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They should've just called us the discarded generation. Unloved, unsung, and unwanted because that's the way we were treated then and now

Amazing knowledge (thank you)

I live in one and love it. I have great neighbors and lots to do here. Going to Karaoke tonight. Also much cheaper than living in a house. HOA is awesome as it covers everything. Also we have maintenance that fixes everything. We can only have two pets. Glad they have that rule. This place would be a mess without rules. Backyard? We don't have that. lol So much cheaper than rent. Mine has been here since 1962. Places are selling for more all the time here. We have medical onsite and close to a hospital. We have great people here and great clubs. No clicks or gossip. We have over 10,000 residents. We don't pay extra for using things here. All is included and awesome. The gym is kept up and current. Has awesome machines. You can't say any of this as is may vary in each community. Not so in mine.

Great video! I’ve watched your videos for about 2 years now. 👌🏽

I’m 21 me and my wife have a daughter and we’re split between moving to key west , st Thomas or Sicily since that’s where my fam is from, I have roughly 7 million liquid , what’s your suggestion?

This should be re-titled the many reasons not to retire in Puerto Rico, including the extreme heat, excessive Wendy beaches with non-clear waters the relentless ants at the beach, the losing battle with the termites and ants at home, exorbitant prices for basic foods and consumer items, erratic driving and the limited, and much much more. Basically the only reason to live there is if you have a Puerto Rican wife and St. Thomas is more expensive.

My family of four's current expenses are $93k / year and I make $120k / year. I saved 10% from 23 to 46y.o, and then started maxing by saving about 35% into my 401k, IRA, and HSA... At age 55 I have $900k in the 401k, $40k in an HSA, and $160k in a Roth IRA. I'll work and save at least until age 60 and reevaluate.

I’m 76 and do my own research

It is good to retire in Puerto Rico if you pay $0 on the land of your house, just for one reason not to have another house on top of your house, it is ridiculous to hear that but that is how it is

Okay, I think the HOA problems are directly related to Strata living which can turn bad for ANY age group if the Council and By-laws are not good. But a very real problem is the mindset. As people age they stop wanting to invest in upkeep. So you have buildings etc that become poorly maintained because "I don't care, I'm going to be dead before it falls apart." Interesting video. Very thought provoking!

This is the best of all the stupid “retire early” RUclips videos. I foolishly allowed myself to be influenced by the guys encouraging viewers to retire. There were others in my life who encouraged me to hang it up too. I was suicidal after a few months with anxiety, remorse, loss of status, purpose and income, etc. I’m a year into retirement now. A part-time job, lots of prayer, exercise, therapy, living one day at a time, and by the grace of God I’m still here. Best wishes and may God bless and heal all of us.

Retired a year ago at 60 with a modest government pension. Worst mistake of my life. Oh how I wish I could turn back the clock. Peace be with all of you.

Jeff, this makes total sense. More people in the country of any kind leads to more demand for housing. I think this is also the cause of much homelessness. The other issue is that some markets have excess housing and others are in high demand. This shift in where people are living doubles up on the housing shortage.

Jeff, only 600 views. I just discovered that RUclips stopped showing me your videos about 6 months ago. Not a very friendly algorithm.

Bro…..stay on topic.

I just hate any type of HOA that's all you have in most parts of Florida not for me.

Do you really want someone telling you who can visit & stay. Meanwhile you have tp pay to be told what to do 🙄

There’s a difference between 55 and older places and senior places

Taxes are way too high in Puerto Rico. Everything is more expensive but specially food and utility costs. Utility services are absolutely terrible. Expect outages a few times a month, every month. Cars are about 30% more expensive as well. Healthcare is absolutely awful. All these things will bite you, eventually. It wont take long really. Are these worse places in the world? Definitely. But, there are MUCH nicer places to retire in within the lower 48 unless you like hot and humid weather year round, beaches, island life and can deal with all the problems.

Your t-shirt is brilliant! It's my first time seeing that revamped FIRE definition, and it makes a whole lot of sense for what ends up happening so often.

Lol... prices are ridiculous

I agree with HOA. If no HoA, you deal with junky, hoarder neighbors… I don’t like people bullying me or bothering me and getting in my business.

These communities are loaded with gossip, gossip, gossip........ So, if you like your privacy stay away from these communities!

Thanks for the info. I live in Florida and want to move to Spain.

350K will get you a Small 1Bed 1Bath in San Juan.

Great! Thank you for sharing. Subscribing to the channel after seeing this.

My husband and I are 60 & 64 and moved into a new 55+ community 3 years ago. There are both sides. Our community is very small (only 89 homes) and our HOA fees include mowing but are still higher than average at $308/mo. We found out after the developer turned over the community to the homeowners that he was shady and he is currently in bankruptcy. I have made a few friends here, but there are may cliques. Since the homeowners have taken over, we have a bunch of people who have no clue how an HOA should be run and they thrive on thinking they have some kind of power. LOL Our restrictions are not onerous like the ones you mentioned, but they are currently trying to amend ours to say how long you can have yard decorations and for what holidays, etc. which I find ridiculous. This is the first time we ever lived anywhere with an HOA and I would say this is probably typical with any HOA, not just 55+. The people we have who serve on our Board are terrible. They are not leaders but think they know everything and are not transparent about any of their business. Just one example, they recently enacted a "Fine Schedule" which was supposed to be voted on by the homeowners. Not only was it not voted on, they never told anyone prior or subsequently. My neighbor found the Amendment buried on the Prop. Management website. They still have not ever announced it or sent a copy to everyone. They do a lot of stuff in secrecy and the Board President actually said, "We are raising the HOA fees because we can." At the present, we cannot afford to move with interest rates so high right now. I do not ever wish to live in an HOA subdivision period 55+ or otherwise. If you plan on living in ANY HOA, get a copy and read them word for word or better yet, have an attorney review them.

We got a good description of how bad the women in these communities are (Karens). But there was nothing about the men. How are they in these communities? And what slur do we call them that's equivalent to Karen when they don't behave as we think they should?

I appreciate all the information you had given me about houses in Puerto Rico for many years. I’ve been trying to get to buy a home in Puerto Rico. I knew some part, but you gave me more information that I knew. I appreciate all the information that you have given me and I’m gonna go and look into itand get all the information that I need to purchase a home in Puerto Rico I thank you so much and I hope you get more prescribers in your website. Thank you.

Puerto Rican here. Please please please if you move to Puerto Rico all I ask is that you use Spanish in public. It is something that we are very proud of. We will really really appreciate it. And you will become part of our history since our ancestors also came from France and Italy and Ireland and they all learned Spanish. Please don't divide Puerto Rico between whites and blacks and latinos. If you come to Puerto Rico aprenda español. Gracias❤

A lot of people who live in 55+ communities are parents that have had problems with their kids

Maybe not if you are newly retired, however, I am in my eighties and moved to 55 plus last year. Best move I ever made! I love it! Mine is an apartment with lots of amenities.

Which beach were you in?

Senior mobile home parks are horrible.. it is like high school all over again. Everyone is so immature and competitive with one another. The gossip is out of control. Our park is a 5 star showcase community. Most of the residents are mean and treat eachother like crap. Their is a huge witches coven in our park. They is a huge problem. They work with the devil to destroy people's lives. There are plenty if drug addicts in these parks too. They have crack dealers and weed dealer always dropping off drugs and even going in the houses for sexual.payment. this is no joke. Its very real and very damaging to.people lives. Research it before you move to one of these. It has been the worst experience of our lives. We finally are getting out. .

my hubby was smart he married a 24 yr younger woman

Don't feel bad, cruise ships have bad wi fi at a high ccost.

Please sir, stop waving your hands like an orchestra conductor. Distracting.

I agree that many can become couch potatoes by choice. Unfortunately, many didn’t choose it. They have aches and diseases that oblige them to stay near a hospital or their doctor’s office.

*Excellent! I really do have a question. As a beginner interested in trading. How would you recommend we enter into trading ? I will greatly appreciate any suggestions*

*Excellent! I really do have a question. As a beginner interested in trading. How would you recommend we enter into trading ? I will greatly appreciate any suggestions*

I moved into a 55+ coop and am now being bullied by other residents but have no help because management says you get along or get out. Believe me I stick to myself and am looking to move asap.

I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.

I am always for traveling if you can. Do that year! And your advice to go where you’re interested in living for 6 months is def right on!

Whats the sq ft of the home? Internet is quoting $150-$200 per sq ft for remodeling

It didn't work for me.

The people that live in the Mountains (campos) live almost for free..im 58 my Parents home in the mountains of Villalba PR only cost me $40 a month to maintain, i only pay Electric, the water is free cause it comes from the mountains ..there is no Tax on the home there is no monthly gas bill cause the houses in PR dont have heating system all u do is pay $125 every 3 months for a propain tank and that is if u cook every day ..i dont cook over there i go out to the local places where a plate of rice and beans with totstones and meat cost me $7 a plate

you said your homeowners is $1800/month?? or did you mean year

What's the deal with going to the seller's bank and paying off their loan/mortgage on closing day? Is that really widely practiced or just what some people practice? Why is this done? It may be helpful to point out that even if you get a lawyer that speaks both English and Spanish, if they are biased towards the sellers, they will only speak Spanish with them in front of you at closing and not explain what they are saying to you in English.

What city is this house in?

I live in a 55 + community. I feel like I am on a cruise ship. Lots of activities. Every one is helpful. You are negative