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What a dipshit don't let your kids play in insulation...

Can't they just put utilities on in their name

Sunken was better, shame it'll have to get torn out in 30 years.

Awesome

Nice!! 📸 ‼️

Don't blame the victim. The past two decades have borne witness to a transformative period in the U.S. housing market, with stark changes that have made the path to homeownership markedly more challenging for prospective buyers in the current market compared to 2000. One of the most glaring factors contributing to this scenario has been the significant spike in home prices in tandem with sluggish wage growth. To elucidate, data from the Federal Reserve Bank of St. Louis illustrates that the median sales price of houses sold in the U.S. stood at about $169,000 in 2000, a figure that had notably surged to around or above $400,000, representing a growth rate of well over 100%. In stark contrast, the median household income saw a much slower ascent, from roughly $42,148 in 2000 to around $68,700 by 2019, according to the U.S. Census Bureau. This disproportionate growth between wages and home prices has catalyzed an affordability crisis, putting homeownership out of reach for many.This affordability issue is further exacerbated by the more stringent qualifications for securing a mortgage, a fallout of regulatory measures instituted to prevent housing market crashes like the one in 2008. Coupled with this, there has been a staggering increase in student loan debt, which ballooned from under $100 billion in 2000 to about $1.6 trillion in 2021, as per Federal Reserve data. This surge in student debt has directly impacted the debt-to-income ratios of many potential buyers, particularly the younger population, thereby adding another layer of complexity to the already difficult process of securing financing for a home.Analyzing this phenomenon from a generational perspective reveals that "our parent's generation" arguably had a more straightforward pathway to homeownership, not necessarily owing to more diligent financial practices or harder work, but largely due to the substantial appreciation in home values during their prime buying years. This appreciating asset allowed them to leverage their home equity into acquiring more expensive properties or venturing into real estate investments. Unfortunately, this has inadvertently intensified the challenges faced by first-time homebuyers, as it often leads to inflated home prices and fiercer competition in the housing market. Consequently, a significant portion of the newer generation finds themselves grappling with the option of delaying homeownership, and in many cases, resorting to renting as a more viable financial decision.Furthermore, the presence of investment properties and institutional investors in the real estate market has escalated, especially in the period leading up to 2021. This influx has fostered bidding wars and inflated property prices even further, thereby creating an environment where first-time homebuyers find themselves frequently outbid and priced out of the market, effectively exacerbating the existing hurdles to homeownership.

👉 Promo*SM

Dreadful "music"

Love it ❤

The people who filmed this did a great job!

❤

Great episode

Love this!

I’m ready for this new video!

Love it!!

Question about "appraisal gaps". A buyer bids full price of $325K, puts $10K down, only needs to borrow $285K (conv loan, remainder in cash), property appraisal comes in at $300K; is there still an appraisal gap if buyer is borrowing less than the appraisal estimate? The buyer and agent are requesting seller to reduce the price of the house to get closer to the appraisal estimate. Is this a trick to get the seller to reduce the asking price? I believe there is no appraisal gap (borrowing less than appraisal estimate) and house is worth what someone is willing to pay for it. (I already had one buyer backout of a deal because they bid $10K over asking price for a house I was selling. the appraisal came in $40K less than what I was offered, but the buyer was borrowing much less than appraisal (65% LTV). Buyer & agent claim an appraisal gap. Basically, they were pissed because the appraisal came in too low and thought they were paying too much for the house; how is this my (seller) fault......jeesh!

love these tours

Yeah,great shots- Image-🎥

They will take your air space too

Are real estate podcasts a thing? What do you have, 9 listeners? It’s crazy you have that much time to sit down and talk about selling homes…. Btw, you’re talking about septic, not sewer.

Yeah what was it

bad content. what was the 6 letters damnit.

Value is defined as how much one person is willing to pay for a piece of property.

Great content 👌

Loves this info

Booooooooo!

Really great, clear and well thought out information! You guys are great

New studio is fire guys!

love this info

Love these stories so funny

#Ineedhelp, #realtorneeded, #realtorlife #undercontract #buyersguide #sellerguide #podcast #RUclips 🤵 Realtor Josh Jones ☎️ 336-223-6206 🤵 Realtor Cameron Denny ☎️336-213-5707

😴 ≋p≋r≋o≋m≋o≋s≋m

Thanks for sharing!😉

Great first episode! Enjoyed listening to all the insight you guys gave about the current market and its foreseeable future.

Tap niice.

Hope all is well.

Way to go Josh!!

Beautiful home 🏡 wow

I going to call you to sell my home!!!

Hey Josh! Liked and Subbed for more of that great real estate content! I love the content quality! Can’t wait to see more! What market are you in?

Very Nice Home Josh