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In an event of getting your “Parked” car mashed in from the front end of the bumper to the fenders…what do I do if I am NOT insured & the person at FAULT do have insurance ❓❓❓

Hey man, You just helped me soooo much. I have a roof job that I made a claim on. I don't know much about this and I was upset at the check that was sent and what the roofer was charging me. I was about to call the insurance company, and looked at this video. You cleared up things for me. I realize I will have to pay some, but will get my money back. Phew I can calm down. Thanks alot.

Can basic economic loss coverage be the final settlement ?

how does it know I am the one driving the car or that I am in someone else's car?

What do i do in my situation? I was a passenger in a parked vehicle(my driver was not in the vehicle, as i was waiting for them). Someone backed into the vehicle i was waiting in, they gave me their insurance info but im not sure what to do as i was injured as a result from this accident

How do I use the uninsured motorist claim if accidents happens

They are 100% trash. Stay away from them.

Im fighting liberty mutal they are refusing to come out to look at the car and i have a police report that shows the other driver at fault and they are giving me a run around talking about the other driver stating road rage there was no road rage the guy hit me and fled the scene i got the guys plate number the cops went to the guys home and the adjuster is refusing to come out to look at the car and the case is escalated to a pannel review board

Oh please- the adjusters just facilitate rip-offs

RUclips Folks, what's the heck wrong with all of you ? Are you bringing some valid content and discuss a serious issue or playing a concert - music like on the radio ? Is it even possible to hear speaking someone on the subject without hearing some ***ucking disco in the background ? All the best.

Dang

Hi Beaux I like your videos. Can you make some videos about life insurance or do you have some that I’m not seeing? I’m trying to get into selling insurance especially life. Thanks.

Ley say, you're driving home with 3 friends a drunk driver hits your vehicle, injures everyone and run away from the accident. If you have uninsured/underinsured of $20,000/$40,000. Your medical bills are $35,000, while the insure company divide the $40,000 amongst 4 people or do your medical bill have priority. Do the passengers have access to your uninsured/underinsured BI. Can the parents of the passengers sue your insurance company when its the other driver is liable?

I had a rental car and somebody hit me in the back and I fixed the rental car and brought it back and they didn't even recognize the the car was damaged I have an insurance they have insurance the people that hit me and can I go to their insurance and get paid

Great video

Beaux - My new landlord has decided to require renters to get renter's insurance. I've never had that before and need some help. Can you recommend reputable agencies for Vermont specifically or even nationally ? I've heard some bad things about some of the big name companies so I don't trust advertising. Can you give me any help with this problem ? Thanks for the great advice in this video !

Someone hit my car and the person doesn't want to respond to there insurance so my car can get fixed.

MUTUAL AND SAFECO ARE CONNECTED I WISH THEY WOULD CARE MORE ABOUT THEIR CUSTOMERS THAN THEIR COMMERCIAL THEY WILL DROP YOU IN A SECOND. LAKES AND PONDS GET DIRTY AND GREEN, BUT MY POOL WAS DIRTY DURING THE WINTER AND THEY GAVE ME LESS THAN 2 MONTH TO PUT IN A PROFESSIONALLY INSTALLED POOL COVER . THEY CAN MENTION IN THEIR AD AND COMMERCIALS THAT THEY CARE BUT THEY DON'T. WHAT ABOUT ALL THE YEARS THAT WE PAY FOR INSURANCE AND NEVER USE IT. WE ARE MANDATED TO HAVE INSURANCE BY THE GOVERNMENT BUT THE GOVERNMENT IS ALLOWING INSURANCES TO DROP PEOPLE LEFT AND RIGHT. INVEST YOUR MONEY ON US NOT YOUR COMMERCIALS

Oh we don't cover that. Oh we don't cover that. Oh we don't cover that oh were going to charge you more for less

I have no insurance but my car got hit by some other company truck that is a vendor for my job. Will I still be able to get my car fixed ?

Awesome!!! I'm going to tell my clients about this!

First inspection ever… so scared 🥺

#1. Thank you for the video, I was expecting another video about how adjusters are always trying to rip you off. It was refreshing to find that was not the case. As a property claims adjuster for 16 years, 7 of those with a major carrier and 9 as an independent adjuster (not a storm chaser type), and having worked both residential and commercial claims ranging from $500 to $5M (over the course of my career), I can honestly say that it is SO MUCH EASIER to find a way to pay a claim (i.e. coverage opportunities) than to have to deny coverage, and just about any claims person I’ve ever talked to about that has agreed. Denying claims sucks and it’s not a discussion we look forward to. The issue generally stems from property owners not understanding that an insurance policy is a contract, and the property owner and the insurance companies agree beforehand what is going to happen under just about any given circumstances. And generally you get less coverage for by opting to go cheap (i.e. like opting to save money and getting a “cosmetic damage” endorsement on your roof). That is all set in motion and the contract is signed and all parties have agreed to its conditions typically long before an adjuster enters the picture. All the adjuster has is to rely on is the facts of what happened and what the policy dictates is to happen in response. Oh course, like any other industry, you’re going have some a$$holes, but that’s just people in general (including property owners). Deductibles: don’t blame your deductible on your adjuster. RCV: don’t blame your adjuster if you didn’t opt for replacement cost coverage. Insurance fraud: it’s a real thing. Luckily, the vast majority of are good. However, it’s not terribly uncommon. The faster I can get all parties to agree that the proposed settlement is fair and reasonable, get the insured paid, and get the claim is closed the better. I wish everyone one the best. #maga #infowars

Great explanation

I'm new to this. Question. How many roofing contractors can I have at the initial adjusters meeting? I haven't decided which one to go with although I've talked to three and they all seem pretty good. I hope you see this and reply quickly. My adjuster's meeting is on Tuesday. Thank you... 🤗 I hate to ask one of the roofing contractors this question so here I am... 😊

I recommend that EVERYONE gets gap insurance at the back so that they’ll never be upside down if their vehicle is totaled. My brand new motorcycle got totaled and I would be upside down if I didn’t get that gap insurance.

Great content! I have a quick question, would you recommend getting a MRI done even if you're not sure you need one, will the at fault insurance pay for it?

Have zero sympathy for adjustors or loan officers.

The wind makes it impossible to hear you.

Another insurance sales idiot...

To whom it may concern at Safeco and Liberty Mutual I am one of your poor customers that with great efforts is responsible and follows the regulations of having insurance. Your promise to make it easy for your customers is a false statement. I am a widow. I live alone, and unfortunately, while performing my job as a paraeducator for special needs children, I was bitten and scratched by a student and developed sepsis. I was in the hospital for 11 days when released I had to use a walker Sepsis affected me a great deal. I am not where I used to be, and unfortunately, I may not ever get to be as healthy and fit as I used to be. I had to stop working as a paraeducator. I am currently on disability. Because doctors refuse to treat anyone with workers comp insurance, I have yet to see the doctors that I need to see that were recommended by the medical evaluator. I continue giving and doing all that I'm able to do with a smile, until yet another insurance company like yours lets me know that a poor person is worthless to you. I'm thankful that God loves me rich or poor. I know my situation is not of your concern. I wanted you to know the kind of person you are kicking off your insurance company. You have given me less than 2 months to find an affordable company to install a pool cover professionally. I asked my agent to have Safeco provide a picture of the specific cover Safeco requires.I absolutely cannot afford the first one, let alone a second, because it may not meet your requirements. Safeco will not furnish any guidelines or pictures for what you want. Which goes to prove that you want me to fail so that you can discard another deficient person from your insurance. In this day and age, everyone shops from Amazon, but Safeco won't approve a pool cover from Amazon. I have insurance because that is what is required. I’m not one of your rich clients who can install anything at any cost. I know I am not an exception to the rule, I wonder how many other poor people you are forcing off. Just because we are not rich. Not having money does not make us less important. Are there enough rich people to sustain your insurance company? You may be able to dispose of all the poor people from Safeco . Unfortunately, you still need us to perform the humble jobs that you can't or won't do. Do you know how many lakes get cloudy or green during the summer? Do you threaten the parks? Do you impose fear on them? Why don't you? Would it be because it's the government and you need them, or because the government has money? Or both???? AT SAFECO INSURANCE, WE UNDERSTAND YOUR LIFE IS PRECIOUS-AND SO IS THE LIFE YOU WORKED HARD TO BUILD. This is also a false statement. God bless you

😂 Adjusters don’t have insurance companies bottom line in mind. 👌🏼

Is their a time limit on when the at fault driver insurance/adjuster have to get back to you with information? I emailed them all details about the accident 3 weeks ago including pics and videos and I’ve called and emailed them 2-3 times a week only to get a response last week that they’re waiting to hear back from their insured client who’s at fault.

Thanks for this video! I'd like to have a conversation with you about your content and experience. I recently had to file a claim and want to get a better understanding of the inner works. Please reach out.

Bla bla bla

90% OF YOU WHO DON'T HAVE INJURIES won't RELATE TO THIS VIDEO BECAUSE UNLESS IT'S A MINOR DENT OR SCRATCH ON a 60,000 + DOLLAR VEHICLE ; BECAUSE THE ADULT POPULATION HAS EXPLODED AND BODY SHOPS ARE SO BEHIND AND CANT GET PARTS FOR WEEKS OR MONTHS , SO THE INSURANCE TOTALS 80% OF THE TIME NOW , AND SCREWS ALMOST EVERYONE ESPECIALLY IF YOU ARE STILL PAYING ON YOUR CAR .

We've been with the same carrier (AAA) for 24 years, with one claim. You'd think, after at least $40k in profit off of us so far, that they know we're a low risk. I'm sorry, capitalists are going to maximize their profits, they don't care about you or your home. They'll drop you like a hot potato if they think it'll improve their bottom line. Time was, people knew each other, small businesses served their communities, bankers lent to people they actually knew from town. Now we're all at the mercy of giant corporations who see you as a resource, not a human. You're a source of money for them. Heaven help you if you don't mow your lawn. What a load of bull puckey.

I was hit from behind and I wasn’t at fault the impact was so strong it made me rear end someone in front of me smh 🤦‍♂️ like where do people get there licenses from?

If my house is totally destroyed beyond repair. Do i have to rebuild the same home or any home that fits the allowed insured amount?

This seems biased to me. There is a major point that is not discussed in this video, which is the fact that in California, a lot of homes are expensive and insurance companies are looking for ways out of insuring their customers any longer. This would lead a company (who is trying to make a profit) to find excuses to reject customers who will then be at higher risk of losing everything.

I was in accident on the 27 t boned they ran a red light I broke my ankle 3 fractured ribs vehicle is totaled I got lawyer about the second week. The others ppl. Insurance. Totaled it out and. I been to therapy now. What’s next process I was told I was to receive pip but lawyer. Said it would be all together in claim I kinda need that now

I was in accident on the 27 t boned they ran a red light I broke my ankle 3 fractured ribs vehicle is totaled I got lawyer about the second week. The others ppl. Insurance. Totaled it out and. I been to therapy now. What’s next process I was told I was to receive pip but lawyer. Said it would be all together in claim I kinda need that now

I was hit in the side of my car while crossing the street which ran parallel to the train tracks I had just came over. The other driver admitted to the police that she was at fault. My insurance provider said that I was on my own since I didnt have collision. The other drivers insurance provider kept blaming me for the accident for over a month and a half, until I threatened them with a lawyer. Could I have sued my insurance provider?

What if I’m going on a month of driving a car with a damaged car and adjuster is not returning my calls, at fault driver, and my insurances calls. I was given a ticket for the missing mirror on my car… what do you advise?

My Insurance agent did not give me enough coverage. That's her job to make sure her clients are protected. She failed to do her ethical duty. Just needed to sell me Insurance. My garage was covered up to $20,000.00. Had a tornado and it was demolished . Cost of damages was $28,000.00.

That's bull. The adjuster is not for you .

The system is messed up. Needs to be revamped to protect the consumer. Insurance agency just try to sell you coverage without any expertise or knowledge of how much coverage you need.

Good video. It gave me a decent idea of what Farmers is like

Would comprehensive cover fire caused by aftermarket subwoofer started the fire?

That is a plane just like what he's saying I just told my truck it wasn't my fault they're just her came over he evaluated my truck he included everything that I had done to my truck whether your truck is fully packaged power windows cruise control if you change the radio and your vehicle if you change the tires any custom stuff that didn't come with the truck when you bought it they will pay for it they will refund you anything that was done even after the accident I don't know where he gets his information and this just happened to me a couple of weeks ago but don't believe this dude you will get more than you thought your vehicle was worth because my vehicle is an '07 Toyota Tacoma and I was expecting at least six $7,000 for it it's got $230,000 mi and they were giving me $13,000 to settle on the truck and I said no I want to buy it back so I bought the truck back from them because the truck still runs good the engine transmission were not touch I was barely t-bone on the passenger side but for them it was more costly to fix an old truck then to pay me so I think I got a pretty good deal and got my truck back and I got some cash in my pocket and I can still sell my truck if I want to and it runs great