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WeVett
США
Добавлен 5 мар 2018
WeVett helps active duty military find and finance their next home. Nationwide.
WeVett Home Loans is a VA loan specialized lender focused on providing military with great rates, excellent communication, and quick closes.
GET STARTED on your loan here: www.wevett.com/getstarted
WeVett Realty is a sister company that matches active duty military with military specialized real estate agents across the country.
GET STARTED with your agent here: www.wevettrealty.com
QUESTIONS? CALL/TEXT 316-669-5272
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WeVett Home Loans
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Lender.
Evan Kaufman
VA Home Loan Specialist
NMLS ID #2179191 WeVett Home Loans, Division of Xpert Home Lending. 1100 Satellite Blvd NW, Suwanee, GA 30024
WeVett Home Loans is a VA loan specialized lender focused on providing military with great rates, excellent communication, and quick closes.
GET STARTED on your loan here: www.wevett.com/getstarted
WeVett Realty is a sister company that matches active duty military with military specialized real estate agents across the country.
GET STARTED with your agent here: www.wevettrealty.com
QUESTIONS? CALL/TEXT 316-669-5272
---
WeVett Home Loans
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Lender.
Evan Kaufman
VA Home Loan Specialist
NMLS ID #2179191 WeVett Home Loans, Division of Xpert Home Lending. 1100 Satellite Blvd NW, Suwanee, GA 30024
Pros and Cons of the VA Loan
In most scenarios, a VA Loan is the most competitive loan product for military members. However, there are some reasons why a VA Loan may not be the best option.
Make sure to weigh the pros and cons so that you make the right decision!
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WeVett Home Loans specializes in VA Loans. By focusing on the military, we limit our risk, which KEEPS YOUR RATES LOW. We close quickly and communicate with you every step of the way.
GET PRE-APPROVED: wevett.com/get-started/
Use our Rapid Refinance Tool: wevett.com/va-loan-refinance-eligibility-calculator/
Try Our Military PCS Toolkit: wevett.com/pcs-toolkit/
Other Helpful Videos:
Fastest Way to Close a Home Loan
ruclips.net/video/TNLsyRoy4IY/видео.html
Why You ...
Make sure to weigh the pros and cons so that you make the right decision!
-
WeVett Home Loans specializes in VA Loans. By focusing on the military, we limit our risk, which KEEPS YOUR RATES LOW. We close quickly and communicate with you every step of the way.
GET PRE-APPROVED: wevett.com/get-started/
Use our Rapid Refinance Tool: wevett.com/va-loan-refinance-eligibility-calculator/
Try Our Military PCS Toolkit: wevett.com/pcs-toolkit/
Other Helpful Videos:
Fastest Way to Close a Home Loan
ruclips.net/video/TNLsyRoy4IY/видео.html
Why You ...
Просмотров: 47
Видео
The VA Cash Out Refinance vs the VA IRRRL Process
Просмотров 34День назад
A VA Cash-Out Refinance follows more of the traditional loan process whereas a VA IRRRL is much more streamlined. Let's figure out which loan is best for you! - WeVett Home Loans specializes in VA Loans. By focusing on the military, we limit our risk, which KEEPS YOUR RATES LOW. We close quickly and communicate with you every step of the way. GET PRE-APPROVED: wevett.com/get-started/ Use our Ra...
Free VA Refinance! Is it real?
Просмотров 61Месяц назад
Is your lender telling you your refinance is free? Here's the real truth... - WeVett Home Loans specializes in VA Loans. By focusing on the military, we limit our risk, which KEEPS YOUR RATES LOW. We close quickly and communicate with you every step of the way. GET PRE-APPROVED: wevett.com/get-started/?vid=_rbX8pmjL6Y Use our Rapid Refinance Tool: wevett.com/va-loan-refinance-eligibility-calcul...
VA Loan Inspection
Просмотров 26Месяц назад
Spoiler alert: There isn't a VA Loan "inspection" requirement for your home. Check out the VA Minimum Property Requirements (MPRs): wevett.com/2024/blog/va-loan-minimum-property-requirements/ - WeVett Home Loans specializes in VA Loans. By focusing on the military, we limit our risk, which KEEPS YOUR RATES LOW. We close quickly and communicate with you every step of the way. GET PRE-APPROVED: w...
Pay Off your Mortgage Faster!
Просмотров 18Месяц назад
Pay off your mortgage faster using these two tips! - WeVett Home Loans specializes in VA Loans. By focusing on the military, we limit our risk, which KEEPS YOUR RATES LOW. We close quickly and communicate with you every step of the way. GET PRE-APPROVED: wevett.com/get-started/?vid=LkyItz0HGu0 Use our Rapid Refinance Tool: wevett.com/va-loan-refinance-eligibility-calculator/?vid=LkyItz0HGu0 Try...
Fixed Rate Mortgages vs Adjustable Rate Mortgages
Просмотров 223Месяц назад
Fixed Rate Mortgages vs Adjustable Rate Mortgages
How to Calculate Your Debt to Income Ratio
Просмотров 121Месяц назад
How to Calculate Your Debt to Income Ratio
Never Use the VA Loan Without Knowing This
Просмотров 4393 месяца назад
Never Use the VA Loan Without Knowing This
VA Mandatory Occupancy: The Only Thing You Need to Know
Просмотров 854 месяца назад
VA Mandatory Occupancy: The Only Thing You Need to Know
The Most Underrated Tip for First Time Homebuyers
Просмотров 484 месяца назад
The Most Underrated Tip for First Time Homebuyers
The Benefit of Having a VA Disability Rating
Просмотров 2905 месяцев назад
The Benefit of Having a VA Disability Rating
What is a VA Appraisal Waiver? (Can VA Appraisals be Waived?)
Просмотров 2375 месяцев назад
What is a VA Appraisal Waiver? (Can VA Appraisals be Waived?)
Does the VA have a Required Home Inspection?
Просмотров 1736 месяцев назад
Does the VA have a Required Home Inspection?
Are Mortgage Finance Points Worth The Investment?
Просмотров 406 месяцев назад
Are Mortgage Finance Points Worth The Investment?
What Documents Do You Need for a VA Loan Application?
Просмотров 2576 месяцев назад
What Documents Do You Need for a VA Loan Application?
The Three Uniques of WeVett (Why Work with Us!)
Просмотров 646 месяцев назад
The Three Uniques of WeVett (Why Work with Us!)
Can Buyer Agent Commissions Be Charged on a VA Loan? (Real Estate Commission Lawsuit Update)
Просмотров 4206 месяцев назад
Can Buyer Agent Commissions Be Charged on a VA Loan? (Real Estate Commission Lawsuit Update)
What is a VA Certificate of Eligibility?
Просмотров 1677 месяцев назад
What is a VA Certificate of Eligibility?
Do Solar Panels Affect Financing with a VA Loan?
Просмотров 1857 месяцев назад
Do Solar Panels Affect Financing with a VA Loan?
Great vid! I am curious, what other documents do you need to provide along with the COE (e.g., bank statements, W2, etc.)?
Hey! Good news is that we can get your COE for you during the application process. All other documents depend a bit on your situation, but for most active duty VA loans we need: 1) LES/Pay Stubs (30 days worth) 2) Recent W2s 3) Bank Statement (if you plan on bringing any money to closing - not always necessary) 4) Photo ID 5) Orders (if active duty PCS) Others that we could need depending on your income are tax returns, pension award letters and anything else to verify any unique pay sources or deposits you may need us to consider. Feel free to message me directly at evan@wevett.com or fill out a form directly on www.wevett.com. You’ll be working with myself and my focused team directly. 👍🏡🇺🇸
This is so helpful, thank you
Thank you! Here for you on any VA loan needs.
What happens to your escrow
Great question, your old escrow account on your old loan will be closed out and you’ll recieve a check for any funds that were left in it. Your new escrow account will be added to with each payment and then do payouts when necessary for your taxes, insurance and/or whatever is being escrowed for.
What if the property is a duplex?
You’re good! Streamline can still be done as it’s seen as a single family 1-4 unit property. Reach out to me directly Evan@wevett.com or form fill on www.wevett.com if you’d like us to help you get started. :)
Great video.
Thank you! Feel free to check out more on www.WeVett.com or email me directly at evan@wevett.com for any VA loan help.
Good info. But what if I want to have a custom home design? Is there a site that's recommended for people to go to for custom blueprints with cost of construction attached?
Thanks
Say I find a rural land away from city/county utilities for sale and I buy it on an owner financed loan. Can I purchase a manufactured home through VA and put it on the land? If yes, are there any additional requirements like connecting to septic, well water and solar power?
why is my lender saying my seller can pay closing cost up to 4 percent max
So for example, my situation $550k paid for 58 yrs old and building a new house, $550000/26400= 19 yrs. Might be more advantageous to sell vs keep. especially considering capital gains tax exemption ect?
Buy that quadplex yall.
Excellent Answer!
Thats not true that you can no purchase a commercial property using a va loan. Look at chapter 7 of the va loan guidlines. One can get a 4 unit with an additional one unit commercial unit
I just had my lender put one in. Praying for a quick positive response.
How did this end up working out? Currently dealing with this.
Since you said boot camp does not count what about Tec School ? 119days ?
Tech school does not count. It can’t be training hours.
It has to be active duty, so training/ tech school hours doesn’t count.
Which lender do u recommend ? To buy land and place a home on it ?? 90k for the land and manf home is 98k i will use it as my primary residence, property will be in a gated community in Kansas
Great video. Looking to buy a piece of land for our future home but we won’t be using it as a primary residence for the next 8 years. The idea is we start paying for a piece of property we like before it becomes less affordable down the road. What are the odds this meets the VA/ lender requirements? Open to input from anyone, thanks!
My thought that a "lender has to get paid ".....What's the interest ? You borrow 250k and in 30 years you pay 600 k back.....Who got paid ? (Hint: THE LENDER)...
Does this work for veterans, whom is looking to downsize in year or two. To purchase a 2 to 4 unit building
VA home loan 1) Appraisal inspection 2) Terminate inspection 3) Well inspection if it’s your primary source Correct?
Is this a one time use?
Not at all! Once you do an IRRRL you simply restart the 210 day clock from being able to do it again. We launched a new tool to check your eligibility and if you want, you can register to be notified when eligible if you are not now. Check it out! www.wevett.com/rapidrefinance
Evan (Or anyone that may know), I currently live in a home that I've rented for four years. It was a brand new home when i moved in back in 2020. It's was a new subdivision back in 2020 and I live in a cul-de-sac. My home is the first home in the cul-de-sac and there are 3 lots next to my home that for some reason, they installed the plumbing and utilities, and assigned address for each lot, but never built any new houses on those 3 lots. I'm going to purchase the home I'm already living in using my VA and I would like to know, since those 3 lots next to my home are for sale, could I get a VA loan toI purchase my home and the 3 adjacent lots next to my home?
Sir, that is a very unique question that I cannot give you an exact answer on. My gut reaction is that the only way it could potentially work is if all lots were combined into one parcel. You're limited on multiple parcels with a VA loan, but if the parcels are combined then maybe. Feel free to reach out if you want to explore the option some more!
So I am active duty USCG and am planning on getting out june 2025. (will be 4 years active duty). I plan on moving back home and being a reservist. Will I be eligible as a reservist just as if i were active duty?
If you have Active Duty service for 4 years you should have no issue at all. Even with the Reservist time you might be just fine. You can reach out to me directly and we can check with the VA now if you'd like. Email me at Evan@wevett.com or shoot me a text/call at 316-669-5272.
Can you use Va Loan to buy R-4 Zoning? I plan to build like a 4 plex and live in one of them
You can build a 1-4 unit property. Not sure if all zoning is the same or not for that, but it's possible to build a duplex/triplex/quad as long as it is your primary residence.
What if you don't have a mortgage?
Excellent question. No, you cannot in just about every scenario (and I cannot think of one where you can). Random fact that there must be an existing lien (mortgage) to pay off.
@@wevett Does the amount of the lien matter?
Can I use a VA loan to buy a condo in the Philippines as a primary residence?
Wow! Great question and sorry I do not have an answer. Not sure. While we're licensed in most US states, we are not in the territories or Philippines for that matter.
🙋🏽♂️ bought a primary home in 2019 with a VA loan. We want to upgrade and also keep the 2019 home and rent it out. The new house will be our new primary residence. Will I be able to use a VA loan for it ?
Based on what you're telling me you plan on living in the new home, so most likely Yes it can work with a new VA loan. Reach out to me to discuss more specifics. Evan@wevett.com or text/call at 316-669-5272
Very informational, thank you!
Thank you for watching!
Came here with this question thank you for answering it! Im in South Carolina and I have a $1220 "VA Administration Fee"
Glad we could help! Those fees can be sneaky. Feel free to reach out to me personally if you’d like a second quote or opinion - evan@wevett.com or 316-669-5272.
I’m pursuing a career as a civilian firefighter and am wondering if being in the reserves will hurt my chances of getting hired since they know I’ll be away one weekend a month and might get deployed. I know they like military guys but this seems like a different can of worms.
Not sure man, but good luck with your decision! We've worked for some veterans turned firefighters before and we're always thankful for them.
Buying land with a VA loan is possible, but it must be done simultaneously with constructing a new home. Google
Correct sir.
Do you work for a university or other have another reason to try to get people to get a higher education and use their VA EDUCATIONAL benefits?
The GI Bill for education is an excellent benefit for veterans as well. While we don’t do those, many universities will handle those themselves via their admissions office.
I am a 100% disabled veteran. Depending on the state you live in you won't have to pay property taxes on your home. I live in Wisconsin and don't pay property taxes.
You are correct sir! Some states have excellent additional benefits for veterans.
So is fhe va entitlement essentially a down payment the goverment gives you? Or you can only use it if you cant pay the mortgage? Is it giving to tou upfront to use right away?
Not a direct downpayment. Think of your entitlement and the VA loan guarantee somewhat as an insurance policy. If you happen to default on a loan, the VA offers to help cover some of the losses.
What if I’m in the guard with a 3 year contract with 90 days of active service
Possibly. Reach out and we can talk some more specifics. Evan@wevett.com or text/call 316-669-5272
Do you do loans for Puerto Rico
We cannot sir. I would recommend an online search for some potential options - we are only aware there are a few lenders who do Puerto Rico VA loans.
I was going to ask the same thing!
What about VA land grants?
Sorry, never dealt with them. Sounds like a cool concept!
Those conflicts are with smaller less powerful nations,may play differently
Interesting take on that. Thank you for sharing.
What is pionts?
Think of points as paying money up front to get a lower rate. A “point” sounds innocent, however 1 point equals 1% of your loan value and that can get expensive quickly.
Does basic training and tech school count as the 90 days or it has to be deployment?
Basic training time does not count. Regarding additional training it depends. If you were on Title 10 or Title 32 orders at the time then it possibly could count. Best way to know is to reach out to me and we can submit a request to the VA to see if you're eligible. Main thing we will most likely need is your retirement points statement from your unit.
Song?
Good question... a good song.
Yeah we know this already. What we need is to know what lenders WILL offer one time construction loans.
In many scenarios, we can do them. Please feel free to reach out to me. Call, text or fill out a form at www.WeVett.com
Ok.what about a Veteran over 70 ,that never used his va home loan. And is at 79% disability.???
You just need to check your COE sir! Feel free to reach out to us via call or email and we can help with that as well.
Can i buy raw land and build a metal building home
If the home is a primary residence, on a foundation and meets all the standards of a traditional single family home - then yes it is possible to buy the land and do the new build at the same time.
Can I finance Tesla Solar panels with a New build home into a VA loan?
Great question. If it is part of the build it is possible.
I applied last year for 125 days STP/AMRT but I was denied
Regarding additional training it depends. If you were on Title 10 or Title 32 orders at the time then it possibly could count. Best way to know is to reach out to me and we can submit a request to the VA to see if you're eligible. Main thing we will most likely need is your retirement points statement from your unit.
I just finished boot camp and AIT , Do I qualify for VA Loan .. national guard member of FL .
Basic training time does not count. Regarding additional training it depends. If you were on Title 10 or Title 32 orders at the time then it possibly could count. Best way to know is to reach out to me and we can submit a request to the VA to see if you're eligible. Main thing we will most likely need is your retirement points statement from your unit.
Incredible information! Thanks
how do i contact you?
Hello! You can fill out a form at www.wevett.com, or email/text/call me directly at evan@wevett.com or 316-669-5272
Can I buy land and put a long stay RV as my permanent residence?
Not with a VA loan. You would need to construct a home with a permanent foundation.