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Payments Journal
Добавлен 17 авг 2018
PaymentsJournal provides the latest insights on the trends shaping the payments space. A division of Javelin Strategy & Research, PaymentsJournal monitors the payments, banking, and fintech industries, covering topics such as credit, debit, cryptocurrency, buy now, pay later (BNPL), and more.
Consumers’ Top 5 Reasons for Using Mobile Wallets, by Percentage
In this episode of Truth in Data, we look at the top five reasons that consumers may use their mobile wallet.
Просмотров: 14
Видео
Top Occasions for Consumers’ Purchase of a Gift Card for Someone Else
Просмотров 921 день назад
In this episode of PaymentsJournal's Truth in Data, we look at the top five occasions when consumers purchase gift cards.
Teens’ Preferred Sources for Financial Advice
Просмотров 14Месяц назад
Teens explore diverse sources for financial advice, from parents and teachers to influencers and online platforms. In this episode of Truth in Data, we look at the top 5 sources of financial advice for teens.
From High Risk to High Efficiency: Redefining Cross-Border Payments with Purpose-Built Software
Просмотров 13Месяц назад
Register for the upcoming webinar: attendee.gotowebinar.com/register/7537050397598213727?source=RUclips In this upcoming webinar, Gary Palmer, CEO of Payall, and Albert Bodine, Director of Commercial Payments at Javelin Strategy & Research, discuss the key challenges in global cross-border P2P payments and how financial institutions can effectively overcome them.
Top 4 Most Important Factors for Co-Branded Card Applicants
Просмотров 222 месяца назад
In this episode of Truth in Data, we look at the top four most important factors for co-branded credit card applicants.
Cross-Border Transaction Market Size, in Trillions of U.S. Dollars
Просмотров 192 месяца назад
In this episode of Truth in Data, we look at the market size for cross-border transactions in the global payments landscape.
How Many Charge-Offs Are There for Small Credit Card Issuers?
Просмотров 283 месяца назад
In this episode of Truth in Data, we look at the number of credit card charge-offs for small issuers. Are they rising?
Mean Number of Payment Cards per Customer, by Type
Просмотров 333 месяца назад
In this episode of Truth in Data, we look at the number of payment cards customers have, by type. As we think about sustainable cards, just how many cards are we talking about?
Data shows business travel on the upswing
Просмотров 203 месяца назад
Data shows business travel on the upswing
Preference for Paying by Check, by Generation
Просмотров 373 месяца назад
In this episode of Truth in Data, we look at the preference to pay by check. What generations are using checks?
Store-branded Credit Card Usage in the Past 12 Months, by Generation
Просмотров 233 месяца назад
In this episode of Truth in Data, we look at the store-branded credit card usage in the past 12 months by generation.
Are Credit Card Balances Continuing to Rise?
Просмотров 203 месяца назад
Are Credit Card Balances Continuing to Rise?
Top 5 Payment Cards in the Past 12 Months
Просмотров 483 месяца назад
Top 5 Payment Cards in the Past 12 Months
Debit Card Utilized for any Payment in Last 12 months
Просмотров 253 месяца назад
Debit Card Utilized for any Payment in Last 12 months
5 Top Payment Instruments for Higher Household Income
Просмотров 253 месяца назад
In this episode of Truth in Data, we look at the five top payment instruments for those with a higher household income.
Top Reasons for Receiving Employee Incentives
Просмотров 143 месяца назад
In this episode of Truth in Data, we look at the top reasons that employees receive employee incentives and rewards.
3 Key Payment Methods Used by Gen Z Consumers
Просмотров 563 месяца назад
In this episode of Truth in Data, we look at the top 3 payment methods used by Gen Z (those born in 1997 or after) consumers.
Top 5 Payment Cards Used in Past 12 Months
Просмотров 433 месяца назад
When making purchases, payment cards have become a popular. In this episode of Truth in Data, we look at the top payment cards used.
Annual Cost of Fueling at Retail Diesel Pricing per Vehicle
Просмотров 233 месяца назад
Annual Cost of Fueling at Retail Diesel Pricing per Vehicle
How Have Secured Credit Cards Affected Credit Scores?
Просмотров 203 месяца назад
How Have Secured Credit Cards Affected Credit Scores?
What Payment Services Are the Choice of Apple Pay Users?
Просмотров 413 месяца назад
What Payment Services Are the Choice of Apple Pay Users?
5 Top Prepaid Cards Purchased or Received
Просмотров 333 месяца назад
5 Top Prepaid Cards Purchased or Received
4 Top Types of Consumer Incentives Received
Просмотров 183 месяца назад
4 Top Types of Consumer Incentives Received
Top Cross-Border Payment Shares by Use Case
Просмотров 783 месяца назад
Top Cross-Border Payment Shares by Use Case
Those Who Have Applied for a Credit Card in the Past 12 Months by Generation
Просмотров 323 месяца назад
Those Who Have Applied for a Credit Card in the Past 12 Months by Generation
Appreciate the detailed breakdown! I have a quick question: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). Could you explain how to move them to Binance?
Nobody uses Lightning Network. Most people know of bitcoin, but few have heard or know about LN.
Thanks for a great presentation....JIT. ;-) Isabel Schmidt is an excellent teacher. Sounds like a direct rapport between buyer and seller is possible.
Great presentation! thank you
They can’t even figure there App out. Just a bunch of lies.
How does the validation of the transactions work? They mention "reconciliation" several times but it's not very clear. Is it a centralized system that validates each transaction? Does anybody knows?
Excellent presentation! Learnt a lot
I wish there wasn’t fraud
Interesting facts, I would think ATM usage is trending downward. Not sure when was the last time I used an ATM, would be good to know the demographics of these users.
No where in the vid does it mention crypto, sp how do we know these coins will play a role in iso 20022
This is the single best ISO20022 video or there. Can't believe I hadn't come across this
(How close are we to human teleportation? Successes in quantum teleportation experiments abound) In fact, a fun 2013 study by physics students at the University of Leicester came up with useful numbers to show how complex it would be to teleport a person, even if we approached it as sending information that is used to re-create the person elsewhere. They reasoned that the transferable data for a human would consist of the DNA pairs that make up genomes in each cell. As such, the total data for each human cell would be approximately 1010 bits (b), while the data for a full human would come in at about 2.6 x 1042 b. Sending this gigantic amount of data would need the kind of computing technology we didn’t invent yet. By 2013 tech standards the students used, transferring data for just one human (at the bandwidth of 29.5 to 30 GHz) would take up to 4.85×1015years, much longer than the age of the universe. "Teleporting humans presents technical and philosophical challenges. A recent experiment achieved tremendous accuracy in quantum teleportation over 27 miles. Human teleportation may be possible with advances in technology to process huge amounts of data." We ask technicians and engineers to use the DNA transfer experiment in the field of teleportation Then conduct experiments to transfer mice in the field of teleportation Mistakes must be studied in order to develop new plans for success, because failed experiences lead to a successful experience (Please send these suggestions to engineers and technicians in the field of quantum entanglement and quantum computing)
Could you clarify "49% of consumers have used the Starbucks app to make a payment in-store"? Does consumers mean "Starbucks customers" as I would imagine only a portion of all consumers would shop at Starbucks
Basically it's Bitcoin knockoff! There You have it in a nutshell.
With all the cyber security issues we have this is a crazy idea to pursue and a waste of time this is a matter of national security.
Keep rock it ❤️
Super bro
Why are ppl not watching this. Probably because us bullish ppl already know riches are coming, but WHY ARE PPL NOT WATCHING THIS!!!
2so5c vur.fyi
wanted to understand. If 2 financial institutions want to send message to each other & they are using dr own platform (other than SWIFT) for clearing & settlement messages. If they use the Message ID submitted by SWIFT to ISO like pacs.008 then do they pay something to SWIFT to use Message ID or its free..
I don’t believe so. The costs are spent in the methods the counter parties agreed to use, set for by the swift standards they agreed to use in the swift alliance.
wanted to understand. If 2 financial institutions want to send message to each other & they are using dr own platform (other than SWIFT) for clearing & settlement messages. If they use the Message ID submitted by SWIFT to ISO like pacs.008 then do they pay something to SWIFT to use Message ID or its free..
Very informative...nice video... looking forward to more such insights. Thank you.
Ri
very informative ... should deserve more views.
This is scary. Hmmmmmm..........Where is XRP in all of this? I'm begining to believe this the whole SEC thing is a smoke curtain, and someone bought themselves time to ready something like this. This is scary. Did not want to hear this today! And this is 10 months old!!!
Its a real damn things better load those bags up XD
XRP is the future, but you are delusional if you think that SWIFT will give up its position and capitulate before Ripple without putting up a (dirty if needed) fight. War has started. Great and serious content btw. Congrats.
Look at Swift's RUclips channel. They have a video from 8 months ago. They sound like they're talking about XRP ledger.
Swift won't give up they will join the iso 20022 like others but will run with xrp xlm algo iota and more , they all bring loads to the table when look at the globle world markets and money and its 2000tril of 10 take over and get 50% of the 2000trill them top 10 will.be worth loads , mite take yrs but will happen and if run all 100% 20k a coin would be as 2000t ÷1b would need 20k a coin to cope but that why others involved, xrp will get a good 25% off the 2000tril so around 500tril rest will own smaller but it's happening, so the price I see is 2k to 10k max but 10k would take 20 yrs, 2k 2024
So you think Xrp is end all be all ?
@@naturalinstinct6185 no swift xrp xlm algo xdc all going on iso20022 xrp will be the main bridge, work it out faster cheaper no matter how many run off it
@@chrisbarnsleysufc Ripple will be the bridge ! Users don't have to use Xrp to use Ripple unlike the other iso 20022 tokens.
this deserves more views. very informative video
really want to appreciate Wirmonhackers. com for the successful hack transfer they did for me. Guys they are reliable and easy to operate. I got $42,000 from them
Women that know money are lovely.
I saw that only Ripples XRP is the only crypto complying with the standards. Interesting.
thats not true....xrp..xlm..xdc..algo..ada
@@k1m625 Iota?
@@Mentallect im not sure about iota
@@k1m625 yes
@@k1m625 source?
Great going... 👍 Impressive info
XRP BITCHEZ
So how do you profit from this shift? What skills do I need to learn to become marketable in relation to this change?
Buy the crypto currencies that are iso 20022 certified…. XLM XRP XDC FLR
Invest in the crypto currencies that are used, like the ones the dude mentioned plus chainlink, quant and algo
@ZERO DENIRO I'm no expert, but the ones that are predict that 90% of the other tokens currently on the market will disappear through regulations. Most of the iso20022 tokens are utility tokens that move assets at high speed and have actual functions, while even the OG BTC is widely regarded as a slow and simple speculative store of value...
@@Alturn8ive Flare Network is apart of ISO20022?
@@rayoski241 where have you seen this? That would great news.
Loved every bit of it, many thanks
could ripplenet be used as the global messaging standard?
I’m pretty sure that’s what’s going to be used. I think this swift thing is done
@@xrpnick6828 Why do u think swift is done?...I am new to financial systems here
@@visiblysane Done may be an over statement, but it may have to use ripple ledger for transforms. Either way XRP is has so much positive news on a daily basis it is going to be back to top 3 players and this market is blowing up, we just doubled up in the past week. And are about to head toward previous ATH.
@@breakfastponny ehh not true. XRP makes ODL interoperable - ie allows the exchange & instant settlement of value between any two assets. Can BTC facilitate this exchange and settlement?? No, no it cant.
SWIFT and Ripple works together to bring ISO 20022 live. They are not competitors as most think!
Got real card from @Darkphie on telegram and he helped me load more on it , it still working no security issues so far......that guy is good for the card job ❤
Very useful and smart.
Herickcard on telegram serves the Best he's the best I've deal with so far
0:26 virtual-chat-girls.online
Just did another paypal money transfer from CardVen on telegram. He's good at what he does including selling valid digital and physical prepaid credit cards. I recommend em to y'all..
0:6 I will setup your blog and setup it to earn money w h a t s a p p +7 9 6 7 1 5 7 0 5 8 1
This is magnificent content youtube is weird. I tried to make a RUclips channel but I failed . Keep it up you will strike gold soon :-P
DO NOT GET A PAY CARD. USE A REAL BANK AND SIGN UP FOR DIRECT DEPOSIT. PAYCHEK PLUS CARD PEOPLE ARE A JOKE. THEY RANDOMLY DEACTIVATED MY ACCOUNT FOR OVER A MONTH AND I HAD NO WAY OF ACCESSING MY FUNDS. THEY WERE HOLDING A COUPLE THOUSAND DOLLARS FROM ME AND HAD NO REASON AS TO WHY. I HAD TO GO TO CORPORATE TO GET MY CARD DEACTIVATED SO I CAN TRANSFER MY MONEY TO MY REAL BANK ACCOUNT WHICH TOOK ANOTHER COUPLE DAYS. I ALSO HAD TO PAY A TRANSFER FEE TO GET MY OWN MONEY. RIDICULOUS. THE PEOPLE ON THE PHONE WITH PAYCHEK PLUS COMPANY ARE SO SO SO RUDE AND DON'T KNOW WHAT THEY ARE TALKING ABOUT. I CALLED THEM OVER 6 TIMES WHILE MY CARD HAS BEEN DEACTIVATED TO FIX THE PROBLEM AND EVERY SINGLE TIME THEY GAVE ME A DIFFERENT STORY AND DIFFERENT THING I NEEDED TO DO TO REACTIVATE THE CARD. SUCH A WASTE OF TIME NEVER WANT ANYTHING TO DO WITH THEM ANYMORE. AFTER I GOT ALL MY MONEY OFF THE PAYCHEK PLUS CARD I DEACTIVATED THE CARD BECAUSE THEY DO CHARGE CARD INACTIVITY FEE. I went to my real bank and had them transfer the money on my paychek plus card into my real bank account.
0:11 awesome-teens24.online
Boom! Credit cards are powerful tools!
Well I plan on getting an Apple iPhone SE 2020 for my birthday on March 29th 2021. So I will be using biometric security by my birthday.
No sound
Hello Shaunz, This video is part of our Truth in Data series on PaymentsJournal.com. We do not have sound for these videos.
I can't hear any volume...while I can hear other videos???
Hello Rich, Thank you for the comment. This video is part of our Truth in Data series on PaymentsJournal.com and these videos do not have audio to me.
Hello, can we connect ankuroxs@gmail.com
Is there not supposed to be audio for this?
HelloTimmothy, Thank you for the comment. This video is part of our Truth in Data series on PaymentsJournal.com and these videos do not have audio to me.