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Beaux Knows Insurance - Reed Insurance
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Добавлен 19 ноя 2013
I’m Beaux Pilgrim - Welcome to Reed Insurance! This channel will teach you about all things insurance - from homeowners insurance to renters, auto and car insurance, business policies, general insurance claims, different coverage options and how to prepare for emergency situations like floods, earthquakes, roof damage, bodily injury, and more.
Need insurance coverage? Looking for a reliable insurance plan at a great rate? Learn more about how we can help with:
Home, Auto, and Umbrella Insurance - www.reedinsla.com/personal/
Business Insurance - www.reedinsla.com/business/Insurance
Risk Management - www.reedinsla.com/business/risk-management/
Get A Quote: www.reedinsla.com/quotes/
➡️ Subscribe: ruclips.net/user/ReedinslaVidalia
Insurance Agency | Dave Ramsey Endorsed Provider | Home, Auto, Life, and Business Insurance in Arkansas, Louisiana, Mississippi, & Texas | Call or Text 318-336-5202 | email reed@reedinsla.com
Need insurance coverage? Looking for a reliable insurance plan at a great rate? Learn more about how we can help with:
Home, Auto, and Umbrella Insurance - www.reedinsla.com/personal/
Business Insurance - www.reedinsla.com/business/Insurance
Risk Management - www.reedinsla.com/business/risk-management/
Get A Quote: www.reedinsla.com/quotes/
➡️ Subscribe: ruclips.net/user/ReedinslaVidalia
Insurance Agency | Dave Ramsey Endorsed Provider | Home, Auto, Life, and Business Insurance in Arkansas, Louisiana, Mississippi, & Texas | Call or Text 318-336-5202 | email reed@reedinsla.com
Ease The Process Of Your Auto Claim With These Tips!
Ease The Process Of Your Auto Claim With These Tips!
Просмотров: 77
Видео
Five Tips When Looking For Insurance Online
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Five Tips When Looking For Insurance Online
Professional Insurance Agents of Louisiana reception for Insurance Commissioner-elect Tim Temple
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yoyoyo what if you purchase liability and uninsured motorist is that full coverage
No, it is not. There is not a definite list of coverages included in "full coverage". This is a term that the public usually uses to include Liability, Comprehensive, and collision. I would suggest you work with an agent that does not use this term as it is ambiguous. Work with someone that will take the time to explain all of the options to you.
Get to point
If you're driving without insurance you are a shithouse!!
Talk to your agent, not all this is accurate
PROGRESSIVE AUTO INSURANCE IS THE WORST AUTO INSURANCE COMPANY I HAVE ENCOUNTERED IN LIFE!!!! IF YOU LOVE YOUR CAR DONT EVER THINK OF THEM!!!! THEY ONLY SMILE TO ATTRACT YOU AS A CUSTOMER BUT WHEN YOUR CAR HAVE PROBLEM THEY WILL SHOW YOU THEIR RED FLAG!!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!! THEY ARE OUT TO MAKE MONEY FROM CUSTOMERS BUT THEIR SERVICES IS ZERO!!!!!! THEY RUN AWAY WHEN YOUR CAR HAS ISSUES!!!! THEY GIVE YOU THE WORST SERVICE AS A CUSTOMER!!!!!
PROGRESSIVE AUTO INSURANCE IS THE WORST AUTO INSURANCE COMPANY I HAVE ENCOUNTERED IN LIFE!!!! IF YOU LOVE YOUR CAR DONT EVER THINK OF THEM!!!! THEY ONLY SMILE TO ATTRACT YOU AS A CUSTOMER BUT WHEN YOUR CAR HAVE PROBLEM THEY WILL SHOW YOU THEIR RED FLAG!!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!! THEY ARE OUT TO MAKE MONEY FROM CUSTOMERS BUT THEIR SERVICES IS ZERO!!!!!! THEY RUN AWAY WHEN YOUR CAR HAS ISSUES!!!! THEY GIVE YOU THE WORST SERVICE AS A CUSTOMER!!!!!
PROGRESSIVE AUTO INSURANCE IS THE WORST AUTO INSURANCE COMPANY I HAVE ENCOUNTERED IN LIFE!!!! IF YOU LOVE YOUR CAR DONT EVER THINK OF THEM!!!! THEY ONLY SMILE TO ATTRACT YOU AS A CUSTOMER BUT WHEN YOUR CAR HAVE PROBLEM THEY WILL SHOW YOU THEIR RED FLAG!!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!! THEY ARE OUT TO MAKE MONEY FROM CUSTOMERS BUT THEIR SERVICES IS ZERO!!!!!! THEY RUN AWAY WHEN YOUR CAR HAS ISSUES!!!! THEY GIVE YOU THE WORST SERVICE AS A CUSTOMER!!!!!
PROGRESSIVE AUTO INSURANCE IS THE WORST AUTO INSURANCE COMPANY I HAVE ENCOUNTERED IN LIFE!!!! IF YOU LOVE YOUR CAR DONT EVER THINK OF THEM!!!! THEY ONLY SMILE TO ATTRACT YOU AS A CUSTOMER BUT WHEN YOUR CAR HAVE PROBLEM THEY WILL SHOW YOU THEIR RED FLAG!!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!! THEY ARE OUT TO MAKE MONEY FROM CUSTOMERS BUT THEIR SERVICES IS ZERO!!!!!! THEY RUN AWAY WHEN YOUR CAR HAS ISSUES!!!! THEY GIVE YOU THE WORST SERVICE AS A CUSTOMER!!!!!
PROGRESSIVE AUTO INSURANCE IS THE WORST AUTO INSURANCE COMPANY I HAVE ENCOUNTERED IN LIFE!!!! IF YOU LOVE YOUR CAR DONT EVER THINK OF THEM!!!! THEY ONLY SMILE TO ATTRACT YOU AS A CUSTOMER BUT WHEN YOUR CAR HAVE PROBLEM THEY WILL SHOW YOU THEIR RED FLAG!!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!! THEY ARE OUT TO MAKE MONEY FROM CUSTOMERS BUT THEIR SERVICES IS ZERO!!!!!! THEY RUN AWAY WHEN YOUR CAR HAS ISSUES!!!! THEY GIVE YOU THE WORST SERVICE AS A CUSTOMER!!!!!
PROGRESSIVE AUTO INSURANCE IS THE WORST AUTO INSURANCE COMPANY I HAVE ENCOUNTERED IN LIFE!!!! IF YOU LOVE YOUR CAR DONT EVER THINK OF THEM!!!! THEY ONLY SMILE TO ATTRACT YOU AS A CUSTOMER BUT WHEN YOUR CAR HAVE PROBLEM THEY WILL SHOW YOU THEIR RED FLAG!!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!! THEY ARE OUT TO MAKE MONEY FROM CUSTOMERS BUT THEIR SERVICES IS ZERO!!!!!! THEY RUN AWAY WHEN YOUR CAR HAS ISSUES!!!! THEY GIVE YOU THE WORST SERVICE AS A CUSTOMER!!!!!
PROGRESSIVE AUTO INSURANCE IS THE WORST AUTO INSURANCE COMPANY I HAVE ENCOUNTERED IN LIFE!!!! IF YOU LOVE YOUR CAR DONT EVER THINK OF THEM!!!! THEY ONLY SMILE TO ATTRACT YOU AS A CUSTOMER BUT WHEN YOUR CAR HAVE PROBLEM THEY WILL SHOW YOU THEIR RED FLAG!!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!! THEY ARE OUT TO MAKE MONEY FROM CUSTOMERS BUT THEIR SERVICES IS ZERO!!!!!! THEY RUN AWAY WHEN YOUR CAR HAS ISSUES!!!! THEY GIVE YOU THE WORST SERVICE AS A CUSTOMER!!!!!
PROGRESSIVE AUTO INSURANCE IS THE WORST AUTO INSURANCE COMPANY I HAVE ENCOUNTERED IN LIFE!!!! IF YOU LOVE YOUR CAR DONT EVER THINK OF THEM!!!! THEY ONLY SMILE TO ATTRACT YOU AS A CUSTOMER BUT WHEN YOUR CAR HAVE PROBLEM THEY WILL SHOW YOU THEIR RED FLAG!!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!! THEY ARE OUT TO MAKE MONEY FROM CUSTOMERS BUT THEIR SERVICES IS ZERO!!!!!! THEY RUN AWAY WHEN YOUR CAR HAS ISSUES!!!! THEY GIVE YOU THE WORST SERVICE AS A CUSTOMER!!!!!
PROGRESSIVE AUTO INSURANCE IS THE WORST AUTO INSURANCE COMPANY I HAVE ENCOUNTERED IN LIFE!!!! IF YOU LOVE YOUR CAR DONT EVER THINK OF THEM!!!! THEY ONLY SMILE TO ATTRACT YOU AS A CUSTOMER BUT WHEN YOUR CAR HAVE PROBLEM THEY WILL SHOW YOU THEIR RED FLAG!!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!!! AVOID PROGRESSIVE AUTO INSURANCE!!!! THEY ARE OUT TO MAKE MONEY FROM CUSTOMERS BUT THEIR SERVICES IS ZERO!!!!!! THEY RUN AWAY WHEN YOUR CAR HAS ISSUES!!!! THEY GIVE YOU THE WORST SERVICE AS A CUSTOMER!!!!!
Farmers is like that 💩 on the side of road that stinks. Farmers takes that and calls it gold on the form of their products.
Any idea how the percentage on right track relates to the discount offered?
Insurance agents are actual crooks 😂. The fact that you pay them monthly and don't want to pay for things that get damage is sheer fraud on their part. But, it's legal fraud on their end. 😂
Lol. If it is fraud, your state government fully supports the process as they govern very strictly the operations of insurance companies. If you are unhappy, I suggest you contact your representative. FYI. Agents don't pay claims. Insurance companies do.
"Them" = the insurance company 🙄 and "legal fraud" = our fraudulent government 🙄
Seriously? 🙄😂 "Them" = the insurance company and "legal fraud" = the fraudulent GOV.
@@caramela4830 you are entiteled to your opinions. Thanks for sharing.
How much would the car value decrease since the door was damaged and due to an insurance claim fixing the door. Would it go down significantly?
it should not affect it much at all. The history will show a small amount of damage, and it will be minimal.
NJ: If I’m not at fault and the other person insurance is covering the damages. Does my insurance premium still go up?
no, it will not affect your insurance. Keep a record of the claim findings from the insurance company.
@@BeauxKnowsInsurancethanks!
I was hit by drivers door while it was parked. And while trying to get out the car the on coming vehicle did not see me and hit my car. My vehicle was not in motion and I’m ok. They want to pay it out of pocket, however the person they chose is charging $550 and they say they would just fix the door panel and paint the rear door a little to match. I’ve been to other mechanics who say I need a whole new door. Should I go through insurance? Will they cover the whole cost of my repair?
that is hard to say. Two things: 1. If more than one auto body shop with strong reviews said you need a new door, then I would push for that. 2. It is possible that the company would pay for a whole new door. I understand the other party wants to pay out of pocket; they do not want a liability claim on their insurance, but they need to be fair. The body shop that said $550: What are they going to do? Do they have good reviews? Many times the company will put a "skin" over a door to repair it. If the integrity of the door or the function is really affected, then you need a new door and insurance should pay for that.
@@BeauxKnowsInsurance So right now it’s been been since 10/12 I have text messages and witness proof that she is at fault, however I do not have a police report. I just got all her information like her DL, and Insurance information So what should I do next? Should I just call her insurance on Monday to provide my proof or get a police report as well. Also does an adjuster come out to me, to see my car and would they still want to talk to her even though I have text messages of our exchange of her being at fault?
Also based on 3 other mechanics who work with insurance claims they said that the used door are actually the same price as the new doors. All in a 1,049 price range.
@@BeauxKnowsInsurance the body shop that said $550 said they would be fixing in the in door panel and doing a paint job. Also the integrity of the door is compromised. The door does not close properly. You have to slam to hard for it to close. And there is a slight gap closure between the driver side fender and doors. I have a 2022 Honda Accord Sport SE so the door is also a smart door and connect to my key fob. I want to make sure that is also not comprised
@@CelestineAboagye yes, you do exactly as you said. Since you have the info and a witness, this should be good. Share the text and witness info along with estimates. Good work!
Thanks, I wandered what happened if they gave you the wrong information such as Dr license and policy numbers are fake.
That could be a real problem. If you are in an accident, try to take pictures of the scene of the accident as well as how the cars are at the time of impact. Also, pictures of driver's license, ID cards, and license plate. This should help.
Thanks for this video. It was very informative ! I recently got my license and haven’t started driving yet. If you could make a video about best auto insurances and practice for new drivers, it’d be great. I live in nyc.
Police wont always come out or do a police report. 1/2024 - I was hit w/damage in back, called police, who balked at sending a cop out, but did. Even the 911 guy acted irritated! The guy from out of sdtate who hit me did not have an insur card & took him 1 hr to get it digitally! The cop said she'd only file a compalaint if he did nt find his insur info! I called his insur co & filed a claim. Germania Insur called the next day. He didnt even call them till 2 days later!
Yes because Mississippi have a lot ghetto hoods
Why does the insurance company and the claims representative need the loan information on the home ?
The mortgage contract requires them to be included in the claim payments.
It is not fair that insurance does not pay for replacement costs. Seemingly that is the point of having insurance.
This is going to depend on the policy type you buy. All policies are not equal. Some do pay replacement costs, and some do not. Have this discussion with your agent. If your agent will not or you do not feel like they are giving you the best options, talk with a different agent.
Thanks for the video. I was bumped and the person stated they want to pay out of Pocket. I didn't call cops but retained all intimate info. Could I still file without police report?
you can; you will need the other party to collaborate or provide some other form of proof, though. Otherwise, it is your word against their word.
What if you have the same insurance
In an event of getting your “Parked” car mashed in from the front end of the bumper to the fenders…what do I do if I am NOT insured & the person at FAULT do have insurance ❓❓❓
have the police respond so you can have a record. Ask for the other person's insurance insurance and report the claim. Understand that some states have laws that will prevent an insurance company from paying part or all of your damages if you do not have insurance. What state are you in?
@@vir70eli72 Georgia but the accident happened on a FedEx ground private property
Hey man, You just helped me soooo much. I have a roof job that I made a claim on. I don't know much about this and I was upset at the check that was sent and what the roofer was charging me. I was about to call the insurance company, and looked at this video. You cleared up things for me. I realize I will have to pay some, but will get my money back. Phew I can calm down. Thanks alot.
Gald it helped.
Can basic economic loss coverage be the final settlement ?
how does it know I am the one driving the car or that I am in someone else's car?
it does not know that. But the goal is to monitor how you drive so you can get the best credits. You can also turn off the app if you are driving somewhere you are not use to, example: on vacation in a city.
What do i do in my situation? I was a passenger in a parked vehicle(my driver was not in the vehicle, as i was waiting for them). Someone backed into the vehicle i was waiting in, they gave me their insurance info but im not sure what to do as i was injured as a result from this accident
@@ladiidreamsz9848 Go to your doctor to get check out and call the insurance company to explain the situation and open a claim with them.
How do I use the uninsured motorist claim if accidents happens
Report the incident to your agent or insurance company. They will take it from there.
They are 100% trash. Stay away from them.
Im fighting liberty mutal they are refusing to come out to look at the car and i have a police report that shows the other driver at fault and they are giving me a run around talking about the other driver stating road rage there was no road rage the guy hit me and fled the scene i got the guys plate number the cops went to the guys home and the adjuster is refusing to come out to look at the car and the case is escalated to a pannel review board
So sorry to hear of the trouble. Keep pushing on the review board. If you can find any witnesses or dash cam footage, that will help.
Oh please- the adjusters just facilitate rip-offs
RUclips Folks, what's the heck wrong with all of you ? Are you bringing some valid content and discuss a serious issue or playing a concert - music like on the radio ? Is it even possible to hear speaking someone on the subject without hearing some ***ucking disco in the background ? All the best.
Dang
Hi Beaux I like your videos. Can you make some videos about life insurance or do you have some that I’m not seeing? I’m trying to get into selling insurance especially life. Thanks.
@@michaelryan1274 Thank you for the request. I don’t have any content on life insurance and have stayed away from the topic as I don’t specialize in it. I can tell you this, Life insurance sales is a very financial rewarding profession plus you are able to help so many families. Good luck to you.
Ley say, you're driving home with 3 friends a drunk driver hits your vehicle, injures everyone and run away from the accident. If you have uninsured/underinsured of $20,000/$40,000. Your medical bills are $35,000, while the insure company divide the $40,000 amongst 4 people or do your medical bill have priority. Do the passengers have access to your uninsured/underinsured BI. Can the parents of the passengers sue your insurance company when its the other driver is liable?
@@martinyates8192 It will be applied to each person as they have medical expenses. No priority is given to the owner of the policy. Some states this lawsuit can happen.
I had a rental car and somebody hit me in the back and I fixed the rental car and brought it back and they didn't even recognize the the car was damaged I have an insurance they have insurance the people that hit me and can I go to their insurance and get paid
@@RickyLandon-y5v it will be difficult after the repairs have been made, but you may be able to do that. Present photos, paid invoice, police report and any eye witness reports, you might be able to recover your money.
Great video
@@mohammedali-jd5kf thank you
Beaux - My new landlord has decided to require renters to get renter's insurance. I've never had that before and need some help. Can you recommend reputable agencies for Vermont specifically or even nationally ? I've heard some bad things about some of the big name companies so I don't trust advertising. Can you give me any help with this problem ? Thanks for the great advice in this video !
Someone hit my car and the person doesn't want to respond to there insurance so my car can get fixed.
MUTUAL AND SAFECO ARE CONNECTED I WISH THEY WOULD CARE MORE ABOUT THEIR CUSTOMERS THAN THEIR COMMERCIAL THEY WILL DROP YOU IN A SECOND. LAKES AND PONDS GET DIRTY AND GREEN, BUT MY POOL WAS DIRTY DURING THE WINTER AND THEY GAVE ME LESS THAN 2 MONTH TO PUT IN A PROFESSIONALLY INSTALLED POOL COVER . THEY CAN MENTION IN THEIR AD AND COMMERCIALS THAT THEY CARE BUT THEY DON'T. WHAT ABOUT ALL THE YEARS THAT WE PAY FOR INSURANCE AND NEVER USE IT. WE ARE MANDATED TO HAVE INSURANCE BY THE GOVERNMENT BUT THE GOVERNMENT IS ALLOWING INSURANCES TO DROP PEOPLE LEFT AND RIGHT. INVEST YOUR MONEY ON US NOT YOUR COMMERCIALS
Oh we don't cover that. Oh we don't cover that. Oh we don't cover that oh were going to charge you more for less
Insurance polices are complex and there are many options. This is one of the reasons it is important to pick and independent insurance agency that is know just for having cheaper prices. An independent insurance agency works for you. A good one will make sure you understand what you are buying before you buy.
I have no insurance but my car got hit by some other company truck that is a vendor for my job. Will I still be able to get my car fixed ?
That will depend on your state laws. Some states have penalties if you don't have insurance but should. What state are you in?
@@vir70eli72 Wisconsin
@@vir70eli72 Wisconsin
@@vir70eli72 Wisconsin
Awesome!!! I'm going to tell my clients about this!
First inspection ever… so scared 🥺
Don't be scared. They will let you know if there are any issues that need to be addressed and will give you time to take care of them.
What you should be more scared of is if your electrical or plumbing isn't up to code and you don't realize it. An insurance inspector just makes sure your home is safe. Living in an unsafe home is more scary than someone coming out to warn you about any potential dangers
@@christopherharv well said
#1. Thank you for the video, I was expecting another video about how adjusters are always trying to rip you off. It was refreshing to find that was not the case. As a property claims adjuster for 16 years, 7 of those with a major carrier and 9 as an independent adjuster (not a storm chaser type), and having worked both residential and commercial claims ranging from $500 to $5M (over the course of my career), I can honestly say that it is SO MUCH EASIER to find a way to pay a claim (i.e. coverage opportunities) than to have to deny coverage, and just about any claims person I’ve ever talked to about that has agreed. Denying claims sucks and it’s not a discussion we look forward to. The issue generally stems from property owners not understanding that an insurance policy is a contract, and the property owner and the insurance companies agree beforehand what is going to happen under just about any given circumstances. And generally you get less coverage for by opting to go cheap (i.e. like opting to save money and getting a “cosmetic damage” endorsement on your roof). That is all set in motion and the contract is signed and all parties have agreed to its conditions typically long before an adjuster enters the picture. All the adjuster has is to rely on is the facts of what happened and what the policy dictates is to happen in response. Oh course, like any other industry, you’re going have some a$$holes, but that’s just people in general (including property owners). Deductibles: don’t blame your deductible on your adjuster. RCV: don’t blame your adjuster if you didn’t opt for replacement cost coverage. Insurance fraud: it’s a real thing. Luckily, the vast majority of are good. However, it’s not terribly uncommon. The faster I can get all parties to agree that the proposed settlement is fair and reasonable, get the insured paid, and get the claim is closed the better. I wish everyone one the best. #maga #infowars
Thanks for the feedback and great info.