First Alliance Credit Union
First Alliance Credit Union
  • Видео 223
  • Просмотров 37 555
Tips for Managing Your HELOC | Money Management
Tips for Managing Your HELOC
In this video, Real Estate Manager Kim covers some essential tips for managing your Home Equity Line of Credit (HELOC) to make the most of this financial tool.
Key Tips Covered:
🔹 Pay More Than the Minimum:
Reduce future payments by paying more than the minimum during the draw period.
🔹 Track Interest Rate Changes:
Stay on top of interest rate changes to manage your HELOC effectively.
🔹 Consider a Fixed-Rate HELOC:
Opt for a fixed-rate HELOC for stable and predictable payments.
Downsides of a HELOC Include:
Fees & Interest Charges:
Be aware of additional fees and interest charges that can add up over time.
Risk of Foreclosure:
Borrow responsibly to avoid risking your home ...
Просмотров: 9

Видео

What Can You Use a Home Equity Line of Credit (HELOC) For?
Просмотров 14День назад
A Home Equity Line of Credit (HELOC) is like a credit card but uses your home as collateral. It allows you to borrow money against the equity you've built in your home. Equity is the market value of your property minus what you owe on it. Unlike a fixed loan, a HELOC gives you flexibility by letting you borrow as needed within a set credit limit. What is a Home Equity Loan and What are the Best...
Understanding Business Credit Cards: Benefits, Differences, and How to Get One | Good Money Moves
Просмотров 314 дней назад
Should you get a business credit cards for your small business? Discover how business credit cards can be a valuable tool for managing your business finances, providing convenience, improving financial management, offering rewards, and credit-building opportunities in this episode of Good Money Moves with Jenna Taubel from First Alliance Credit Union and Andy Brownell with KROC AM.  Business Cr...
How Home Equity Loans Work | Understanding Home Equity and How to Build It
Просмотров 2621 день назад
How Home Equity Loans Work with First Alliance Credit Union. How Can I build Equity in My Home? 1. Paying Down Your Mortgage: Each month, you chip away at the amount you owe, which increases your equity. 2. Home Improvements: Simple updates can raise your home’s value significantly. Think kitchens, bathrooms, and energy-efficient upgrades. 3. Market Appreciation: Home values tend to rise over t...
Home Equity Loans Explained Playlist
Просмотров 421 день назад
When you get a home equity loan, you’re essentially borrowing from your home’s equity and getting that amount as a lump sum. You’ll pay it back the way you would with any other loan, and since the loan is secured, you’ll usually find that home equity loan rates are lower than personal loan interest rates. If you’re thinking about getting a new home equity loan, though, you should be aware that ...
What is a HELOC? | Home Equity Line of Credit Explained | Sherezada with First Alliance Credit Union
Просмотров 2221 день назад
A Home Equity Line of Credit (HELOC) is a great choice for someone who likes having the flexibility to draw funds when they need it and can use it for most any purpose: • Designed for use in your primary residence. • An open-ended line of credit you can manage through Online Banking. • Monthly payment changes based on the amount you owe. • The interest you pay may be tax deductible - consult yo...
Julitza Morales Fernandez Member Testimonial | All For One | First Alliance CU
Просмотров 20Месяц назад
Julitza felt empowered and confident with her finances when she opened her account at First Alliance CU. Open Your Account at First Alliance Credit Union • resources.firstalliancecu.com/account-application-routing Take Control of Your Finances with First Alliance Credit Union • Get in touch: www.firstalliancecu.com/contact First Alliance Credit Union: More Than Banking, It's Belonging. Learn mo...
The Power of Secured Credit Cards | Unlock Your Financial Future | Good Money Moves Podcast Teaser
Просмотров 8Месяц назад
Credit cards for your everyday needs available at First Alliance Credit Union. Save money with our low interest rate credit card options! Learn more here: www.firstalliancecu.com/credit-cards Apply for a First Alliance Credit Union credit card today! resources.firstalliancecu.com/apply-today 🌟💳 Ready to level up your credit card knowledge? 💰🎧 Did you know that there is more than one type of cre...
What to Look for in a Credit Card | How Does a Credit Card Work?
Просмотров 8Месяц назад
More helpful and free resources from First Alliance Credit Union: Save money with First Alliance Credit Union's low interest rate credit card options: www.firstalliancecu.com/credit-cards Apply for a First Alliance CU Credit Card: resources.firstalliancecu.com/apply-today Learn what is will take to pay off all your credit card debt: Credit Card Payoff Calculator: resources.firstalliancecu.com/c...
Understanding Credit Cards | Choosing the Right Credit Card For You | How Do Credit Cards Work?
Просмотров 17Месяц назад
Credit cards are a big responsibility, but using them effectively is a huge step toward financial stability. If you're thinking about getting a credit card, make sure it's the right one for you. Secured Credit Cards: If you have no credit history or limited credit, a secured credit card is often the best option. These cards are specifically designed for individuals who are new to credit or look...
Testimonial from First Alliance Credit Union Member Philip | Member Since 2019
Просмотров 6Месяц назад
First Alliance Credit Union: It's More Than Banking, It's Belonging. First Alliance Credit Union member since 2019 shares his story working with First Alliance Credit Union. Philip found a warm and welcoming partner within First Alliance Credit Union allowing his financial dreams to come true. Meet All Your Banking Needs at First Alliance Credit Union. Join Today! • Learn more: resources.firsta...
Review of First Alliance Credit Union | More Than Banking, It's Belonging
Просмотров 11Месяц назад
First Alliance Credit Union member since 2023 shares her experience and history working with First Alliance Credit Union. Julitza felt empowered and confident with her finances when she opened her account at First Alliance CU. Open Your Account at First Alliance Credit Union • resources.firstalliancecu.com/account-application-routing Take Control of Your Finances with First Alliance Credit Unio...
How Credit Cards Work | Credit Card Terminology | Understanding Credit Cards
Просмотров 19Месяц назад
Check out these helpful and free resources from First Alliance Credit Union: Understanding Your Credit Score: resources.firstalliancecu.com/understanding-your-credit-score Find Out Which Credit Card is Right for You: resources.firstalliancecu.com/request-to-join Save money with First Alliance Credit Union's low interest rate credit card options: www.firstalliancecu.com/credit-cards Apply for a ...
First Alliance Member Philip Bambrough Member Testimonial
Просмотров 24Месяц назад
First Alliance Credit Union member since 2019 shares his story working with First Alliance Credit Union. Philip found a warm and welcoming partner within First Alliance Credit Union allowing his financial dreams to come true. Meet All Your Banking Needs at First Alliance Credit Union. Join Today! • Learn more: resources.firstalliancecu.com/account-application-routing Trust in First Alliance Cre...
Philip Bambrough Member Testimonial | First Alliance Credit Union
Просмотров 1Месяц назад
First Alliance Credit Union member since 2019 shares his story working with First Alliance Credit Union. Philip found a warm and welcoming partner within First Alliance Credit Union allowing his financial dreams to come true. Meet All Your Banking Needs at First Alliance Credit Union. Join Today! • Learn more: resources.firstalliancecu.com/account-application-routing Meet Your Financial Goals W...
First Alliance CU Member Testimonial by Julitza | More Than Banking, It's Belonging
Просмотров 31Месяц назад
First Alliance CU Member Testimonial by Julitza | More Than Banking, It's Belonging
Credit Cards Versus Debit Cards | When to Use Debit vs Credit
Просмотров 71Месяц назад
Credit Cards Versus Debit Cards | When to Use Debit vs Credit
How Credit Cards Work | Credit Cards Versus Debit Cards | Playlist
Просмотров 2Месяц назад
How Credit Cards Work | Credit Cards Versus Debit Cards | Playlist
Exploring Your Debt Consolidation Options | Debt Management
Просмотров 13Месяц назад
Exploring Your Debt Consolidation Options | Debt Management
Top 5 Debt Consolidation Mistakes to Avoid | Common Errors in Debt Management
Просмотров 182 месяца назад
Top 5 Debt Consolidation Mistakes to Avoid | Common Errors in Debt Management
Stressed With Debt? | Find Out How Debt Consolidation Could Save You Time and Money
Просмотров 182 месяца назад
Stressed With Debt? | Find Out How Debt Consolidation Could Save You Time and Money
What is Debt Consolidation? | Struggling with Multiple Debts?
Просмотров 132 месяца назад
What is Debt Consolidation? | Struggling with Multiple Debts?
Debt Consolidation
Просмотров 32 месяца назад
Debt Consolidation
The Importance of Learning to Share | Financial Wellness For Parents and Kids
Просмотров 52 месяца назад
The Importance of Learning to Share | Financial Wellness For Parents and Kids
Teaching Kids the Importance of Spending Money Wisely | Tips For Parents
Просмотров 53 месяца назад
Teaching Kids the Importance of Spending Money Wisely | Tips For Parents
Teaching Kids Financial Skills the Fun Way | Financial Education For Children
Просмотров 93 месяца назад
Teaching Kids Financial Skills the Fun Way | Financial Education For Children
Helping Kids Learn Money Skills | Tips For Parents | First Alliance Credit Union
Просмотров 353 месяца назад
Helping Kids Learn Money Skills | Tips For Parents | First Alliance Credit Union
Teaching Kids the Importance of Financial Literacy
Просмотров 33 месяца назад
Teaching Kids the Importance of Financial Literacy
Mastering Home Buying: Down Payments Explained with Kim from First Alliance Credit Union
Просмотров 93 месяца назад
Mastering Home Buying: Down Payments Explained with Kim from First Alliance Credit Union
7 Essential Steps for Buying Your Dream Home
Просмотров 584 месяца назад
7 Essential Steps for Buying Your Dream Home

Комментарии

  • @chazzbranigaan9354
    @chazzbranigaan9354 Месяц назад

    Lol no shit? 😂 i thought it was free money

  • @GeorgeDiaz-wu4xe
    @GeorgeDiaz-wu4xe 2 месяца назад

    I have about 50k in credit card debt with 650 FICO. Which credit cards are best for me? I need a recommendation for balance transfer cards. I have chase freedom, chase sapphire, chase ink, us bank platinum, discovery card, Amex card, Amazon card, bank of America card. All credit cards are around 20% APR. My credit score is 654. I am afraid to apply for anything for fear of dropping my score below 650. What would you recommend I do? Which cards require 650+ credit scores? 700+? Which balance transfer credit cards might be best in my position?

  • @FirstAllianceCU1
    @FirstAllianceCU1 3 месяца назад

    Empower Your Children Today by Getting Them Started With a Financial Product Listed Below: Open a youth account at First Alliance Credit Union 💰 Make a deposit into your existing youth account at First Alliance Credit Union 💲 Enroll your kid(s) in Greenlight the debit card and money app for kids 👍 Open a youth certificate of deposit at First Alliance Credit Union 💵 Open a youth money market account at First Alliance Credit Union 🐷 Open a youth checking account at First Alliance Credit Union 🏧 Open a WINcentive Savings account at First Alliance Credit Union 💸 Visit www.firstalliancecu.com/ to get started today!

  • @blakeshelton6646
    @blakeshelton6646 4 месяца назад

    😪 'PromoSM'

  • @FirstAllianceCU1
    @FirstAllianceCU1 4 месяца назад

    💰 Have questions about buying a home? Ask us! www.firstalliancecu.com/mortgages

  • @FirstAllianceCU1
    @FirstAllianceCU1 4 месяца назад

    You can dive deeper into this topic by heading over to our blog: www.firstalliancecu.com/blog/how-to-set-your-financial-goals-as-a-couple

  • @FirstAllianceCU1
    @FirstAllianceCU1 6 месяцев назад

    🏋‍♀💰 We all know the importance of getting physically fit, but have you considered the amazing benefits of achieving financial fitness? You'll level up your money game when you get a clear picture of where you currently are with when you utilize our financial fitness assessment from our resource center. Check it out right here resources.firstalliancecu.com/financial-fitness-assessment

  • @FirstAllianceCU1
    @FirstAllianceCU1 7 месяцев назад

    Which holiday movie is your favorite? www.firstalliancecu.com/blog/5-surprising-financial-lessons-from-classic-holiday-specials

  • @FirstAllianceCU1
    @FirstAllianceCU1 7 месяцев назад

    We love a Minnesota winter but it's so important to prepare your finances for the season! Tune in to learn more!

  • @johnwalsh5483
    @johnwalsh5483 8 месяцев назад

    P r o m o s m 💥

  • @FirstAllianceCU1
    @FirstAllianceCU1 8 месяцев назад

    Check out how Chris and Jenna used Certificates of Deposits on their savings journey: ruclips.net/user/shortscn9RKiL4cgw

  • @FirstAllianceCU1
    @FirstAllianceCU1 8 месяцев назад

    Take a look at how First Alliance Credit Union employees Danielle and Jordan utilized Certificate of Deposits on their savings journey: ruclips.net/user/shortsACrugtdk6Lk

  • @FirstAllianceCU1
    @FirstAllianceCU1 9 месяцев назад

    Do you have any questions for us? Let us know in the comments.

  • @FirstAllianceCU1
    @FirstAllianceCU1 9 месяцев назад

    It has been an absolute pleasure getting to know our new CEO at First Alliance Credit Union. Welcome to the team, Brent! Please give Brent a warm Minnesota welcome in the comments.

  • @FirstAllianceCU1
    @FirstAllianceCU1 10 месяцев назад

    What's your biggest financial fear?

  • @FirstAllianceCU1
    @FirstAllianceCU1 10 месяцев назад

    We are so excited to be a participating sponsor of Latino Fest 2023. See you soon!

  • @ponderosalofts6851
    @ponderosalofts6851 Год назад

    Awesome video!

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  • @BigFatAndWhite
    @BigFatAndWhite 3 года назад

    I love first alliance. I will never go to a bank again

  • @staceythomas5198
    @staceythomas5198 3 года назад

    Having great credit is more important than ever. But why work with us? We offer a 100% Money Back Guarantee. We are a company with integrity. We are very experienced with consumer, business and mortgage credit. CLICK TO ENROLL TODAY CALL US NOW at (855) 536-7711 United States of America

  • @oaktreebusiness
    @oaktreebusiness 4 года назад

    Wow! What a beautiful new space! Congratulations on all the new services you are providing for your members!😊☕ #creditunionsrock #creditunionlife

  • @TheMarialevy
    @TheMarialevy 4 года назад

    Brooke is an amazing person. First Alliance is fortunate to have her as a spokesperson!

  • @blainemitchell
    @blainemitchell 4 года назад

    One degree of separation. Hello, Brooke.