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really helpful and clear thank yu

This was a great download thank you very much, kia kaha

OMG, how expensive this is in NZ !!!

I have the Platinum card and have earned a lot of airports but I'm losing my mind trying to figure out how to actually use the airports and book flights with them. They aren't showing up in my Air New Zealand account, please help!

Really helpful . Just got my card to travel to Uk from N.Z . Thank for such a straightforward exanation

Had a bad experience with Wise. Closed my account refused to return my funds with no reason given

Life insurance is a scam for using nicotine. They pass up so much free money by charging non smokers more.

Thank you for this presentation, Chris. A couple of questions. I am a Canadian travelling to Greece and want to minimize the amount of cash I want to carry. I was originally thinking of loading up a a Wise with Canadian dollars and using it as an ATM card but it looks like I can use it like a debit card. So, if I go to a restaurant I can either pay by cash or tap/insert my Wise card on the payment machine, correct? Do you know if Greek businesses accept Wise? When I return home to Canada with excess money on the card, is it better to transfer the money back into my bank account or just use the Wise card like a debit card to run out the funds (assuming I don't want to keep excess funds in my Wise account)? Thank you in advance.

Can you use Wise card for Uber, Lyft etc in the USA?

From their website, is there no solar buyback? I cannot see any.

Thank you for the tool and the video on it. When the interest rate changes partway through the loan term, do the monthly repayments increase, or the proportion of the monthly payments going towards the principle decrease, or both? How does this work? How would previous early lump sum extra repayments affect this increase and/or decrease?

I want this to be useful information... but that spreadsheet makes my head hurt :( Great video though, thanks for all the research!!

😂😂

does it cover robbery if your money get stolen

Hey there - I was told that with the kiwibank Card, the airpoints that are acclimated never expire as long as you have the card. Is this the same with the Amex?

Please give daily charge, controlled and uncontrolled charges and if there is a bundle deal for fibre internet.

These fkrs run my employer's private retirement scheme and the fees are 1.79%!!! Absolute rip off.

So, who is the cheapest, that is all I want yo know???

Wise looks good, but it seems there is no outlet in NZ and everything has to be done online. What happens if it all goes wrong?

If I am based in UK (GBP) and travelling to Portugal (Euros), should I be putting money onto the card in Euros or GBP, and does it matter? Would one work out cheaper than the other?

How can I get çroventing Card right now

So, I can just have one currency and when I make a purchase with my card overseas, it will be automatically converted to the local currency?

Great. Thanks for this!

Fantastic advice just don't be greedy people

If I were to sell the car will the mbi transfer with the car to the new owner

Pak'n'save, New World & Four Square have since been added as partner stores.

Thanks... 😊😊

can a visit visa holder can be on my account as a joint account, I'm currently holding a work visa while my partner holding a visit visa

you said in your video that Chip and pin was declined, which is normal. Can you explain what you mean please? Because I tried to pay for motorbike hire today in Vietnam with Chip and Pin and it was declined,. Are you saying it would have gone through if I had tried again?

Thank You

thanks for this. can you gift points to family members? for example if I am travelling with my wife (and my kids too if we can't convince the in-laws to take them ;o)

What a poor review. You totally missed the point that with hotpoints pay you can actually use your points for anything. Anywhere in the world - in store or online - anywhere mastercard is accepted. Either for a full or partial purchase. This is the only rewards scheme in NZ that offers this.

Seems like Kiwi's are getting fleeced, especially for car insurance. That was very eye opening!

Gidday Mate. Question, im looking at getting a wise card for an upcoming trip to Australia, if i put $5000 NZD on there then convert it immediately to AUD before i leave, they way i understand it is ill pay an initial conversion fee on the $5000, but when in Australia making purchases, there will be no further conversion fees at the time of purchase as im paying from the AUD wallet in AUD, is that correct? I note on the video where you show making purchases via the Wise card in the UK, its taking a conversion fee for each transaction but is that because you are paying from your NZ and Euro wallets and not the GBP wallet?? Thanks in advance.

Great guide and everyone should be putting something in towards kiwisaver. Your example calculations is really the bare minimum of what people would likely get, so it didn't include employer's contributions, and higher income levels. In reality people should have more than $595 at 65 yrs old. But also, let's say you don't take out the $595k at 65 and left it for another 5 years, with no more addition deposits, the amount would be $843k

We dined at the Sofitel in Auckland last week using our Accor Plus. The bill was reduced by 50% and it was very easy. We were staying at JW Marriot and they didn't care that we weren't staying at Accor property. I love having this membership.

tower is a rip off mine was 780 total last year now its 1.015 i hate that i ever paid them a cent for car insurance I do not recommend tower to anyone

Brilliant work MoneyHub, love the worksheet, will let others know about you , thank you

Thanks for short and simple video with sample CV templates

Hi ,i first time travel to Malaysia with wise card. I need to withdraw from atm. My pin is 4 digit. I heard Malaysia is 6 digit pin. Can you please advise 🙏 I'm worry i cant withdraw the money from atm in Malaysia. Thks

hi it would be great for this to be done for low users...

Not helpful. You did not show how to actually FIND the dates with the red hot room rates and proceed on to successful booking.

Just tried signing up for a card and ended up in a nightmare transaction. I clicked on a link to purchase a wise card which took me through a wizard where I registered and had to upload lots of security/identity documents. Got to the payment page which asked for $32 when I knew it should be about $NZ14. There were no options to correct things, no buttons to click to get back to the start, a very poor website, it kept reminding me a lot about this transfer process. I wasn't transferring anything, just wanted to buy a card. I eventually was forced to just close the webpage.down, found another link, logged in and completed the purchase for $14 and they welcomed me and said I would get my card soon. While I was in my account, an error showed saying that my last uploaded document was unacceptable. After searching forever I found a phone number to call them. They told me the last document was the wrong type and not recognized by their system. I asked her if 'type' meant jpeg, png or pdf and she said yes. I reminded her that the previous uploaded documents were all jpeg's so the type can't be the problem with the last doc. To cut a long story short I have an account I can't do anything with, they've deducted my $14 even though they did not approve my last document, and therefore they can't issue me a card! I needed to take a break!

Thanks mate. This was really helpful.

Thankyou!

Onecard gives you 3 free international ATM withdrawals per month, but Wise charge you 1.5 NZD + 1.75% of amount over 350 NZD each month. Wise still cheaper due to better exchange rate tho.

Not in Taranaki though, the VTNZ locally is renown to fail just because.

I don't see how you transfer money to other countries' currencies?

my wise debit card didnt arrive.. what might be the reason?

Awesome video