scholarship, a candidate must meet certain criteria: Eligibility: Girl students admitted to the first year of a Diploma/Degree program in an AICTE-approved institution through the Centralized Admission Process (CAP). Family income should not exceed ₹8 lakh per year. Only two girls from a family are eligible to apply. FW Seat Consideration: Since you mentioned that you have taken admission through an FW (Free Waiver) seat, it depends on how the FW seat admission is categorized by your institution. If the admission process through the FW seat is conducted through the centralized process and the course is AICTE-approved, you should still be eligible for the Pragati Scholarship, provided you meet the other criteria like family income and the technical course requirement. To be sure, I recommend checking the detailed guidelines of the Pragati Scholarship on the AICTE portal or contacting your institution for specific advice related to FW seat admissions.

Yes, if you apply for an education loan through the Vidya Lakshmi Portal, you may be eligible for the interest subsidy under government schemes like the Central Sector Interest Subsidy Scheme (CSIS). The interest subsidy is available for students from economically weaker sections, and the key eligibility criteria are: Family income should not exceed ₹4.5 lakh per annum. The loan should be taken for technical or professional courses in recognized institutions in India. The subsidy covers the interest during the moratorium period (course duration + 1 year). Applying through the Vidya Lakshmi portal simplifies the loan process and ensures that your loan application reaches banks participating in subsidy schemes. However, ensure you meet the subsidy criteria to benefit from it. For more details, check the eligibility and specific schemes offered by the banks on the portal.

Under the Ishan Uday Scholarship, the scholarship amount is generally credited on a monthly basis directly to the student's bank account. The disbursement is done through the Direct Benefit Transfer (DBT) system. The scholarship covers the academic year, but payments are made monthly. For more details or to track your payment, you can regularly check your scholarship status on the National Scholarship Portal (NSP) or contact your institution for updates. Hope this clears your query!

To know the last date for applying for a loan through the Vidyasaarathi Portal, you will need to check the specific loan or scholarship scheme you're interested in. Each scheme has its own deadline. You can find this information by logging into the Vidyasaarathi website and checking the details under the "Open Schemes" section. Make sure to submit your application before the deadline to avoid any last-minute issues. Let me know if you need further assistance!

For the Pragati Scholarship, the required documents such as the Declaration by Parents and the Study Certificate are generally available on the official website or through your institution. Here’s how you can get them: Declaration by Parents: This is a mandatory document confirming family income and other relevant details. You can usually find a sample format for this declaration on the AICTE Pragati Scholarship portal or from your college's administration. If not available, your college may provide a template. Study Certificate: This certificate verifies that you are a regular student enrolled in the first year of a degree/diploma course. You can request this document directly from your institution's administration or the student affairs office. If you're unable to find these forms online, reach out to your college or the institution's scholarship office for the necessary templates. Additionally, the AICTE portal might have downloadable forms that you can use. Hope this helps!

If you don’t have a PAN card while applying for an education loan through the Vidya Lakshmi Portal, don’t worry! You can still apply for the loan, but many banks may require a PAN card during the loan processing or disbursement stages. Here’s what you can do: Apply without PAN: Most banks allow you to submit the loan application without a PAN card. You can provide other identity proofs like your Aadhaar card or voter ID in the meantime. Apply for a PAN Card: It’s advisable to apply for a PAN card as soon as possible, as banks may request it later. You can apply for it online through the official Income Tax Department portal or visit a PAN center. Check with the Bank: Some banks might accept a guardian's or parent's PAN in case the student doesn’t have one. Contact your preferred bank for their specific requirements. Let me know if you need any further details!

application in progress.. Bta rha he

Hello! If the status of your application on Vidyasaarathi is showing as 'Application in Progress,' it means your form has been successfully submitted, but the review process is still ongoing. No need to worry, just keep an eye on the status for any further updates. If you haven't received any confirmation email yet, you can try contacting Vidyasaarathi support for clarification. Best of luck with your scholarship!

The last date to apply for the AICTE Pragati Scholarship 2024 is 31st October 2024. This scholarship is specifically for female students enrolled in the first year or through lateral entry in an AICTE-approved technical degree or diploma program. Don’t miss out on this opportunity! Ensure you submit your application through the National Scholarship Portal (NSP) before the deadline. Visit the official website scholarships.gov.in for more details and to start your application. Good luck!

HDFC Bank offers education loans for a wide range of courses, both in India and abroad. These include: Undergraduate and Postgraduate Courses: Such as engineering, medical, management, arts, and sciences. Diploma and Certification Programs: Professional courses from recognized institutions. Vocational Training and Skill Development Programs: Short-term courses. Study Abroad Programs: MBA, MS, and other advanced degree courses from reputed international universities. HDFC's education loans cover tuition fees, accommodation, travel expenses, and more. You can check eligibility and details by visiting your nearest branch or their official website. 😊

Yes, HDFC Bank’s Educational Crisis Scholarship typically covers undergraduate and postgraduate courses, including MBBS. However, eligibility and availability may vary, so it's always best to check the specific requirements on the official HDFC Scholarship page or contact their support team directly for the latest details.

There shouldn’t be any major issue with having different bank accounts (BOB for you and SBI for your father) in the Vidya Lakshmi portal application. The Vidya Lakshmi platform allows students to apply for education loans from multiple banks, and it's normal for the student and the co-applicant (in this case, your father) to have accounts in different banks. However, make sure that: You’ve correctly entered the bank details in the application form. The account linked for loan disbursement matches the one provided in the required section, and any documents submitted, such as bank statements, match the details you've provided. If you are uncertain, it’s a good idea to contact the Vidya Lakshmi portal’s support or the bank from which you are applying to clarify any concerns regarding bank details. They can provide guidance if any specific issues arise.

You can apply for the Pragati Scholarship for your 2nd year if you are already a recipient or meet the eligibility criteria. Here’s a step-by-step guide: Eligibility: The Pragati Scholarship is for girl students pursuing technical education (like B.Tech, Diploma, etc.). Make sure you meet the basic criteria: Must be in your 2nd year of study. Family income should not exceed ₹8 lakh per annum. You should have secured admission through centralized admission processes. Documents Required: Proof of admission in the 2nd year (such as your college ID, admission slip, or fee receipt). Income certificate. Bank account details (in your name). Aadhar card or any other ID proof. Marksheets from the previous year. Application Process: Go to the National Scholarship Portal (NSP) scholarships.gov.in/. Register and log in with your details. Search for the 'AICTE Pragati Scholarship for Girls' and click on 'Apply'. Fill out the required details and upload the necessary documents. Submit your application online. Be sure to check all eligibility criteria on the NSP and ensure that all your documents are in order. You may also reach out to your college for guidance if needed.

A quotation for a laptop is an official document from a vendor or retailer that includes the detailed price of the laptop you intend to purchase, including specifications like model, brand, price, and any additional features. Here's how you can obtain and submit it: How to Obtain the Quotation: Visit an electronics store or online platforms like Amazon, Flipkart, or a dedicated laptop vendor. Request an official price quotation for the laptop you wish to buy. The quotation should include details such as: Laptop brand and model. Processor, RAM, storage, and other specifications. Price (including taxes). Vendor's name and contact information. Ensure the quotation is printed on the vendor's letterhead and includes their signature and stamp (if required by the bank). Submitting the Quotation: Once you have the quotation, submit it to the bank either by visiting the branch or uploading it online (depending on the bank’s process). Banks often require this quotation to assess the loan amount needed for the laptop as part of your education loan application. If you are unsure about any details, check with the bank for specific requirements on how they want the quotation to be submitted under the Vidya Lakshmi scheme."

For which college you are applying I'm also applying

For a Polytechnic fresh candidate, here's a quick overview of the Pragati Scholarship designed to support girl students: Who is Eligible: Female students who have taken admission in the 1st year of a Diploma or Degree course (like Polytechnic). Family income should not exceed ₹8 lakh per annum. Admission must be secured through a centralized admission process. Benefits: Selected students receive a financial scholarship of up to ₹50,000 per annum, which can cover tuition fees, purchase of books, and other academic expenses. The scholarship can be availed throughout the course duration. How to Apply: You can apply through the National Scholarship Portal (NSP) at scholarships.gov.in/. Make sure to register on the portal, fill in your details, and upload necessary documents (such as admission proof, income certificate, and previous academic results). A video explaining these steps visually, including tips on how to fill out the application form, might help candidates understand the process better. Be sure to include important dates and deadlines for the application process in the video.

The Vidya Suraksha Loan Scheme is specifically designed to provide financial assistance to students from economically weaker sections for pursuing higher education in recognized institutions in India. Below is a more detailed breakdown of the scheme: Loan Amount: The maximum loan amount under the Vidya Suraksha Loan Scheme is ₹1.5 Lakhs. Eligibility Criteria: Income Limit: The scheme is typically targeted toward students from families with low or limited income. The exact income cap may vary depending on the bank or institution offering the loan. Course: The loan can be availed for higher education courses recognized by government bodies or accredited institutions, including graduate, postgraduate, and vocational courses. Institution: The student must be admitted to a recognized institution in India. Purpose of Loan: The loan is intended to cover educational expenses such as: Tuition fees Examination fees Books, equipment, and study materials Hostel or accommodation charges Other miscellaneous education-related expenses Repayment Tenure: The repayment period for the loan can vary, but is typically structured to begin after the completion of the course, with a grace period for securing employment. The tenure is often designed to make it manageable for students to repay after they start earning. Interest Rate: The interest rates on this loan are generally lower, and students from economically weaker sections may benefit from subsidies, especially if they are eligible under government schemes. Collateral: For smaller loan amounts like ₹1.5 Lakhs, no collateral is typically required. However, this can vary between banks. Government Support: In some cases, the government may offer interest subsidies or other forms of support for students from disadvantaged backgrounds to help them manage loan repayments. Process: Application: The student (or co-borrower such as parents) applies for the loan with the necessary documentation, including proof of admission, income certificates, and academic records. Approval: The loan application is assessed based on eligibility criteria, and if approved, the funds are disbursed directly to the educational institution.

If you've received a loan through the Vidya Lakshmi Portal and need to change your college, here's how you can proceed: Steps to re-apply or update the loan: Log in to the Vidya Lakshmi Portal using your registered credentials. Update College Details: Go to your existing application and update your new college details (name, address, course details) if the portal allows you to edit the application. If direct editing isn't available, you may need to reapply for a new loan with the updated college information through the same portal. Be sure to use the same application ID for reference. Contact the Lender: Notify the bank or financial institution from which you’ve secured the loan. They can guide you on transferring or updating the loan for your new college. Make sure to submit the necessary documents, such as the admission letter from the new college, fee structure, and any other required documents.

The Pragati Scholarship is specifically designed for girl children to support their higher education, particularly in technical courses like engineering, diploma, or degree programs. Eligibility for Pragati Scholarship: It is available for two girl children per family. If there is one boy and one girl child in the family, the girl child is still eligible to apply for the Pragati Scholarship, as long as other eligibility criteria are met. Key Criteria: Family Income: Annual family income should not exceed ₹8 Lakhs. Education: The girl must be admitted to the first year of a degree or diploma course in an AICTE-approved institution.

Please feel free to contact us on support@propelld.com / 7375911702 for any queries. Our team will check and assist you further.

If you're planning to close your ₹15 lakh loan in 2 years instead of the original 10-year tenure, here's what you need to know: Interest will only be charged for the time you keep the loan active. Since you're repaying it in 2 years, you'll pay interest for 2 years, not the full 10 years. Prepayment charges might apply, depending on your loan agreement and lender policies. Some lenders charge a penalty for early closure, so check your loan terms for prepayment penalties. To get an exact figure of how much you'd pay in total (principal + 2 years of interest + any prepayment charges), reach out to your bank for a detailed loan closure statement.

Thank you sir for valuable information.....

When filling out the Income from All Sources section on the Vidyalakshmi portal for an education loan application, you should generally provide the gross pay amount (the total income before deductions). This gives the lender a complete view of your financial capacity. If you enter the net pay amount (after deductions), it may be seen as inaccurate or incomplete, which could affect the processing of your loan. Gross income is typically required to assess your overall eligibility for the loan. To avoid any issues, it's recommended to check the specific guidelines on the Vidyalakshmi portal or consult the bank directly.

If the institute name is not found while filling out the education loan application on the Vidyalakshmi portal, here's what you can do: Check for alternate names: Some institutes may be listed under a different or abbreviated name. Try searching with variations of the institute's name. Contact Vidyalakshmi support: You can reach out to the Vidyalakshmi helpdesk through the portal for assistance. They may guide you on how to proceed if the institute is not listed. Contact your institute: In some cases, your institute may need to be registered or updated on the portal. You can ask your institute's administration to verify or register their details with Vidyalakshmi. Ensure you follow up on this as the correct institute name is crucial for loan approval.

When applying for an education loan for post-graduation on the Vidyalakshmi portal, in the section where you need to upload mark sheets, follow these guidelines for detailed information: Upload your consolidated degree mark sheet: As you're a graduate, the consolidated mark sheet from your undergraduate degree is the most important document. It proves your academic qualifications and is crucial for assessing your loan eligibility for post-graduation. Include Plus Two and SSLC certificates: In many cases, banks require a complete academic history. Uploading your Plus Two (12th grade) and SSLC (10th grade) certificates provides a full record of your educational background, which strengthens your application. Verify the specific requirements: Some banks might specify exactly which documents are needed, so double-check the loan application guidelines or contact the bank to confirm. It's better to provide more comprehensive documentation upfront to avoid delays in processing. By uploading all relevant documents-degree mark sheet, Plus Two, and SSLC-you'll ensure your application has a complete academic profile.

When uploading your marksheet on the Vidyalakshmi portal for a post-graduation education loan, here's what you should consider: Degree Consolidated Marklist (Mandatory): Since you are applying for a loan for post-graduation, your undergraduate consolidated marklist is the primary document that verifies your academic qualification. This is the most crucial document to upload. Plus Two (12th) and SSLC (10th) Certificates (Recommended): While the degree marklist is essential, it is advisable to also upload your Plus Two (12th grade) and SSLC (10th grade) certificates. This ensures your entire educational history is documented, and some banks may require these for a complete evaluation. Uploading all these documents ensures your application is comprehensive and avoids potential delays. Check specific bank requirements for any additional documentation.

@@propelld 👍 Thank you so much.

In India, traditional banks generally require an admission or allotment letter as part of the documentation for granting education loans. This letter serves as proof that you have secured admission to a recognized institution. Here's a detailed reply regarding whether you can get a loan of up to ₹4 lakhs without an allotment letter, particularly when admission is through management quota and based on an interview: It may be challenging to get a loan of up to ₹4 lakhs without an allotment letter from a recognized entrance exam, as traditional banks in India typically require this document to ensure the legitimacy of your admission. However, in cases where admission is secured through the management quota or on the basis of an interview, some banks may still consider your loan application based on the following conditions: Recognized College: The bank will likely verify whether the college you're admitted to is a recognized institution approved by regulatory bodies like UGC, AICTE, etc. If the college is well-known and recognized, some banks may still consider your application, even without an entrance exam or allotment letter. Management Quota Admission: While banks traditionally prefer admission through competitive exams, some banks might approve a loan for management quota seats if you can provide alternative proof of admission, such as: Offer Letter from College: An official offer letter from the college, even through management quota, might be accepted as a substitute for the allotment letter. Fee Structure and Payment Receipts: Provide detailed information on the college fee structure and any receipts for fees paid. This can show the bank that your admission is legitimate. Loan Amount Below ₹4 Lakhs: For loans up to ₹4 lakhs, many banks in India offer collateral-free loans with fewer documentation requirements. However, the bank still assesses the credibility of the college and the student’s academic record. Income and Co-Applicant: Since the admission was through a management quota, banks may place more emphasis on your co-applicant’s financial stability (usually parents or guardians). A strong financial background of the co-applicant may increase your chances of approval. Private Banks or NBFCs: If traditional banks are strict, you might have better luck with private banks or Non-Banking Financial Companies (NBFCs) that are more flexible with their loan approval process, especially for management quota admissions. Conclusion: While it is difficult to get an education loan from a traditional bank without an allotment letter, it may still be possible if you provide the necessary alternative documentation and the college is well-recognized. Make sure to check the specific requirements with your bank and also consider approaching NBFCs for more flexibility.

If you're facing an issue with the last name field on the Vidya Lakshmi portal and don't have a surname on your ID proof (like your Aadhaar card), here's what you can do: Leave the Last Name Field Blank: If the portal allows, you can leave the last name field blank. Some systems accept this as long as your first name matches your ID proof. Repeat Your First Name: If the portal requires a last name, you can repeat your first name in the last name field. This ensures consistency with your Aadhaar card or other ID proof. Check with Support: If you're still facing issues, contact Vidya Lakshmi portal support for guidance. They can help you with specific instructions regarding name entry in such cases. Make sure the name you fill in exactly matches the name on your ID to avoid any issues with the loan process.

Yes, students with a two-year gap can apply for the Pragati Scholarship, but there are certain conditions to consider: The Pragati Scholarship is specifically for girl students pursuing technical education, and it generally requires you to be enrolled in the first year of a technical diploma/degree program at an AICTE-approved institution. If you have a two-year gap but are now enrolled in the first year of your diploma or degree program, you are still eligible to apply. The scholarship does not disqualify applicants based solely on a gap in education, but you must meet the core eligibility criteria, such as academic performance and family income limit. Make sure to provide valid documentation of your current enrollment to meet the scholarship requirements.

Same question

If you're facing an issue with the last name field on the Vidya Lakshmi portal and don't have a surname on your ID proof (like your Aadhaar card), here's what you can do: Leave the Last Name Field Blank: If the portal allows, you can leave the last name field blank. Some systems accept this as long as your first name matches your ID proof. Repeat Your First Name: If the portal requires a last name, you can repeat your first name in the last name field. This ensures consistency with your Aadhaar card or other ID proof. Check with Support: If you're still facing issues, contact Vidya Lakshmi portal support for guidance. They can help you with specific instructions regarding name entry in such cases. Make sure the name you fill in exactly matches the name on your ID to avoid any issues with the loan process.

If you're facing an issue with the last name field on the Vidya Lakshmi portal and don't have a surname on your ID proof (like your Aadhaar card), here's what you can do: Leave the Last Name Field Blank: If the portal allows, you can leave the last name field blank. Some systems accept this as long as your first name matches your ID proof. Repeat Your First Name: If the portal requires a last name, you can repeat your first name in the last name field. This ensures consistency with your Aadhaar card or other ID proof. Check with Support: If you're still facing issues, contact Vidya Lakshmi portal support for guidance. They can help you with specific instructions regarding name entry in such cases. Make sure the name you fill in exactly matches the name on your ID to avoid any issues with the loan process.

If you are 17 years old and do not have a PAN card, here’s what you can do when applying for a Vidya Lakshmi loan: Provide Alternate Documents: If the loan application requires a PAN card and you don’t have one, you can provide alternate identification documents. Check if you can use documents like your Aadhaar card, school/college ID, or any other government-issued ID. Co-Applicant’s PAN Card: Often, banks may accept the PAN card of a co-applicant (such as a parent or guardian) instead. Ensure that your co-applicant's PAN card details are included in the application. Contact Bank or Portal Support: Reach out to the Vidya Lakshmi portal support or the bank’s loan department for guidance on how to proceed without a PAN card. They can advise you on acceptable alternatives or the steps to take. Apply for a PAN Card: If possible, consider applying for a PAN card as it will be useful for future financial transactions. You can apply for a PAN card through the official website of the Income Tax Department or through authorized agencies. Providing valid alternative documents or using your co-applicant’s PAN card should help in completing your loan application.

If you update your Aadhaar details after applying for the Pragati Scholarship, it generally should not affect your scholarship for the current year, provided: Application Status: Ensure your application is correctly processed with the updated Aadhaar details and there are no discrepancies. Eligibility Requirements: You still meet all the eligibility criteria for the scholarship, including being a girl student pursuing technical education in the first year of your course. Timing of Update: If you update your Aadhaar details before the scholarship processing begins, it should not affect your eligibility or the scholarship amount. For precise information, contact the Pragati Scholarship support team or the relevant authority managing the scholarship to confirm that updating your Aadhaar will not impact your eligibility for the scholarship.

@@propelld Maine msg kiya tha ,they replied that it is aadhar based scholarship if u update it then it will affect your scholarship for further years rn I have passed first year and I have applied for the scholarship in my first year only but it didn't came yet

@@loveyourjourney007 Since the Pragati Scholarship is Aadhaar-based, updating your Aadhaar details is essential to avoid any issues with future disbursements. Since you’ve passed the first year and haven't received the scholarship yet, I suggest you double-check your application status on the portal and ensure all details are correctly updated. If the issue persists, contact the scholarship authorities for further clarification. Best of luck!