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the simple budget
Добавлен 17 дек 2022
welcome to the simple budget!
thank you so much for visiting my channel.
i’m vada, and i’m a wife and stay at home mom.
here on my channel, i show you how my family uses the zero-based budgeting method in order to simplify our financial life.
we started using this method in december of 2022 in order to take hold of our finances, and pay off our debt.
starting debt amount january 1, 2023: $58,947.30
i hope you'll stick around, and come along with me as we tackle this huge goal, and build a community to encourage and inspire one another along the way. 🖤
please subscribe :)
📷 @the.simple.budget
thank you so much for visiting my channel.
i’m vada, and i’m a wife and stay at home mom.
here on my channel, i show you how my family uses the zero-based budgeting method in order to simplify our financial life.
we started using this method in december of 2022 in order to take hold of our finances, and pay off our debt.
starting debt amount january 1, 2023: $58,947.30
i hope you'll stick around, and come along with me as we tackle this huge goal, and build a community to encourage and inspire one another along the way. 🖤
please subscribe :)
📷 @the.simple.budget
cash envelope condensing | bill condensing | high yield savings | budgeting
hey y'all!
thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤
give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊
come find me on instagram @the.simple.budget
my etsy shop: thesimplebudgetshop.etsy.com
mentioned today -
ally hysa:
marcus by goldman sachs hysa: www.marcus.com/share/LAU-K7I-T6Q3
send me a post card 💌
po box 79511
saginaw, tx 76179
💰rewards apps i use and love:
receipt hog: receipt hog pays you to upload receipts, take surveys, and more! download and enter code bift4158 to earn a special bonus when you upload your first receipt. app.receipthog.com/r/bift4158
fetch: upload pics of your receipts for points that can be redeeme...
thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤
give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊
come find me on instagram @the.simple.budget
my etsy shop: thesimplebudgetshop.etsy.com
mentioned today -
ally hysa:
marcus by goldman sachs hysa: www.marcus.com/share/LAU-K7I-T6Q3
send me a post card 💌
po box 79511
saginaw, tx 76179
💰rewards apps i use and love:
receipt hog: receipt hog pays you to upload receipts, take surveys, and more! download and enter code bift4158 to earn a special bonus when you upload your first receipt. app.receipthog.com/r/bift4158
fetch: upload pics of your receipts for points that can be redeeme...
Просмотров: 1 507
Видео
cash envelope stuffing | $1,071 cash stuffing | zero based budgeting | single income family budget
Просмотров 1,1 тыс.9 часов назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com send me a post card 💌 po box 79511 saginaw, tx 76179 💰rewards apps i use and love: receipt hog: receipt hog pays you to upload recei...
2025 financial goals | realistic financial goals | money management | intentional spending
Просмотров 1,9 тыс.21 час назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com send me a post card 💌 po box 79511 saginaw, tx 76179 💰rewards apps i use and love: receipt hog: receipt hog pays you to upload recei...
cash envelope stuffing | $1,065 cash stuffing | zero based budgeting | family budget
Просмотров 1,1 тыс.День назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com send me a post card 💌 po box 79511 saginaw, tx 76179 💰rewards apps i use and love: receipt hog: receipt hog pays you to upload recei...
weekly check-in | expense tracking | what i bought this week | zero based budgeting
Просмотров 99114 дней назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com mentioned today - aallyn ingrid bag: aallyn.com/collections/all/products/ingrid-crossbody-bag?variant=39550907383872 ilia mascara: a...
budget with me | january budget | creating a budget | how to budget | zero based budgeting
Просмотров 2,4 тыс.14 дней назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com mentioned today: jumping fox binder - amzn.to/3WbVT6N send me a post card 💌 po box 79511 saginaw, tx 76179 💰rewards apps i use and l...
cash envelope stuffing | $1,135 cash stuffing | zero based budgeting | family budget
Просмотров 1,5 тыс.14 дней назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com send me a post card 💌 po box 79511 saginaw, tx 76179 💰rewards apps i use and love: receipt hog: receipt hog pays you to upload recei...
cash envelope stuffing | $956 cash stuffing | zero based budgeting | family budget
Просмотров 1,2 тыс.Месяц назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com mentioned today - life vac - amzn.to/4ghmbfZ woven nook - wovennook.com/ send me a post card 💌 po box 79511 saginaw, tx 76179 💰rewar...
story time | this crazy thing happened | giveaway
Просмотров 959Месяц назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com mentioned today: lifevac - amzn.to/41yNfmp lifevac site - tinyurl.com/memk762y send me a post card 💌 po box 79511 saginaw, tx 76179 ...
cash envelop stuffing | $847 cash stuffing | zero based budgeting | family budget
Просмотров 1,1 тыс.Месяц назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com send me a post card 💌 po box 79511 saginaw, tx 76179 💰rewards apps i use and love: receipt hog: receipt hog pays you to upload recei...
weekly check-in | expense tracking | what i bought this week | zero based budgeting
Просмотров 1 тыс.Месяц назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com mentioned today - jumping fox binder: amzn.to/49mRpjn funds and fun: tinyurl.com/bdz6bmc7 riddle oil: riddleoil.com/ arm bar soap: t...
cash envelope stuffing | $1,570 cash stuffing | etsy & youtube income | zero based budgeting
Просмотров 1,1 тыс.Месяц назад
hey y'all! thank you so much for tuning in today, your continued support means so much! 🖤🖤🖤 give me a thumbs up if you enjoyed it, and please subscribe if you haven’t already 😊 come find me on instagram @the.simple.budget my etsy shop: thesimplebudgetshop.etsy.com send me a post card 💌 po box 79511 saginaw, tx 76179 💰rewards apps i use and love: receipt hog: receipt hog pays you to upload recei...
budget with me | december 2024 budget | mini catch-up | giveaway!
Просмотров 1,9 тыс.Месяц назад
budget with me | december 2024 budget | mini catch-up | giveaway!
cash envelope stuffing | $925 cash stuffing | zero based budgeting | family budget
Просмотров 1,1 тыс.Месяц назад
cash envelope stuffing | $925 cash stuffing | zero based budgeting | family budget
weekly check-in | expense tracking | zero based budgeting | dave ramsey inspired
Просмотров 1,2 тыс.2 месяца назад
weekly check-in | expense tracking | zero based budgeting | dave ramsey inspired
cash envelope stuffing | $838 cash stuffing | zero based budgeting | family budget
Просмотров 1 тыс.2 месяца назад
cash envelope stuffing | $838 cash stuffing | zero based budgeting | family budget
weekly check-in | christmas home decor! | expense tracking | zero based budgeting
Просмотров 9452 месяца назад
weekly check-in | christmas home decor! | expense tracking | zero based budgeting
cash envelope stuffing | $763 cash stuffing | zero based budgeting | family budget
Просмотров 1 тыс.2 месяца назад
cash envelope stuffing | $763 cash stuffing | zero based budgeting | family budget
weekly check in | expense tracking | what i bought this week | zero based budgeting | family budget
Просмотров 1,1 тыс.2 месяца назад
weekly check in | expense tracking | what i bought this week | zero based budgeting | family budget
bill condensing | cash envelope condensing | $1,500 back to the bank
Просмотров 2 тыс.2 месяца назад
bill condensing | cash envelope condensing | $1,500 back to the bank
cash envelope stuffing | stuffing side income | etsy & youtube paychecks | zero based budgeting
Просмотров 9792 месяца назад
cash envelope stuffing | stuffing side income | etsy & youtube paychecks | zero based budgeting
cash envelope stuffing | $728 cash stuffing | zero based budgeting | ramsey method | family budget
Просмотров 1,1 тыс.2 месяца назад
cash envelope stuffing | $728 cash stuffing | zero based budgeting | ramsey method | family budget
weekly check in | expense tracking | what i bought this week | zero based budget
Просмотров 8742 месяца назад
weekly check in | expense tracking | what i bought this week | zero based budget
budget with me | november 2024 | giveaway winner! | etsy shop news | zero based budget
Просмотров 1,7 тыс.2 месяца назад
budget with me | november 2024 | giveaway winner! | etsy shop news | zero based budget
cash envelope stuffing | $722 cash stuffing | zero based budgeting | family budget
Просмотров 1,1 тыс.2 месяца назад
cash envelope stuffing | $722 cash stuffing | zero based budgeting | family budget
weekly check-in | expense tracking | zero based budgeting | what i bought this week
Просмотров 1 тыс.2 месяца назад
weekly check-in | expense tracking | zero based budgeting | what i bought this week
new in my shop! | christmas prints | christmas stationery | etsy shop | christmas decor
Просмотров 6073 месяца назад
new in my shop! | christmas prints | christmas stationery | etsy shop | christmas decor
weekly check-in | expense tracking | what i bought this week | zero based budgeting
Просмотров 9333 месяца назад
weekly check-in | expense tracking | what i bought this week | zero based budgeting
cash envelope stuffing | $718 cash stuffing | zero based budgeting | family budget
Просмотров 1,1 тыс.3 месяца назад
cash envelope stuffing | $718 cash stuffing | zero based budgeting | family budget
weekly check-in | expense tracking | what i bought this week | zero based budgeting
Просмотров 1,3 тыс.3 месяца назад
weekly check-in | expense tracking | what i bought this week | zero based budgeting
15:01 I did😅
Waterproof mascaras seems to be the best to hold the curl. Although a pain to take off.
Great video! 💚
Do you ever think you'll continue to cash stuff indefinitely or try to move away from it eventually?
We've been moving a lot of our funds, 10K challenge (for EF) and One Year Ahead directly to our HYSA, it takes a lot of the fun out of it, but it makes more sense to have it make money instead of sitting in an envelope. I thought I was being smart taking out 100 one dollar bills because I have a new binder, however, had I condensed first it would have been helpful! I ended up with a massive stack of ones, certainly not what I'd planned. Love the video :)
Really well produced and informative
You know we can see your face!!!? 🤭😮
How you approached your unstuffing and condensing is how I do it too. ❤
I love your videos and never once did you make the impression that you are struggling financially ❤️
new sub & new to yt🥰 cash condensings are SO satisfying! i want to get a high yield but am worried about how the taxes work on it?
Good morning ☀️ I love cash condensing videos.
I'm so proud of you😂😂 🧜♀️🩵
Lovely video 🎉
Great condensing. I would have put the $1 in HOA in Union dues for sure. It would have bugged me 🤣. You also forgot the place holders 😉.
You could also use the $1 from the challenge to round up the 4's and 9's when condensing.
Great bill condensing! It really went super smooth!
I’m new to your channel and I really enjoyed your cash condensing!!
That very efficient cash condensing reminded me of the expertise you have gained since early last year. I got zoned out for your ring fingers and their odd color.
Yay!!! Bonus video!! IIIIIIIIIII LLLLOOOOVVVVEEEE BONUS VIDEOS! I get more viewing for the peepers 👀 ❤😂
You go girl doing that cash condensing in record timing!!!! I love condensing videos
Love love love a great condescending video. You did an awesome job. Just a lil thought you forgot the placeholder for the money you’re putting in your savings. Hope that helps love your videos
Very nice video. Have a great day
I was so happy when I refreshed my feed and saw a new video! I’ve been more of a silent viewer but I found your channel just over a year ago and your videos are by far the most comprehensive from what I’ve seen in the budgeting community. You inspired me to start my budgeting journey and I’ve been able to pay off 1/3 of my credit cards over the last year. Thank you for making videos, you really do make an impact in your viewers lives!
I ordered from your etsy and am I excited for my order.
question.... if you have everything taken care of what would each of you spend 1000 on? bills are done so for fun?
question 2... what do you do with earned interest? i track on a small savings challenge. to go toward a bill.
Sorry you were not feeling well and I am glad you are back. The quick “You’re a problem” had me cracking up. I was like, “Ooh burn!” 😂
Happy to hear you are feeling better. I would be interested in both videos.
I'm here for all the content, even if it's not budget related, or a side step from budget related. Glad you're feeling better.
How would you recommend budgeting for household/toiletries in the beginning? Because everything doesn’t run out st the same time and I feel like it fluctuates? Would you maybe buy them separately so you can keep receipts for a month?
Glad what you're feeling better! Hmm.. No we do not come here only for Mr Simple, but I do love the banter.
That was a good stuffing. Back to school finally started gaining money. That September October November was just horrid for the envelope. So sorry your health issues had to flare up.
You are definitely the star of the channel but Mr Simple does make a lovely assistant
Hi V big hugs from Coco
I’m glad you’re feeling better. It was a nice surprise to hear Mr. Simple in your video this week. Love the banter between the two of you. I’d watch whatever video you decide to put out on Wednesday. Love your video. 😍 Have a great week. 😊
😊Always enjoy your videos. I’d love to see your capsule wardrobe. ❤
😊Always enjoy your videos.
That was probably the most streamline stuffing ever, despite the issues with English😅 🧜♀️🩵
I'm only here for u Mrs simple, Mr simple is just allowed because he's associated with u lol! The hubby said Mr simple makes the channel, but we all know men just cause the chaos! Look at how Mr simple terrorizes ur envelopes because he just wants to see the world burn. 😂❤
I get so excited when I get a post notification from you 😂🥰 you’re definitely in my top 3 RUclipsrs
Fantastic savings guys 🌸
I just learned how to make my own candles with essential oils and I love it! You can have candles and not have toxic air!
I can't wait to see the progress yall make, because I KNOW I'll be inspired and want to do similar things
Great goals & video overall ❤xx
Great video!! 🌸 💚💚
Again, such an encouraging video Ms. Vada. We put $200 a month for car emergencies since we have 2 cars and drive a lot and since we are self insured with a high deductible we put $100 a month and put it into an HSA account. We have been trying to pay off $60K off debt also for the past year, it’s not going as fast as I want but we are making progress. Oh and our house needs new bathrooms, countertops and more 😩.
you’re smart to earmark money for those things. i know the progress seems slow, but you WILL get there. slow and steady…
thank you for the encouraging words Ms. Vada! 😘
❤❤❤
🖤🖤🖤
Great goals and love the encouragement I feel watching your video. I’m thinking I can accomplish my goals floating around in my head. 😊
thank you so much!!! and you should write those goals down. it’s helpful for inspiration and focus!!
We have 2 chest freezers one large one we purchased last year for about $500 (floor display find) from Home Depot specifically for our bulk meat and one smaller one we use for freezer meals I like to prep for busy nights. We get a quarter cow bi annually and it’s about $900 and we love it. Saves us so much money in the long run because we eat a whole foods diet and buying quality meat is pricey!
i’m definitely gonna be looking into waiting on some sales after these comments!!! it’s so encouraging to know that yall have this mapped out for me already 😆
For health and medical do you use a FSA or HSA? It’s pre-taxed and a great way to pay for medical expenses.
we don’t use one- we have a lot of research/homework to do for figuring out insurance. because we’re simply not happy with ours.
Do you have a generator? When we started filling our freezer with local bulk meat it was a major concern of mine to have a plan in place for power outages…it would have been devastating to loose all that investment to a power outage.
we’ve talked about that, actually. i think we’d get one eventually, but it’s super rare for us to lose power, much less to lose it for so long that all the meat would defrost. i know it’s risky, but that’s our initial thought. do you have one?
I would love to hear your take on soy candles etc. I feel they are less toxic than the paraffin candles. They also often have the good organic essential oils in them.
i’m still looking into that tbh. i know beeswax ones are better too. and i wont do away with burning taper candles for cozy nights or special occasions. but otherwise im looking to incorporate other cozy lighting and eliminating them altogether.