FINSHERPA
FINSHERPA
  • Видео 307
  • Просмотров 153 865
7 Money Secrets Every Couple Must Share for Stronger Financial Future | Couple Finance | FINSHERPA
7 key money secrets that every couple should discuss to build a healthy financial relationship.
First up, budgeting. Set aside at least an hour at the start of each month to plan out your expenses. You’ve got your fixed costs like rent and utilities, and then the variables like dining out and entertainment. Drawing up a budget helps you get a clear picture of how much you’ll spend and save.
Second, have three bank accounts-one for him, one for her, and one joint account for shared expenses. Each of you transfers a set amount to the joint account for household expenses, keeping personal spending separate. This system keeps things organized and clear.
Third, divide and conquer. If one of you i...
Просмотров: 116

Видео

How to Travel the World Every 2 Years? | Smart Investment Strategies for Dream Vacations | FINSHERPA
Просмотров 1,7 тыс.День назад
Make Travel a Reality: 5 Essential Planning Tips As we explore the world of investments, today we're taking a detour to discuss a fascinating topic: travel. For many, especially Gen-Z and Millennials, travel is a priority. It unlocks your mind, introduces new cultures, and creates lifelong memories. Before embarking on your dream vacation, consider these five crucial planning steps: 1. Create a...
ULIPs vs Term Insurance + Mutual Funds: Which is Best? | PROS & CONS EXPLAINED | Finsherpa
Просмотров 90414 дней назад
Are you torn between Unit Linked Insurance Plans (ULIPs) and Term Insurance with Mutual Funds? Let's break down the pros and cons of each option. ULIPs offer dual benefits of insurance and investment, suitable for those who want a hassle-free solution. You get taxation benefits, online tracking, and flexibility to switch schemes. However, returns might be moderate. On the other hand, Term Insur...
CREDIT CARD OPTIMIZATION: Benefits, Risks, and Best Practices | EXPERT GUIDANCE | Finsherpa
Просмотров 12721 день назад
The Double-Edged Sword of Credit Cards As I always say, every invention has its benefits and drawbacks. It's up to us to wield it wisely. Today, I want to talk about credit cards - a powerful tool that can either make or break your finances. So, what is a credit card? Simply put, it's a plastic device issued by a banker, allowing you to spend within a set limit. You have 45 days to repay the am...
Stock Market Crash: What to Expect and How to React | EXPERT INSIGHTS | Finsherpa
Просмотров 11 тыс.Месяц назад
Are you worried about the impending stock market crash? As a long-term investor, it's essential to understand that markets have historically rebounded after crashes. Let's review the past 25 years and explore three major crashes. Lessons from the Past - Dot-Com burst (2000-2003) - Global Financial Crisis (2007-2008) - COVID-19 pandemic (2020) In each case, markets recovered within 2-3 years. Wh...
Dealing with Ambiguity in Investing: Can You Handle the Uncertainty? | Finsherpa
Просмотров 166Месяц назад
Dealing with Ambiguity in Investing: A Key to Long-term Wealth We live in a world where uncertainty reigns supreme. Wars, economic turmoil, and market volatility can make investing seem like a daunting task. But, as investors, it's essential to navigate this ambiguity to create wealth. Let's break down the two components of investing: risk and uncertainty. Risk is manageable, as we can assess p...
The Life-Changing Magic of Tidying Up | Investment Principles for Financial Freedom | Finsherpa
Просмотров 296Месяц назад
The Life-Changing Magic of Tidying Up Your Finances Marie Kondo's best-selling book, "The Life-Changing Magic of Tidying Up," has sold millions of copies worldwide, and its principles have been widely applied to decluttering and organizing our physical spaces. But have you ever thought about applying these same principles to your finances? Just as decluttering your physical space can bring joy ...
Futures & Options: Wealth Creation or Destruction? | SEBI's Warning for Retail Investors | Finsherpa
Просмотров 177Месяц назад
Recently, SEBI Chairperson Madhabi Puri Buch raised concerns about the surge in futures and options (F&O) markets, potentially creating imbalances in the stock market. But what exactly are futures and options, and why are they important? Futures and options are derivative instruments that derive their value from an underlying asset. They are time-bound, must be bought in specific lot sizes, and...
India's $1.6T Manufacturing Boom: Maximize 33% Growth | Investment Opportunities | Finsherpa
Просмотров 3312 месяца назад
India's $1.6T Manufacturing Boom: Maximize 33% Growth | Investment Opportunities | Finsherpa
SEBI's New Asset Class | The Gap between Mutual Funds and PMS/AIF | Minimum of ₹10L | Finsherpa
Просмотров 13 тыс.2 месяца назад
SEBI's New Asset Class | The Gap between Mutual Funds and PMS/AIF | Minimum of ₹10L | Finsherpa
Smart Beta Funds: Combining the Best of Active and Passive Investing | Factor investing
Просмотров 1,3 тыс.2 месяца назад
Smart Beta Funds: Combining the Best of Active and Passive Investing | Factor investing
New vs. Old Tax Regime: Which Is Better? | New Tax Slabs, Capital Gains & Mutual Fund Changes
Просмотров 4062 месяца назад
New vs. Old Tax Regime: Which Is Better? | New Tax Slabs, Capital Gains & Mutual Fund Changes
How to do your SIP correctly? | STEP-UP SIP | Fixed SIP vs 10% Yearly Increase | Boost your Returns
Просмотров 5 тыс.2 месяца назад
How to do your SIP correctly? | STEP-UP SIP | Fixed SIP vs 10% Yearly Increase | Boost your Returns
Top Investment & Cash Flow Strategies for SENIOR CITIZENS | Part - 2 | Retirement Planning
Просмотров 1,5 тыс.3 месяца назад
Top Investment & Cash Flow Strategies for SENIOR CITIZENS | Part - 2 | Retirement Planning
Retirement Planning: Secure Your Monthly Cash Flow - Part 01 | Retirement tips
Просмотров 1,2 тыс.3 месяца назад
Retirement Planning: Secure Your Monthly Cash Flow - Part 01 | Retirement tips
Master Wealth Creation with Coffee Can Investing: Book Review & Key Insights
Просмотров 1 тыс.3 месяца назад
Master Wealth Creation with Coffee Can Investing: Book Review & Key Insights
Should You Book Profits Now? Understanding Profit Booking in Equity Markets
Просмотров 4,3 тыс.3 месяца назад
Should You Book Profits Now? Understanding Profit Booking in Equity Markets
Property Sale Money: Invest, Save, and Reduce Tax Liability - A Comprehensive Guide
Просмотров 2644 месяца назад
Property Sale Money: Invest, Save, and Reduce Tax Liability - A Comprehensive Guide
Keyman Insurance: Protecting Your Business from Financial Loss | Insurance for Businesses
Просмотров 2444 месяца назад
Keyman Insurance: Protecting Your Business from Financial Loss | Insurance for Businesses
Layoff-Proof Your Finances: 4 Essential Steps to Weather Any Storm | Financial Security
Просмотров 1434 месяца назад
Layoff-Proof Your Finances: 4 Essential Steps to Weather Any Storm | Financial Security
Gold or Equity: Which One Should You Choose? | See Which One Outperformed | Smart Investor's Guide
Просмотров 1934 месяца назад
Gold or Equity: Which One Should You Choose? | See Which One Outperformed | Smart Investor's Guide
The Dangers of FOMO in Investing: Avoid the Trap! | Investment Mistakes
Просмотров 4924 месяца назад
The Dangers of FOMO in Investing: Avoid the Trap! | Investment Mistakes
Why Women Must Take Charge of Their Finances? #WomenAndFinance
Просмотров 1665 месяцев назад
Why Women Must Take Charge of Their Finances? #WomenAndFinance
5 Steps to Achieve Financial Success and Security in Life | Importance of financial planning
Просмотров 3185 месяцев назад
5 Steps to Achieve Financial Success and Security in Life | Importance of financial planning
Understanding Direct vs Regular Investing | 7 benefits of Regular Investing | FINSHERPA
Просмотров 1,1 тыс.5 месяцев назад
Understanding Direct vs Regular Investing | 7 benefits of Regular Investing | FINSHERPA
ELSS Mutual Funds: Is it a smart tax saving investment Option?
Просмотров 4335 месяцев назад
ELSS Mutual Funds: Is it a smart tax saving investment Option?
IPO Investing 101: From Red Herring to Wealth Creation | A Comprehensive Guide to the Primary Market
Просмотров 2056 месяцев назад
IPO Investing 101: From Red Herring to Wealth Creation | A Comprehensive Guide to the Primary Market
35 Lakhs from 10 Lakhs? Unlock the Potential of Lump Sum Investing | Grow Your Wealth
Просмотров 2,2 тыс.6 месяцев назад
35 Lakhs from 10 Lakhs? Unlock the Potential of Lump Sum Investing | Grow Your Wealth
SEBI's Alert: Froth Warning & Its Impact on Small & Mid-Cap Funds
Просмотров 2,3 тыс.6 месяцев назад
SEBI's Alert: Froth Warning & Its Impact on Small & Mid-Cap Funds
5 Tips to Improve Loan Management and Reduce Financial Stress | Loan Tips
Просмотров 1336 месяцев назад
5 Tips to Improve Loan Management and Reduce Financial Stress | Loan Tips

Комментарии

  • @FINSHERPA
    @FINSHERPA 3 дня назад

    📌Time stamps: 00:00 Intro 00:51 7 SECRETS to share with you spouse 00:59 Put a BUDGET everymonth 01:44 Keep a SEPARATE bank account & JOINT account 02:32 Allocate the FINANCIAL RESPONSIBILITY among yourselves 03:08 Speak about DEBT 03:44 Plan your GOALS & start INVESTING together 04:21 Take INSURANCE & Build EMERGENCY Corpus 04:57 ENSURE all the investments are detailed in a PARTICULAR place 05:31 Conclusion

  • @FINSHERPA
    @FINSHERPA 4 дня назад

    Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA

  • @shlokanand5668
    @shlokanand5668 7 дней назад

    Is it better than plain mf

  • @FINSHERPA
    @FINSHERPA 10 дней назад

    📌Time stamps: 00:00 Intro 00:47 How to fund your vacations? 00:56 5 things to plan before your vacation 03:00 Calculation 04:00 Investment for vacation calculation 06:02 Travelling using credit card 06:16 The Benefits of Planning Ahead

  • @diyanandakumar8041
    @diyanandakumar8041 11 дней назад

    Great content!

  • @FINSHERPA
    @FINSHERPA 11 дней назад

    Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA

  • @ramakantbehera1758
    @ramakantbehera1758 12 дней назад

    Good Sir ji ❤

  • @raghavvendra
    @raghavvendra 14 дней назад

    Wonderful explanation 🎉 thanks a lot 🎉

  • @rkst1234
    @rkst1234 16 дней назад

    Well narrated and clear points

  • @FINSHERPA
    @FINSHERPA 16 дней назад

    📌Time stamps: 00:00 Intro 00:50 What is ULIP? 01:54 What is Term insurance? 02:33 What are Mutual funds? 02:52 ULIP Calculation 03:59 Term Insurance Calculation 04:29 Mutual Fund Calculation 05:52 Difference between ULIP & Term insurance 07:20 Advantages of ULIP 10:05 Advantages of Term + Mutual funds 11:11 Conclusion

  • @FINSHERPA
    @FINSHERPA 18 дней назад

    Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA

    • @karthikananth7467
      @karthikananth7467 13 дней назад

      Very informative, thank you. However, please check the long term capital gain tax calculation in the mutual fund example. In my understanding, the exemption has to be reduced from the gain & the tax calculated. In the example, the exemption is shown as being adjustable against the tax liability.

  • @depaksharma1960
    @depaksharma1960 18 дней назад

    New PMS please share details.

  • @NirajKumar-ez1qs
    @NirajKumar-ez1qs 23 дня назад

    Very nice sir ji❤

  • @FINSHERPA
    @FINSHERPA 23 дня назад

    📌Time stamps: 00:00 Intro 00:49 Do’s and Don’ts of Credit Card 01:33 Benefits of having credit card 06:48 How does one settle these credit card bills? 07:53 Cash withdrawal Option

  • @FINSHERPA
    @FINSHERPA 25 дней назад

    Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA

  • @sunilkumarkumar-rv1dt
    @sunilkumarkumar-rv1dt 26 дней назад

    Sir So you are saying if there is a big crash it would take Morehead 2 to 3 yrs to comeback

  • @sunilkumarkumar-rv1dt
    @sunilkumarkumar-rv1dt 26 дней назад

    Span of 3 yrs you say ..is 3 yrs less ?? its too big recovery time sir

  • @sunilkumarkumar-rv1dt
    @sunilkumarkumar-rv1dt 26 дней назад

    After 2008 Market crash it recovered after 5 years. MY Mutul funds never recovered and i sold everything

  • @Sikhander444
    @Sikhander444 Месяц назад

    What kind if rubbish analysis...we just want to know the when is probability of crash happening....

    • @FINSHERPA
      @FINSHERPA Месяц назад

      We cannot predict the future, we can only prepare our mind to expect the unexpected. Sorry you did not find value in this.

    • @Sikhander444
      @Sikhander444 Месяц назад

      @@FINSHERPAif there is downfall of market then there is definitely probability of Market again rising....but when there is fall there is loss of capital to avoid this we wanted to see ...will you predict the timeline....but you are giving expertise which everyone knows...which is after fall there will be rising market

  • @legalservices-pb7tk
    @legalservices-pb7tk Месяц назад

    These r all lies n fake. Don't trust

  • @jisreevibishnan598
    @jisreevibishnan598 Месяц назад

    Recession is expected to start sooner and Stocks which are now badly overvalued will crash to 70%

    • @FINSHERPA
      @FINSHERPA Месяц назад

      We do not like to predict the future, just prepare for it.

  • @ajayshah1950
    @ajayshah1950 Месяц назад

    You have nicely explained the aftermath of crash. Just tell us - is a crash in the offing?

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Cant predict the future, sorry. which is why this video is to prepare our mind for what may happen.

  • @PIPRALI-dv3fm
    @PIPRALI-dv3fm Месяц назад

    Kahna kya chahte ho bhai.. Girega ya upper jayega

  • @D_D2016
    @D_D2016 Месяц назад

    U discussed about crash but u never discussed from where will the crash emanate. Well I am telling that the crash will kickstart from USA and then percolate into our markets. And the timing wud be somewhere around Jan or Feb, 2025. 2025 won't be easy for the markets and needless to say that those like me who r in the markets for 20+ years and grown our portfolios by more than 25 times are well aware that in the long run the markets are designed to move up. But ur advice is fit only for those who have entered the markets in the last few years and surprisingly, the new DMATs are in stagerring numbers. God knows how will they react when the indexes will correct by even upto 4% each day. Good luck to them

    • @ajayshah1950
      @ajayshah1950 Месяц назад

      I think the crash - if at all it starts, may start after the companies come out with the Q2 results. If they are good, forget the crash

    • @FINSHERPA
      @FINSHERPA Месяц назад

      We do not predict the future merely prepare for it.

  • @badrinarayan91
    @badrinarayan91 Месяц назад

    Excellent. Calm, reason based insights.

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Thank you, Mr.Badrinarayan

  • @FINSHERPA
    @FINSHERPA Месяц назад

    📌Time stamps: 00:00 Intro 01:00 How the Indian Stock market has really performed in the past? 01:57 2001 Dot-Com burst 02:23 September 11, Twin tower bombing crash 03:11 2007 - 2008 Global Financial crisis 04:08 2020 Covid-19 Outbreak 05:37 What will happen if there is -20% crash? 07:20 How to benefit from stock market crash?

  • @Trendy_Content_Hub
    @Trendy_Content_Hub Месяц назад

    Don't hear neysayers

  • @binoymathew9195
    @binoymathew9195 Месяц назад

    Very nice video. But still people will be panic😂

    • @ajayshah1950
      @ajayshah1950 Месяц назад

      Will be panic? Really? Looks like someone forgot to attend grammar class 😅

  • @sarvarbhat
    @sarvarbhat Месяц назад

    To get sellers in the market these videos are really good. Otherwise there will be only buyers in the market. These videos help buyers to get the best price.

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Volatility is a reality, one who is able to overcome fear will win eventually. Absolutely right.

  • @two8915
    @two8915 Месяц назад

    Not even 20% Indians investing in share market just imagine if investors increases

    • @EXP86
      @EXP86 Месяц назад

      😂. Not 20%, rather 2-3%

  • @rajaramankannan4767
    @rajaramankannan4767 Месяц назад

    Soul stimulating speech and gives solace to senior citizens

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Thank you for sharing your thoughts - that was our intention as well.

  • @balun8006
    @balun8006 Месяц назад

    Thank you good insight

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Glad to know, Mr Balun!

  • @sukanyamukherjee9400
    @sukanyamukherjee9400 Месяц назад

    Very reassuring video, Sir. I have retired a few months back and have invested a big percentage of my retirement benefits in MFs and equity. I am a novice in stock market. Obviously I am apprehensive of the future of Indian stock market in the current situation .

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Thank you for sharing your thoughts Mam, glad to know.

  • @puneetbhatia2750
    @puneetbhatia2750 Месяц назад

    It is very pleasant to hear your explanation along with your smiling face😊

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Thank you for your kind words :)

  • @raveendra0103
    @raveendra0103 Месяц назад

    😂😂comedians sarted predicted crash since 6 months after that it rallied in 10% more

    • @sundershyam250
      @sundershyam250 Месяц назад

      You will see comedy when it crashes 😜

    • @apkachannel1802
      @apkachannel1802 Месяц назад

      ​@@sundershyam250मार्केट कभी क्रैश नई होगा, हाँ correct हो सकता है

    • @srk2213
      @srk2213 Месяц назад

      At some point it will question is when

    • @abrarfarooq3836
      @abrarfarooq3836 Месяц назад

      Fir ap jaise patli gali say baag jatay ho

    • @malakondaiahkonda6307
      @malakondaiahkonda6307 Месяц назад

      ​@@sundershyam250will take it as opportunity..waiting for that

  • @rameshradhakrisshnan5686
    @rameshradhakrisshnan5686 Месяц назад

    Pragmatic analysis

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Thanks for sharing your thoughts - that was our intention as well.

  • @sumansarkar4820
    @sumansarkar4820 Месяц назад

    Sir today 's market is totally changed....DII have so much money....if market fall 5% DII ake sab mal kharid lega😂😂😂😂

    • @TheVimalrathod
      @TheVimalrathod Месяц назад

      Problem is everyone knows that mf or dii hve money even sabjiwala dudhwala ricksaw wala bhi janta itne cr pade hai on hand

    • @ajayshah1950
      @ajayshah1950 Месяц назад

      Let's see if a 5% crash does take place

    • @jisreevibishnan598
      @jisreevibishnan598 Месяц назад

      @@ajayshah1950 exactly. DII can not do always when the Markets are badly already overvalued and standing in Recession now

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Hope you are right ? I am optimistic too, but cant predict the future though.

    • @jisreevibishnan598
      @jisreevibishnan598 Месяц назад

      @@FINSHERPA there is nothing permanent. what goes up has to come down

  • @saurabhkohli2425
    @saurabhkohli2425 Месяц назад

    Good inputs from Indices perspective.. no depth on fiat currency future though, dollar hegemony risk and why a stock should behave like your age that it always goes up.. Penny wise though

  • @rsntshkmr
    @rsntshkmr Месяц назад

    Investors hard earned money Govinda Govinda.

    • @ic3475
      @ic3475 Месяц назад

      Investors who have patience and conviction will never

  • @FINSHERPA
    @FINSHERPA Месяц назад

    Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can call us at 91592 69900 Thanks Team FINSHERPA

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Hope you are right ? but this video is to prepare the mind.

  • @ramakantbehera1758
    @ramakantbehera1758 Месяц назад

    Very nice sir....lovely....❤

  • @anant1236
    @anant1236 Месяц назад

    I like the advice strategic allocation booking profit and the putting in other intrusment like debt Gold is very good in that way you keep diversfying your poretfolio and you will be getting a good absulute return from market

  • @FINSHERPA
    @FINSHERPA Месяц назад

    📌Video chapters: 00:00 Intro 00:38 How to deal with Ambiguity? 03:15 We are far more comfortable where risks are known than uncertain 03:31 How do you tackle uncertainty? 05:37 During uncertainty people prefer to choose to do familiar things 05:59 How can we face volatility in the stock market in uncertain times? 09:24 Keep in mind that this loss is temporary and notional, so stay put 09:55 So if you are patient your portfolio will bounce back and generate the returns that you had hoped for

  • @babukrishnamoorthy9609
    @babukrishnamoorthy9609 Месяц назад

    Absolutely Creating immense wealth can be a great goal in itself. Will certainly attempt to cover this aspect in the future.

  • @hjag1019
    @hjag1019 Месяц назад

    Please make a video for people who may have no concrete financial goals. Or have adequately catered for foreseeable goals. Can't wealthy generation be a goal in itself?

  • @FINSHERPA
    @FINSHERPA Месяц назад

    Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can also call us at 91592 69900 By, Team Finsherpa,

  • @Rishi2015
    @Rishi2015 Месяц назад

    I want AIF 3 license

  • @FINSHERPA
    @FINSHERPA Месяц назад

    📌Time stamps: 00:00 Intro 01:05 10 Key lessons from the book 01:21 Discard Before Organizing 02:23 The Joy Test 03:28 Tidy Up by Category 04:22 Follow a Specific Order 05:15 Focus on What to Keep, Not what to discard 06:18 Gratitude and Letting Go 07:22 Create a Home for Each Item 08:31 Fold clothes vertically 09:38 Visualise your ideal lifestyle 10:52 Tidying as a transformative process

  • @TeluguKaraoke6
    @TeluguKaraoke6 Месяц назад

    Cool explanation with a bucket level chart, can you also explain calculations behind compounding taking a single mutual fund as an example, instead of saying just it Gross to 2X in 5 years and 5X in 20 years.

    • @FINSHERPA
      @FINSHERPA Месяц назад

      Hi Thank you for writing in.. I believe we have used a few funds as an example as we wanted to review the actual mutual Funds performance of the past to draw our conclusions from.. it would not be authentic to say 2X in 5 years without using actual data. Hope this helps

  • @FINSHERPA
    @FINSHERPA Месяц назад

    Investing is a process that involves assessing the investor's temperament, goals, and financial needs, before matching it to the appropriate products. All this requires a certain process. If you have some doubts/questions, you can share your contact details with info(at)finsherpa(dot)com so that one of our Sherpa can guide you. You can also call us at 91592 69900 By, Team Finsherpa