CCK Law Long-Term Disability
CCK Law Long-Term Disability
  • Видео 216
  • Просмотров 43 655
Musculoskeletal Disorders That May Qualify For Long-Term Disability
Musculoskeletal disorders are among some of the most common medical conditions that prevent a person from working. As such, many individuals who suffer from these conditions may qualify for long-term disability benefits. These disorders include osteoarthritis, carpel tunnel syndrome, degenerative disc disease, and others.
In this video, we discuss musculoskeletal disorders and how they can impact a person's ability to work. We also discuss LTD claims for these types of medical conditions and offer some tips claimants can use to strengthen their long-term disability claims.
Be sure to check out some of our related blogs:
Long-Term Disability (LTD) Benefits for Carpal Tunnel Syndrome: cck-la...
Просмотров: 24

Видео

ERISA Vs. State Law in Long-Term Disability Claims
Просмотров 33День назад
Long-term disability claims may be governed by either ERISA or State Law. The laws that govern your claim will depend on a few factors. For example, most group policies (though not all) will be governed by ERISA. In this video, we discuss what LTD claimants need to know about ERISA and State Law. We talk about how a claimant can tell what laws govern their claim, the key differences between ERI...
The Impact of Self-Reported Symptoms on LTD Claims
Просмотров 4514 дней назад
Many medical conditions involve "self-report symptoms." These are symptoms such as fatigue, chronic pain, and cognitive difficulties. While these symptoms are real and debilitating, many insurance companies are wary of them and may deny such long-term disability claims. In this video, we discuss self-reported symptoms, how they can impact an LTD claim for benefits, and offer some tips on how LT...
Neuropsychological Exams & Long-Term Disability Claims
Просмотров 3921 день назад
Neuropsychological exams can provide objective evidence of a cognitive impairment. This is often a crucial factor when determining eligibility for long-term disability benefits. In this video, we discuss what a neuropsychological exam is, how it can help a claimant get LTD benefits, and what types of claims can benefit most from one. Long-term disability benefits can help protect a person's pre...
The Standard Insurance Company: Long-Term Disability Denials
Просмотров 35Месяц назад
The Standard is one of the biggest insurance companies in the U.S. It administers both group and individual long-term disability insurance policies. However, The Standard denies many LTD claims every year. In this video, we'll discuss The Standard and what to do if they deny your long-term disability claim. Long-term disability benefits can help protect a percentage of your pre-disability earni...
What Is a Mental/Nervous Limitation in an LTD Policy?
Просмотров 46Месяц назад
Long-term disability insurance policies often contain certain limitation and exclusion clauses that could affect the benefits a person receives. One such limitation is called a "mental/nervous limitation." In this video, we discuss what a mental/nervous limitation is and offer some tips on how LTD claimants with a mental or nervous disorder can strengthen their claim and potentially avoid this ...
Fibromyalgia: Are Long-Term Disability Benefits Possible?
Просмотров 23Месяц назад
In this video, we discuss fibromyalgia and long-term disability benefits. Fibromyalgia is a condition that is often misunderstood by insurance companies. What's more, it can cause chronic pain and fatigue throughout a person's body, thus rendering them unable to work. Long-term disability (LTD) benefits can help protect a person's pre-disability earnings when they become unable to work due to t...
Why Supplemental Evidence Matters for Long-Term Disability Claims
Просмотров 54Месяц назад
In today's video, we discuss supplemental evidence in long-term disability claims. Specifically, we look at the primary evidence most claimants submit as part of their claims and how insurance companies may still issue denials. We also take a look at what supplemental evidence is and how it can benefit a long-term disability claim. When filing for long-term disability benefits, claimants must p...
Can Personal Injury Recoveries Affect LTD Benefits?
Просмотров 32Месяц назад
Can Personal Injury Recoveries Affect LTD Benefits?
Missing Long-Term Disability Filing Deadlines
Просмотров 492 месяца назад
Missing Long-Term Disability Filing Deadlines
Appealing a Guardian Long-Term Disability Denial
Просмотров 1482 месяца назад
Appealing a Guardian Long-Term Disability Denial
Can Long-Term Disability Cover Pregnancy?
Просмотров 332 месяца назад
Can Long-Term Disability Cover Pregnancy?
What Is a Functional Capacity Evaluation?
Просмотров 1333 месяца назад
What Is a Functional Capacity Evaluation?
Dementia and Long-Term Disability Claims
Просмотров 653 месяца назад
Dementia and Long-Term Disability Claims
Parkinson's Disease and Long-Term Disability Claims
Просмотров 593 месяца назад
Parkinson's Disease and Long-Term Disability Claims
MetLife Long-Term Disability Claims
Просмотров 883 месяца назад
MetLife Long-Term Disability Claims
Short-Term Disability Denied. Can I Apply for Long-Term Disability?
Просмотров 924 месяца назад
Short-Term Disability Denied. Can I Apply for Long-Term Disability?
Can You Receive Both VA and Long-Term Disability Benefits?
Просмотров 4674 месяца назад
Can You Receive Both VA and Long-Term Disability Benefits?
The Standard of Review in Long-Term Disability Claims
Просмотров 694 месяца назад
The Standard of Review in Long-Term Disability Claims
What Is Bad Faith in Long-Term Disability Claims?
Просмотров 544 месяца назад
What Is Bad Faith in Long-Term Disability Claims?
Multiple Sclerosis (MS) and Long-Term Disability Benefits
Просмотров 645 месяцев назад
Multiple Sclerosis (MS) and Long-Term Disability Benefits
Limitations and Exclusions in Long-Term Disability Policies
Просмотров 715 месяцев назад
Limitations and Exclusions in Long-Term Disability Policies
The Hartford: Long Term Disability Denials
Просмотров 556 месяцев назад
The Hartford: Long Term Disability Denials
The Dictionary of Occupational Titles (DOT) & O*Net Database
Просмотров 1196 месяцев назад
The Dictionary of Occupational Titles (DOT) & O*Net Database
How Do I Calculate My Long Term Disability Benefits?
Просмотров 1566 месяцев назад
How Do I Calculate My Long Term Disability Benefits?
How to Use CCK's Long-Term Disability Payout Calculator
Просмотров 396 месяцев назад
How to Use CCK's Long-Term Disability Payout Calculator
Group vs Individual Long-Term Disability Policies
Просмотров 937 месяцев назад
Group vs Individual Long-Term Disability Policies
Sedentary Work and Long-Term Disability
Просмотров 1737 месяцев назад
Sedentary Work and Long-Term Disability
Workers' Compensation & Long-Term Disability: Differences Explained
Просмотров 3617 месяцев назад
Workers' Compensation & Long-Term Disability: Differences Explained
COVID-Related Symptoms & Long-Term Disability Benefits
Просмотров 2088 месяцев назад
COVID-Related Symptoms & Long-Term Disability Benefits

Комментарии

  • @MichaelReed-yb8zb
    @MichaelReed-yb8zb 3 дня назад

    I'm under the assumption that after your 65 years of age your disability disappears into thin air ! WHO MADE THIS IDEA UP ? MINE WILL NEVER GO AWAY , AAND I SUFFER WITH IT EVERYDAY !

  • @patriciastewart9205
    @patriciastewart9205 15 дней назад

    Hi, I have been filling for disability since 2007 when I got my foot injured, I believe that I need some help now.

    • @ccklawlongtermdisability
      @ccklawlongtermdisability 12 дней назад

      Hi! Give us a call at (888) 557-7814, we may be able to help. Have a great day!

  • @Amanda-cd6dm
    @Amanda-cd6dm Месяц назад

    I am wondering where my "doctors are no longer over me in rank certification certificate/badge/liscense/diploma" when I am told at a hospital, in North Carolina, that I am fucking screwed and bleeding to death and clotting agents won't work and then I actually die and have to resurrect myself.

  • @brettcarson1061
    @brettcarson1061 Месяц назад

    Thx❤

  • @G7IQJUK
    @G7IQJUK Месяц назад

    AGE 60 due to industrial work accident 38 yrs back . . NOW 60 = 2024 Have 2nd degerative for life changes WANT GET BETTER / BUT WORSE mobility / walk/ stand / move . ARTHIRITIS in discs L4/ L/5 . EARLY STEROSIS . treatable with pain manadge but with side effects . CANNOT self propel manual wheel chair . NOT enougth room in property i live CANT lift it in out car myself 1 handed 1 hand on walk stick . ITcauses pain, scatica exhaustion due medication. CURRENT CANT WORK DUE TO DISABILITY . SOMETHING TORY/ CONS 2010-2024 ///// RIGHT WING GOVERNT WANT EXCEPT . NOW 2024 LABOUR cant under stand / Want except . NOT NOT JUST ABOUT FOLK 65 +++ LONG TERM DISABILTYS . PLENTY US AGE 55/ 65 PAYED 40/ + YRS CLASS1 NI (PAYE) CANT WORK . THANCKS TORY CON RIGHT SIDE AUSTERITY . TO pay 2010- 2024 tax offshore avation . LOSS £X TO englands econmoical pot . APRIL / 2016 DWP & TORY CON PENSTION/ BENFIT REFORMS THERE is no OFFCHIAL RETIRE early now & 60 for man claim penstion tax credits 60- 65 as was b4 2016 backwards ON HEALTH . ALL we can claim is UC , UNICREDIT . LCWRA ,,, LOW CAP FOR WORK WORK RELATED ACTIVITY . DONT have to seek work apply for work go work . 18- 65 ( pip ) if you dont claim pip get 65 claim AA attendance allowance instead NOT both .

  • @ronaldhaugen5967
    @ronaldhaugen5967 2 месяца назад

    This is an excellent video ,

    • @ccklawlongtermdisability
      @ccklawlongtermdisability 2 месяца назад

      We appreciate your message, thank you for watching with us. We hope the information is helpful!

  • @JaruBinns-u6y
    @JaruBinns-u6y 3 месяца назад

    I,"Jaru A. Binns have been diagnosed with early-onset Alzheimer's Disease and mixed dementia's, as well as also seizure disorder. "I, found this topic beneficial and informative." "I, Jaru A. Binns have filed for both LongTerm Disability Insurance Benefits and SSDI benefits, and also, "I," also applied for SSI income benefits, and,"I," filed an appeal this year in May, 2024 at the Appeals Council." Thank you!"😊

  • @ccklawlongtermdisability
    @ccklawlongtermdisability 3 месяца назад

    Thanks for watching! Don't forget to like this video and subscribe to our channel for more long-term disability content. Also, if you need help with your LTD claim, you can reach out to us at any time for a free case evaluation. See the description above for more info!

  • @ccklawlongtermdisability
    @ccklawlongtermdisability 3 месяца назад

    Thanks for watching! If you need help with your long-term disability benefits, you can reach out to us at any time. See the description above for more info!

  • @ccklawlongtermdisability
    @ccklawlongtermdisability 3 месяца назад

    Thank you for watching! If you need help with your long-term disability claim, then CCK may be able to help. Reach out to us at any point in the LTD claim and appeal process for a free case evaluation. More information in the description above!

  • @ccklawlongtermdisability
    @ccklawlongtermdisability 3 месяца назад

    Thanks for watching! If you need help filing or appealing a long-term disability claim, then we may be able to help. Reach out to us for a free case evaluation. More information in the description above!

  • @ccklawlongtermdisability
    @ccklawlongtermdisability 3 месяца назад

    Thanks for watching! If you need help with your long-term disability claim, you can always reach out to us for a free case evaluation. More information in the description above!

  • @lasonyabass4424
    @lasonyabass4424 3 месяца назад

    Will you be in over payment if New York life group pay you a settlement and you are waiting on disability at social security disability and get approved will the New York life group take back your payments they gave you from your disability from social security disability ??

    • @ccklawlongtermdisability
      @ccklawlongtermdisability 3 месяца назад

      Hello! If a claimant settles out their long-term disability claim, the insurance company typically will not try to claim an overpayment if they are later awarded other benefits such as Social Security Disability. However, whether this is the case in your specific situation is going to depend on the facts of your case, your LTD policy, and the terms of any settlement agreement. Have a great day!

  • @frogman9913
    @frogman9913 4 месяца назад

    I love that

  • @Fat12219
    @Fat12219 5 месяцев назад

    Dont get old ! 😂

  • @Brotherken1234
    @Brotherken1234 5 месяцев назад

    How long do you have to be at a job to be eligible for severance pay?

  • @DominiqueWilliams-ue3rx
    @DominiqueWilliams-ue3rx 7 месяцев назад

    They look for arguments

  • @DominiqueWilliams-ue3rx
    @DominiqueWilliams-ue3rx 7 месяцев назад

    What's lack of objective evidence

    • @ccklawlongtermdisability
      @ccklawlongtermdisability 6 месяцев назад

      Hello! You must provide your insurer with evidence, i.e., proof of loss, that demonstrates your inability to work due to your condition. In some cases, insurers will accuse disabled employees of not providing enough objective evidence. In other cases, insurers may allege that the claimant’s symptoms were self-reported and not corroborated by medical evidence. Still, they may say that the claimant’s medical records do not prove that they meet their policy’s definition of disability. Have a great day!

    • @DominiqueWilliams-ue3rx
      @DominiqueWilliams-ue3rx 6 месяцев назад

      @@ccklawlongtermdisability thank you

  • @DominiqueWilliams-ue3rx
    @DominiqueWilliams-ue3rx 7 месяцев назад

    Thank you guys

  • @Jtalks1991
    @Jtalks1991 9 месяцев назад

    It's done before iussance of insurance policy or after ?

    • @ccklawlongtermdisability
      @ccklawlongtermdisability 9 месяцев назад

      Hello! Attending Physician Statements in this context are typically completed as part of a claim for long-term disability benefits under a policy that's already been issued. Have a great day!

  • @tommccolly6348
    @tommccolly6348 11 месяцев назад

    Good to know

  • @charleshines2142
    @charleshines2142 11 месяцев назад

    Is SSDI considered long term disability? I guess it is in a way if the disability is not expected to go away. Like a learning disability for example, they don't go away. Even if there is treatment for them that is not permanent. I have been diagnosed with multiple learning disabilities as early as preschool. I don't remember who that angel of a teacher was who spotted the problems but despite age 50 approaching rapidly I am still disabled. Another angel of a teacher helped me apply for SSI which didn't take long to become SSDI with my Dad's work history. That was after an appointment with the SSA that my Dad and I both attended. Normally my mother would have handled all of these matters but I guess they needed him there maybe to explain that I would get more money and his benefits are completely unaffected by this. Normally he would be frustrated .(with my disabilities and always wondered why some homework was so difficult for me but he was very supportive on that day. I think he just had a fear of me being homeless or something when they are not around any more to support me. I have messy handwriting, terrible at some math and a slow reader and other things. Bad long and short term memory. If I see people I went to high school with I do not always remember their names. I may be drawn to look at that person like I remember him but darn if I ever remember the name. I have photocopies of any forms and testimony or anything that was given and I scanned all of it in, even anything in the stack that might have no value (just had the software leave out blank pages). I highly recommend a scanner with an automatic feeder and I got mine cheap from eBay for less than $60

  • @hkaplanlaw
    @hkaplanlaw Год назад

    That's an interesting question. Thanks for answering it!

  • @scottlink183
    @scottlink183 Год назад

    Hello. I was recently approved for SSI DI. I received a large lump sum from SSI DI. SSI DI informed me that they subtracted my lawyer’s fee from the lump sum award. My LTD Insurance company will claim the lump sum as an off-set. My question is is the f money payed to the lawyer counted in the off-set?

    • @ccklawlongtermdisability
      @ccklawlongtermdisability Год назад

      Hi! You should read your LTD policy to see if it addresses the issue of SSDI attorney fees. However, often times, the LTD insurance company will take into account the fees that were paid to your SSDI attorney when calculating the overpayment that is owed as a result of an award of retroactive SSDI benefits.

    • @scottlink183
      @scottlink183 Год назад

      When I retained the lawyer I specifically asked about his fee. I was told his fee will be paid by the SSI DI award I recieve from SSI DI upon approval of my application. I WAS NEVER advised that I could be responsible for the lawyers fee if the LTD company asked for a offset of the total SSI DI award as opposed to just the amount I received AFTER the lawyer was paid. In my situation the lawyer was paid more than $7000 so that means potentially I will owe $7000 more than I was awarded by SSI DI Horrible. Disgusting. If I had known this I would have taken the LTD insurrance company’s offer to provide a lawyer free of charge when O applied for SSI DI

  • @JunkJournalBee
    @JunkJournalBee Год назад

    My 45 yr old husband is going on ltd and applying for ssdi. He has 4 dependents. Does he need to report the ssdi payments given to the dependents to his long term disability insurance?

    • @ccklawlongtermdisability
      @ccklawlongtermdisability Год назад

      Hello! He should read his LTD policy, as every LTD policy can be different regarding what other benefits are considered offsets and the policy should outline his obligations regarding reporting other income. Often, the LTD insurance company does have the right to offset both the claimant's SSDI benefits, and the SSDI benefits their dependents receive as a result of the claimant's disability.

  • @JoanMcCants-cs9tq
    @JoanMcCants-cs9tq Год назад

    Oh The USA GOVERNMENT 🇺🇲 Is Responsible For This Service

  • @JoanMcCants-cs9tq
    @JoanMcCants-cs9tq Год назад

    These Things Are NOT Using The RIGHT 🇺🇲📚🏛️ And